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📊 Last 7 days — analysed filings by sentiment
Note: These are AI-generated, educational summaries of public NSE
filings — grounded in each document, but not investment advice and possibly incomplete.
Verify against the original filing and consult a SEBI-registered adviser before acting.
57 announcements match the current filters (relevance ≥ 5).
Paisalo Digital Q4 FY26 Consolidated PAT Jumps 56% YoY to ₹72.23 Cr; Loan Book Grows 22%
Paisalo Digital Limited reported a strong set of results for the quarter ended March 31, 2026, with consolidated Net Profit rising 56% YoY to ₹72.23 crore. Total income for the quarter grew by 34.6% to ₹260.92 crore, supported by a robust 21.9% expansion in the loan book, which reached ₹5,843 crore. For the full fiscal year 2026, the company achieved a PAT of ₹237.21 crore compared to ₹200.12 crore in FY25. The company's equity base also strengthened, with total equity reaching ₹1,792.97 crore.
Key Highlights
Consolidated Net Profit for Q4 FY26 surged 56% YoY to ₹72.23 Cr from ₹46.29 Cr in the previous year.
Total Consolidated Income for the full year FY26 grew 22.8% to ₹947.01 Cr compared to ₹771.11 Cr in FY25.
The Loan portfolio expanded significantly to ₹5,843.11 Cr as of March 31, 2026, up from ₹4,793.19 Cr a year ago.
Consolidated Earnings Per Share (EPS) for FY26 improved to ₹2.62 from ₹2.23 in FY25.
Total Assets of the company increased to ₹6,24,311.14 Lakhs (approx ₹6,243 Cr) as of March 31, 2026.
👀 What to Watch
The company is demonstrating strong growth momentum in its lending business with significant bottom-line improvement. Investors should maintain a positive outlook but monitor asset quality and cost of funds as the loan book continues to scale.
Paisalo Digital FY26 PAT Rises 19% to ₹237 Cr; Recommends 10% Dividend
Paisalo Digital reported a strong financial performance for FY26, with consolidated Net Profit growing 18.9% YoY to ₹237.21 crore. Total income for the year increased by 22.9% to ₹947.81 crore, supported by a robust expansion in the loan book which reached ₹5,794 crore. The board has recommended a final dividend of ₹0.10 per share and approved fresh fundraising through Non-Convertible Debentures (NCDs). Additionally, the company announced a strategic reshuffle in senior management, appointing a new Chief Risk Officer and Chief Business Officer.
Key Highlights
Consolidated Net Profit for FY26 stood at ₹237.21 Cr compared to ₹199.51 Cr in FY25
Total Income grew 22.9% YoY to ₹947.81 Cr for the full financial year
Loan assets expanded to ₹5,794.01 Cr as of March 31, 2026, up from ₹4,750.75 Cr
Board recommended a final dividend of 10% (₹0.10 per equity share of ₹1 each)
Approved raising of funds through NCDs within the overall borrowing limit of ₹9,000 Cr
👀 What to Watch
The company demonstrates consistent growth in its lending business and profitability with a healthy expansion of the loan book. Investors should view the steady dividend and fundraising plans as signs of growth confidence, while monitoring the impact of management changes on risk management.
Paisalo Digital Recommends ₹0.10 Dividend; FY26 Net Profit Rises 18% to ₹237 Crore
Paisalo Digital reported a solid performance for the financial year ended March 31, 2026, with consolidated net profit growing 17.8% year-on-year to ₹237.21 crore. The Board has recommended a final dividend of ₹0.10 per share (10% of face value) for FY26. A significant highlight is the approval to raise up to ₹9,000 crore through Non-Convertible Debentures (NCDs) to support future lending growth. Additionally, the company announced key management shifts, moving the Chief Risk Officer to a business-focused role as Chief Business Officer.
Key Highlights
Consolidated Net Profit for FY26 rose to ₹237.21 crore, up from ₹201.38 crore in FY25.
Total Revenue from operations increased to ₹943.70 crore in FY26 compared to ₹767.78 crore in the previous year.
