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Latest filing: 2026-08-03 17:51
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23 announcements match the current filters (relevance ≥ 5).
22% PAT Growth and 17% AUM Increase in Q1FY27 for Sundaram Finance
Sundaram Finance reported a strong Q1FY27 with Net Profit (PAT) rising 22% YoY to ₹522 Cr. Assets Under Management (AUM) grew 17% YoY to ₹62,275 Cr, supported by a 22% surge in disbursements reaching ₹8,947 Cr. Asset quality improved significantly with Gross Stage 3 assets declining to 1.71% from 1.91% in the previous year. Profitability metrics also strengthened, with Return on Assets (ROA) improving to 3.06% and Core ROE reaching 18.2%.
Confidence: HIGH
What changedThe company moved from a flat sector environment in Q1FY26 to a high-growth phase in Q1FY27, with ICV sales growing 29% and LSCV sales growing 23% in their operating regions.
Why it mattersThe results demonstrate Sundaram Finance's ability to maintain high asset quality (1.71% GS3) while aggressively growing its book (17% AUM growth) and leveraging its 'AAA' rating to manage borrowing costs effectively.
Q1FY27 PAT: ₹522 CrAUM Growth (YoY): 16.9%Gross Stage 3 Assets: 1.71%Disbursements vs TTM Revenue: 90.7%Return on Assets (ROA): 3.06%Core ROE: 18.2%
📅 Short termThe stock is likely to react positively to the double-digit growth in disbursements and the sequential improvement in asset quality and ROA.
📈 Long termSundaram Finance continues to demonstrate structural stability with its 'Sundaram Way' philosophy, maintaining a high 80% deposit renewal rate and consistent market share gains in buoyant segments like Tractors and LCVs.
⚠ Risk flags
- Dependency on the health of the automotive and infrastructure sectors
- Potential impact of West Asia conflict on fuel prices and domestic inflation
Key Highlights
Disbursements grew 22% YoY to ₹8,947 Cr, driven by strong auto sector volumes.
Assets Under Management (AUM) increased 16.9% YoY to ₹62,275 Cr as of June 30, 2026.
Gross Stage 3 assets improved to 1.71% from 1.91% YoY, with a provision cover of 49%.
Net Interest Income (NII) grew by 19% YoY to ₹925 Cr.
Return on Assets (ROA) expanded to 3.06% from 2.91% in Q1FY26.
👀 What to Watch
Investors should monitor the sustainability of the 22% disbursement growth rate and track the Gross Stage 3 assets (currently 1.71%) to ensure asset quality remains industry-leading as the loan book expands.
22% PAT Growth in Q1FY27; AUM Reaches Rs 62,275 Cr with Improved Asset Quality
Sundaram Finance reported a strong Q1FY27 with standalone Profit After Tax (PAT) rising 22% YoY to Rs 522 Cr, supported by a 22% surge in disbursements to Rs 8,947 Cr. Asset quality showed notable improvement, with Net Stage 3 assets declining to 0.88% from 1.08% in the previous year. Consolidated performance was even more robust, with PAT growing 34% to Rs 636 Cr, driven by strong results across asset management, general insurance, and home finance subsidiaries. The company maintained a healthy Return on Assets (ROA) of 3.06% despite a slight compression in Capital Adequacy to 18.5%.
Confidence: HIGH
What changedThe company has accelerated its disbursement growth to 22% in Q1FY27 while simultaneously improving asset quality and maintaining a high ROA above 3%.
Why it mattersThe results demonstrate Sundaram Finance's ability to scale its AUM (now Rs 62,275 Cr) profitably while maintaining its conservative credit culture, evidenced by the reduction in Net Stage 3 assets to sub-1% levels.
Standalone PAT (Q1): Rs 522 CrDisbursements (Q1): Rs 8,947 CrNet Stage 3 Assets: 0.88%Return on Assets (ROA): 3.06%Consolidated AUM: Rs 92,887 CrCapital Adequacy Ratio: 18.5%
📅 Short termThe stock is likely to react positively to the strong double-digit growth in disbursements and PAT, alongside the improvement in asset quality metrics.
