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📊 Last 7 days — analysed filings by sentiment
Note: These are AI-generated, educational summaries of public NSE
filings — grounded in each document, but not investment advice and possibly incomplete.
Verify against the original filing and consult a SEBI-registered adviser before acting.
40 announcements match the current filters (relevance ≥ 5).
AU Small Finance Bank FY26 Net Profit Rises 25% to ₹2,641 Cr; Proposes ₹1 Dividend
AU Small Finance Bank delivered a strong performance for FY26, with annual net profit growing 25% YoY to ₹2,641 crore. Asset quality improved as Gross NPA fell to 2.03% from 2.28% YoY, while Net NPA remained stable at 0.74%. The board has recommended a dividend of ₹1 per share and approved enabling resolutions to raise up to ₹13,500 crore through equity and debt to fuel future growth. Additionally, Mr. Gaurav Jain has been confirmed as the permanent Chief Financial Officer.
Key Highlights
Net Profit for Q4 FY26 surged 65% YoY to ₹832 crore, while full-year FY26 profit reached ₹2,641 crore.
Gross NPA improved to 2.03% vs 2.28% YoY; Net NPA stood firm at 0.74%.
Total deposits increased to ₹1.53 lakh crore as of March 31, 2026, up from ₹1.24 lakh crore in the previous year.
Board approved fund raising of up to ₹7,500 crore via equity and ₹6,000 crore via debt instruments.
Recommended a dividend of ₹1 per equity share (10% of face value) for the financial year ended March 31, 2026.
👀 What to Watch
The bank's robust profit growth and improving asset quality metrics are positive signals for long-term investors. The massive capital-raising plan indicates a strong growth trajectory, making the stock a solid 'Hold' or 'Accumulate' on dips.
RBI Approves Vivek Tripathi as Executive Director of AU Small Finance Bank for 3-Year Term
AU Small Finance Bank has received RBI approval to appoint Mr. Vivek Tripathi as a Whole-time Director for a three-year term starting April 24, 2026. Mr. Tripathi, currently the Chief Credit Officer, has been with the bank for 12 years and has played a key role in scaling the Commercial Banking portfolio and strengthening risk frameworks. This appointment is part of the bank's succession planning as it transitions into a Universal Bank. The bank currently operates 2,726+ touchpoints and serves over 1.25 crore customers.
Key Highlights
Appointment of Vivek Tripathi as Whole-time Director for a 3-year term effective April 24, 2026
Tripathi has 12 years of tenure at AU SFB and over 20 years of total experience in financial services
He previously served as Chief Credit Officer, overseeing Credit Policy, Underwriting, and Portfolio Management
AU SFB operates 2,726+ banking touchpoints across 21 states serving 1.25 crore customers
👀 What to Watch
Investors should view this as a positive step towards institutionalizing leadership and ensuring continuity during the bank's transition to a Universal Bank. No immediate action is required, but the move strengthens the bank's risk management profile.
AU Small Finance Bank: Uttam Tibrewal Completes WTD Tenure, Continues as Deputy CEO
AU Small Finance Bank has announced that Mr. Uttam Tibrewal completed his tenure as Whole-time Director and Key Managerial Personnel on April 18, 2026. However, he will continue to serve the bank in his capacity as Deputy Chief Executive Officer (Deputy CEO). In this role, he will remain responsible for leading the bank's retail business verticals and driving geographic expansion. This move ensures leadership continuity within the bank's core retail operations despite the board-level change.
Key Highlights
Mr. Uttam Tibrewal ceased to be a Whole-time Director and KMP effective April 18, 2026.
He will continue as Deputy CEO and Senior Management Personnel (SMP) of the bank.
His primary focus remains on retail business growth and strengthening customer relationships.
The transition follows a prior notification issued by the bank on January 20, 2026.
👀 What to Watch
Investors should view this as a routine leadership transition that maintains operational continuity. No immediate portfolio action is required as the key executive remains in a senior leadership role.
CRISIL Reaffirms AU Small Finance Bank Ratings; Fixed Deposits at AA+/Stable
CRISIL has reaffirmed AU Small Finance Bank's credit ratings, including a high AA+/Stable for its Rs 40,000 crore fixed deposit program. The bank maintains a strong capital position with a Capital Adequacy Ratio of 19% and a net worth of Rs 19,085 crore as of December 2025. While asset quality is stable with GNPA at 2.3%, the bank's CASA ratio of 28.9% remains lower than larger private peers. The bank is currently in a transition phase to become a universal bank following RBI's in-principle approval in August 2025.
