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Note: These are AI-generated, educational summaries of public NSE
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49 announcements match the current filters (relevance ≥ 5).
Tata Capital Raises Rs 1,250 Crore via Private Placement of NCDs at 7.95% Coupon
Tata Capital Limited has successfully allotted 12,500 Secured Redeemable Non-Convertible Debentures (NCDs) to raise Rs 1,250 crore. The securities were issued on a private placement basis with a competitive coupon rate of 7.95% per annum. These NCDs have a residual tenor of 728 days and are scheduled for bullet redemption on February 8, 2028. The issue is backed by top-tier credit ratings of AAA/Stable from both CRISIL and ICRA, indicating high safety and low credit risk.
Key Highlights
Total fundraise of Rs 1,250 crore through the allotment of 12,500 NCDs
Fixed coupon rate of 7.95% p.a. with annual interest payment dates
Highest credit ratings of CRISIL AAA/Stable and ICRA AAA/Stable assigned
Secured by pari-passu charge on receivables and book debts with 1.0x cover
Bullet repayment scheduled for maturity on February 8, 2028
👀 What to Watch
This fundraise strengthens the company's liquidity position for its lending business at a competitive cost of capital. Investors should take this as a sign of continued institutional confidence and financial stability in the Tata Group's financial services arm.
Tata Capital Q3 FY26 PAT Rises 39% YoY to ₹1,285 Cr; AUM Grows 26% to ₹2.34 Lakh Cr
Tata Capital reported a strong Q3 FY26 with consolidated AUM reaching ₹2.61 lakh crores, driven by robust retail and SME demand. Excluding the Motor Finance merger impact, PAT grew 39% YoY to ₹1,285 crores, supported by a 26% growth in AUM and improving asset quality. The company benefited from a 14 bps reduction in cost of funds and maintained a stable Net NPA of 0.6%. Management remains optimistic about achieving 18-20% AUM growth for the full year while expanding the high-yield unsecured retail segment.
Key Highlights
AUM (excluding Motor Finance) grew 26% YoY to ₹2.34 lakh crores, with retail and SME segments comprising 87% of total AUM.
Net Profit After Tax (excluding Motor Finance) increased 39% YoY to ₹1,285 crores, with RoA improving to 2.3%.
Asset quality remained stable with Net NPA at 0.6% and credit costs declining 10 bps QoQ to 1.0%.
Cost of funds decreased by 14 bps to 7.2%, while NIM improved to 6.6% aided by IPO proceeds and lower borrowing costs.
Capital adequacy remains strong at 20.3% with a significantly reduced debt-to-equity ratio of 5.1x.
👀 What to Watch
Investors should view the strong AUM growth and improving margins as a positive sign of execution post-merger. The focus on high-yield unsecured retail and declining credit costs suggests a healthy trajectory for return ratios.
Tata Capital Q3 FY26 Net Profit Rises 10% to ₹790 Crore; Capital Adequacy Strengthens to 20.26%
Tata Capital Limited reported a steady performance for Q3 FY26 with a standalone net profit of ₹789.86 crore, a 10% increase from ₹718.76 crore in the same period last year. Total revenue from operations grew by 7.7% YoY to ₹5,783.28 crore. While asset quality saw a slight dip with Gross NPA rising to 2.90% from 2.29% YoY, the company's Capital Adequacy Ratio improved significantly to 20.26%. The company also reported nil deviation in the utilization of proceeds from its IPO and NCD issuances.
Key Highlights
Standalone Net Profit for Q3 FY26 grew 10% YoY to ₹789.86 crore.
Total Revenue from operations increased to ₹5,783.28 crore from ₹5,367.74 crore in Q3 FY25.
Capital Adequacy Ratio (CAR) improved to 20.26% compared to 16.26% in the previous year.
Gross NPA stood at 2.90% and Net NPA at 1.37%, showing a slight uptick in bad loans YoY.
Net Worth reached ₹37,359.37 crore as of December 31, 2025, following the Tata Motors Finance merger.
👀 What to Watch
Investors should focus on the company's improving capital base and revenue growth post-merger with Tata Motors Finance. While there is a slight increase in NPAs, the strong capital adequacy provides a significant buffer for future expansion.