📈 Long termThe company continues to demonstrate structural strength through its diversified financial services model, with subsidiaries in insurance and home finance contributing significantly to consolidated growth.
⚠ Risk flags
- Geopolitical uncertainty impacting supply chains
- Monsoon shortfalls affecting rural demand
- Slight decline in Capital Adequacy Ratio from 20.0% to 18.5% YoY
Key Highlights
Disbursements grew 22% YoY to Rs 8,947 Cr compared to Rs 7,310 Cr in Q1FY26
Standalone PAT increased 22% to Rs 522 Cr, while consolidated PAT rose 34% to Rs 636 Cr
Net Stage 3 assets improved to 0.88% from 1.08% YoY, with a provision cover of 49%
Assets Under Management (AUM) grew 17% YoY to reach Rs 62,275 Cr
Return on Assets (ROA) improved to 3.06% from 2.91% in the year-ago period
👀 What to Watch
Monitor the impact of monsoon uncertainty and geopolitical tensions on disbursement growth in the coming quarters. Investors should also track the cost-to-income ratio, which saw a slight uptick to 30.70% from 29.84% YoY.
34% PAT Growth: Sundaram Finance Q1 FY27 Consolidated Profit Reaches ₹636 Cr
Sundaram Finance reported a strong start to FY27 with consolidated PAT rising 33.87% YoY to ₹636.19 Cr. Standalone revenue from operations grew 10.2% YoY to ₹2,075.99 Cr, supported by a healthy Capital Adequacy Ratio of 18.49%. Asset quality showed notable improvement, with Gross Stage 3 loans declining to 1.71% from 1.91% a year ago. Additionally, the company confirmed the full utilization of ₹2,775 Cr raised through NCDs during the quarter for its lending operations.
Confidence: HIGH
What changedSundaram Finance reported its Q1 FY27 financial results showing significant profit growth and improved asset quality, alongside the re-appointment of its Chief Compliance Officer for a 5-year term.
Why it mattersThe strong earnings growth and declining bad loan ratios demonstrate operational efficiency and effective risk management, maintaining the company's competitive position in the NBFC sector.
Consolidated PAT (Q1 FY27): ₹636.19 CrYoY PAT Growth (Consolidated): 33.87%Gross Stage 3 Assets: 1.71%NCDs Raised in Q1: ₹2,775 CrNCDs vs Net Worth: 21.82%Capital Adequacy Ratio: 18.49%
📅 Short termThe stock is likely to react positively in the short term due to the double-digit profit growth and sequential improvement in asset quality metrics.
📈 Long termThe company's consistent performance, strong capital base, and focus on underserved MSME segments support its long-term growth target of 15%.
⚠ Risk flags
- Dependency on the cyclical health of the automotive and infrastructure sectors
- Potential impact of MHICV segment slowdown on disbursement growth
Key Highlights
Consolidated Net Profit increased by 33.87% YoY to ₹636.19 Cr for the quarter ended June 30, 2026.
Gross Stage 3 assets improved to 1.71% compared to 1.91% in the same quarter of the previous year.
Standalone Revenue from Operations grew 10.2% YoY to ₹2,075.99 Cr from ₹1,883.23 Cr.
Successfully raised ₹2,775 Cr via private placement of NCDs across three tranches in Q1 FY27.
Capital Adequacy Ratio remained robust at 18.49% as of June 30, 2026.
👀 What to Watch
Investors should monitor the sustainability of asset quality improvements and the growth in disbursements within the MHICV and Tractor segments in upcoming quarters.
