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Note: These are AI-generated, educational summaries of public NSE
filings — grounded in each document, but not investment advice and possibly incomplete.
Verify against the original filing and consult a SEBI-registered adviser before acting.
46 announcements match the current filters (relevance ≥ 5).
Central Bank of India FY26 Net Profit Rises 15.4% to ₹4,369 Cr; Asset Quality Improves Significantly
Central Bank of India reported a strong financial performance for FY26, with net profit growing 15.43% YoY to ₹4,369 crore, despite a one-time deferred tax asset impact. The bank's total business crossed the ₹8.12 lakh crore milestone, supported by an 18.76% growth in gross advances. Asset quality continues to trend positively, with Gross NPA reducing to 2.67% and Net NPA hitting a low of 0.49%. The bank maintains a robust capital position with a CRAR of 17.91% and a high CASA ratio of 47.30%.
Key Highlights
Net Profit for FY26 increased by 15.43% YoY to ₹4,369 crore.
Gross Advances grew by 18.76% YoY to ₹3,44,516 crore, driven by a 25.6% growth in Retail loans.
Asset quality improved with GNPA at 2.67% and NNPA at 0.49% compared to 3.18% and 0.55% respectively in the previous year.
Capital Adequacy Ratio (CRAR) strengthened to 17.91% with a CET1 ratio of 15.61%.
Provision Coverage Ratio (PCR) remains high at 95.97% as of March 31, 2026.
👀 What to Watch
Investors should note the bank's successful turnaround post-PCA exit, characterized by improving return ratios (ROE at 13%) and superior asset quality. The high CASA base and strong capital buffers position the bank well for sustained credit growth in the mid-term.
Central Bank of India Declares 4th Interim Dividend of ₹0.60 per Share; Record Date May 8
Central Bank of India has announced its 4th interim dividend for the financial year 2025-26 following a board meeting on April 30, 2026. The bank has approved a dividend of 6%, which translates to ₹0.60 per equity share of face value ₹10. The record date to determine shareholder eligibility for this payout has been fixed as May 8, 2026. This consistent dividend distribution indicates a stable cash flow and a policy of rewarding shareholders.
Key Highlights
Approved 4th interim dividend of 6% for the financial year 2025-26
Dividend amount is set at ₹0.60 per equity share with a face value of ₹10
Record date for determining eligibility is Friday, May 8, 2026
The announcement follows the Board of Directors meeting held on April 30, 2026
👀 What to Watch
Investors interested in the dividend should ensure they hold the stock before the ex-dividend date to qualify for the ₹0.60 per share payout.
Central Bank of India FY26 Net Profit Rises 15% to ₹4,369 Cr; Asset Quality Improves Significantly
Central Bank of India reported a robust 15.43% YoY growth in annual net profit to ₹4,369 crore for FY26. While Q4FY26 net profit fell to ₹724 crore due to a one-time deferred tax asset (DTA) impact of ₹632 crore, the underlying operational performance remained strong with Net Interest Income growing 17.74% in the quarter. Asset quality reached multi-year highs with Net NPA dropping to 0.49% and a high Provision Coverage Ratio of 95.97%. The bank also proposed an additional interim dividend of ₹0.60 per share for Q4.
Key Highlights
Total business grew 15.60% YoY to ₹8,12,439 crore, driven by 18.76% growth in gross advances.
Gross NPA improved by 51 bps to 2.67%, while Net NPA improved to 0.49%.
Q4 Net Interest Income (NII) surged 17.74% YoY to ₹4,002 crore.
Capital Adequacy Ratio (CRAR) strengthened to 17.91% with Tier I at 15.61%.
Proposed Q4 interim dividend of ₹0.60 per share, totaling ₹1.20 for the full financial year.
👀 What to Watch
Investors should ignore the headline Q4 profit dip as it was caused by a non-cash one-time tax adjustment; the core operational metrics and asset quality are trending strongly positive. The bank's high PCR and improving ROE of 13% make it a solid pick in the PSU banking space.