Key Highlights
CRISIL reaffirmed 'AA+/Stable' for Rs 40,000 crore Fixed Deposits and 'A1+' for Rs 1,100 crore Certificate of Deposits.
Capital Adequacy Ratio (CAR) stands robust at 19% with Tier-1 capital at 17.1% as of December 31, 2025.
Total advances reached Rs 1,29,898 crore, marking a year-on-year growth of approximately 20%.
Profit After Tax (PAT) for 9M FY2026 stood at Rs 1,809 crore with a healthy Return on Assets (RoA) of 1.5%.
Asset quality remains controlled with GNPA at 2.3% and NNPA at 0.9% as of December 2025.
👀 What to Watch
Investors should take confidence in the reaffirmed high credit ratings which validate the bank's capital strength and asset quality. Key monitorables remain the improvement in the CASA ratio and the successful transition to a universal bank status.
AU Small Finance Bank Receives RBI Relief on NOFHC Requirement for Universal Bank Transition
AU Small Finance Bank (AUBANK) has received a significant regulatory relaxation from the RBI regarding its transition to a Universal Bank. Previously, the RBI mandated that promoter shareholding must be held through a Non-Operative Financial Holding Company (NOFHC) for the transition. The RBI has now modified this, stating that an NOFHC will only be required if the bank or its promoters propose to establish any new group entities in the future. This simplifies the transition process and removes a major structural hurdle for the bank, which received its 18-month in-principle approval on August 7, 2025.
Key Highlights
RBI relaxed the mandatory NOFHC requirement for AU Bank's transition to a Universal Bank license.
NOFHC structure is now only applicable if the bank or promoters establish new group entities in the future.
The in-principle approval for the transition, granted on August 7, 2025, remains valid for a period of 18 months.
The bank will now submit its final application for the Universal Banking license under the revised guidelines.
Grant of the final license remains subject to RBI's assessment of compliance with regulatory instructions.
👀 What to Watch
This is a positive development as it streamlines the corporate structure and reduces compliance complexity for the transition. Investors should maintain a positive outlook as the bank moves closer to obtaining a full Universal Banking license.
AU Small Finance Bank Shareholders Approve New Director and ESOS 2023 Amendments
AU Small Finance Bank has announced the results of its postal ballot, where shareholders approved two key special resolutions. The appointment of Mr. Phani Shankar as an Independent Director was passed with an overwhelming 99.9998% majority. Amendments to the AU Employees Stock Option Scheme 2023 (AU ESOS 2023) were also approved, though with a lower majority of 83.30%. Notably, 24.90% of public institutional holders voted against the ESOS amendments, indicating some level of institutional concern regarding the compensation structure.
Key Highlights
Appointment of Mr. Phani Shankar as Independent Director approved with 99.9998% of votes in favor.
Amendments to AU Employees Stock Option Scheme 2023 approved with 83.30% majority.
Public Institutional Holders showed significant dissent on the ESOS resolution with 24.90% voting against.
Total voting participation stood at approximately 78.16% of the total 74.74 crore outstanding shares.
Both resolutions were passed as Special Resolutions as per the Scrutinizer's Report dated March 2, 2026.
👀 What to Watch
The approval of the new Independent Director is a positive step for board governance. Investors should monitor future ESOP-related disclosures to understand the specific nature of the amendments that triggered institutional dissent.
ICRA Reaffirms AU Small Finance Bank's [ICRA] AA (Stable) Rating; Universal Bank Transition On Track
ICRA has reaffirmed AU Small Finance Bank's long-term debt rating at [ICRA] AA with a stable outlook, reflecting its strong retail franchise and healthy capital position. The bank's gross loan portfolio grew to Rs. 1,29,898 crore as of December 2025, though Gross NPAs rose slightly to 2.3% due to stress in microfinance and unsecured segments. A key positive is the in-principle approval to transition into a Universal Bank by FY2027, which is expected to enhance its competitive positioning. Despite a minor deposit outflow of Rs. 735 crore following de-empanelment in Haryana, the bank maintains a strong liquidity coverage ratio of 118%.