Sundaram Finance Q1 Consolidated PAT Rises 34% YoY to ₹636 Cr; Asset Quality Improves
Sundaram Finance reported a strong start to FY27 with consolidated PAT growing 33.9% YoY to ₹636.19 Cr. Standalone revenue increased 10.6% to ₹2,085.80 Cr, while asset quality showed notable improvement with Gross Stage 3 loans declining to 1.71% from 1.91% a year ago. The company maintained a healthy Capital Adequacy Ratio of 18.49% and raised ₹2,775 Cr through NCDs during the quarter to support its lending operations. Net profit margins improved to 25.13% on a standalone basis compared to 22.77% in the previous year's corresponding quarter.
Confidence: HIGH
What changedThe company has transitioned into FY27 with improved asset quality (GS3 at 1.71%) and significant bottom-line growth compared to the previous year's first quarter.
Why it mattersThe results demonstrate the company's ability to grow its loan book and improve margins while simultaneously reducing bad loans, reinforcing its 'AAA' credit profile and cost-of-funds advantage.
Consolidated PAT (Q1): ₹636.19 CrStandalone Revenue (Q1): ₹2,085.80 CrGross Stage 3 Loans: 1.71%NCD Funds Raised: ₹2,775 CrCapital Adequacy Ratio: 18.49%Net Profit Margin (Standalone): 25.13%
📅 Short termThe stock is likely to react positively to the 34% PAT growth and the sequential improvement in asset quality metrics.
📈 Long termSundaram Finance continues to exhibit structural stability with its conservative lending approach, maintaining a strong ROA and consistent market share in the commercial vehicle and tractor segments.
⚠ Risk flags
- Exposure to cyclical slowdowns in the automotive and infrastructure sectors
- Slight increase in Debt-Equity ratio to 4.17 from 3.93 YoY
Key Highlights
Consolidated Net Profit grew 33.9% YoY to ₹636.19 Cr for the quarter ended June 30, 2026.
Gross Stage 3 assets improved to 1.71% from 1.91% in Q1 FY26, indicating better credit discipline.
Total standalone income rose 10.6% YoY to ₹2,085.80 Cr, driven by a 12.4% increase in interest income.
Raised ₹2,775 Cr through private placement of Non-Convertible Debentures (NCDs) in three tranches during the quarter.
Acquired loan portfolios worth ₹257.15 Cr from its subsidiary with 100% tangible security coverage.
👀 What to Watch
Investors should monitor the recovery in the MHICV segment and the sustainability of the 25% standalone net profit margin in a high-interest-rate environment.
₹24 Final Dividend Announced; Sundaram Finance Schedules 73rd AGM for July 22, 2026
Sundaram Finance has issued a notice for its 73rd Annual General Meeting (AGM) scheduled for July 22, 2026. The board has recommended a final dividend of ₹24 per share (240% of face value), which, combined with the ₹16 interim dividend, brings the total FY26 payout to ₹40 per share. The total dividend outflow for the year is ₹444.42 cr, representing approximately 25.1% of the company's TTM PAT of ₹1,772 cr. The record date for the final dividend is fixed as July 6, 2026.
Confidence: HIGH
What changedThe company has formalized the schedule for its 73rd AGM and confirmed the final dividend amount and record date for FY26.
Why it mattersA total dividend payout of ₹444.42 cr (approx. 25% of TTM PAT) reinforces the company's track record of consistent shareholder returns and reflects its stable financial position as a 'AAA' rated NBFC.
Final Dividend: ₹24 per shareTotal FY26 Dividend: ₹40 per shareTotal Dividend Payout: ₹444.42 crPayout vs TTM PAT: ~25.1%Record Date: July 6, 2026
📅 Short termThe stock may witness positive sentiment and potential price support leading up to the July 6 record date as investors seek the ₹24 per share dividend.
📈 Long termThe dividend policy remains consistent with the company's 'Sundaram Way' of prudence and discipline, though long-term value will depend on managing the Gross Stage 3 assets (currently 2.03%).
