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5PAISA - 5Paisa Capital

📊 NSE: 5PAISA 🏢 Finance & Investments 📅 Last Updated: 12/13/2025 17:33

📢 Recent Corporate Announcements

5paisa Q4 PAT Rises 7% YoY to ₹10.8 Cr; FY26 Annual Profit Drops 35% to ₹44.2 Cr

🔵 WATCH ⭐ 8/10

EARNINGS 📅 30 Apr 2026, 10:12 PM

5paisa Capital reported a 20% YoY growth in Q4FY26 revenue to ₹85.5 crore, though quarterly PAT saw a sequential decline of 12% to ₹10.8 crore. The full-year FY26 performance was weaker, with annual income falling 11% to ₹319.9 crore and PAT dropping 35% to ₹44.2 crore. Despite the annual earnings dip, the company showed strong operational momentum by adding 1.03 lakh new clients in Q4, a 33% increase over the previous quarter. Additionally, the company successfully completed a substantial fundraise of ₹468.8 crore through a rights issue in April 2026.

Q4FY26 consolidated income grew 20% YoY to ₹85.5 crore, while PAT rose 7% YoY to ₹10.8 crore.
Full-year FY26 PAT declined by 35% to ₹44.2 crore compared to ₹68.2 crore in FY25.
Successfully raised ₹468.8 crore via a rights issue of 1.56 crore shares in April 2026.
Customer acquisition accelerated with 1.03 lakh new clients added in Q4, taking the total base to 51.8 lakhs.
Mobile app installs reached 23.4 million with a 4.3-star rating on the Playstore.

💡 Investors should monitor how the company utilizes the newly raised ₹468.8 crore to regain its annual growth trajectory and offset the FY26 profit decline. While Q4 shows signs of recovery in client acquisition, the sharp drop in annual profitability warrants a cautious approach until margins stabilize.

5Paisa Capital Grants 50,000 Stock Options Under ESOS 2023 at ₹10 Exercise Price

🟡 NEUTRAL ⭐ 3/10

ROUTINE 📅 30 Apr 2026, 04:08 PM

5Paisa Capital Limited has approved the grant of 50,000 stock options to eligible employees under its 2023 Employee Stock Option Scheme (ESOS). Each option is convertible into one equity share of face value ₹10, with the exercise price also set at ₹10 per share. The scheme includes a minimum vesting period of one year and an exercise window of three years from the date of vesting. This move is aimed at talent retention and aligning employee interests with shareholder value.

Grant of 50,000 stock options to identified employees under the 5Paisa ESOS – 2023
Exercise price set at ₹10 per option, equal to the face value of the equity shares
Minimum vesting period of one year required between the grant and vesting of options
Exercise period of 3 years from the date of vesting for eligible employees
Each vested option entitles the participant to one fully paid-up equity share

💡 This is a routine corporate action for employee compensation and involves negligible equity dilution. No immediate action is required from investors.

5paisa Capital Appoints A N S A & Associates LLP as Internal Auditor for FY 2026-27

🟡 NEUTRAL ⭐ 3/10

ROUTINE 📅 30 Apr 2026, 04:04 PM

5paisa Capital Limited has announced the appointment of M/s A N S A & Associates LLP as its Internal Auditor for the financial year 2026-27. The appointment was approved by the Board of Directors during their meeting on April 30, 2026, following the Audit Committee's recommendation. The new auditor, established in 1981, brings over four decades of experience in governance, risk, and compliance, serving over 200 multinational and Indian companies. This is a standard regulatory disclosure and part of the company's routine corporate governance practices.

Appointment of M/s A N S A & Associates LLP as Internal Auditors for the full Financial Year 2026-27.
The appointment is effective retrospectively from April 01, 2026, as per the Board approval on April 30, 2026.
A N S A & Associates LLP is a boutique GRC firm established in 1981 with a portfolio of over 200 clients across 50 sectors.
The firm specializes in Integrated Internal Audits, Forensic Studies, and Business Process Redesign.