Recommended a final dividend of ₹0.10 per equity share of ₹1 face value for the financial year 2025-26.
Board approved a massive fundraise of up to ₹9,000 crore through NCDs on private placement or public issue basis.
Consolidated Basic EPS improved to ₹2.61 for FY26 from ₹2.23 in FY25.
👀 What to Watch
Investors should take note of the steady earnings growth and the ambitious ₹9,000 crore fundraise plan, which suggests a strong growth pipeline. The stock remains a watch for how effectively the company deploys the new capital into its loan book.
Paisalo Digital FY26 Consolidated Net Profit Rises 18.5% to ₹237 Cr; Q4 Profit Up 56% YoY
Paisalo Digital reported a strong performance for the financial year ended March 31, 2026, with consolidated net profit growing 18.5% YoY to ₹23,720.61 lakhs. The fourth quarter was particularly robust, with net profit surging 56% YoY to ₹7,223 lakhs compared to ₹4,628.51 lakhs in the same period last year. Total consolidated income for FY26 reached ₹94,504.50 lakhs, driven by a significant increase in interest income. The company's loan book also showed healthy growth, with standalone loans reaching ₹5.79 lakh lakhs.
Key Highlights
Consolidated Net Profit for FY26 increased to ₹237.21 crore from ₹200.12 crore in FY25.
Q4 FY26 Consolidated Revenue from operations grew 34.6% YoY to ₹260.92 crore.
Standalone Loan assets grew significantly to ₹5,794 crore as of March 31, 2026, compared to ₹4,751 crore in the previous year.
Consolidated Earnings Per Share (EPS) improved to ₹2.62 for FY26 from ₹2.23 in FY25.
Finance costs for the full year stood at ₹37,433.37 lakhs on a consolidated basis.
👀 What to Watch
The strong double-digit growth in both top-line and bottom-line, especially the Q4 surge, indicates positive momentum in the lending business. Investors should hold with a focus on monitoring asset quality and net interest margins as the loan book continues to expand.
Paisalo Digital FY26 Net Profit Rises 18.5% to ₹237.2 Cr; Q4 PAT Surges 56% YoY
Paisalo Digital Limited reported a robust consolidated net profit of ₹23,720.61 lakhs for FY26, marking an 18.5% growth over the previous year. The company's total income for the fiscal year rose 22.8% to ₹94,700.58 lakhs, driven by a significant expansion in its loan portfolio. In Q4 FY26 alone, net profit jumped 56% YoY to ₹7,223 lakhs, reflecting strong operational momentum. The standalone loan book grew by nearly 22% to reach ₹5.79 lakh lakhs, indicating healthy credit demand.
Key Highlights
Consolidated Net Profit for FY26 grew 18.5% YoY to ₹23,720.61 lakhs vs ₹20,012.07 lakhs in FY25
Q4 FY26 Consolidated Net Profit surged 56% YoY to ₹7,223 lakhs compared to ₹4,628.51 lakhs in Q4 FY25
Total Consolidated Income for the full year FY26 stood at ₹94,700.58 lakhs, up from ₹77,109.29 lakhs
Standalone Loan assets increased by 21.9% to ₹5,79,400.67 lakhs as of March 31, 2026
Earnings Per Share (EPS) for the full year improved to ₹2.62 from ₹2.23 in the previous fiscal
👀 What to Watch
The company demonstrates consistent growth in both top-line and bottom-line with a healthy expansion in the loan book. Investors may consider this a positive signal for long-term growth, though they should continue to monitor asset quality and cost of funds.
Paisalo Digital Board to Consider Public Issue of NCDs on May 10, 2026
Paisalo Digital Limited has updated its board meeting agenda for May 10, 2026, to include the consideration of a public issue of Non-Convertible Debentures (NCDs). This follows a previous meeting intimation dated April 22, 2026. The company, which already has numerous NCDs and Commercial Papers listed, is looking to raise further debt capital. Investors should watch for the specific issue size and interest rates to be determined during the meeting.
Key Highlights
Board meeting scheduled for May 10, 2026, to discuss issuance of NCDs.
The fundraise is proposed to be conducted through a Public Issue format.