Central Bank of India FY26 Net Profit Rises 15.4% to ₹4,369 Cr; Total Business Crosses ₹8 Lakh Cr
Central Bank of India reported a 15.43% YoY growth in net profit for FY26, reaching ₹4,369 crore, supported by a one-time deferred tax asset recognition of ₹632 crore. The bank's total business surpassed the ₹8 lakh crore milestone, driven by a robust 18.76% growth in gross advances. Asset quality showed significant improvement with Gross NPA falling to 2.67% and Net NPA to 0.49%. However, the Net Interest Margin (NIM) for the full year compressed to 3.07% from 3.40% in the previous fiscal.
Key Highlights
Total business crossed ₹8,12,439 crore, marking a 15.60% YoY growth for FY26.
Gross Advances grew by 18.76% YoY to ₹3,44,516 crore, while Total Deposits rose 13.38% to ₹4,67,923 crore.
Asset quality improved with GNPA at 2.67% (down 51 bps YoY) and NNPA at 0.49% (down 6 bps YoY).
Full-year ROA improved to 0.89% and ROE reached 13.00%, despite Q4 net profit being impacted by tax adjustments.
CASA ratio remains strong at 47.30% of total deposits, providing a stable low-cost funding base.
👀 What to Watch
The bank demonstrates strong operational momentum with significant improvements in asset quality and credit growth. Investors should monitor the impact of NIM compression on future profitability and the bank's ability to maintain its high CASA ratio in a competitive deposit environment.
Central Bank of India to Raise Rs 7,000 Crore; Declares 6% Interim Dividend
Central Bank of India has approved a major capital raising plan of up to Rs 7,000 crore for FY 2026-27 through various routes including QIP, FPO, or Basel III bonds. The bank also declared its fourth interim dividend of Rs 0.60 per share (6%) for FY 2025-26, with a record date of May 8, 2026. A change in the depreciation accounting method from WDV to SLM positively impacted the net profit by Rs 49.30 crore. The board has also finalized the audited financial results for the fiscal year ending March 31, 2026.
Key Highlights
Approved capital raising of up to Rs 7,000 crore via FPO, QIP, Rights Issue, or Basel III Bonds for FY 2026-27.
Declared a 4th interim dividend of Rs 0.60 per equity share (6% of face value) for FY 2025-26.
Record date for the interim dividend payment is fixed as Friday, May 8, 2026.
Change in depreciation method from WDV to SLM resulted in a net profit increase of Rs 49.30 crore.
Net Deferred Tax Assets (DTA) stood at Rs 1,628.06 crore as of March 31, 2026.
👀 What to Watch
Investors should track the specific mode of the Rs 7,000 crore fundraise as equity-based routes like QIP or FPO could lead to shareholding dilution. The dividend provides a steady yield, and the capital infusion plan suggests the bank is positioning for aggressive credit growth in the coming fiscal.
Central Bank of India Q4 FY26 Business Grows 15.65% YoY to ₹8.12 Lakh Crore
Central Bank of India reported a robust 15.65% YoY growth in total business, reaching ₹8,12,814 crore for the quarter ending March 31, 2026. The growth was primarily driven by a strong 18.90% YoY increase in gross advances, which stood at ₹3,44,929 crore. While total deposits grew by 13.37% YoY, the bank managed a slight sequential improvement in its CASA ratio to 47.31%. The Credit-Deposit (CD) ratio saw a significant improvement of 335 bps YoY to 73.88%, indicating more efficient capital deployment.
Key Highlights
Total business reached ₹8,12,814 crore, up 15.65% YoY and 5.00% QoQ.
Gross advances grew significantly by 18.90% YoY to ₹3,44,929 crore.
Total deposits increased 13.37% YoY to ₹4,67,885 crore, with CASA at ₹2,20,886 crore.
CD Ratio improved by 335 bps YoY and 188 bps QoQ to reach 73.88%.
CASA ratio stood at 47.31%, showing a marginal sequential recovery of 18 bps.
👀 What to Watch
The strong credit growth outpacing deposit growth and the rising CD ratio are positive signs for Net Interest Income. Investors should hold and monitor the full audited results for details on Net Interest Margins (NIMs) and asset quality.