💡 This is a routine administrative update regarding corporate governance and does not require any specific investment action. Investors should continue to monitor the company's quarterly financial performance.

5paisa FY26 PAT Falls 35% to ₹44.1 Cr; Board Approves ₹250 Cr NCD Fundraise

🔴 NEGATIVE ⭐ 8/10

EARNINGS 📅 30 Apr 2026, 01:47 PM

5paisa Capital reported a 35% decline in annual profit for FY26, with PAT falling to ₹44.12 crore from ₹68.12 crore in FY25. Total annual revenue also saw an 11% dip to ₹319.55 crore, largely due to lower fee and commission income. Despite the annual decline, Q4 FY26 showed a recovery with revenue up 20% YoY to ₹85.42 crore and PAT up 8% to ₹10.87 crore. Additionally, the board approved a fundraise of up to ₹250 crore through Non-Convertible Debentures (NCDs).

FY26 Profit After Tax (PAT) dropped 35.2% YoY to ₹44.12 crore from ₹68.12 crore.
Annual Revenue from operations declined 11.1% to ₹319.55 crore compared to ₹359.57 crore in FY25.
Q4 FY26 PAT grew 8.2% YoY to ₹10.87 crore, showing sequential and yearly improvement in the final quarter.
Board approved raising up to ₹250 crore through Secured/Unsecured NCDs on a private placement basis.
Full-year Basic EPS declined significantly to ₹14.12 from ₹21.82 in the previous year.

💡 The sharp drop in annual profitability is concerning, though the Q4 recovery and planned ₹250 crore fundraise suggest a pivot toward growth. Investors should watch for improvements in fee-based income and market share stability in the competitive discount brokerage space.

5paisa Capital Q4 PAT Up 8% to ₹10.8 Cr; Board Approves ₹250 Cr Fundraise via NCDs

🔵 WATCH ⭐ 8/10

EARNINGS 📅 30 Apr 2026, 01:26 PM

5paisa Capital reported a recovery in Q4 FY26 with revenue growing 19.7% YoY to ₹85.4 crore and PAT increasing 8.2% to ₹10.8 crore. However, the full-year performance remained under pressure, with annual PAT declining 35.2% to ₹44.1 crore compared to ₹68.1 crore in FY25. The company's fee and commission income saw a significant annual drop of 21%, falling to ₹181 crore. To support operations, the board has approved a fresh fundraise of up to ₹250 crore through Non-Convertible Debentures.

Q4 FY26 revenue rose 19.7% YoY to ₹85.43 crore, showing quarterly momentum.
Full-year FY26 PAT fell 35.2% to ₹44.12 crore, down from ₹68.12 crore in FY25.
Board approved raising up to ₹250 crore through Secured/Unsecured NCDs on a private placement basis.
Annual finance costs surged to ₹32.53 crore from ₹23.80 crore in the previous year.
Fees and commission income for FY26 dropped to ₹181.02 crore from ₹229.16 crore in FY25.

💡 Investors should exercise caution as the significant annual decline in fee-based income suggests competitive pressures in the discount brokerage space. Monitor the utilization of the proposed ₹250 crore fundraise and whether it leads to improved market share or higher interest burdens.

5paisa Capital to Announce Q4 FY26 Results on April 30; Earnings Call Set for May 4

🟡 NEUTRAL ⭐ 4/10

EARNINGS 📅 28 Apr 2026, 06:46 PM

5paisa Capital Limited has scheduled the announcement of its audited financial results for the quarter and full year ended March 31, 2026, for Thursday, April 30, 2026. Following the results, the company will host an earnings conference call on Monday, May 04, 2026, at 02:00 PM IST. The call will feature top management, including the CEO, CFO, and CTO, to discuss financial performance and the company's technology-driven growth strategy. This provides an opportunity for investors to engage in a Q&A session regarding the firm's fintech operations.