This agenda item is an addition to the previously scheduled board meeting items from April 22, 2026.
The company currently manages over 15 listed NCD series and multiple Commercial Papers.
👀 What to Watch
Monitor the post-meeting disclosure on May 10 for the approved fundraise amount and coupon rates. Assess how the additional debt will impact the company's cost of funds and leverage ratios.
Paisalo Digital Board to Meet May 10 for Q4 Results, Dividend, and NCD Issuance
Paisalo Digital Limited has scheduled a board meeting on May 10, 2026, to approve its audited financial results for the fourth quarter and full financial year ended March 31, 2026. The board will also consider recommending a final dividend for the fiscal year 2026, providing a potential yield for shareholders. Furthermore, the company is exploring capital raising through the issuance of Non-Convertible Debentures (NCDs) on a private placement basis. This meeting is critical as it will set the tone for the company's growth and payout strategy for the upcoming year.
Key Highlights
Board meeting scheduled for May 10, 2026, to review Q4 and FY26 audited financial statements.
Consideration of a final dividend for the financial year ended March 31, 2026.
Proposal for fundraising through the issuance of Non-Convertible Debentures (NCDs) via private placement.
Trading window for insiders closed from April 1, 2026, until 48 hours after the results are declared.
👀 What to Watch
Investors should monitor the May 10 outcome for details on asset quality, dividend payout ratio, and the scale of the proposed NCD issuance. The results will provide clarity on the company's lending margins and capital adequacy for the next fiscal year.
Paisalo Digital Targets 2x Growth in AUM and PAT via AI-Led Lending Platform Transition
Paisalo Digital Limited is transitioning to a fully AI-powered lending platform to achieve category-defining growth. The company has set an ambitious target to double its AUM, revenue, and PAT over the next three years. Current infrastructure includes NVIDIA AI chips and immersion-cooled servers, already handling over 350,000 automated customer calls daily. This shift aims to reduce loan turnaround times to minutes and enhance risk-adjusted returns through predictive analytics.
Key Highlights
Targets 2x growth in AUM, Revenue, and PAT over a three-year horizon.
Deployed 2 NVIDIA AI chips and 1 immersion-cooled server for high-efficiency compute.
Currently handles 350,000+ AI-driven multilingual customer calls per day.
Transitioning to real-time credit approvals using proprietary AI/ML engines and Account Aggregator frameworks.
Focus on improving operating leverage by scaling without proportional increases in costs.
👀 What to Watch
Investors should monitor the company's quarterly AUM growth and cost-to-income ratios to verify if the AI transition is delivering the promised operating leverage. The ambitious 3-year doubling target makes this a high-growth narrative to watch closely.
Paisalo Digital Allots 1,300 Commercial Papers Worth ₹65 Crore at 9% Yield
Paisalo Digital Limited has successfully allotted 1,300 Commercial Papers (CPs) on a private placement basis to raise short-term capital. The total redemption value of these instruments is ₹65 crore, with each CP having a face value of ₹5,00,000. These CPs are issued at a yield of 9.00% and have a tenure of 180 days, maturing on September 29, 2026. This move indicates the company's active management of its short-term liquidity and working capital requirements.
Key Highlights
Allotment of 1,300 Commercial Papers with a face value of ₹5,00,000 each
Total redemption value fixed at ₹65,00,00,000 (₹65 Crore)
Instruments issued at a yield of 9.00% for a tenure of 180 days
Maturity date set for September 29, 2026, with Bank of Maharashtra as the IPA
👀 What to Watch
Investors should monitor the company's cost of borrowing and liquidity position; a 9% yield is standard for NBFCs in the current market. No immediate action is required as this is a routine short-term financing activity.
Paisalo Digital Gets IVR AA/Stable Rating for New Rs 1500 Cr NCDs; Existing Ratings Reaffirmed
Infomerics Analytics and Research has assigned a new 'IVR AA/Stable' rating to Paisalo Digital's proposed Rs 1,500 crore Non-Convertible Debentures (NCDs). The agency also reaffirmed the 'IVR AA/Stable' rating for Rs 4,500 crore in long-term bank facilities and Rs 559 crore in existing NCDs. Furthermore, the company's Commercial Paper rating of Rs 540 crore was reaffirmed at 'IVR A1+', the highest short-term grade. These ratings reflect the company's stable financial performance through the nine-month period ending FY2026.
