📅 The Jammu & Kashmir Bank Limited Seasonality
The Jammu & Kashmir Bank Limited (J&KBANK) has ended September higher in 12 of the last 22 years (55%), with an average September move of -0.3%. The strongest September was 2023 (+17.4%) and the weakest was 2018 (-25.3%).
The Jammu & Kashmir Bank Limited's historically strongest month is December — up in 11 of 22 years (50%) with an average gain of +5.1%. The weakest month has been February, averaging -4.3% with gains in only 8 of 23 years. The most consistent month by hit rate is April (14/23 years positive).
📊 Average return by month
🗓️ Month-by-month returns (2004–2026)
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Avg | +1.5 | -4.3 | +0.9 | +4.7 | -0.9 | +2.6 | +0.1 | +2.3 | -0.3 | +4.1 | +2.7 | +5.1 |
| Up % | 45% | 35% | 43% | 61% | 26% | 61% | 48% | 43% | 55% | 45% | 45% | 50% |
| 2026 | +4.4 | +15.9 | -9.4 | +17.3 | +8.8 | +10.2 | +0.8 | -5.3 | -0.7 | · | · | · |
| 2025 | -1.3 | -4.7 | -2.6 | +2.3 | +10.0 | +11.6 | -10.1 | -5.0 | +6.2 | +1.0 | +0.8 | -6.2 |
| 2024 | +9.3 | +6.5 | -6.3 | +1.7 | -3.5 | -13.2 | -4.2 | +0.3 | -2.4 | -6.3 | -3.0 | +3.4 |
| 2023 | -2.9 | -10.6 | -0.3 | +18.7 | -1.2 | +5.5 | +10.7 | +33.6 | +17.4 | +1.2 | +2.7 | +12.3 |
| 2022 | +13.5 | -17.7 | -4.9 | -4.3 | -3.1 | -15.5 | +14.2 | +9.9 | -12.8 | +43.3 | +15.1 | +24.1 |
| 2021 | +18.1 | +6.0 | -11.6 | -7.4 | +20.8 | +40.6 | -5.5 | -7.5 | +7.5 | +5.8 | -8.5 | -1.1 |
| 2020 | -8.5 | -27.7 | -37.0 | +20.1 | -21.7 | +54.7 | -12.7 | +13.6 | -17.3 | -4.4 | +68.3 | -3.1 |
| 2019 | +8.8 | -6.1 | +39.2 | +13.3 | -2.2 | -32.2 | -12.7 | +18.2 | -19.5 | -0.4 | +2.1 | -12.2 |
| 2018 | -1.1 | -10.2 | -9.4 | -5.6 | +3.7 | -14.3 | +15.5 | -5.4 | -25.3 | +2.2 | -12.8 | +2.4 |
| 2017 | +0.0 | -53.3 | +1.6 | +8.1 | +0.7 | +4.2 | -2.2 | -4.8 | -7.3 | +12.7 | -10.7 | +6.3 |
| 2016 | +0.0 | +0.0 | +0.0 | +0.0 | +0.0 | +0.0 | +1.1 | +0.0 | +0.0 | +0.0 | +0.0 | +0.0 |
| 2015 | +0.0 | +0.0 | +0.0 | +0.0 | +0.0 | +0.0 | +0.0 | +1.3 | +0.0 | +0.0 | +0.0 | +0.0 |
| 2014 | -3.5 | -3.8 | +15.3 | +8.9 | -10.6 | +4.3 | +5.4 | -6.9 | +6.1 | +0.0 | +0.0 | +0.0 |
| 2013 | +5.8 | -7.9 | -5.6 | +14.4 | -10.2 | +4.4 | -8.5 | -0.6 | +2.1 | +14.5 | -6.7 | +18.1 |
| 2012 | +22.8 | +4.3 | +6.3 | +2.4 | -1.3 | +6.4 | -4.2 | +0.5 | +1.4 | +31.3 | +12.3 | -5.9 |
| 2011 | -6.0 | +2.6 | +15.7 | -7.6 | -0.4 | +7.7 | +3.2 | -9.5 | +2.2 | +0.0 | -6.3 | -10.1 |
| 2010 | +1.2 | +6.3 | +9.6 | +10.9 | -0.5 | +10.7 | -4.8 | -0.3 | +4.6 | +13.1 | -7.8 | -6.8 |
| 2009 | -19.4 | -18.9 | +34.8 | -0.6 | +55.5 | +2.0 | -8.8 | +31.6 | -0.4 | -4.2 | +11.3 | -6.8 |
| 2008 | -14.2 | -1.0 | -4.8 | -3.0 | -4.3 | -17.2 | -3.0 | +0.7 | -11.0 | -14.9 | -21.1 | +20.0 |
