Jio Financial Services LimitedJIOFINBank / NBFC

Financial Services Asset Management Latest results: Sep 2026 12 quarters of data
₹216.25
MCap ₹142,793 Cr
AI-assisted data: figures and text on this page are extracted from public quarterly filings with AI assistance, checked automatically and overseen by our editorial team (human in the loop). They may still contain errors or omissions. Verify critical numbers against official company / SEBI / NSE / BSE filings before making any decision. Educational information only, not financial advice.
₹1,699 Cr
Interest Earned · Sep 2026
+333.1% YoY
₹533 Cr
Operating Profit · Sep 2026
-33.0% YoY
₹340 Cr
Net Profit · Sep 2026
-51.0% YoY
₹0.51
EPS · Sep 2026
-53.6% YoY
—
Gross NPA % · Sep 2026
—
Net NPA % · Sep 2026

📝 Jio Financial Services Limited — results explained

Quarter ended September 2026 (Q2 FY27)

Jio Financial Services Limited reported total income of ₹1,699 crore for the quarter ended September 2026 (Q2 FY27), up 39.3% from ₹1,220 crore in the same quarter last year, and down 14.4% sequentially over the June 2026 quarter.

Of this, interest earned contributed ₹1,699 crore and other income ₹0 crore. Net interest income (interest earned minus interest expended of ₹578 crore) worked out to ₹1,122 crore.

Net profit fell 51.0% year-on-year to ₹340 crore, from ₹695 crore. Earnings per share (EPS) came in at ₹0.51.

Full year and trailing twelve months

For the full year FY26, Jio Financial Services Limited posted total income of ₹2,740 crore, a growth of 15.9% over FY25, with a net profit of ₹1,289 crore (down 20.1% year-on-year).

Valuation snapshot

At the current price of ₹216.25, JIOFIN has a market capitalisation of ₹142,793 crore.

Within the Asset Management industry, it is the 2nd-largest of the 16 companies we track by market value.

Shareholding pattern

As of Jun 2026, promoters held 49.13%, foreign institutional investors (FIIs) 11.27%, domestic institutional investors (DIIs) 13.36%, the government 0.08%, public shareholders 26.16% of Jio Financial Services Limited.

📈 Share price & events

📊 Quarterly trend

₹ crore

🎯 Key metrics

price-linked ratios use the latest close
Valuation
Market Cap ?
₹142,793 Cr
Current Price ?
₹216.2
P/E ?
N/A
Industry P/E ?
33.60
P/B ?
1.10
P/S ?
N/A
P/FCF ?
-9.19
Enterprise Value ?
N/A
EV/EBITDA ?
N/A
PEG ?
N/A
Earnings Yield ?
N/A
Dividend Yield ?
0.24%
Profitability & Returns
Total Income (TTM) ?
N/A
OPM ?
N/A
Profit after tax (TTM) ?
N/A
EPS (TTM) ?
N/A
ROCE ?
2.0%
ROE ?
N/A
ROA ?
N/A
Gross NPA % ?
N/A
Net NPA % ?
N/A
Growth
Total Income — latest qtr ?
₹1,699 Cr
PAT — latest qtr ?
₹340 Cr
YoY qtr sales growth ?
39.3%
YoY qtr profit growth ?
-51.0%
Sales growth (3y) ?
328%
Sales growth (5y) ?
N/A
Profit growth (3y) ?
294%
Profit growth (5y) ?
N/A
Financial Health
Debt ?
N/A
Debt to Equity ?
N/A
Interest Coverage ?
N/A
Current Ratio ?
N/A
Ownership
Promoter holding ?
49.13%
Change in promoter holding ?
2.01%
Pledged percentage ?
N/A
Market
Return 3 months ?
-11.0%
Return 6 months ?
-11.3%