Key Highlights
New 'IVR AA/Stable' rating assigned to proposed NCDs worth Rs 1,500 crore
Reaffirmed 'IVR AA/Stable' rating for Long Term Bank Facilities totaling Rs 4,500 crore
Short-term rating for Commercial Paper (Rs 540 crore) maintained at 'IVR A1+'
Total rated debt instruments and bank facilities amount to Rs 7,099 crore
Ratings based on audited FY2025 performance and 9M FY2026 financial results
👀 What to Watch
The high credit ratings and successful assignment of ratings for new debt indicate strong institutional confidence and the potential for lower borrowing costs. Investors should view this as a positive sign of the company's liquidity and capacity to fund future growth.
Paisalo Digital Appointed as Business Correspondent Partner for Indian Overseas Bank
Paisalo Digital has expanded its Banking-as-a-Service (BaaS) platform by adding Indian Overseas Bank (IOB) as its third major public-sector Business Correspondent (BC) partner. This partnership complements existing relationships with SBI and Bank of India, allowing Paisalo to offer banking services through its 4,872 touch points across 22 states. The move follows a capital-light model, enabling the company to scale its customer acquisition and service delivery without increasing balance-sheet risk. This strategic expansion is expected to create a structured funnel for future credit demand and cross-selling opportunities.
Key Highlights
Addition of Indian Overseas Bank (IOB) as a key BC partner alongside SBI and Bank of India
Utilizes an extensive network of 4,872 touch points across 22 states and UTs
Adopts a capital-light scalability model to drive growth without incremental balance-sheet risk
Enables delivery of essential services including account opening, deposits, and social security schemes
Strengthens the multi-bank BaaS platform to enhance customer lifecycle monetization
👀 What to Watch
Investors should monitor the growth in fee-based income and the conversion of BC customers into credit customers. This expansion reinforces Paisalo's distribution moat and provides a low-cost customer acquisition channel.
Paisalo Digital Gets 'BWR A1+' Rating for ₹540 Cr CP; ₹1500 Cr NCD Reaffirmed at 'BWR AA/Stable'
Paisalo Digital Limited has received a new credit rating of 'BWR A1+' from Brickwork Ratings for its proposed Commercial Paper issuance of ₹540 crores. Simultaneously, the agency reaffirmed the 'BWR AA/Stable' rating for the company's proposed Non-Convertible Debentures (NCDs) amounting to ₹1500 crores. These ratings signify a high degree of safety regarding timely debt servicing and very low credit risk. This dual rating action strengthens the company's ability to raise both short-term and long-term capital efficiently.
Key Highlights
Assigned 'BWR A1+' rating for proposed Commercial Papers worth ₹540.00 crores
Reaffirmed 'BWR AA/Stable' rating for proposed NCD issue of ₹1500.00 crores
Total debt facilities rated by Brickwork Ratings now stand at ₹2040.00 crores
Company reported a low existing outstanding CP liability of ₹70 crores as of February 2026
Ratings indicate a high degree of safety and very low credit risk for investors
👀 What to Watch
Investors should take confidence in the company's strong credit profile, which will likely lead to lower borrowing costs and improved liquidity. Monitor the company's execution in deploying this capital to grow its loan book while maintaining asset quality.
Paisalo Digital Receives 'IVR AA/Stable' Rating for Rs 55 Crore NCDs
Paisalo Digital Limited has been assigned a new credit rating of 'IVR AA/Stable' by Infomerics Analytics and Research Private Limited for its Long-Term Non-Convertible Debentures (NCDs) worth Rs 55 Crores. This rating indicates a high degree of safety regarding the timely servicing of financial obligations and very low credit risk. The assignment of this additional rating reflects the company's stable financial position and its ability to access debt markets effectively.
Key Highlights
Infomerics assigned a new 'IVR AA/Stable' rating for Rs 55 Crores of Long-Term NCDs.