| 2007 | +10.8 | -8.1 | +1.9 | +14.2 | -11.7 | +5.8 | +2.3 | -3.1 | +17.3 | -0.9 | -7.6 | +18.8 |
| 2006 | +8.6 | -3.2 | -11.9 | +1.5 | -16.0 | -0.7 | +2.1 | +12.4 | +4.6 | +3.5 | +14.0 | +16.9 |
| 2005 | -13.5 | +9.0 | +0.6 | -0.4 | -4.4 | +8.6 | +22.6 | -5.8 | +7.1 | -2.9 | +6.1 | +4.2 |
| 2004 | · | +24.5 | +0.2 | +3.5 | -29.0 | -23.3 | +2.0 | -16.0 | +12.9 | -3.6 | +9.9 | +37.4 |
🏆 Top 25 seasonal picks — September 2026
| # | Stock | Record | Win % | Avg return | So far |
|---|---|---|---|---|---|
| 1 | TVSMOTOR TVS Motor Company Limited | 20/22 yrs up | 91% | +10.8% | -3.9% |
| 2 | GAIL GAIL (India) Limited | 18/22 yrs up | 82% | +4.7% | -2.0% |
| 3 | FEDERALBNK The Federal Bank Limited | 18/22 yrs up | 82% | +4.3% | -6.7% |
| 4 | BALKRISIND Balkrishna Industries Limited | 16/20 yrs up | 80% | +3.3% | -0.6% |
| 5 | RPGLIFE RPG Life Sciences Limited | 17/22 yrs up | 77% | +9.7% | +6.6% |
| 6 | ESCORTS Escorts Kubota Limited | 17/22 yrs up | 77% | +8.6% | -6.6% |
| 7 | BBTC The Bombay Burmah Trading Corporation Limited | 17/22 yrs up | 77% | +8.3% | +0.6% |
| 8 | MUNJALAU Munjal Auto Industries Limited | 17/22 yrs up | 77% | +7.7% | -10.2% |
| 9 | VIPIND VIP Industries Limited | 17/22 yrs up | 77% | +7.5% | -2.4% |
| 10 | MARUTI Maruti Suzuki India Limited | 17/22 yrs up | 77% | +7.1% | -10.7% |
| 11 | GMBREW GM Breweries Limited | 17/22 yrs up | 77% | +7.0% | +8.7% |
| 12 | SPLPETRO Supreme Petrochem Limited | 17/22 yrs up | 77% | +6.9% | +18.7% |
| 13 | MOTHERSON Samvardhana Motherson International Limited | 17/22 yrs up | 77% | +6.1% | -4.8% |
| 14 | BAJAJ-AUTO Bajaj Auto Limited | 17/22 yrs up | 77% | +5.8% | -5.9% |
| 15 | GRASIM Grasim Industries Limited | 17/22 yrs up | 77% | +5.0% | -4.8% |
| 16 | BANKBARODA Bank of Baroda | 17/22 yrs up | 77% | +4.1% | -1.5% |
| 17 | ZFCVINDIA ZF Commercial Vehicle Control Systems India Limited | 17/22 yrs up | 77% | +3.7% | -5.8% |
| 18 | BLUESTARCO Blue Star Limited | 17/22 yrs up | 77% | +3.4% | +4.7% |
| 19 | DEEPAKNTR Deepak Nitrite Limited | 12/15 yrs up | 80% | +4.6% | -9.3% |
| 20 | CEATLTD CEAT Limited | 14/18 yrs up | 78% | +8.6% | +1.4% |
| 21 | PANACEABIO Panacea Biotec Limited | 16/22 yrs up | 73% | +9.5% | -5.0% |
| 22 | TATAINVEST Tata Investment Corporation Limited | 16/22 yrs up | 73% | +8.4% | +9.4% |
| 23 | CCL CCL Products (India) Limited | 16/22 yrs up | 73% | +7.9% | -1.3% |
| 24 | SURYAROSNI Surya Roshni Limited | 16/22 yrs up | 73% | +7.3% | -4.1% |
| 25 | EICHERMOT Eicher Motors Limited | 16/22 yrs up | 73% | +7.2% | -5.5% |
By quarter, Q4 (Oct–Dec) has been the strongest for J&KBANK: up in 10 of 22 years, averaging +12.6%. Q1 (Jan–Mar) has been the softest (-3.0% on average). The current quarter (Q3) has historically closed higher 41% of the time.