🗓️ Quarterly results (12 quarters · ₹ Cr)

same fiscal quarter as Sep bestweakest per row · for costs (interest, NPAs) low is best
Metric Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Jun 2026Sep 2026 YoY % QoQ %
Interest Earned 1862692811622052102763633925042,0041,699 +333.1% -15.2%
Other Income 640145215256715298243257827397-190 -100.0% +100.7%
Total Income 8264144964189205085186191,2209011,9851,699 +39.3% -14.4%
Interest Expended 000000899136212418578 +325.4% +38.1%
Operating Profit 754316394339777390374366796354970533 -33.0% -45.0%
Provisions 00204122471319—— — —
Profit Before Tax 754381393400773377396419783371970489 -37.5% -49.5%
Net Profit 668294311313689295316325695269830340 -51.0% -59.0%
EPS 1.050.460.490.491.090.460.500.511.100.421.270.51 -53.6% -59.8%
Gross NPA % — — — — — — — — — — — — — —
Net NPA % — — — — — — — — — — — — — —
Capital Adequacy Ratio — — — — — — — — — — — — — —

📆 Annual results (₹ Cr, FY = Apr–Mar)

Metric FY25 FY26 TTM YoY %
Interest Earned ₹853 Cr ₹1,259 Cr — +47.7%
Other Income ₹1,511 Cr ₹1,481 Cr — -2.0%
Total Income ₹2,364 Cr ₹2,740 Cr — +15.9%
Interest Expended ₹8 Cr ₹447 Cr — +5743.1%
Net Interest Income ₹845 Cr ₹812 Cr — -3.8%
Operating Profit ₹1,879 Cr ₹1,516 Cr — -19.3%
Provisions ₹40 Cr ₹39 Cr — -3.9%
Profit Before Tax ₹1,947 Cr ₹1,573 Cr — -19.2%
Tax ₹334 Cr ₹284 Cr — -14.9%
Net Profit ₹1,613 Cr ₹1,289 Cr — -20.1%
EPS ₹2.54 ₹2.03 — -20.1%

🏛️ Balance Sheet (latest 5 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026Sep 2026 % Chg
CWIP 3831413152 +1066.4%
Equity Capital 26,3536,3536,3536,603 +3.9%
Reserves 114,118132,794117,143127,500122,992 -3.5%
Borrowings 74303,97021,768— —
Other Liabilities 665,7156,0337,87510,745 +36.4%
Total Liabilities 114,930144,863133,500163,497181,666 +11.1%
Fixed Assets 158172180418399 -4.6%
Investments 108,141133,292118,910133,089130,348 -2.1%
Other Assets 6,59311,39514,39529,97750,767 +69.4%
Total Assets 114,930144,863133,500163,497181,666 +11.1%
Borrowing ————41,325 —

💧 Cash Flow (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
Cash from Operating Activity 2,055-678-10,083-15,439 -53.1%
Cash from Investing Activity -1,1101,4416,406-5,697 -188.9%
Cash from Financing Activity -889-7533,96221,454 +441.5%
Net Cash Flow 5611285318 +11.6%
Free Cash Flow 2,055-678-10,125-15,544 -53.5%
CFO/OP 5,231%-22%-633%-658% -3.9%

💧 Half-year Cash Flow (latest 1 periods)

Metric Sep 2026 % Chg
Cash from Operating Activity -11,062 —
Cash from Investing Activity -13,509 —
Cash from Financing Activity 24,141 —
Net Cash Flow -430 —

➗ Ratios (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
Debtor Days 113336 +100.0%
Cash Conversion Cycle 113336 +100.0%
Working Capital Days 3,64421-3714,113 +38243.2%
ROCE % —2%1%2% +100.0%

👥 Shareholding (latest 5 periods)

Metric Sep 2025Dec 2025Mar 2026Apr 2026Jun 2026 % Chg
Promoters 47.12%47.12%47.12%49.13%49.13% +0.0%
FIIs 11.85%11.55%12.31%11.61%11.27% -2.9%
DIIs 14.78%15.36%14.26%13.34%13.36% +0.1%
Government 0.18%0.18%0.18%0.18%0.08% -55.6%
Public 26.07%25.77%26.11%25.75%26.16% +1.6%
No. of Shareholders 50,73,44249,61,99749,44,25649,76,39049,65,496 -0.2%