The 'AA' rating signifies high safety and very low credit risk for debt holders.
This rating is an addition to existing ratings for the company's various debt instruments including NCDs and CPs.
The stable outlook suggests the agency expects the company to maintain its credit profile in the medium term.
👀 What to Watch
The high credit rating is a positive indicator of the company's solvency and should help keep borrowing costs low. Investors should maintain a positive outlook as this strengthens the company's balance sheet credibility.
Paisalo Digital Allots 51,000 NCDs Worth ₹51 Crore at 9.25% Interest
Paisalo Digital Limited has successfully allotted 51,000 Senior Secured Non-Convertible Debentures (NCDs) through a private placement. The total fundraise amounts to ₹51 crore, with each NCD having a face value of ₹10,000. These instruments carry a coupon rate of 9.25% per annum with monthly interest payments and a tenure of 30 months. The debt is secured by loan receivables with a 1.10x security cover, indicating a move to bolster liquidity for its lending operations.
Key Highlights
Allotment of 51,000 Senior Secured NCDs with a face value of ₹10,000 each, totaling ₹51 crore.
The NCDs carry a fixed coupon rate of 9.25% per annum, payable on a monthly basis.
The instrument has a tenure of 30 months, maturing on September 18, 2028.
Secured by a first ranking exclusive charge on loan receivables to maintain a 1.10x security cover.
👀 What to Watch
This fundraise is a positive indicator of the company's ability to secure capital for its credit business. Investors should monitor the company's net interest margins (NIMs) to see how this 9.25% cost of debt impacts overall profitability.
Paisalo Digital Closes Maiden USD 15 Million External Commercial Borrowing (ECB)
Paisalo Digital Limited has successfully completed its first-ever External Commercial Borrowing (ECB) transaction, raising USD 15 million. This strategic move aims to diversify the company's liability franchise and access cost-effective, long-tenor capital from international markets. The proceeds are earmarked for expanding the lending portfolio, particularly within MSME and income-generation segments. This maiden issuance reflects strong international lender confidence in the company's technology-enabled distribution model and underwriting practices.
Key Highlights
Successfully raised USD 15 million through the company's inaugural ECB issuance.
Aims to optimize the blended cost of capital by accessing international funding markets.
Funds will support growth in MSME lending and other priority sector segments.
Strengthens the liability structure with stable, long-tenor diversified funding sources.
👀 What to Watch
This is a positive sign of creditworthiness and funding diversification; investors should monitor the impact on Net Interest Margins (NIM) as the company utilizes lower-cost international capital.
Paisalo Digital Secures 'BWR AA / Stable' Rating for Proposed ₹1,500 Crore NCDs
Paisalo Digital Limited has received a long-term credit rating of 'BWR AA / Stable' from Brickwork Ratings for its proposed ₹1,500 crore Non-Convertible Debentures (NCDs). This serves as a dual rating, supplementing its existing rating from Infomerics Analytics and Research. The rating reflects the company's strong capitalization, scalable lending model, and steady loan book growth. This move is expected to broaden the company's access to debt capital markets and diversify its investor base, potentially lowering borrowing costs.
Key Highlights
Brickwork Ratings assigned 'BWR AA / Stable' rating for proposed NCDs worth ₹1,500 crore.
The company now holds dual credit ratings, including an existing one from Infomerics.
Rating factors include an established franchise, strong capitalization, and experienced management.
The dual rating aims to expand the universe of debt instruments and investor pools available to the company.
👀 What to Watch
This rating assignment strengthens the company's credit profile and should help reduce borrowing costs over time. Investors should monitor the company's ability to leverage this rating for cheaper capital and its impact on net interest margins.
Paisalo Digital Assigned 'BWR AA/Stable' Rating for Proposed ₹1,500 Cr NCDs
Brickwork Ratings has assigned a 'BWR AA/Stable' rating to Paisalo Digital's proposed ₹1,500 crore Non-Convertible Debentures (NCDs). The company intends to utilize these funds to drive growth in its MSME and small business loan portfolios. As of December 2025, the company maintains a strong capitalization profile with a CRAR of 39% and an AUM of ₹5,508 crore. While profitability remains stable with an improved NIM of 6.63%, there has been a slight moderation in asset quality with 30+ DPD rising to 3.15%.