Audited financial results for Q4 and FY 2025-26 to be released on April 30, 2026.
Earnings conference call scheduled for May 04, 2026, at 02:00 PM IST.
Management team including MD & CEO Gaurav Seth and CFO Gourav Munjal will lead the discussion.
The session will include a brief management discussion followed by an interactive Q&A.
The call will be hosted via a digital platform with pre-registration available for participants.

💡 Investors should monitor the April 30 results for key metrics like active client growth and brokerage revenue. Participating in the May 4 call is recommended to gain insights into the company's digital expansion and competitive positioning in the discount broking space.

5Paisa Capital Announces Resignation of Company Secretary Charvi Panchmatia

🟡 NEUTRAL ⭐ 4/10

MANAGEMENT 📅 13 Apr 2026, 10:24 PM

5Paisa Capital Limited has informed the exchanges that Ms. Charvi Panchmatia has resigned from her position as Company Secretary and Compliance Officer (Key Managerial Personnel). The resignation was tendered on April 13, 2026, and will be effective from the close of business hours on April 17, 2026. The departure is attributed to her decision to pursue career opportunities outside the organization. The Board of Directors has accepted the resignation and noted that there are no other material reasons for her exit.

Ms. Charvi Panchmatia resigned as Company Secretary & Compliance Officer on April 13, 2026
The resignation is effective from the close of business hours on April 17, 2026
The Board of Directors accepted the resignation in a meeting held on April 13, 2026
The outgoing KMP confirmed there are no material reasons for resignation other than career growth

💡 This is a routine administrative change and does not impact the company's business operations or financial health. Investors should look for the announcement of a new Compliance Officer to ensure smooth regulatory adherence.

5Paisa Capital Company Secretary Charvi Panchmatia Resigns Effective April 17, 2026

🟡 NEUTRAL ⭐ 3/10

MANAGEMENT 📅 13 Apr 2026, 10:21 PM

5Paisa Capital Limited has announced the resignation of Ms. Charvi Panchmatia from her role as Company Secretary and Compliance Officer, which is a Key Managerial Personnel (KMP) position. Her resignation is set to take effect from the close of business hours on April 17, 2026. The departure is intended to allow her to pursue career opportunities outside the organization. The Board of Directors accepted the resignation in a meeting held on April 13, 2026, and noted no other material reasons for her exit.

Ms. Charvi Panchmatia to step down as Company Secretary & Compliance Officer on April 17, 2026
Board of Directors formally accepted the resignation in a meeting on April 13, 2026
Reason for resignation cited as pursuing career opportunities outside the company
Company confirms no other material reasons for the resignation exist

💡 This is a routine administrative change and does not impact the company's business operations. Investors should monitor for the appointment of a successor to ensure continued regulatory compliance.

5Paisa Capital Allots 1.56 Cr Equity Shares via Rights Issue, Raising ₹468.82 Crore

🟢 POSITIVE ⭐ 8/10

FUNDRAISE 📅 13 Apr 2026, 10:14 PM

5Paisa Capital has successfully completed the allotment of 15,627,419 equity shares following its Rights Issue at a price of ₹300 per share. The company raised approximately ₹468.82 crore, which will strengthen its capital base for future growth. The issue received a strong response with applications for 19,328,292 shares, significantly exceeding the offer size. Consequently, the company's paid-up equity share capital has increased from ₹31.25 crore to ₹46.88 crore.

Allotted 15,627,419 fully paid-up equity shares at an issue price of ₹300 per share
Total capital raised through the Rights Issue amounts to ₹4,688.23 million
Issue was oversubscribed with applications received for 19,328,292 shares against 15,627,419 offered
Paid-up equity capital expanded from 31,254,838 shares to 46,882,257 shares

💡 Investors should view the oversubscription as a sign of confidence in the company's growth prospects, though they should also account for the equity dilution in future EPS calculations.