Key Highlights
Final dividend of ₹24 per share recommended, bringing total FY26 dividend to ₹40 per share
Total dividend payout for the financial year amounts to ₹444.42 cr
Record date for final dividend eligibility is July 6, 2026
73rd AGM to be held via video conferencing on July 22, 2026
Re-appointment of Mr. Harsha Viji and Mr. Rajiv C. Lochan as Directors proposed
👀 What to Watch
Investors should track the record date of July 6, 2026, for dividend eligibility and monitor the AGM on July 22 for management commentary on asset quality and growth in the tractor and LCV segments.
Sundaram Finance FY26 PAT Rises 19% to ₹1,834 Cr; Total Dividend at ₹40 Per Share
Sundaram Finance reported a strong performance for FY26, with standalone Profit After Tax (PAT) growing 19% YoY to ₹1,834 crores. Assets Under Management (AUM) reached ₹59,908 crores, marking a 16.4% increase, while disbursements grew by 14% to ₹32,321 crores. The company maintained its industry-leading asset quality with Net Stage 3 assets improving to 0.69% from 0.75% in the previous year. A total dividend of 400% (₹40 per share) was declared for the full year, reflecting high capital efficiency and shareholder returns.
Key Highlights
Standalone PAT increased by 19% YoY to ₹1,834 crores in FY26.
Assets Under Management (AUM) grew 16.4% to reach ₹59,908 crores.
Net Stage 3 assets improved to 0.69% compared to 0.75% in FY25.
Return on Assets (ROA) improved to 3.03% from 2.85% in the previous fiscal.
Declared a final dividend of ₹24 per share, taking the total FY26 dividend to ₹40 per share.
👀 What to Watch
Sundaram Finance continues to demonstrate superior asset quality and consistent profitability, making it a benchmark for the NBFC sector. Investors may consider holding or accumulating on dips given the strong ROA of 3.03% and robust dividend payout.
Sundaram Finance FY26 PAT Jumps 19% to ₹1,834 Cr; Total Dividend at 400% (₹40/Share)
Sundaram Finance delivered a robust FY26 performance, with standalone Profit After Tax (PAT) rising 19% to ₹1,834 crore. Assets Under Management (AUM) crossed the ₹59,000 crore mark, registering a 16.4% growth driven by strong disbursements in the commercial vehicle and passenger car segments. Asset quality remains industry-leading with Net Stage 3 assets at 0.69% and a healthy provision coverage ratio. The board has recommended a final dividend of ₹24 per share, resulting in a total payout of ₹40 per share for the fiscal year.
Key Highlights
Assets Under Management (AUM) increased 16.4% YoY to ₹59,908 crore as of March 31, 2026.
Standalone PAT grew 19% to ₹1,834 crore, while consolidated PAT rose to ₹2,059 crore.
Return on Assets (ROA) improved to 3.03% from 2.85% in the previous fiscal year.
Net Stage 3 assets improved to 0.69% from 0.75% YoY, maintaining superior asset quality.
Total dividend for FY26 stands at 400% (₹40 per share) including a final dividend of ₹24.
👀 What to Watch
The stock remains a high-quality play in the NBFC space due to its conservative lending practices and consistent return ratios. Long-term investors can continue to hold for steady compounding and attractive dividend yields.
Sundaram Finance FY26 PAT Up 19% to ₹1,834 Cr; Declares ₹24 Final Dividend
Sundaram Finance delivered a robust performance for FY26 with standalone PAT growing 19% to ₹1,834 crores and AUM increasing 16.4% to ₹59,908 crores. Asset quality remains best-in-class with Net Stage 3 assets improving to 0.69% from 0.75% YoY. The company maintained strong profitability with an ROA of 3.03% and rewarded shareholders with a final dividend of ₹24 per share. Despite a one-time exceptional charge of ₹75 crores for new labour codes, the core operational metrics showed significant improvement.
Key Highlights
Standalone PAT rose 19% YoY to ₹1,834 crores; Net Interest Income (NII) grew 21% to ₹3,376 crores.