Central Bank of India Receives ₹296.08 Crore Income Tax Demand Notice
Central Bank of India has received an assessment order from the Income Tax Department for the Assessment Year 2024-25, involving a tax demand of ₹296.08 crores. The demand arises from the re-computation of income and disallowances of certain claims made in the bank's tax returns. The bank has officially stated its intention to challenge this order in the appropriate forum, asserting that it has strong legal and factual grounds. Management expects no immediate financial impact as they believe the demand will be set aside during the appeal process.
Key Highlights
Income Tax Department issued a demand notice of ₹296.08 crores for Assessment Year 2024-25.
The order was passed under Section 143(3) read with Section 144B of the Income Tax Act, 1961.
The demand is based on re-computation of income and disallowances of specific claims in tax returns.
The bank is in the process of filing an appeal and expects the entire demand to be vacated.
Management maintains that there will be no impact on the bank's financial or operational activities.
👀 What to Watch
Investors should monitor the outcome of the bank's appeal against the tax demand, though such disputes are common in the banking sector and rarely result in immediate cash outflows. No immediate change in investment thesis is required based on this regulatory update.
Central Bank of India Partners with IIFL Finance for Co-Lending Expansion
Central Bank of India has entered into a strategic co-lending partnership with IIFL Finance Limited to expand its loan portfolio. The collaboration will leverage IIFL Finance's extensive network of 4,761 branches and its reported AUM of Rs. 49,027.00 crores as of December 2025. Under this arrangement, IIFL will originate and service loans, while both entities will jointly process proposals based on credit parameters. This move is aimed at increasing outreach to underserved segments and offering competitive interest rates to borrowers.
Key Highlights
Co-lending partnership established with IIFL Finance Limited under RBI guidelines.
IIFL Finance brings a massive distribution network of 4,761 branches across India.
IIFL Finance reported Assets Under Management (AUM) of Rs. 49,027.00 crores as of Dec 31, 2025.
The partnership focuses on retail-focused segments, particularly gold loans and underserved markets.
IIFL will handle the entire loan lifecycle servicing while sharing credit risk with the bank.
👀 What to Watch
Investors should view this as a positive step for credit growth and portfolio diversification with lower operational costs. Monitor the bank's retail loan book growth and asset quality in the coming quarters to gauge the partnership's effectiveness.
Central Bank of India and IIFL Finance Enter Co-Lending Tie-up to Expand Retail Portfolio
Central Bank of India has entered into a strategic co-lending partnership with IIFL Finance Limited to expand its retail loan reach. IIFL Finance, a leading NBFC with an AUM of Rs. 49,027.00 crores and 4,761 branches, will originate and service the loans. The partnership aims to offer competitive blended interest rates to borrowers, particularly in underserved segments. This collaboration follows the revised RBI Co-Lending Arrangement guidelines issued in November 2025.
Key Highlights
Partnership with IIFL Finance which has a massive AUM of Rs. 49,027.00 crores as of Dec 2025.
Access to a wide distribution network of 4,761 branches across India for loan origination.
Focus on retail-focused segments and gold loans to drive portfolio expansion.
Jointly formulated credit parameters for loan processing with IIFL handling account servicing.
Compliance with the revised RBI Co-Lending Arrangement (CLA) guidelines dated 28.11.2025.
👀 What to Watch
Investors should monitor the growth of the co-lending book as it provides a low-cost expansion route for the bank's retail assets. This move is likely to improve the bank's credit-to-deposit ratio and yield on advances over the medium term.
Central Bank of India Renews Co-Lending Tie-up with Capri Global Capital (AUM ₹23,916 Cr)
Central Bank of India has renewed its co-lending partnership with Capri Global Capital Ltd to offer secured Loan Against Property (LAP) and Gold Loans. Capri Global brings a substantial network of 1,331 branches across 19 states and an AUM of ₹23,916 crore as of December 2025. The partnership aims to leverage Capri's origination and servicing capabilities to expand the bank's credit portfolio at competitive rates. This arrangement complies with the revised RBI Co-Lending Arrangement guidelines issued in November 2025.