Key Highlights
Assigned 'BWR AA/Stable' rating for proposed NCDs worth ₹1,500 Crores.
Assets Under Management (AUM) reached ₹5,508 Crores as of December 31, 2025.
Strong Capital Adequacy Ratio (CRAR) of 39% against the regulatory minimum of 15%.
Net Interest Margin (NIM) improved to 6.63% from 5.78% in March 2024.
30+ Days Past Due (DPD) increased to 3.15% from 2.08% year-on-year, requiring monitoring.
👀 What to Watch
The high investment-grade rating validates Paisalo's credit strength and ability to raise low-cost capital for expansion. Investors should maintain a positive outlook but monitor the rising delinquency trends in the 30+ DPD bucket.
Paisalo Digital Gets 'BWR AA/Stable' Rating for Proposed Rs 1,500 Crore NCDs
Paisalo Digital Limited has obtained a new credit rating of 'BWR AA' with a 'Stable' outlook from Brickwork Ratings India Private Limited. This rating applies to the company's proposed Non-Convertible Debentures (NCDs) amounting to Rs 1,500 crores. The new rating is an addition to existing ratings from Infomerics Analytics and Research. This high-grade rating suggests strong credit quality and will likely assist the NBFC in raising capital at favorable interest rates for its lending operations.
Key Highlights
New credit rating of 'BWR AA / Stable' assigned by Brickwork Ratings.
Rating covers proposed long-term Non-Convertible Debentures (NCDs) worth Rs 1,500 crores.
The rating is incremental to existing ratings provided by Infomerics Analytics and Research.
The 'Stable' outlook reflects the agency's view on the company's consistent credit profile.
👀 What to Watch
The 'AA' rating is a strong endorsement of the company's balance sheet, making it easier to fund growth. Investors should monitor the successful placement of these NCDs and the resulting impact on the company's cost of funds.
Paisalo Digital to Consider NCD Allotment via Private Placement on March 18
Paisalo Digital Limited has scheduled a meeting of its Operations and Finance Committee for March 18, 2026. The committee will meet to consider and approve the allotment of Non-Convertible Debentures (NCDs) on a private placement basis. This is a standard capital-raising procedure for the NBFC to support its ongoing lending operations and liquidity requirements. Investors should monitor the final quantum and interest rates once the allotment is finalized.
Key Highlights
Operations and Finance Committee meeting scheduled for March 18, 2026.
The primary agenda is the allotment of Non-Convertible Debentures (NCDs).
The issuance will be conducted through a private placement basis.
The company currently manages a wide range of active NCDs and Commercial Papers (CPs).
👀 What to Watch
Monitor the subsequent disclosure regarding the total amount raised and the coupon rate of the NCDs. This fundraise is typical for NBFCs to fuel growth, but investors should keep an eye on the overall debt-to-equity levels.
Paisalo Digital to Raise Up to ₹100 Crore via 9.25% Secured NCDs
Paisalo Digital Limited's Operations and Finance Committee has approved the issuance of secured Non-Convertible Debentures (NCDs) worth up to ₹100 crores. The issue includes a base size of ₹50 crores with an option to retain oversubscription of another ₹50 crores. These NCDs offer a 9.25% annual coupon with monthly interest payments and have a tenure of 30 months. The debt is secured by a 1.10x charge on the company's loan receivables, providing a safety buffer for lenders.
Key Highlights
Total fundraise of up to ₹100 crores through private placement of secured NCDs
Fixed coupon rate of 9.25% per annum with a monthly payout schedule
Instrument tenure is 30 months with a tentative allotment date of March 18, 2026
Security cover maintained at 1.10 times the principal outstanding through loan receivables
👀 What to Watch
Investors should view this as a routine but positive liquidity-enhancing move that supports the company's lending growth. Monitor the company's net interest margins to ensure the cost of debt is efficiently managed against lending rates.
