Sahara Housingfina Corporation Ltd (511533)
Latest quarterly results (Q1 FY27)
In its latest reported quarter, Q1 FY27, Sahara Housingfina's revenue was ₹1.7 Cr (-5.4% year on year, -11.5% on the previous quarter), and net profit ₹0.2 Cr (-21.0% year on year); the operating margin was 33.1%.
| Q1 FY27 (₹ Cr) | Value | YoY vs Q1 FY26 | QoQ |
|---|---|---|---|
| Revenue | ₹1.7 | -5.4% | -11.5% |
| Operating profit | ₹0.5 | -26.0% | -3.9% |
| Net profit | ₹0.2 | -21.0% | +137.1% |
| EPS (₹) | 0.24 | -20.0% | +140.0% |
| Operating margin | 33.1% | — | — |
📢 Recent Corporate Announcements
Sahara Housingfina Corporation has appointed Shri Vivek Kapoor as Manager (Key Managerial Personnel) for a 3-year term effective October 16, 2026, subject to shareholder approval. He also assumes the role of Interim Compliance Officer until a full-time Company Secretary is appointed. The appointments follow the demise of Shri D J Bagchi, who served as CEO and Company Secretary until September 3, 2026. Shri Kapoor brings over 34 years of experience, including 20 years leading the company's finance and accounts.
- Shri Vivek Kapoor appointed as Manager for a 3-year term ending October 15, 2029
- Appointed as Interim Compliance Officer effective October 16, 2026
- Vacancy arose from the demise of CEO & CS Shri D J Bagchi on September 3, 2026
- Shri Kapoor holds over 34 years of experience and managed finance for over 20 years at the company
Sahara Housingfina Corporation submitted its quarterly compliance under Regulation 57(5) for the quarter ended September 30, 2026. The company confirmed that its unlisted secured NCDs, originally issued at Rs 30 crore in March 2017, now have an outstanding balance reduced to Rs 12 crore. This follows cumulative partial redemptions of Rs 18 crore (Rs 9 crore each on March 31, 2025, and March 31, 2026). The company noted that 7% annual interest has been regularly serviced on its due date of March 31.
- Original issue of Rs 30 crore unlisted secured NCDs placed on March 31, 2017
- Current outstanding NCD debt reduced to Rs 12 crore across 12 debentures
- Timely repayment of Rs 18.00 crore made via two installments of Rs 9 crore in March 2025 and March 2026
- Regular interest payments serviced annually at 7% p.a. on March 31
Sahara Housingfina Corporation Limited conducted its 35th Annual General Meeting on September 28, 2026, via video conferencing. The meeting transacted ordinary business, including the adoption of the audited financial statements for FY26 and the re-appointment of Director Shri Awdhesh Kumar Srivastava. Final consolidated e-voting results are scheduled to be published within two working days by September 29, 2026. This is a standard procedural filing with no commercial or operational updates.
- 35th AGM held on September 28, 2026, from 11:30 a.m. to 12:36 p.m. IST
- Adoption of audited financial statements for the fiscal year ended March 31, 2026
- Approval sought for the re-appointment of retiring director Shri Awdhesh Kumar Srivastava
- Final voting results to be disseminated within the prescribed timeframe by September 29, 2026
Sahara Housingfina Corporation reported a marginal 6.8% YoY increase in total income to ₹1.87 crore for the quarter ended June 30, 2026. However, net profit experienced a sharp decline of 66%, falling to ₹0.07 crore from ₹0.21 crore in the corresponding quarter of the previous year. The company's scale remains extremely small with TTM revenue at just ₹7 crore against a market capitalization of ₹28 crore. The high P/E of 81.3 reflects a significant valuation premium despite stagnant earnings growth.
- Total income from operations for Q1 FY27 stood at ₹1.87 crore, compared to ₹1.75 crore in Q1 FY26.
- Net profit for the quarter ended June 30, 2026, was ₹0.07 crore, a 66.6% decrease from ₹0.21 crore YoY.
- Earnings Per Share (EPS) for the quarter declined to ₹0.10 from ₹0.30 in the year-ago period.