Key Highlights
Renewal of co-lending partnership with Capri Global Capital Ltd for Secured LAP and Gold Loans
Capri Global Capital manages a significant AUM of ₹23,916 crore as of December 31, 2025
Access to an extensive distribution network of 1,331 branches across 19 States and Union Territories
Adherence to revised RBI Co-Lending Arrangement (CLA) guidelines dated November 28, 2025
Joint credit processing and blended interest rates designed to enhance customer outreach and portfolio growth
👀 What to Watch
Investors should monitor the growth in the bank's retail and MSME books through such partnerships, as they offer a low-cost expansion route. The focus on secured assets like Gold Loans and LAP is a positive sign for maintaining asset quality.
Central Bank of India Gets CCI Nod to Raise Stake in Insurance Arms to 26%
Central Bank of India has received approval from the Competition Commission of India (CCI) to increase its equity stake in its insurance joint ventures. The bank will acquire an additional 1.09% in Generali Central Insurance Company Limited (GCICL) and 0.82% in Generali Central Life Insurance Company Limited (GCLICL). Following this acquisition, the bank's total shareholding in both the general and life insurance entities will reach 26%. This move aligns with the bank's strategy to consolidate its presence in the insurance sector and enhance its non-banking financial services portfolio.
Key Highlights
CCI approved the acquisition of 1.09% additional equity in Generali Central Insurance Company Limited (GCICL).
CCI approved the acquisition of 0.82% additional equity in Generali Central Life Insurance Company Limited (GCLICL).
Total shareholding in both insurance entities will increase to a uniform 26% post-acquisition.
The regulatory approval from CCI was officially received via letter dated March 3, 2026.
The bank had previously intimated the exchange about this proposed combination on November 6, 2025.
👀 What to Watch
Investors should monitor the bank's ability to scale its insurance business, as reaching the 26% threshold allows for more significant strategic influence. This is a positive development for long-term fee-based income growth.
Central Bank of India Partners with ICICI Prudential AMC for Mutual Fund Distribution
Central Bank of India has entered into a strategic distribution agreement with ICICI Prudential AMC Limited to offer mutual fund products to its customers. ICICI Prudential AMC is a leading asset management company with a total AUM of Rs. 11.15 Lakhs Crores as of December 2025. This partnership is expected to enhance the bank's fee-based income by leveraging its branch network to sell third-party investment products. The collaboration aims to provide value-added services to the bank's customer base while tapping into ICICI Prudential's reach of over 1.5 Crore investors.
Key Highlights
Distribution agreement signed with ICICI Prudential AMC for mutual fund products.
ICICI Prudential AMC manages a total AUM of Rs. 11.15 Lakhs Crores as of December 2025.
The partnership targets a service base of more than 1.5 Crore investors.
Strategic move to boost non-interest income through commissions on third-party products.
👀 What to Watch
Investors should view this as a positive step towards diversifying revenue streams; monitor the 'Other Income' growth in future quarterly results to assess the partnership's effectiveness.
Central Bank of India Partners with ICICI Prudential AMC for Mutual Fund Distribution
Central Bank of India has entered into a strategic distribution agreement with ICICI Prudential AMC to offer mutual fund products to its customers. This partnership allows the bank to leverage ICICI Prudential's massive AUM of Rs. 11.15 Lakh Crores (as of December 2025) and its reach of over 1.5 Crore investors. The move is specifically designed to enhance the bank's non-interest income through commissions and provide diversified investment options to its client base. This collaboration is expected to improve the bank's fee-based revenue profile over the long term.
Key Highlights
Distribution agreement signed with ICICI Prudential AMC for mutual fund products.
ICICI Prudential AMC reports a total AUM of Rs. 11.15 Lakh Crores as of December 2025.
The AMC serves more than 1.5 Crore investors, providing a robust product suite for bank customers.
Aims to unlock value in customer savings and boost the bank's third-party distribution income.
👀 What to Watch
Investors should monitor the growth in the bank's fee-based income in future quarterly reports to assess the impact of this partnership. This is a positive move for diversifying revenue streams beyond core interest income.
Central Bank of India Partners with SBI Funds Management for Mutual Fund Distribution
Central Bank of India has entered into a distribution agreement with SBI Funds Management Limited (SBIFML) to offer mutual fund products to its customers. This partnership allows the bank to leverage SBIFML's massive scale, which includes an AUM of ₹12,41,000 crore as of December 2025. The move is strategically aimed at increasing the bank's non-interest income through fee-based commissions. By utilizing its branch network to cross-sell products from India's leading asset management company, the bank seeks to improve its overall profitability and customer value proposition.
