Housing & Urban Development Corporation Limited vs PNB Housing Finance Limited
An objective side-by-side of HUDCO and PNBHOUSING, both in Finance - Housing: valuation, profitability, growth, balance sheet, ownership and share-price performance. Where one number is clearly better on its own terms (lower P/E, higher ROE), it is shaded. That is a description, not a recommendation.
Prices as of 2026-09-30 close
Latest results: HUDCO Jun 2026 · PNBHOUSING Jun 2026
At a glance
- Housing & Urban Development Corporation Limited is the larger company by market value, about 1.1 times the size of PNB Housing Finance Limited.
- On trailing earnings, Housing & Urban Development Corporation Limited trades at the lower P/E (7.8 against 12.6).
- Housing & Urban Development Corporation Limited earns the higher return on equity (19.4% against 12.0%).
- Over three years Housing & Urban Development Corporation Limited has grown profits faster (33% a year against 30%).
- Over the past year the share prices returned -28.4% (HUDCO) and +25.9% (PNBHOUSING).
| Metric | Housing & Urban HUDCO |
PNB Housing PNBHOUSING |
|---|---|---|
| Size and price | ||
| Market cap | ₹33,348 Cr | ₹29,210 Cr |
| Share price | ₹166.58 | ₹1,120 |
| Valuation | ||
| P/E | 7.84 | 12.62 |
| P/B | 1.52 | 1.52 |
| PEG | 0.24 | 0.42 |
| Dividend yield | 2.7% | 0.4% |
| Profitability | ||
| ROE | 19.4% | 12.0% |
| Operating margin | 19.2% | 22.9% |
| Sales (TTM) | ₹14,119 Cr | ₹8,689 Cr |
| Net profit (TTM) | ₹4,255 Cr | ₹2,315 Cr |
| Growth | ||
| Latest quarter sales YoY | +26.9% | +8.8% |
| Latest quarter profit YoY | +35.1% | +4.5% |
| Sales CAGR 3Y | +23.0% | +9.0% |
| Profit CAGR 3Y | +33.0% | +30.0% |
| Sales CAGR 5Y | +13.0% | +2.0% |
| Profit CAGR 5Y | +21.0% | +20.0% |
| Ownership | ||
| Promoter holding | 75.0% | 28.0% |
| Promoter change (4 qtrs) | +0.00 pp | -0.05 pp |
| Price performance | ||
| Return 1M | -8.50% | -2.50% |
| Return 3M | -19.46% | +6.10% |
| Return 1Y | -28.37% | +25.86% |
| Return YTD | -26.98% | +17.71% |
| Technical condition | ||
| Technical score | 18 | 32 |
| RS rating (1-99) | 19.00 | 76.00 |
| % vs 200-DMA | -15.72% | +13.22% |
| RSI (14) | 33.07 | 47.74 |
| % from 52-week high | -32.52% | -7.55% |