⚖️ Peer comparison

Industry: Asset Management · 16 companies · full page →
# Company CMP MCap (Cr) P/E Total Inc TTM NP TTM OPM% NPM% Inc YoY% NP YoY% Qtr Rev Δ% Qtr NP Δ%
1 TATACAP TATA CAPITAL ₹363.00 153,066 28.2 32,694 5,478 17.8% 16.8% — — 15.1% 56.4%
2 JIOFIN Jio Financial ₹231.18 152,651 — — — — — 15.9% -20.1% 39.3% -51.0%
3 ICICIAMC ICICI PRUDENTIAL ₹3,040.20 150,264 — — — — — — — — —
4 BAJAJHLDNG Bajaj Holdings ₹11,134.00 123,914 — — — — — -27.6% 6.7% 24.2% -22.3%
5 SBIFUNDS SBI Funds ₹518.55 105,620 — — — — — — — 15.2% 3.7%
6 HDFCAMC HDFC Asset ₹2,403.90 103,082 — — — — — — — — —
7 NAM-INDIA Nippon Life ₹1,189.60 76,108 — — — — — 15.4% 15.9% 24.5% 27.2%
8 360ONE 360 One ₹1,054.30 43,006 — — — — — 19.8% 21.1% 13.9% -4.9%
9 ANANDRATHI Anand Rathi ₹2,068.50 34,346 — — — — — 28.4% 33.4% — -9.0%
10 TATAINVEST Tata Investment ₹649.00 32,836 — — — — — -4.1% 18.5% 4.1% -1.9%
11 NUVAMA Nuvama Wealth ₹1,712.30 31,583 — — — — — -24.5% -8.3% 1.2% 15.0%
12 ABSLAMC Aditya Birla ₹993.30 28,744 28.2 2,135 1,016 63.4% 47.6% 11.5% 14.5% 16.3% 20.1%
13 MAHSCOOTER Maharashtra Scooters ₹12,950.00 14,800 41.3 313 358 98.2% 114.3% 65.6% 43.0% -0.8% 24.8%
14 UTIAMC UTI Asset ₹895.20 11,507 — — — — — -23.8% -31.4% 6.7% 15.8%
15 GAJA Gaja Alternative ₹144.34 — — — — — — — — -49.6% 36.1%
16 ARCIL Asset Reconstruction ₹149.99 — — — — — — — — 115.4% 18.1%
❓ Frequently asked questions
What was Jio Financial Services Limited's total income in Q2 FY27?
Jio Financial Services Limited reported total income of ₹1,699 crore for the quarter ended September 2026 (Q2 FY27), up 39.3% from ₹1,220 crore in the same quarter last year, and down 14.4% sequentially over the June 2026 quarter.
What was Jio Financial Services Limited's net profit in Q2 FY27?
Net profit fell 51.0% year-on-year to ₹340 crore, from ₹695 crore. Earnings per share (EPS) came in at ₹0.51.
What is JIOFIN's market capitalisation and P/E ratio?
At the current price of ₹216.25, JIOFIN has a market capitalisation of ₹142,793 crore.
Who owns Jio Financial Services Limited? (shareholding pattern)
As of Jun 2026, promoters held 49.13%, foreign institutional investors (FIIs) 11.27%, domestic institutional investors (DIIs) 13.36%, the government 0.08%, public shareholders 26.16% of Jio Financial Services Limited.
TTM ends N/A. Amounts are ₹ crore unless stated otherwise. Figures are extracted by AI from public quarterly filings; gaps are filled from public market data. Live price refreshed about twice a day from exchange data. Educational information only — not financial advice.
⚠️ How this site is made: Market data pages are computed automatically from NSE/BSE publications and company filings; news articles and announcement analyses are written with AI assistance, with a human in the loop: our editors review what the AI produces. Both can contain errors. Verify with the original sources before any investment decision. Not investment advice; Flash Finance is not SEBI-registered. How we use AI