Key Highlights
ICRA reaffirmed [ICRA] AA (Stable) rating for Tier-II bonds worth Rs. 1,004 crore
Gross Loan Portfolio reached Rs. 1,29,898 crore with a 30% CAGR over the last five years
Capital Adequacy Ratio remains strong at 19.0%, well above the 15% regulatory requirement
Return on Assets (RoA) remained steady at 1.5% for 9M FY2026, supported by healthy margins
Universal Bank transition is expected to be completed in FY2027, providing better scale and lower regulatory hurdles
👀 What to Watch
Investors should view the rating reaffirmation and Universal Bank transition as signs of long-term stability. Monitor the asset quality in the unsecured segment and the impact of the Haryana de-empanelment on future government business.
AU Small Finance Bank Clarifies Haryana Govt De-empanelment; Deposits Impacted by ~₹197 Cr
AU Small Finance Bank has been de-empanelled by the Haryana Government following investigations into suspected unauthorized transactions in a government account. The bank clarifies that all 14 transactions, totaling approximately ₹47 crore, were duly authorized by the department and followed standard KYC protocols. While Haryana government deposits dropped from ₹735 crore to ₹538 crore, this represents only about 0.4% of the bank's total deposit base as of December 2026. The bank has placed certain employees off-duty pending an internal review and is actively engaging with the government for re-empanelment.
Key Highlights
Haryana Government de-empanelled the bank on February 18, 2026, citing suspected unauthorized transactions.
Bank confirms ~₹47 crore was transferred via 14 transactions initiated and authorized by the concerned government department.
Haryana Govt deposits reduced from ~₹735 crore to ~₹538 crore, representing only ~0.4% of total bank deposits.
Certain employees have been placed off-duty to ensure a transparent and fair internal review process.
The specific government account was closed on January 15, 2026, with the ₹25 crore balance returned to the original bank.
👀 What to Watch
Investors should monitor the outcome of the internal review and the bank's ability to regain government trust, as governance is a key valuation driver for SFBs. The direct financial impact is currently limited given the small percentage of total deposits involved.
AU Small Finance Bank to Increase ESOP Pool by 3 Crore Options and Appoint New Director
AU Small Finance Bank has issued a postal ballot notice to seek shareholder approval for two major resolutions. The bank proposes to increase its AU Employees Stock Option Scheme 2023 pool by 3,00,00,000 options, raising the total pool from 2 crore to 5 crore options. Additionally, the bank is seeking approval for the appointment of Mr. Phani Shankar as an Independent Director for a three-year term. Shareholders can cast their votes via e-voting between January 30 and February 28, 2026.
Key Highlights
Proposed increase in ESOP pool by 3,00,00,000 options, bringing the total to 5,00,00,000 options
Each option is exercisable for one equity share of face value Rs 10
Appointment of Mr. Phani Shankar as Independent Director for a 3-year term effective January 20, 2026
Voting results to be declared on or before March 4, 2026
Cut-off date for eligibility to vote is January 23, 2026
👀 What to Watch
Investors should note the potential equity dilution from the expanded ESOP pool, which is intended for talent retention. No immediate action is required, but shareholders are encouraged to participate in the e-voting process.
AU SFB Q3 FY26: PAT Grows 26% QoQ, NIM Expands to 5.7% Amid Improving Asset Quality
AU Small Finance Bank reported a robust Q3 FY26 performance with PAT growing 26% QoQ and ROA expanding to 1.6%. Net Interest Margins (NIM) improved by 25 bps to 5.7%, supported by a 22 bps reduction in the cost of funds to 6.61%. Deposits grew 23% YoY to ₹1,38,000 crore, while the loan portfolio increased 19% YoY to ₹1,30,000 crore. Asset quality showed significant improvement with GNPA declining to 2.30% and annualized credit costs dropping to 0.78%.
Key Highlights
Deposits grew 23% YoY to ₹1.38 lakh crore, outperforming system growth of 12.7% by 1.8x.
NIM expanded by 25 bps QoQ to 5.7%, driven by lower cost of funds and benefits from CRR cuts.
Asset quality improved with GNPA at 2.30% (down 11 bps QoQ) and credit costs at 0.78% (down 41 bps QoQ).
Foreign investment limit increased from 49% to 74% following Ministry of Finance approval.
Secured assets grew 23% YoY, while the unsecured book showed a turnaround with 1% QoQ growth.