AUM grew 16.4% to ₹59,908 crores, while annual disbursements rose 14% to ₹32,321 crores.
Net Stage 3 assets improved to 0.69% (vs 0.75% YoY) with a provision coverage of 53%.
Return on Assets (ROA) improved to 3.03% from 2.85% in the previous year.
Declared a final dividend of 240% (₹24 per share) for the financial year ended March 31, 2026.
👀 What to Watch
The company continues to demonstrate its ability to grow while maintaining superior asset quality and high profitability benchmarks. Long-term investors should maintain their positions as the company remains a high-quality play in the NBFC space with consistent dividend payouts.
Sundaram Finance FY26 Standalone PAT Up 19% to ₹1,834 Cr; Total Dividend Declared at ₹40/Share
Sundaram Finance reported a robust performance for FY26, with standalone Profit After Tax (PAT) growing 18.9% year-on-year to ₹1,834.17 crore. The company's total income increased to ₹7,734.48 crore, supported by a 14.5% growth in the standalone loan book which reached ₹56,529.51 crore. Shareholders are rewarded with a total dividend of ₹40 per share (400%) for the year, including a final dividend of ₹24. Additionally, the board has proposed raising Tier 2 capital through subordinated Non-Convertible Debentures to fuel further growth.
Key Highlights
Standalone PAT for FY26 increased to ₹1,834.17 crore from ₹1,542.65 crore in the previous year.
Total dividend for FY26 stands at ₹40 per share, comprising a ₹16 interim and ₹24 final dividend.
Standalone loan assets grew by 14.5% YoY to reach ₹56,529.51 crore as of March 31, 2026.
Consolidated PAT for the full year rose to ₹2,058.86 crore compared to ₹1,879.44 crore in FY25.
The board approved raising additional Tier 2 capital via subordinated NCDs on a private placement basis.
👀 What to Watch
Investors should take confidence in the steady growth of the loan book and the healthy 19% PAT growth. The high dividend payout and the plan to raise Tier 2 capital indicate a strong balance sheet and readiness for future credit demand.
Sundaram Finance Recommends Final Dividend of ₹24/Share; Total FY26 Dividend at ₹40/Share
Sundaram Finance has recommended a final dividend of ₹24 per share (240%) for the financial year ended March 31, 2026. This is in addition to the interim dividend of ₹16 per share paid in February 2026, resulting in a total annual dividend of ₹40 per share (400%). The company has fixed July 6, 2026, as the record date for determining eligibility. The final payout is subject to shareholder approval and is scheduled to be paid on or after July 23, 2026.
Key Highlights
Final dividend of ₹24 per share recommended for the financial year 2025-26
Total dividend for FY26 reaches ₹40 per share, including ₹16 interim dividend
Record date for final dividend eligibility set for July 6, 2026
Dividend payment to commence on or after July 23, 2026, post shareholder approval
Payout calculated on a total paid-up capital of ₹111.10 crore
👀 What to Watch
Investors seeking dividend income should hold the stock before the record date of July 6, 2026, to qualify for the ₹24 per share payout. The total dividend of ₹40 for the year underscores the company's strong cash flow and commitment to returning value to shareholders.
Sundaram Finance Recommends Final Dividend of ₹24 Per Share for FY26
Sundaram Finance has recommended a final dividend of ₹24 per equity share (240%) for the financial year ended March 31, 2026. This follows an interim dividend of ₹16 per share paid in February 2026, bringing the total dividend for FY26 to ₹40 per share (400%). The company has fixed July 6, 2026, as the record date for determining eligibility. Pending shareholder approval, the dividend will be paid on or after July 23, 2026.
Key Highlights
Recommended final dividend of ₹24 per share (240%) on a paid-up capital of ₹111.10 cr
Total dividend for FY26 reaches ₹40 per share (400%) including ₹16 interim dividend
Record date for final dividend eligibility is set for July 6, 2026
Dividend payment scheduled to commence on or after July 23, 2026
👀 What to Watch
Investors interested in the dividend yield should ensure they hold the shares before the record date of July 6, 2026. The total payout of ₹40 per share reflects a strong commitment to returning capital to shareholders.
