Bajaj Housing Finance Limited vs Housing & Urban Development Corporation Limited
An objective side-by-side of BAJAJHFL and HUDCO, both in Finance - Housing: valuation, profitability, growth, balance sheet, ownership and share-price performance. Where one number is clearly better on its own terms (lower P/E, higher ROE), it is shaded. That is a description, not a recommendation.
Prices as of 2026-09-21 close
Latest results: BAJAJHFL Jun 2026 · HUDCO Jun 2026
At a glance
- Bajaj Housing Finance Limited is the larger company by market value, about 2.0 times the size of Housing & Urban Development Corporation Limited.
- On trailing earnings, Housing & Urban Development Corporation Limited trades at the lower P/E (8.2 against 26.0).
- Housing & Urban Development Corporation Limited earns the higher return on equity (19.4% against 12.0%).
- Over three years Housing & Urban Development Corporation Limited has grown profits faster (33% a year against 27%).
- Over the past year the share prices returned -25.9% (BAJAJHFL) and -22.3% (HUDCO).
| Metric | Bajaj Housing BAJAJHFL |
Housing & Urban HUDCO |
|---|---|---|
| Size and price | ||
| Market cap | ₹69,944 Cr | ₹34,679 Cr |
| Share price | ₹83.98 | ₹173.23 |
| Valuation | ||
| P/E | 25.98 | 8.15 |
| P/B | 3.11 | 1.58 |
| PEG | 0.96 | 0.25 |
| Dividend yield | 0.0% | 2.6% |
| Profitability | ||
| ROE | 12.0% | 19.4% |
| Operating margin | 23.7% | 19.2% |
| Sales (TTM) | ₹11,607 Cr | ₹14,119 Cr |
| Net profit (TTM) | ₹2,692 Cr | ₹4,255 Cr |
| Growth | ||
| Latest quarter sales YoY | +17.0% | +26.9% |
| Latest quarter profit YoY | +22.6% | +35.1% |
| Sales CAGR 3Y | +25.0% | +23.0% |
| Profit CAGR 3Y | +27.0% | +33.0% |
| Sales CAGR 5Y | +29.0% | +13.0% |
| Profit CAGR 5Y | +41.0% | +21.0% |
| Ownership | ||
| Promoter holding | 86.7% | 75.0% |
| Promoter change (4 qtrs) | -2.00 pp | +0.00 pp |
| Price performance | ||
| Return 1M | -1.88% | -6.89% |
| Return 3M | -5.64% | -18.06% |
| Return 1Y | -25.91% | -22.34% |
| Return YTD | -10.97% | -24.07% |
| Technical condition | ||
| Technical score | 39 | 23 |
| RS rating (1-99) | 36.00 | 24.00 |
| % vs 200-DMA | -4.03% | -13.23% |
| RSI (14) | 48.83 | 35.48 |
| % from 52-week high | -28.22% | -29.82% |