5Paisa Capital Allots 1.56 Crore Shares in ₹468.82 Crore Rights Issue

🟢 POSITIVE ⭐ 8/10

FUNDRAISE 📅 13 Apr 2026, 10:10 PM

5Paisa Capital has successfully completed its Rights Issue, allotting 15,627,419 equity shares at a price of ₹300 per share (including a ₹290 premium). The issue was oversubscribed, with applications received for 19,328,292 shares against the 15,627,419 shares offered. This capital infusion has raised approximately ₹468.82 crore, increasing the company's total paid-up equity capital from 31.25 million shares to 46.88 million shares. The successful fundraise strengthens the company's balance sheet for future growth in the discount brokerage sector.

Allotted 15,627,419 equity shares at ₹300 per share, raising a total of ₹4,688.23 million
Issue was oversubscribed with applications for 19,328,292 shares compared to the 15,627,419 offered
Paid-up equity share capital increased from ₹31.25 crore to ₹46.88 crore post-allotment
The allotment was finalized in consultation with MUFG Intime India Private Limited and approved by BSE

💡 The successful oversubscription indicates strong investor confidence; shareholders should now monitor the company's deployment of these funds toward market share expansion. Be aware of the equity dilution resulting from the increased share base.

5Paisa Capital Files Quarterly SEBI Compliance Certificate for March 2026

🟡 NEUTRAL ⭐ 2/10

ROUTINE 📅 10 Apr 2026, 06:35 PM

5Paisa Capital Limited has submitted its quarterly compliance certificate under Regulation 74(5) of SEBI (Depositories and Participants) Regulations for the period ending March 31, 2026. The filing confirms that all share dematerialization requests received during the quarter were processed, and physical certificates were mutilated and cancelled as per regulatory requirements. The verification was conducted by the Registrar, MUFG Intime India Private Limited, and Secretarial Auditors Nilesh Shah & Associates. This is a standard procedural disclosure to ensure the integrity of the company's shareholding records.

Compliance certificate submitted for the quarter ended March 31, 2026.
Confirmation that dematerialization requests were processed within prescribed SEBI timelines.
Verification provided by Registrar MUFG Intime India Private Limited and Secretarial Auditor Nilesh Shah & Associates.
Physical share certificates were duly defaced, mutilated, and cancelled upon conversion to electronic form.

💡 No action is required from investors as this is a routine regulatory filing confirming standard operational compliance.

5Paisa Capital Receives Income Tax Demand Order of ₹75.11 Lakhs

🟡 NEUTRAL ⭐ 4/10

LEGAL 📅 02 Apr 2026, 03:33 PM

5Paisa Capital Limited has received an order from the Office of the Joint Commissioner of Income Tax (OSD) involving a tax demand of ₹75,11,068. The demand stems from the disallowance of certain expenses under the Income Tax Act, 1961. The company received the formal order on April 1, 2026, and is currently evaluating the legal implications. Management has stated its intention to file an appeal and maintains that there is no material impact on financial or operational activities at this stage.

Income Tax demand of ₹75,11,068 issued by the Joint Commissioner of Income Tax (OSD), Mumbai.
The order pertains to the disallowance of specific expenses under the Income Tax Act, 1961.
The company received the formal communication on April 1, 2026, following an order dated March 30, 2026.
5Paisa Capital plans to contest the demand by filing an appeal within the prescribed statutory timelines.
Management confirms no immediate material impact on the company's financial or operational performance.

💡 Investors should note the tax demand but need not worry as the amount is relatively small and the company is contesting it. Monitor future disclosures for updates on the appeal process.

5Paisa Capital Announces Trading Window Closure from April 1, 2026, for Q4 and FY26 Results

🟡 NEUTRAL ⭐ 2/10

ROUTINE 📅 30 Mar 2026, 03:53 PM

5Paisa Capital Limited has informed the exchanges that its trading window will be closed starting April 1, 2026. This closure is in compliance with SEBI (Prohibition of Insider Trading) Regulations for the upcoming declaration of audited standalone and consolidated financial results for the quarter and year ending March 31, 2026. The restriction applies to all designated persons, including directors and promoters, and will remain in effect until 48 hours after the results are announced. The board meeting date for the results will be shared in due course.