Sundaram Finance FY26 PAT Rises 19% to ₹1,834 Cr; Total Dividend Declared at ₹40 Per Share
Sundaram Finance reported a strong financial performance for FY26, with standalone Profit After Tax (PAT) growing 18.9% year-on-year to ₹1,834.17 crore. The company's loan book expanded significantly to ₹56,529.51 crore, up from ₹49,373.96 crore in the previous year. Shareholders are rewarded with a final dividend of ₹24 per share, bringing the total dividend for the fiscal year to ₹40 per share (400%). Despite an exceptional charge of ₹74.75 crore related to new labour codes, the company maintained a healthy debt-equity ratio of 4.30.
Key Highlights
Standalone PAT for FY26 increased to ₹1,834.17 crore from ₹1,542.65 crore in FY25.
Total standalone revenue from operations grew 17.8% YoY to reach ₹7,682.96 crore.
Loan assets stood at ₹56,529.51 crore as of March 31, 2026, representing a 14.5% growth.
Total dividend for FY26 declared at ₹40 per share, including a final dividend of ₹24 and an interim of ₹16.
Consolidated PAT for the full year rose to ₹2,058.86 crore compared to ₹1,879.44 crore in FY25.
👀 What to Watch
The company continues to demonstrate steady growth in its core lending business and maintains a strong dividend payout policy. Long-term investors should remain positive given the robust balance sheet and consistent profitability.
Sundaram Finance Board Approves ₹17,000 Crore Fundraise via NCDs for FY 2026-27
Sundaram Finance has received board approval to raise up to ₹17,000 crore through the issuance of Non-Convertible Debentures (NCDs) during the financial year 2026-27. The fundraising will be conducted on a private placement basis and may occur in multiple tranches. This move is aimed at strengthening the company's capital base to support its lending activities and business expansion for the upcoming fiscal year. Such a large-scale fundraise indicates the management's proactive approach to securing liquidity and their confidence in credit demand.
Key Highlights
Approved fundraise limit of ₹17,000 crore for the 2026-27 financial year.
Instruments to be used are Non-Convertible Debentures (NCDs) via private placement.
The capital raise is intended to be executed in one or more tranches.
The board meeting for this approval was concluded on March 27, 2026.
👀 What to Watch
Investors should view this as a positive signal for growth; monitor the cost of borrowing and the company's ability to deploy this capital efficiently to maintain margins.
Sundaram Finance Shareholders Approve Top Leadership Re-appointments with Over 98% Majority
Shareholders of Sundaram Finance have overwhelmingly approved the re-appointment of the core leadership team for terms starting April 1, 2026. Mr. Harsha Viji and Mr. Rajiv C. Lochan have been re-appointed as Executive Vice Chairman and Managing Director respectively for five-year terms. Additionally, Mr. A. N. Raju has been elevated to Joint Managing Director for a four-year term. All resolutions passed with over 98.9% of votes in favor, ensuring management stability and continuity for the NBFC.
Key Highlights
Mr. Harsha Viji re-appointed as Executive Vice Chairman for 5 years with 98.92% shareholder approval.
Mr. Rajiv C. Lochan re-appointed as Managing Director for 5 years with 98.99% votes in favor.
Mr. A. N. Raju elevated to Joint Managing Director for a 4-year term with 99.01% approval.
Remuneration includes performance bonuses up to 1% of net profits and Long Term Incentives (LTI) for the leadership.
The new terms for all three key management personnel are effective from April 1, 2026.
👀 What to Watch
The high approval ratings indicate strong institutional and retail confidence in the current leadership. Investors should view this as a positive sign of management continuity and strategic stability for the company's long-term growth.