Tata Capital Q3FY26: PAT Jumps 39% YoY to ₹1,285 Cr; Net AUM Reaches ₹2.6 Lakh Cr
Tata Capital reported a robust performance for Q3FY26, with Profit After Tax (excluding Motor Finance) growing 39% YoY to ₹1,285 crore. The total Net AUM, including the recently merged Motor Finance business, reached ₹2,60,698 crore, marking a 7% QoQ increase. Asset quality remained stable with GNPA at 1.6% for the core business, while the consolidated cost of funds improved by 23bps to 7.2%. The company maintains a diversified, retail-heavy book with Retail and SME segments constituting 87% of the total AUM.
Key Highlights
Net AUM grew 26% YoY to ₹2,34,114 Cr (excluding Motor Finance) and reached ₹2,60,698 Cr on a consolidated basis.
Profit After Tax (PAT) surged 39% YoY to ₹1,285 Cr with an improved Return on Assets (ROA) of 2.3%.
Asset quality remains strong with GNPA at 1.6% and NNPA at 0.6% for the core lending business.
Consolidated cost of funds declined by 23bps QoQ to 7.2%, reflecting efficient liability management.
Retail and SME segments now represent 87% of the total portfolio, with unsecured retail loans at a controlled 10.4%.
👀 What to Watch
Investors should take note of the strong double-digit growth in AUM and PAT alongside improving ROA and ROE metrics. The successful integration of the Motor Finance business and stable asset quality suggest a positive outlook for this Tata Group NBFC.
Tata Capital Q3FY26: Consolidated PAT Up 18% QoQ to ₹1,290 Cr; Motor Finance Hits Breakeven
Tata Capital reported a strong Q3FY26 with consolidated Assets Under Management (AUM) growing 7% QoQ to ₹2,60,698 crore. Consolidated PAT (excluding non-recurring items) rose 18% QoQ to ₹1,290 crore, significantly supported by the Motor Finance segment reaching profitability breakeven. The core business, excluding Motor Finance, showed robust momentum with 26% YoY AUM growth and 39% YoY PAT growth. Asset quality remains manageable with a consolidated Net Stage 3 ratio of 1.0% and a high capital adequacy of 20.3%.
Key Highlights
Consolidated AUM reached ₹2,60,698 crore, up 7% QoQ, with Retail and SME making up 87% of the portfolio.
Consolidated PAT (excl. non-recurring items) grew 18% QoQ to ₹1,290 crore as Motor Finance achieved breakeven.
Excluding Motor Finance, PAT surged 39% YoY to ₹1,285 crore with a healthy ROA of 2.3%.
Housing Finance subsidiary (TCHFL) reported 30% YoY AUM growth to ₹81,585 crore and 25% YoY PAT growth.
Capital Adequacy Ratio remains strong at 20.3% with a Pan-India network of 1,505 branches.
👀 What to Watch
The results demonstrate strong execution in core segments and a successful integration/turnaround of the Motor Finance business. Investors should monitor the continued stabilization of asset quality in the Motor Finance book and the scaling of the high-growth housing finance segment.
Tata Capital Q3 PAT Rises 10% YoY to ₹790 Crore; Revenue Hits ₹5,783 Crore
Tata Capital reported a steady performance for Q3 FY26 with standalone Profit After Tax (PAT) growing 9.9% YoY to ₹789.86 crore. Total revenue from operations increased to ₹5,783.28 crore, supported by the successful integration of Tata Motors Finance Limited. While profitability remains healthy, asset quality saw a slight decline with Gross NPA rising to 2.90% from 2.29% YoY. The company's capital position remains strong with a Capital Adequacy Ratio of 20.26% and a net worth of ₹37,359 crore.
Key Highlights
Standalone Profit After Tax (PAT) increased to ₹789.86 crore in Q3 FY26 from ₹718.76 crore in Q3 FY25.
Total Revenue from operations grew to ₹5,783.28 crore compared to ₹5,367.74 crore in the previous year's corresponding quarter.
Gross NPA stood at 2.90% and Net NPA at 1.37%, reflecting a year-on-year increase in stressed assets.