👀 What to Watch
Investors should note the strong margin recovery and stabilizing credit costs in the unsecured segment as key profitability drivers. The bank's progress toward a universal banking license and the increased FII limit offer significant long-term valuation support.
AU Small Finance Bank Q3 Net Profit Rises 26% YoY to ₹668 Cr; Asset Quality Improves
AU Small Finance Bank reported a strong 26% YoY growth in net profit to ₹668 crore for the quarter ended December 31, 2025. Total income grew to ₹5,451 crore, driven by a robust interest income of ₹4,727 crore. Asset quality showed improvement with Gross NPA declining to 2.30% from 2.41% sequentially. The bank also announced a leadership transition, appointing Vivek Tripathi as a Whole-Time Director while current Deputy CEO Uttam Tibrewal transitions out of his WTD role to comply with RBI governance norms while remaining Deputy CEO.
Key Highlights
Net Profit increased by 26.3% YoY to ₹667.66 crore in Q3 FY26.
Gross NPA improved to 2.30% compared to 2.41% in the previous quarter.
Total Income for the quarter stood at ₹5,451.26 crore, up from ₹4,731.89 crore YoY.
Capital Adequacy Ratio remains healthy at 19.01% as of Dec 31, 2025.
Board approved increasing the ESOP pool from 2 crore to 5 crore options to support talent retention.
👀 What to Watch
The bank shows resilient growth and improving asset quality metrics, making it a strong performer in the SFB space. Investors should monitor the leadership transition and the impact of the expanded ESOP pool on future employee costs.
AU Small Finance Bank Q3 FY26 PAT Rises 26% YoY to ₹668 Cr; NIM Expands to 5.7%
AU Small Finance Bank reported a strong Q3 FY26 with Net Profit (PAT) growing 26% YoY to ₹668 crore, supported by a 25bps sequential expansion in NIM to 5.7%. Deposit growth remained robust at 23.3% YoY, reaching ₹1.38 lakh crore, significantly outperforming the banking sector average. Asset quality improved as GNPA declined to 2.30% and credit costs dropped to 0.78%, driven by normalization in unsecured segments. The bank is also preparing for a universal banking transition and has received approval to increase its foreign investment limit to 74%.
Key Highlights
PAT increased 26% YoY to ₹668 Cr with RoA and RoE at 1.6% and 14.3% respectively
Net Interest Margin (NIM) expanded by 25bps QoQ to 5.7% while Cost of Funds fell to 6.61%
Total Deposits grew 23.3% YoY to ₹1.38 Lacs Cr; CASA ratio remains stable at ~29%
Gross NPA improved by 11bps QoQ to 2.30% and credit cost declined significantly to 0.78%
Foreign investment limit increased to 74% following Government of India approval
👀 What to Watch
The bank's ability to expand margins while maintaining superior deposit growth and improving asset quality is a strong positive. Investors should maintain a positive outlook as the bank transitions toward a universal banking license and scales its digital AI-first architecture.
AU Small Finance Bank Q3 PAT Rises 26% YoY to ₹668 Cr; NIM Expands to 5.7%
AU Small Finance Bank reported a strong Q3 FY26 with a 26% YoY increase in PAT to ₹668 crore, supported by a 16% growth in Net Interest Income. The bank achieved a significant 25bps sequential expansion in Net Interest Margin (NIM) to 5.7%, while the Cost of Funds declined by 22bps to 6.61%. Deposits grew robustly by 23.3% YoY to ₹1,38,415 crore, and the gross loan portfolio increased 19.3% YoY to ₹1,29,898 crore. Asset quality showed improvement with GNPA declining to 2.30% from 2.41% QoQ, and credit costs normalized significantly to 0.19% for the quarter.
Key Highlights
Net Interest Margin (NIM) expanded by 25bps QoQ to 5.7% driven by lower cost of funds and CRR benefits.
Asset quality improved with GNPA at 2.30% (vs 2.41% QoQ) and slippages declining 13% sequentially to ₹791 Cr.
Total deposits grew 23.3% YoY to ₹1,38,415 Cr, with monthly CASA account openings hitting a record 1 lakh in December.
Return on Assets (RoA) and Return on Equity (RoE) stood healthy at 1.6% and 14.3% respectively.
Management transition announced with Vivek Tripathi proposed as Executive Director and three new independent directors added to the Board.
👀 What to Watch
The bank's ability to expand margins in a competitive environment and normalize credit costs in the MFI segment is a strong positive signal. Investors should maintain a positive outlook as the bank prepares for its transition into a universal banking platform.