Key Highlights
Agreement signed with SBI Funds Management Limited (SBIFML) for mutual fund product distribution.
SBIFML manages a total AUM of ₹12,41,000 crore as of December 2025.
SBIFML services over 25 crore investor folios, providing a wide range of investment products.
The partnership focuses on unlocking customer savings value and boosting the bank's fee-based revenue streams.
👀 What to Watch
Investors should monitor the growth in the bank's 'other income' segment in future quarterly reports to assess the impact of this distribution tie-up. This is a positive development for long-term fee-income diversification.
Central Bank of India Partners with HSBC AMC for Mutual Fund Distribution
Central Bank of India has entered into a distribution agreement with HSBC Asset Management (India) Private Limited to offer mutual fund products to its customers. This partnership aims to enhance the bank's non-interest income by leveraging its branch network to sell third-party financial products. HSBC AMC is a major player in the industry, reporting a daily average Assets Under Management (AUM) of ₹1,38,654 crore as of December 2025. The move is expected to provide customers with more investment options while diversifying the bank's revenue streams.
Key Highlights
Distribution agreement signed with HSBC Asset Management (India) Private Limited.
HSBC AMC reported a daily average AUM of ₹1,38,654 crore in December 2025.
Partnership allows the bank to offer a wide range of mutual fund products to its existing customer base.
HSBC AMC's scale was significantly bolstered by its acquisition of L&T Investment Management in November 2022.
The initiative focuses on increasing fee-based income and unlocking value from customer savings.
👀 What to Watch
Investors should view this as a positive step toward improving the bank's fee-based income profile. Monitor the 'Other Income' segment in future quarterly reports to assess the actual revenue contribution from such third-party distributions.
CRISIL Reaffirms Central Bank of India's Ratings; AA/Stable for Corporate Credit
CRISIL Ratings has reaffirmed the credit ratings for Central Bank of India's various instruments as of January 22, 2026. The bank's Corporate Credit Rating and Tier II Bonds (Basel III) remain at 'AA/Stable'. Additionally, the rating for proposed Tier I Bonds worth Rs 1,000 crore is maintained at 'AA-/Stable', while the Rs 10,000 crore Certificate of Deposits is reaffirmed at 'A1+'. This reaffirmation indicates a stable credit profile and consistent ability to meet financial obligations.
Key Highlights
Corporate Credit Rating reaffirmed at 'AA' with a 'Stable' outlook by CRISIL.
Tier II Bonds under Basel III (INE483A08049) maintained at 'AA/Stable'.
Proposed Tier I Bonds of Rs 1,000 crore reaffirmed at 'AA-/Stable'.
Proposed Certificate of Deposits of Rs 10,000 crore reaffirmed at the highest short-term rating of 'A1+'.
👀 What to Watch
The reaffirmation of ratings suggests stability in the bank's creditworthiness; investors should continue to monitor asset quality and NIM trends in upcoming quarterly results.
Central Bank of India Q3 FY26 Net Profit Rises 31.7% to Record ₹1,263 Cr; GNPA at 2.70%
Central Bank of India reported a record net profit of ₹1,263 crore for Q3 FY26, up 31.7% YoY, with ROA reaching 1.01%. Asset quality showed marked improvement as Gross NPA fell to 2.70% and Net NPA to 0.45%, backed by a high PCR of 96.69%. While credit growth was robust at 19.48% YoY, the bank slightly missed targets for NIM (2.96%) and cost-to-income ratio (57.84%). Management remains confident in future performance, having proactively provided ₹375 crore for ECL transitions and ₹150 crore for employee costs.
Key Highlights
Net profit hit an all-time high of ₹1,263 crore, growing 31.70% YoY.
Gross NPA improved by 116 bps to 2.70%, while Net NPA stood at 0.45% with a low slippage ratio of 0.25%.
Total advances grew 19.48% YoY to ₹3.24 lakh crore, with the CD ratio improving to 72%.
Provision Coverage Ratio (PCR) remains highly resilient at 96.69% including written-off accounts.