Sundaram Finance Proposes Re-appointment of Top Leadership and Elevation of Joint MD
Sundaram Finance has initiated a postal ballot to seek shareholder approval for the re-appointment of its core leadership team starting April 1, 2026. Mr. Harsha Viji is proposed for a 5-year term as Executive Vice Chairman with a monthly basic salary scale of ₹15 lakh to ₹35 lakh. Mr. Rajiv C. Lochan is proposed for a 5-year term as Managing Director with ESOPs valued up to ₹1.5 crore. Additionally, Mr. A. N. Raju is set to be elevated to Joint Managing Director for a 4-year term, ensuring management continuity.
Key Highlights
Proposed 5-year re-appointment of Mr. Harsha Viji as Executive Vice Chairman from April 2026.
Mr. Rajiv C. Lochan to continue as MD for 5 years with ESOPs up to ₹1.5 crore.
Elevation of Mr. A. N. Raju to Joint Managing Director for a 4-year term.
Performance bonuses for top executives capped at 1% of net profits each.
E-voting period for shareholders scheduled from February 11 to March 12, 2026.
👀 What to Watch
Investors should view this as a positive move for management stability and long-term strategic continuity. Shareholders may participate in the e-voting process starting February 11, 2026.
Sundaram Finance 9MFY26 PAT Rises 23% to ₹1,226 Cr; Declares ₹16 Interim Dividend
Sundaram Finance reported a robust performance for 9MFY26, with Profit After Tax (PAT) growing 23% YoY to ₹1,226 crores. Assets Under Management (AUM) reached ₹58,236 crores, marking a 16% increase, while disbursements grew 13% to ₹24,270 crores. Despite a slight uptick in Gross Stage 3 assets to 1.91% from 1.70%, the company maintained best-in-class asset quality and improved its cost-to-income ratio to 28.72%. An interim dividend of ₹16 per share (160%) has been declared, reflecting strong cash flows and capital adequacy of 19.1%.
Key Highlights
9MFY26 PAT grew 23% YoY to ₹1,226 Cr, while Q3FY26 PAT rose 15% to ₹403 Cr.
AUM increased by 16% YoY to ₹58,236 Cr, supported by 13% growth in 9-month disbursements.
Profitability metrics improved with ROA at 2.67% and ROE at 15.5% for the 9-month period.
Cost-to-income ratio significantly improved to 28.72% from 31.37% in the previous year.
Gross Stage 3 assets stood at 1.91% with a provision cover of 45%.
👀 What to Watch
Investors should take note of the company's ability to maintain high growth and profitability even as asset quality pressures rise in the broader financial system. The stock remains a high-quality play in the NBFC sector given its prudent credit standards and consistent dividend payouts.
Sundaram Finance 9M PAT Jumps 23% to Rs 1,226 Cr; Declares Rs 16 Interim Dividend
Sundaram Finance reported a robust 23% YoY growth in standalone PAT to Rs 1,226 crores for 9MFY26, with Q3 PAT rising 15% to Rs 403 crores. The performance was driven by a 16% growth in AUM to Rs 58,236 crores and a 21% increase in Net Interest Income. Despite a slight uptick in Gross Stage 3 assets to 1.91%, the company maintained a healthy ROA of 2.67%. Additionally, the board rewarded shareholders with an interim dividend of Rs 16 per share.
Key Highlights
Standalone PAT for 9MFY26 increased by 23% YoY to Rs 1,226 crores, despite a Rs 66 crore exceptional item for labor codes.
Assets Under Management (AUM) grew 16% YoY to Rs 58,236 crores, with Q3 disbursements up 14% to Rs 8,847 crores.
Net Interest Income (NII) for 9MFY26 rose 21% to Rs 2,475 crores, while Cost to Income ratio improved to 28.72%.
Asset quality saw a marginal decline with Net Stage 3 assets at 1.06% compared to 0.97% in the previous year.