AU Small Finance Bank Q3 FY26 PAT Grows 26% YoY to ₹668 Cr; NIM Expands to 5.7%
AU Small Finance Bank reported a strong Q3 FY26 performance with PAT rising 26% YoY to ₹668 crore, supported by a 25bps sequential expansion in NIM to 5.7%. Deposit growth remained robust at 23.3% YoY, reaching ₹1.38 lakh crore, while loan growth of 19.3% YoY significantly outperformed the banking sector average. Asset quality showed improvement with GNPA declining to 2.30% and credit costs dropping by 41bps QoQ to 0.78%. Additionally, the bank received approval to increase the foreign investment limit to 74% and announced a clear leadership succession roadmap.
Key Highlights
Net Profit (PAT) increased 26% YoY to ₹668 Cr with a Return on Assets (RoA) of 1.6%.
Net Interest Margin (NIM) expanded by 25bps QoQ to 5.7% as Cost of Funds declined to 6.61%.
Gross NPA improved to 2.30% (down 11bps QoQ) and credit costs fell sharply to 0.78%.
Total Deposits grew 23.3% YoY to ₹1.38 lakh crore with a stable CASA ratio of ~29%.
Government of India approved an increase in the foreign investment limit to the maximum permissible 74%.
👀 What to Watch
The bank's ability to expand margins while improving asset quality in a challenging environment is a strong positive. Investors should monitor the transition to a Universal Banking platform and the execution of the new leadership succession plan.
AU Small Finance Bank Q3 Net Profit Rises 26% YoY to ₹668 Cr; Leadership Re-alignment Announced
AU Small Finance Bank reported a strong financial performance for Q3 FY26, with net profit growing 26% YoY to ₹667.66 crore. Asset quality showed improvement as Gross NPA moderated to 2.30% from 2.41% in the previous quarter, while Net NPA remained stable at 0.88%. The bank is undergoing a strategic leadership re-alignment, appointing Chief Credit Officer Vivek Tripathi as a Whole-Time Director effective April 2026, while current Deputy CEO Uttam Tibrewal will transition from his board seat to focus on ground-level growth. Additionally, the board has proposed a significant 150% increase in the ESOP pool to 5 crore options.
Key Highlights
Net Profit increased by 26.3% YoY to ₹667.66 crore for the quarter ended December 31, 2025.
Gross NPA improved to 2.30% from 2.41% QoQ, while Net NPA stood at 0.88%.
Total Income rose to ₹5,451 crore, driven by a 17% YoY increase in interest earned to ₹4,727 crore.
Capital Adequacy Ratio remains healthy at 19.01% as of December 31, 2025.
Proposed expansion of AU ESOP 2023 pool from 2 crore to 5 crore options to enhance leadership depth.
👀 What to Watch
Investors should view the steady profit growth and improving asset quality as positive indicators of the bank's post-merger stability. The leadership transition appears well-planned, though the impact of the expanded ESOP pool on future employee costs warrants long-term monitoring.
AU Small Finance Bank Q3FY26: Gross Advances Up 24% YoY to ₹1.25 Lakh Crore
AU Small Finance Bank reported robust operational growth for the quarter ended December 31, 2025, with Gross Advances rising 24% YoY to ₹1,25,210 crore. Total deposits grew by 23.3% YoY to reach ₹1,38,420 crore, demonstrating strong liquidity mobilization. However, the CASA ratio moderated to 28.9% compared to 30.6% in the previous year, reflecting industry-wide pressure on low-cost deposits. Overall, the Gross Loan Portfolio expanded by 19.3% YoY, indicating steady business momentum ahead of the full financial results.
Key Highlights
Gross Advances grew 24.0% YoY and 6.5% QoQ to reach ₹1,25,210 crore
Total Deposits increased 23.3% YoY to ₹1,38,420 crore with a 4.5% sequential growth
CASA deposits stood at ₹39,950 crore, up 16.1% YoY, though CASA ratio dipped to 28.9%
The overall Gross Loan Portfolio reached ₹1,29,900 crore, marking a 19.3% YoY increase
👀 What to Watch
The strong credit and deposit growth are positive indicators of market share gains; however, investors should monitor the impact of the declining CASA ratio on net interest margins in the final results.