Capital Adequacy Ratio (CAR) remains robust at 20.26% as of December 31, 2025.
Net worth significantly strengthened to ₹37,359.37 crore following the amalgamation of Tata Motors Finance Limited.
👀 What to Watch
Investors should focus on the company's ability to manage asset quality post-merger, as NPAs have shown an upward trend. The strong capital adequacy and backing of the Tata Group continue to make it a stable long-term financial play.
Tata Capital Q2 FY26 Standalone PAT at ₹661 Cr; Resubmits Legible Financial Results
Tata Capital Limited re-submitted its financial results for the quarter and half-year ended September 30, 2025, following a request from the NSE for a machine-readable copy. The company reported a standalone profit after tax (PAT) of ₹660.61 crore for Q2 FY26, a 6.5% decrease compared to ₹707.05 crore in Q2 FY25. Total revenue from operations grew slightly to ₹5,584.44 crore from ₹5,427.51 crore year-on-year. Asset quality showed some deterioration, with Gross NPA rising to 2.89% from 2.20% in the previous year.
Key Highlights
Standalone PAT for Q2 FY26 stood at ₹660.61 crore versus ₹707.05 crore in Q2 FY25.
Total revenue from operations increased to ₹5,584.44 crore in Q2 FY26 from ₹5,427.51 crore YoY.
Gross NPA increased to 2.89% as of Sept 30, 2025, compared to 2.20% as of Sept 30, 2024.
Net NPA rose to 1.40% from 0.87% YoY, while Capital Adequacy Ratio remained stable at 17.34%.
Financials include the impact of the merger with Tata Motors Finance Limited effective April 1, 2024.
👀 What to Watch
Investors should monitor the rising NPA levels and the impact of the Tata Motors Finance merger on long-term profitability. While revenue remains stable, the slight dip in quarterly PAT and increased provisioning suggest a need for cautious observation of asset quality.
Tata Capital Reports USD 28Bn AUM and 1.1% NNPA in Post-Listing Business Update
Tata Capital Limited (TCL) has released a comprehensive business overview following its October 2025 listing and the merger with Tata Motors Finance. As of September 2025, the company manages an AUM of USD 28 billion, with a strategic focus on Retail and SME segments which comprise 88% of the portfolio. The company reported a strong H1 FY26 PAT of USD 237 million and maintains superior asset quality with a Net NPA of 1.1%. Backed by a 78.8% stake from Tata Sons, TCL is positioned to capitalize on the projected 15-17% CAGR in the NBFC sector.
Key Highlights
Total Assets Under Management (AUM) reached USD 28 billion as of September 30, 2025, following the TMFL merger.
Retail and SME segments constitute 88% of the loan book, with 81% of the total book being secured.
Reported H1 FY26 Profit After Tax (PAT) of USD 237 million with a best-in-class Net NPA of 1.1%.
S&P Global Ratings upgraded the company's international rating to BBB from BBB- in August 2025.
Extensive distribution network of 1,479 branches serving over 7.7 million customers across India.
👀 What to Watch
Investors should view the company as a high-quality play in the diversified NBFC space, benefiting from strong Tata Group parentage and a diversified, retail-heavy loan book. Monitor the realization of synergies from the Tata Motors Finance merger and the stability of credit costs in the upcoming quarters.
TATACAP: SEBI Settlement Order Received Regarding CRPS Issuance
Tata Capital Limited received a Settlement Order from SEBI regarding the issuance of unlisted Cumulative Redeemable Preference Shares (CRPSs). The company filed a settlement application after it was found that CRPSs were down sold to more than 200 investors within six months of allotment, which was deemed a public issue. Tata Capital paid a settlement amount of ₹14,40,000. According to the company, this settlement order does not have a material financial implication.
Key Highlights
SEBI passed a Settlement Order regarding CRPS issuance.
Company paid a settlement amount of ₹14,40,000.
CRPSs were down sold to more than 200 investors within six months.
Settlement application filed under SEBI (Settlement Proceedings) Regulations, 2018.
👀 What to Watch
Investors should note that the company has resolved the regulatory issue with SEBI by paying the settlement amount. Monitor future regulatory filings for any further developments.
