Bajaj Housing Finance Limited vs PNB Housing Finance Limited
An objective side-by-side of BAJAJHFL and PNBHOUSING, both in Finance - Housing: valuation, profitability, growth, balance sheet, ownership and share-price performance. Where one number is clearly better on its own terms (lower P/E, higher ROE), it is shaded. That is a description, not a recommendation.
Prices as of 2026-09-30 close
Latest results: BAJAJHFL Jun 2026 · PNBHOUSING Jun 2026
At a glance
- Bajaj Housing Finance Limited is the larger company by market value, about 2.3 times the size of PNB Housing Finance Limited.
- On trailing earnings, PNB Housing Finance Limited trades at the lower P/E (12.6 against 25.4).
- PNB Housing Finance Limited earns the higher return on equity (12.0% against 12.0%).
- Over three years PNB Housing Finance Limited has grown profits faster (30% a year against 27%).
- Over the past year the share prices returned -26.6% (BAJAJHFL) and +25.9% (PNBHOUSING).
| Metric | Bajaj Housing BAJAJHFL |
PNB Housing PNBHOUSING |
|---|---|---|
| Size and price | ||
| Market cap | ₹68,295 Cr | ₹29,210 Cr |
| Share price | ₹82.00 | ₹1,120 |
| Valuation | ||
| P/E | 25.37 | 12.62 |
| P/B | 3.03 | 1.52 |
| PEG | 0.94 | 0.42 |
| Dividend yield | 0.0% | 0.4% |
| Profitability | ||
| ROE | 12.0% | 12.0% |
| Operating margin | 23.7% | 22.9% |
| Sales (TTM) | ₹11,607 Cr | ₹8,689 Cr |
| Net profit (TTM) | ₹2,692 Cr | ₹2,315 Cr |
| Growth | ||
| Latest quarter sales YoY | +17.0% | +8.8% |
| Latest quarter profit YoY | +22.6% | +4.5% |
| Sales CAGR 3Y | +25.0% | +9.0% |
| Profit CAGR 3Y | +27.0% | +30.0% |
| Sales CAGR 5Y | +29.0% | +2.0% |
| Profit CAGR 5Y | +41.0% | +20.0% |
| Ownership | ||
| Promoter holding | 86.7% | 28.0% |
| Promoter change (4 qtrs) | -2.00 pp | -0.05 pp |
| Price performance | ||
| Return 1M | -2.40% | -2.50% |
| Return 3M | -7.50% | +6.10% |
| Return 1Y | -26.65% | +25.86% |
| Return YTD | -13.07% | +17.71% |
| Technical condition | ||
| Technical score | 22 | 32 |
| RS rating (1-99) | 36.00 | 76.00 |
| % vs 200-DMA | -5.70% | +13.22% |
| RSI (14) | 41.99 | 47.74 |
| % from 52-week high | -27.72% | -7.55% |