- Total Comprehensive Income for the period was reported at ₹0.07 crore, matching the net profit figure.
- The company maintains a small loan-related operation with TTM revenue representing approximately 25% of its market cap.
Sahara Housingfina Corporation Ltd has scheduled its 35th Annual General Meeting (AGM) for September 28, 2026, via video conferencing. The company has fixed September 21, 2026, as the cut-off date for determining shareholder eligibility for e-voting. The register of members and share transfer books will be closed from September 22 to September 28, 2026. This is a standard administrative filing for the micro-cap housing finance company, which has a market capitalization of Rs 27 Cr.
- 35th Annual General Meeting scheduled for September 28, 2026, at 11:30 a.m. IST
- Cut-off date for e-voting eligibility set for September 21, 2026
- Book closure period of 7 days from September 22 to September 28, 2026
- Meeting to be conducted entirely through Video Conferencing/Other Audio Visual Means
Sahara Housingfina Corporation reported a 5.3% YoY decline in total income to Rs 1.66 cr for the quarter ended June 30, 2026. Net profit decreased to Rs 0.17 cr from Rs 0.21 cr in the corresponding quarter last year, primarily due to stagnant interest income. Finance costs saw a notable reduction of 31.7% YoY to Rs 0.28 cr, while employee expenses remained the largest cost head at Rs 0.70 cr. The company remains a micro-cap entity with a very small operational scale relative to its net worth.
- Total Income for Q1 FY27 decreased to Rs 1.66 cr from Rs 1.75 cr in Q1 FY26
- Net Profit after tax fell 21.9% YoY to Rs 0.17 cr
- Finance costs reduced significantly to Rs 27.53 lakhs from Rs 40.34 lakhs YoY
- Employee benefit expenses stood at Rs 69.79 lakhs, accounting for 47% of total expenses
- Company reported zero defaults on loans or debt securities as of June 30, 2026
Sahara Housingfina reported a 5.7% YoY decline in total income to ₹1.66 cr for the quarter ended June 2026. Net profit fell 19% YoY to ₹0.17 cr, although it showed a sequential recovery from the ₹0.07 cr reported in the March 2026 quarter. Expenses were managed down to ₹1.48 cr from ₹1.79 cr in the previous quarter, primarily due to lower finance costs. The company remains a micro-cap with a market capitalization of just ₹27 cr and very low operational scale.
- Total revenue from operations decreased to ₹1.65 cr from ₹1.75 cr in the same quarter last year.
- Net profit for the period stood at ₹16.60 lakhs, a 19% decline compared to ₹21.26 lakhs in June 2025.
- Finance costs were reduced by 31.7% YoY to ₹27.53 lakhs from ₹40.34 lakhs.
- Employee benefit expenses remained high relative to revenue at ₹69.79 lakhs, representing 42% of total income.
Sahara Housingfina Corporation Ltd has scheduled a board meeting for August 12, 2026, to consider and approve un-audited financial results for the quarter ended June 30, 2026. The company is a micro-cap housing finance entity with a market capitalization of just Rs 28 Cr and TTM revenue of Rs 7 Cr. Recent performance shows a decline in annual revenue from Rs 8.62 Cr in FY25 to Rs 7.16 Cr in FY26. Investors will be monitoring the upcoming results for any signs of operational recovery or growth in the loan book.
- Board meeting scheduled for August 12, 2026, to review Q1 FY27 performance.
- Company reported a TTM revenue of Rs 7.16 Cr for FY26, down from Rs 8.62 Cr in FY25.
- Net profit for the most recent quarter (Mar 2026) was marginal at Rs 0.07 Cr.
- Promoter holding remains stable at 71.35% as of June 2026.
Financial Performance
Financial analysis data not yet available for this company.
Operational Drivers
Operational analysis data not yet available for this company.
Strategic Growth
Strategic growth analysis not yet available for this company.
External Factors
External factors analysis not yet available for this company.
Regulatory & Governance
Regulatory analysis not yet available for this company.
Risk Analysis
Risk analysis not yet available for this company.