Declared an interim dividend of 160% (Rs 16 per share) for the financial year 2025-26.
👀 What to Watch
Investors should focus on the company's best-in-class ROA of 2.67% and strong AUM growth, which outweigh the minor moderation in asset quality. The stock remains a high-quality play in the NBFC sector with consistent dividend payouts and strong capital adequacy of 19.1%.
Sundaram Finance Declares ₹16 Interim Dividend; Sets Feb 6 as Record Date
Sundaram Finance Limited has declared an interim dividend of ₹16 per share (160%) for the financial year 2025-26. The Board has fixed February 6, 2026, as the record date for determining eligible shareholders. The dividend will be paid on or after February 25, 2026, to holders of the company's 11.11 crore equity shares. This announcement follows the Board meeting held on February 2, 2026, which concluded at 01:55 P.M.
Key Highlights
Interim dividend of ₹16 per share (160% of face value) for FY 2025-26
Record date for determining shareholder eligibility is February 6, 2026
Dividend payment to be processed on or after February 25, 2026
Total paid-up capital involved is ₹111.10 crore across 11,11,03,860 shares
👀 What to Watch
Investors seeking dividend income should ensure they hold the stock before the ex-dividend date to qualify for the ₹16 payout. This consistent distribution reflects the company's stable financial health and commitment to shareholders.
Sundaram Finance Q3 PAT Rises 15% to ₹403 Cr; Declares ₹16 Interim Dividend
Sundaram Finance reported a 15.4% YoY growth in standalone net profit to ₹402.87 crore for the quarter ended December 2025. Consolidated net profit for the same period grew by 18.8% YoY to ₹541.36 crore, driven by strong revenue from operations. The company declared an interim dividend of ₹16 per share (160%) with a record date of February 6, 2026. Asset quality remains healthy with Gross Stage 3 loans at 1.06%, despite a one-time exceptional charge of ₹66 crore related to new labor codes.
Key Highlights
Standalone PAT grew 15.4% YoY to ₹402.87 crore in Q3 FY26
Consolidated PAT increased 18.8% YoY to ₹541.36 crore
Declared an interim dividend of ₹16 per share (160% of face value)
Gross Stage 3 loans stood at 1.06% compared to 0.97% in the previous year
Consolidated Revenue from Operations rose 14.8% YoY to ₹2,513.95 crore
👀 What to Watch
Investors should take note of the steady profit growth and robust dividend payout as indicators of financial stability. The stock remains a strong candidate for long-term portfolios given its consistent performance and healthy capital adequacy of 19.07%.
Sundaram Finance Q3 PAT Rises 15% to ₹403 Cr; Declares ₹16 Interim Dividend
Sundaram Finance reported a steady growth in its standalone net profit for Q3 FY26, rising 15.4% year-on-year to ₹402.87 crore. Total revenue from operations increased by 16% to ₹1,910.97 crore, driven by strong interest income despite an exceptional charge of ₹65.98 crore related to new Labour Codes. The company declared an interim dividend of ₹16 per share, with the record date set for February 6, 2026. While profitability remains robust, Gross Stage 3 assets saw a slight uptick to 1.91% compared to 1.70% in the previous year's corresponding quarter.
Key Highlights
Standalone PAT grew 15.4% YoY to ₹402.87 crore for the quarter ended December 31, 2025.
Declared an interim dividend of ₹16 per share (160%) with a record date of February 6, 2026.
Consolidated PAT for Q3 FY26 stood at ₹541.36 crore, an 18.8% increase over the previous year.
Gross Stage 3 assets increased slightly to 1.91% from 1.70% YoY, while Net Stage 3 stood at 1.06%.
Capital Adequacy Ratio remains healthy at 19.07% as of December 31, 2025.
👀 What to Watch
Investors should view the consistent profit growth and healthy dividend payout as signs of operational stability. The marginal rise in NPAs warrants monitoring, but the company's strong capital adequacy provides a significant buffer.