AU Small Finance Bank Shareholders Approve Re-appointment of MD & CEO Sanjay Agarwal
Shareholders of AU Small Finance Bank have overwhelmingly approved the re-appointment of Mr. Sanjay Agarwal as Managing Director & CEO with 99.23% of votes in favor. The postal ballot also saw the approval of remuneration for both the MD & CEO and Deputy CEO Mr. Uttam Tibrewal, with both receiving over 99.3% support. Additionally, the appointment of two new Independent Directors and the re-appointment of Ms. Malini Thadani were ratified. The high voting turnout of approximately 77% reflects strong institutional and promoter engagement.
Key Highlights
Re-appointment of Sanjay Agarwal as MD & CEO approved with 99.23% majority
Remuneration for MD & CEO and Deputy CEO Uttam Tibrewal passed with 99.37% support
Appointment of N S Venkatesh and Satyajit Dwivedi as Independent Directors cleared with 99.83% votes
Re-appointment of Malini Thadani for a second 3-year term as Independent Director passed with 94.25% favor
Total voter turnout represented 77.03% of the bank's outstanding shares
👀 What to Watch
The strong shareholder support for leadership continuity and remuneration is a positive signal for the bank's stability. Investors should maintain confidence in the current management's ability to execute the bank's long-term growth strategy.
AUBANK: Foreign Investment Limit Increased from 49% to 74%
AU Small Finance Bank has received approval from the Department of Financial Services, Ministry of Finance, to increase the foreign investment limit from the current 49% to a maximum permissible limit of 74% of the bank's paid-up capital. This approval, dated December 9, 2025, allows the bank to maintain sufficient headroom for foreign investment through permissible modes, complying with FDI policies. The approval is subject to the condition that any Foreign Direct Investment (FDI) requires prior approval from the Department of Financial Services, Ministry of Finance. This increased limit is expected to facilitate further foreign investment into the bank.
Key Highlights
Foreign investment limit increased from 49% to 74%
Approval received on December 9, 2025, from the Department of Financial Services
The increased limit helps in maintaining sufficient headroom for foreign investment
Approval is subject to conditions stipulated in the approval dated December 9, 2025
👀 What to Watch
This approval is a positive sign for AUBANK, potentially attracting more foreign investment. Investors should monitor the bank's actions to capitalize on this increased limit and its impact on the bank's growth.
AUBANK Receives ESG Grade A with Score of 80.4 from SES
AU Small Finance Bank Limited has been assigned an ESG Score of 80.4 (ESG Grade A) by SES ESG Research Private Limited for FY 2024-25. The rating was based on SES's independent research and publicly available information, without any input from the bank. This indicates a positive assessment of the bank's environmental, social, and governance practices. Investors should note this rating as an indicator of the bank's commitment to sustainable and responsible business operations.
Key Highlights
AU Small Finance Bank received an ESG Score of 80.4 from SES
SES assigned ESG Grade A to AU Small Finance Bank
The ESG rating is for FY 2024-25
👀 What to Watch
Investors can view this ESG rating as a positive signal regarding AUBANK's commitment to ESG principles. Monitor future ESG reports and disclosures to track the bank's progress in this area.
AUBANK Credit Ratings Reaffirmed: CARE AA Stable for Long-Term Debt
CARE Ratings reaffirmed AUBANK's long-term debt rating at CARE AA; Stable and short-term instruments at CARE A1+. The ratings reflect AUBANK's consistent business growth and comfortable capitalization. While asset quality is monitorable due to an uptick in gross non-performing assets (GNPA) to 2.41% as of September 30, 2025, driven by microfinance and credit card segments, the bank maintains a healthy secured book at 92%. Investors should monitor the bank's ability to manage asset quality and scale up its CASA ratio.
Key Highlights
Long-Term Debt Instruments (Tier-II Bonds) rating reaffirmed at CARE AA; Stable
Short-term Instruments (Certificate of Deposits) rating reaffirmed at CARE A1+
Gross non-performing assets (GNPA) rose to 2.41% as on September 30, 2025
Capital to risk-weighted assets ratio (CRAR) of 18.78% as on September 30, 2025
CASA ratio stood at 29.40% as on September 30, 2025
👀 What to Watch
Investors should monitor AUBANK's asset quality trends, particularly in the microfinance and credit card segments, and its progress in improving the CASA ratio. The reaffirmed credit ratings indicate stability, but vigilance is advised.
