INDIANCARD - Indian CardCloth
Financial Performance
Revenue Growth by Segment
Consolidated Net Profit Before Tax fell 88.2% YoY to INR 949.87 Lakhs in H1 FY25 from INR 8,049.32 Lakhs in H1 FY24, primarily due to the absence of exceptional asset sale gains. The card clothing division previously reported an 11% YoY increase in operating income to INR 51.28 Cr in FY20.
Geographic Revenue Split
Higher exports were a key driver for an 11% YoY increase in operating income in FY20; specific regional percentage splits for H1 FY25 were not disclosed in the available documents.
Profitability Margins
Operating Profit Margin improved to 74.43% in FY25 from 64.78% in FY24. Net Profit Margin reached 255% in FY25 compared to 16.06% in FY24, heavily influenced by one-time profits from the sale of land and buildings.
EBITDA Margin
Operating Profit Margin increased by 9.65 percentage points YoY to 74.43% in FY25, driven by profit on asset sales and fair value gains on investments.
Capital Expenditure
Not disclosed in available documents.
Credit Rating & Borrowing
Credit rating indicates a weak financial risk profile due to continued operating losses in the card clothing division. Interest paid in H1 FY25 was INR 64.15 Lakhs on a significantly reduced debt base (Debt-Equity ratio of 0.04).
Operational Drivers
Raw Materials
Not specifically named in documents.
Import Sources
Not disclosed in available documents.
Key Suppliers
Not disclosed in available documents.
Capacity Expansion
Not disclosed in available documents.
Raw Material Costs
Not disclosed in available documents.
Manufacturing Efficiency
Operating losses in the card clothing division were substantially reduced by lowering overheads that were previously not covered by sufficient revenues.
Logistics & Distribution
Not disclosed in available documents.
Strategic Growth
Expected Growth Rate
Not disclosed
Growth Strategy
The company is executing a strategy of monetizing non-core real estate assets (INR 66.41 Cr profit in H1 FY24) and diversifying into financial services, evidenced by a INR 10 Cr equity investment in CFM Asset Reconstruction Private Limited (CFMARC) approved in October 2025.
Products & Services
Card clothing for textile spinning machinery.
Brand Portfolio
The Indian Card Clothing Company Limited.
New Products/Services
Not disclosed in available documents.
Market Expansion
Not disclosed in available documents.
Market Share & Ranking
Not disclosed in available documents.
Strategic Alliances
Equity investment of INR 10 Cr in CFM Asset Reconstruction Private Limited (CFMARC) to leverage opportunities in the asset reconstruction sector.
External Factors
Industry Trends
The card clothing industry is facing high overhead pressures; the company is responding by reducing employee costs and shifting focus toward exports, which grew 11% in FY20.
Competitive Landscape
Not disclosed in available documents.
Competitive Moat
Niche expertise in card clothing manufacturing provides a specialized market position; however, sustainability depends on successful cost restructuring and diversification into financial investments.
Macro Economic Sensitivity
Not disclosed in available documents.
Consumer Behavior
Not disclosed in available documents.
Geopolitical Risks
Not disclosed in available documents.
Regulatory & Governance
Industry Regulations
Not disclosed in available documents.
Environmental Compliance
Not disclosed in available documents.
Taxation Policy Impact
Not disclosed in available documents.
Legal Contingencies
Not disclosed in available documents.
Risk Analysis
Key Uncertainties
Sustainability of net profits which were primarily driven by a 255% net profit margin in FY25 due to one-time asset sales (INR 66.41 Cr) rather than core manufacturing performance.
Geographic Concentration Risk
Not disclosed in available documents.
Third Party Dependencies
Not disclosed in available documents.
Technology Obsolescence Risk
Not disclosed in available documents.
Credit & Counterparty Risk
Trade receivables increased to INR 1,045.32 Lakhs in H1 FY25 from INR 844.88 Lakhs in FY24, a 23.7% rise, indicating potential working capital pressure.