Bajaj Housing Finance Limited vs Housing & Urban Development Corporation Limited
An objective side-by-side of BAJAJHFL and HUDCO, both in Finance - Housing: valuation, profitability, growth, balance sheet, ownership and share-price performance. Where one number is clearly better on its own terms (lower P/E, higher ROE), it is shaded. That is a description, not a recommendation.
Prices as of 2026-11-05 close
Latest results: BAJAJHFL Sep 2026 · HUDCO Sep 2026
At a glance
- Bajaj Housing Finance Limited is the larger company by market value, about 2.2 times the size of Housing & Urban Development Corporation Limited.
- On trailing earnings, Housing & Urban Development Corporation Limited trades at the lower P/E (7.1 against 24.7).
- Housing & Urban Development Corporation Limited earns the higher return on equity (20.7% against 11.7%).
- Over three years Housing & Urban Development Corporation Limited has grown profits faster (33% a year against 27%).
- Over the past year the share prices returned -24.9% (BAJAJHFL) and -34.1% (HUDCO).
| Metric | Bajaj Housing BAJAJHFL |
Housing & Urban HUDCO |
|---|---|---|
| Size and price | ||
| Market cap | ₹69,264 Cr | ₹31,636 Cr |
| Share price | ₹83.16 | ₹158.03 |
| Valuation | ||
| P/E | 24.68 | 7.10 |
| P/B | 2.88 | 1.47 |
| PEG | 0.91 | 0.22 |
| Dividend yield | 0.0% | 2.8% |
| Profitability | ||
| ROE | 11.7% | 20.7% |
| Sales (TTM) | ₹12,103 Cr | ₹14,919 Cr |
| Net profit (TTM) | ₹2,806 Cr | ₹4,456 Cr |
| Growth | ||
| Latest quarter sales YoY | +18.0% | +24.6% |
| Latest quarter profit YoY | +17.7% | +28.3% |
| Sales CAGR 3Y | +25.0% | +23.0% |
| Profit CAGR 3Y | +27.0% | +33.0% |
| Sales CAGR 5Y | +29.0% | +13.0% |
| Profit CAGR 5Y | +41.0% | +21.0% |
| Ownership | ||
| Promoter holding | 86.7% | 75.0% |
| Promoter change (4 qtrs) | -2.00 pp | +0.00 pp |
| Price performance | ||
| Return 1M | +0.97% | -1.87% |
| Return 3M | -4.39% | -22.09% |
| Return 1Y | -24.89% | -34.08% |
| Return YTD | -11.84% | -30.73% |
| Technical condition | ||
| Technical score | 43 | 46 |
| RS rating (1-99) | 45.00 | 12.00 |
| % vs 200-DMA | -2.43% | -16.84% |
| RSI (14) | 58.34 | 52.15 |
| % from 52-week high | -24.84% | -35.98% |