Bank proactively provided ₹375 crore for ECL transition and ₹150 crore for personnel costs.
👀 What to Watch
Investors should view the bank's turnaround positively, given the record profits and superior asset quality metrics. While NIM and cost-to-income ratios missed targets slightly, the proactive provisioning and robust credit growth provide a stable outlook for the long term.
Central Bank of India Q3 FY26: Net Profit Up 31.7% YoY to ₹1,263 Cr; Net NPA Drops to 0.45%
Central Bank of India reported a strong performance for the quarter ended December 2025, with net profit rising 31.7% YoY to ₹1,263 crore. The bank's asset quality improved significantly, with Net NPA falling to 0.45% and a high Provision Coverage Ratio of 96.69%. Total business grew by 15.77% YoY to ₹7.74 lakh crore, supported by a robust CASA ratio of 47.13%. Return on Assets (ROA) crossed the 1% mark, reflecting sustained operational efficiency and 19 consecutive quarters of profitability.
Key Highlights
Net Profit increased by 31.70% YoY to ₹1,263 crore for the quarter ended Dec 2025.
Gross NPA improved to 2.70% from 3.86% YoY, while Net NPA declined to a low of 0.45%.
Total advances grew 19.48% YoY to ₹3.23 lakh crore, driven by strong growth in RAM and Corporate segments.
Maintains a healthy CASA ratio of 47.13% and a Capital Adequacy Ratio (CRAR) of 16.13%.
Return on Equity (ROE) improved to 14.47% from 12.85% in the previous year's quarter.
👀 What to Watch
The bank demonstrates a consistent turnaround with 19 quarters of profit and superior asset quality metrics. Investors should view this as a positive sign of stability and potential for further valuation re-rating as ROA stays above 1%.
Central Bank of India Declares 3rd Interim Dividend of Rs 0.20; Sets Record Date for Jan 23
Central Bank of India has announced its third interim dividend for the financial year 2025-26. The Board of Directors approved a dividend of Rs 0.20 per equity share, which is 2% of the face value of Rs 10. The bank has designated Friday, January 23, 2026, as the record date to identify eligible shareholders. This consistent payout strategy indicates the bank's focus on maintaining shareholder returns throughout the fiscal year.
Key Highlights
Approved 3rd interim dividend of Rs 0.20 per equity share for FY 2025-26
Dividend payout represents 2% of the face value of Rs 10 per share
Record date for determining eligibility is fixed as January 23, 2026
The board meeting for this approval was concluded on January 16, 2026
👀 What to Watch
Investors interested in the dividend must hold the shares before the ex-dividend date to be eligible for the Rs 0.20 per share payout. While the dividend amount is modest, it reflects a consistent distribution policy.
Central Bank of India Q3 Net Profit Surges 31.7% to ₹1,263 Cr; GNPA Drops to 2.70%
Central Bank of India reported a strong 31.70% YoY growth in net profit to ₹1,263 crore for Q3 FY26. Asset quality showed significant improvement with Gross NPA falling 116 bps to 2.70% and Net NPA at 0.45%. Total business expanded by 15.77% YoY to ₹7.74 lakh crore, supported by a 19.48% rise in gross advances. Despite a marginal 1.07% dip in Net Interest Income, the bank achieved a milestone Return on Assets (ROA) of 1.01%.
Key Highlights
Net Profit grew 31.70% YoY to ₹1,263 crore, while Operating Profit rose 16.76% to ₹2,292 crore.
Asset quality improved sharply with Gross NPA at 2.70% (down from 3.86%) and Net NPA at 0.45%.
Gross Advances increased by 19.48% YoY to ₹3,23,531 crore, driven by 17.89% growth in RAM segments.
Return on Assets (ROA) improved to 1.01% from 0.87% YoY, and Return on Equity (ROE) rose to 14.47%.
Total Deposits grew 13.24% YoY to ₹4,50,575 crore with a healthy CASA ratio of 47.13%.
👀 What to Watch
The bank's focus on asset quality and RAM segment growth is yielding results, making it a strong performer among PSU banks. Investors should monitor if the ROA can be sustained above the 1% threshold in coming quarters.
