Usha Financial Services LimitedUSHAFINBank / NBFC

Latest results: Jun 2026 8 quarters of data

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Usha Financial Services Limited — Stock analysis & AI research Usha Financial Services Limited — Live exchange announcements

AI-assisted data: figures and text on this page are extracted from public quarterly filings with AI assistance, checked automatically and overseen by our editorial team (human in the loop). They may still contain errors or omissions. Verify critical numbers against official company / SEBI / NSE / BSE filings before making any decision. Educational information only, not financial advice.

₹20 Cr

Interest Earned · Jun 2026

+16.6% YoY

₹11 Cr

Operating Profit · Jun 2026

₹8 Cr

Net Profit · Jun 2026

+50.2% YoY

₹1.85

EPS · Jun 2026

+50.4% YoY

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Gross NPA % · Jun 2026

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Net NPA % · Jun 2026

📝 Usha Financial Services Limited — results explained

Quarter ended June 2026 (Q1 FY27)

Usha Financial Services Limited reported total income of ₹20 crore for the quarter ended June 2026 (Q1 FY27), up 16.6% from ₹17 crore in the same quarter last year, and up 14.8% sequentially over the March 2026 quarter.

Of this, interest earned contributed ₹20 crore and other income ₹0 crore. Net interest income (interest earned minus interest expended of ₹5 crore) worked out to ₹15 crore.

Net profit rose 50.2% year-on-year to ₹8 crore, from ₹5 crore. Earnings per share (EPS) came in at ₹1.85.

Full year and trailing twelve months

For the full year FY26, Usha Financial Services Limited posted total income of ₹71 crore, a growth of 51.3% over FY25, with a net profit of ₹22 crore (up 131.2% year-on-year).

On a trailing-twelve-month (TTM) basis, total income stands at ₹74 crore with a net profit of ₹25 crore.

Shareholding pattern

As of Mar 2026, promoters held 74.97%, foreign institutional investors (FIIs) 2.16%, domestic institutional investors (DIIs) 0.56%, public shareholders 22.30% of Usha Financial Services Limited.

📈 Share price & events

📊 Quarterly trend

₹ crore

🎯 Key metrics

price-linked ratios use the latest close

Valuation

Market Cap ?

N/A

Current Price ?

N/A

P/E ?

N/A

Industry P/E ?

N/A

P/B ?

N/A

P/S ?

N/A

P/FCF ?

N/A

Enterprise Value ?

N/A

EV/EBITDA ?

N/A

PEG ?

N/A

Earnings Yield ?

N/A

Dividend Yield ?

0.00%

Profitability & Returns

Total Income (TTM) ?

₹74 Cr

OPM ?

N/A

Profit after tax (TTM) ?

₹25 Cr

EPS (TTM) ?

₹5.80

ROCE ?

N/A

ROE ?

11.0%

ROA ?

5.8%

Gross NPA % ?

N/A

Net NPA % ?

N/A

Growth

Total Income — latest qtr ?

₹20 Cr

PAT — latest qtr ?

₹8 Cr

YoY qtr sales growth ?

16.6%

YoY qtr profit growth ?

50.2%

Sales growth (3y) ?

16%

Sales growth (5y) ?

22%

Profit growth (3y) ?

30%

Profit growth (5y) ?

42%

Financial Health

Debt ?

N/A

Debt to Equity ?

N/A

Interest Coverage ?

N/A

Current Ratio ?

N/A

Ownership

Promoter holding ?

74.97%

Change in promoter holding ?

0.43%

Pledged percentage ?

N/A

Market

Return 3 months ?

N/A

Return 6 months ?