Trading window closure begins on Wednesday, April 01, 2026.
Applies to all Designated Persons including Directors, Promoters, and their immediate relatives.
Closure pertains to the audited financial results for the quarter and year ended March 31, 2026.
Trading window will reopen 48 hours after the financial results are declared.
CDSL will freeze the PANs of designated persons at the security level during this period.

💡 This is a routine regulatory filing and requires no immediate action from retail investors. Investors should monitor for the upcoming board meeting date to assess the company's year-end financial performance.

5paisa Capital Issues Corrigendum for Rights Issue of Equity Shares

🟡 NEUTRAL ⭐ 6/10

FUNDRAISE 📅 24 Mar 2026, 04:39 PM

5paisa Capital Limited has issued a corrigendum to its previous newspaper advertisement regarding its upcoming Rights Issue of equity shares. The notice, dated March 24, 2026, provides necessary modifications and clarifications to the original advertisement published on March 23, 2026. This action is taken in compliance with Regulation 84 of the SEBI (Issue of Capital and Disclosure Requirements) Regulations, 2018. Shareholders are advised to read the original advertisement in conjunction with this new corrigendum to understand the updated terms of the issue.

Corrigendum issued for the Rights Issue of equity shares under SEBI ICDR Regulations.
Modifies and clarifies information from the previous advertisement dated March 21, 2026.
Published in Financial Express (English), Jansatta (Hindi), and Navshakti (Marathi) newspapers.
The update is officially recorded with BSE and NSE as of March 24, 2026.
Full details of the modifications are available on the company's investor relations website.

💡 Existing shareholders should review the specific modifications in the corrigendum on the company's website to ensure they have the most accurate information before participating in the Rights Issue.

5Paisa Capital Settles SEBI Case for ₹1 Lakh Over Algo Platform Association

🟡 NEUTRAL ⭐ 4/10

REGULATORY 📅 19 Mar 2026, 06:15 PM

5Paisa Capital Limited has settled a regulatory matter with SEBI regarding its association with algorithmic trading platforms like Tradetron. The company paid a settlement amount of ₹1,00,000 to resolve allegations that its API integrations violated SEBI's 2022 circular prohibiting associations with platforms marketing assured returns. The settlement was reached under the specific 'Settlement Scheme for Association with Certain Algo Platforms, 2025.' The company has clarified that this order has no material impact on its financial or operational activities.

SEBI imposed a settlement amount of ₹1,00,000 on 5Paisa Capital.
The matter pertained to API integrations with algo platforms that allegedly marketed assured or consistent returns.
The order was passed on March 17, 2026, under a specific SEBI settlement scheme for algo associations.
Management confirms no material financial impact on the company beyond the settlement payment.

💡 Investors should consider this a minor regulatory cleanup with negligible financial impact. No immediate action is required as the company has successfully resolved the compliance issue through the settlement route.

View All 5PAISA Announcements on Live Market Tracking →

💰 Financial Performance

Revenue Growth by Segment

Total income for FY25 was INR 360 Cr, representing an 8.86% decline from INR 395 Cr in FY24. Broking & Allied income, the primary segment, fell 11.6% from INR 259 Cr in FY24 to INR 229 Cr in FY25. Q1FY26 total income stood at INR 78 Cr.

Profitability Margins

Net Profit Margin improved from 13.67% in FY24 to 18.89% in FY25. The cost-to-income ratio improved from 80% in FY24 to 73% in FY25, though it rose slightly to 78% in Q1FY26. Adjusted RoE for FY24 was 15.3% after accounting for one-off expenses.

EBITDA Margin

Core profitability as measured by the cost-to-income ratio improved by 700 basis points YoY to 73% in FY25. PAT grew 25.9% YoY from INR 54 Cr in FY24 to INR 68 Cr in FY25 despite the revenue decline, driven by lower one-off expenses and improved operational efficiency.

