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TCI Finance Reports Q3 Net Loss of ₹109.31 Lakhs; Faces RBI Registration Risks
TCI Finance reported a standalone net loss of ₹109.31 Lakhs for the quarter ended December 31, 2025, a significant increase from the ₹23.11 Lakhs loss in the previous year's corresponding quarter. The company is currently embroiled in a legal battle with the RBI regarding the surrender of its NBFC Certificate of Registration due to inadequate Net Owned Funds. Management has explicitly flagged uncertainties regarding the company's status as a 'going concern' due to massive exposure to defaults and invoked corporate guarantees. Total revenue for the quarter was negligible at just ₹0.03 Lakhs, reflecting a near-total halt in core operations.
Key Highlights
Net loss widened to ₹109.31 Lakhs in Q3 FY26 compared to a loss of ₹23.11 Lakhs in Q3 FY25.
The company faces contingent liabilities of ₹25,619.80 Lakhs from corporate guarantees given to Amrit Jal Ventures.
RBI has directed the company to surrender its NBFC registration; the matter is currently under interim stay by the Telangana High Court.
Statutory auditors have issued a modified opinion citing significant financial and legal uncertainties.
Management admitted to 'going concern' doubts as adverse developments in investee entities affect future income.
💼 Action for Investors
Investors should exercise extreme caution as the company faces potential deregistration by the RBI and has massive unprovided liabilities. The 'going concern' warning and negligible revenue suggest a high risk of insolvency or total capital loss.