N/A

🗓️ Quarterly results (8 quarters · ₹ Cr)

same fiscal quarter as Jun bestweakest per row · for costs (interest, NPAs) low is best Highlight

Metric	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	YoY %	QoQ %
Interest Earned	14	17	17	17	17	19	18	20	+16.6%	+14.9%
Other Income	0	0	0	0	0	0	0	0	+32.8%	-11.5%
Total Income	14	17	17	17	17	19	18	20	+16.6%	+14.8%
Interest Expended	6	7	6	6	6	6	5	5	-9.8%	+2.8%
Operating Profit	—	—	—	—	—	—	—	11	—	—
Provisions	—	—	—	—	—	—	—	—	—	—
Profit Before Tax	6	6	2	7	5	9	9	11	+51.0%	+22.1%
Net Profit	4	5	1	5	4	7	7	8	+50.2%	+22.7%
EPS	1.32	1.05	0.23	1.23	0.92	1.52	1.51	1.85	+50.4%	+22.5%
Gross NPA %	—	—	—	—	—	—	—	—	—	—
Net NPA %	—	—	—	—	—	—	—	—	—	—
Capital Adequacy Ratio	—	—	—	—	—	—	—	—	—	—

📆 Annual results (₹ Cr, FY = Apr–Mar)

Metric	FY25	FY26	TTM	YoY %
Interest Earned	₹47 Cr	₹71 Cr	₹74 Cr	+51.1%
Other Income	₹0 Cr	₹0 Cr	₹0 Cr	+350.0%
Total Income	₹47 Cr	₹71 Cr	₹74 Cr	+51.3%
Interest Expended	₹19 Cr	₹23 Cr	₹23 Cr	+24.9%
Net Interest Income	₹28 Cr	₹48 Cr	₹51 Cr	+68.3%
Operating Profit	—	—	₹11 Cr	—
Provisions	—	—	—	—
Profit Before Tax	₹13 Cr	₹31 Cr	₹34 Cr	+131.6%
Tax	—	—	₹3 Cr	—
Net Profit	₹10 Cr	₹22 Cr	₹25 Cr	+131.2%
EPS	₹2.60	₹5.18	₹5.80	+99.2%

🏛️ Balance Sheet (latest 4 periods)

Metric	Mar 2023	Mar 2024	Mar 2025	Mar 2026	% Chg
Equity Capital	9	11	22	43	+95.5%
Reserves	73	95	189	186	-1.6%
Borrowing	248	181	185	176	-4.9%
Other Liabilities	43	49	44	24	-45.5%
Total Liabilities	372	336	440	430	-2.3%
Fixed Assets	0	7	14	23	+64.3%
CWIP	0	1	0	0	—
Investments	0	0	0	7	—
Other Assets	372	327	427	400	-6.3%
Total Assets	372	336	440	430	-2.3%

💧 Cash Flow (latest 4 periods)

Metric	Mar 2023	Mar 2024	Mar 2025	Mar 2026	% Chg
Cash from Operating Activity	-177	71	-93	15	+116.1%
Cash from Investing Activity	2	-8	-4	-8	-100.0%
Cash from Financing Activity	175	-56	95	-11	-111.6%
Net Cash Flow	-1	8	-2	-3	-50.0%
Free Cash Flow	-177	63	-98	13	+113.3%
CFO/OP	-492%	162%	-205%	39%	+119.0%

➗ Ratios (latest 4 periods)

Metric	Mar 2023	Mar 2024	Mar 2025	Mar 2026	% Chg
ROE %	16%	13%	9%	10%	+11.1%

👥 Shareholding (latest 4 periods)

Metric	Mar 2025	Sep 2025	Dec 2025	Mar 2026	% Chg
Promoters	74.54%	74.48%	74.97%	74.97%	+0.0%
FIIs	5.63%	3.56%	2.75%	2.16%	-21.5%
DIIs	0.61%	0.56%	0.56%	0.56%	+0.0%
Public	19.22%	21.40%	21.72%	22.30%	+2.7%
No. of Shareholders	1,987	1,837	1,764	1,739	-1.4%

⚖️ Peer comparison

Peer comparison unavailablePeer comparison unavailable — industry and sector are not classified for this symbol.

❓ Frequently asked questions

What was Usha Financial Services Limited's total income in Q1 FY27?

What was Usha Financial Services Limited's net profit in Q1 FY27?