Capital Expenditure

The company utilized internal accretion to increase its networth to INR 553 Cr as of June 30, 2024. These funds are being deployed to upgrade technology infrastructure to improve service quality and handle higher transaction volumes.

Credit Rating & Borrowing

The company maintains a 'Stable' outlook from CRISIL Ratings. It has a board-approved Inter-Corporate Deposit (ICD) line of INR 600 Cr from IIFL Group companies to support liquidity. Gearing remained low at 0.4 times in FY25 compared to 0.6 times in FY24.

⚙️ Operational Drivers

Raw Materials

Not applicable for brokerage services; however, primary operational costs include Technology Infrastructure (upgraded via INR 553 Cr networth) and Employee Costs (INR 8.66 Cr ESOP cost reversed in FY25).

Key Suppliers

IIFL Finance Ltd, IIFL Securities Ltd, and 360 One WAM provide critical financial support and liquidity via a collective INR 600 Cr ICD line.

Capacity Expansion

Current operations are supported by a digital platform targeting retail investors. Expansion is focused on the IFSC unit (5paisa International Securities) and the P2P lending platform (5paisa P2P Limited) following receipt of RBI registration.

Raw Material Costs

Not applicable. Operating expenses are driven by technology and compliance; one-off expenses in FY24 included INR 9 Cr for consultant fees and INR 2.5 Cr for exchange margin penalties.

Manufacturing Efficiency

Not applicable. Operational efficiency is tracked via the cost-to-income ratio, which improved to 73% in FY25 from 80% in FY24.

Logistics & Distribution

Not applicable. Services are distributed via a mobile application and online technology platform.

📈 Strategic Growth

Growth Strategy

Growth will be achieved by upgrading technology infrastructure to improve DIY (do-it-yourself) service quality, scaling the newly registered NBFC P2P lending business, and operationalizing the IFSC unit in GIFT City to capture international securities trading.

Products & Services

Online equity broking, derivatives trading, margin trading facility (MTF), P2P lending, insurance brokerage, and international financial services (IFSC).

Brand Portfolio

5paisa

New Products/Services

5paisa P2P Limited (NBFC P2P) and 5paisa International Securities (IFSC) are expected to diversify the income profile beyond traditional domestic broking.

Market Expansion

Targeting high-volume retail traders across India and international investors through the IFSC unit in GIFT City.

Market Share & Ranking

The company monitors a market share threshold of 0.75%; falling below this level is considered a downward rating sensitivity factor.

Strategic Alliances

Linkage with IIFL Finance, IIFL Securities, and 360 One WAM for strategic oversight and financial backing.

🌍 External Factors

Industry Trends

The industry is shifting toward lower leverage (reduced from 10-15x to 4-5x) due to upfront margin regulations. There is an increasing trend of digital transformation and regulatory tightening to protect retail investors.

Competitive Landscape

Intense competition from large digital-first brokers (e.g., Zerodha, Groww) and established bank-based brokers who have advanced IT infrastructure.

Competitive Moat

The moat is built on a low-cost DIY technology platform and strong promoter backing from IIFL veterans Nirmal Jain and R Venkataraman, providing a board-approved INR 600 Cr liquidity line.

Macro Economic Sensitivity

Highly sensitive to capital market volatility and retail investor participation rates, which directly impact transaction volumes and broking income.

Consumer Behavior

Shift toward DIY (do-it-yourself) investing and high-frequency trading among retail participants using mobile applications.

⚖️ Regulatory & Governance

Industry Regulations

The company must comply with the Companies Act 2013 and Secretarial Standards. It operates under RBI registration for its P2P subsidiary and requires Registrar of Companies (RoC) clearances for name changes and business commencement.

Legal Contingencies

The company reported a reversal of margin penalty to clients of INR 7 Cr in FY23 and an exchange margin penalty of INR 2.5 Cr in FY24. No other non-capital market legal disputes were disclosed.