📊 Average return by quarter
🗓️ Quarter-by-quarter returns
| Year | Q1 | Q2 | Q3 | Q4 |
|---|---|---|---|---|
| Avg | -3.0 | +6.6 | +2.3 | +12.6 |
| Up % | 41% | 57% | 41% | 45% |
| 2026 | +9.7 | +40.7 | -5.3 | · |
| 2025 | -8.5 | +25.5 | -9.3 | -4.5 |
| 2024 | +9.1 | -14.8 | -6.3 | -6.0 |
| 2023 | -13.5 | +23.6 | +73.7 | +16.8 |
| 2022 | -11.1 | -21.7 | +9.5 | +104.7 |
| 2021 | +10.8 | +57.3 | -5.9 | -4.2 |
| 2020 | -58.3 | +45.4 | -18.0 | +55.9 |
| 2019 | +42.2 | -24.9 | -16.9 | -10.8 |
| 2018 | -19.6 | -16.2 | -18.4 | -8.7 |
| 2017 | -52.5 | +13.5 | -13.7 | +6.9 |
| 2016 | +0.0 | +0.0 | +1.1 | +0.0 |
| 2015 | +0.0 | +0.0 | +1.3 | +0.0 |
| 2014 | +7.1 | +1.6 | +4.2 | +0.0 |
| 2013 | -8.0 | +7.1 | -7.1 | +26.1 |
| 2012 | +36.0 | +7.5 | -2.3 | +38.8 |
| 2011 | +11.7 | -0.9 | -4.5 | -15.8 |
| 2010 | +17.9 | +22.1 | -0.7 | -2.8 |
| 2009 | -11.9 | +57.7 | +19.5 | -0.5 |
| 2008 | -19.2 | -23.2 | -13.0 | -19.4 |
| 2007 | +3.8 | +6.8 | +16.3 | +8.8 |
| 2006 | -7.4 | -15.3 | +20.0 | +38.0 |
| 2005 | -5.1 | +3.4 | +23.7 | +7.3 |
| 2004 | · | -43.7 | -3.2 | +45.7 |
🏆 Top 25 seasonal picks — Q3 2026
| # | Stock | Record | Win % | Avg return | So far |
|---|---|---|---|---|---|
| 1 | LALPATHLAB Dr. Lal Path Labs Ltd. | 10/10 yrs up | 100% | +15.0% | +15.2% |
| 2 | TVSMOTOR TVS Motor Company Limited | 19/22 yrs up | 86% | +17.5% | +20.5% |
| 3 | BERGEPAINT Berger Paints (I) Limited | 19/22 yrs up | 86% | +15.6% | -10.1% |
| 4 | KAJARIACER Kajaria Ceramics Limited | 19/22 yrs up | 86% | +15.2% | -0.6% |
| 5 | TORNTPHARM Torrent Pharmaceuticals Limited | 19/22 yrs up | 86% | +11.8% | +4.8% |
| 6 | ASIANPAINT Asian Paints Limited | 19/22 yrs up | 86% | +10.2% | -7.0% |
| 7 | SUVEN Suven Life Sciences Limited | 18/21 yrs up | 86% | +78.8% | +21.7% |
| 8 | PAGEIND Page Industries Limited | 16/19 yrs up | 84% | +9.6% | -12.0% |
| 9 | ALKEM Alkem Laboratories Limited | 9/10 yrs up | 90% | +12.7% | -1.9% |
| 10 | ATUL Atul Limited | 18/22 yrs up | 82% | +20.3% | -4.5% |
| 11 | ESCORTS Escorts Kubota Limited | 18/22 yrs up | 82% | +19.3% | -4.7% |
| 12 | IGARASHI Igarashi Motors India Limited | 18/22 yrs up | 82% | +16.8% | -5.9% |
| 13 | APOLLOTYRE Apollo Tyres Limited | 18/22 yrs up | 82% | +14.0% | -4.9% |
| 14 | BLUESTARCO Blue Star Limited | 18/22 yrs up | 82% | +13.9% | -5.9% |
| 15 | GRASIM Grasim Industries Limited | 18/22 yrs up | 82% | +12.0% | +3.5% |
| 16 | PRICOLLTD Pricol Limited | 18/22 yrs up | 82% | +11.5% | +27.4% |
| 17 | BAJAJ-AUTO Bajaj Auto Limited | 18/22 yrs up | 82% | +11.5% | +17.5% |
| 18 | ARVIND Arvind Limited | 18/22 yrs up | 82% | +10.8% | -5.9% |
| 19 | SANOFI Sanofi India Limited | 18/22 yrs up | 82% | +5.8% | -9.4% |
| 20 | KANSAINER Kansai Nerolac Paints Limited | 17/21 yrs up | 81% | +13.7% | -9.8% |
| 21 | BANCOINDIA Banco Products (I) Limited | 15/19 yrs up | 79% | +21.4% | -9.9% |
| 22 | EMAMILTD Emami Limited | 15/19 yrs up | 79% | +11.5% | -8.9% |
| 23 | UNOMINDA UNO Minda Limited | 15/19 yrs up | 79% | +10.1% | +18.0% |
| 24 | CGPOWER CG Power and Industrial Solutions Limited | 17/22 yrs up | 77% | +52.7% | -6.3% |
| 25 | PCBL PCBL Chemical Limited | 17/22 yrs up | 77% | +29.1% | +4.8% |
How often does The Jammu & Kashmir Bank Limited rise in September?
Which is the best month to buy The Jammu & Kashmir Bank Limited historically?
Which is the weakest month for The Jammu & Kashmir Bank Limited?
Which quarter is historically strongest for The Jammu & Kashmir Bank Limited?
Does seasonality guarantee future returns?
Methodology: returns are close-to-close over calendar months and quarters, computed from adjusted daily prices since 2004. A period's return is only counted when the immediately preceding period also traded. Statistics cover completed periods; the current period is shown separately as “so far”. Seasonality is a historical tendency, not a prediction or investment advice. Consult a SEBI-registered adviser before investing.