United Credit Ltd (531091)
Latest quarterly results (Q1 FY27)
In its latest reported quarter, Q1 FY27, United Credit's net interest income was ₹0.8 Cr (+4.5% year on year, -5.7% on the previous quarter), and net profit ₹0.2 Cr (-22.5% year on year).
| Q1 FY27 (₹ Cr) | Value | YoY vs Q1 FY26 | QoQ |
|---|---|---|---|
| Net interest income | ₹0.8 | +4.5% | -5.7% |
| Operating profit | ₹0.2 | — | — |
| Net profit | ₹0.2 | -22.5% | -11.9% |
| EPS (₹) | 0.36 | -23.4% | -12.2% |
📢 Recent Corporate Announcements
United Credit Ltd has announced its 55th Annual General Meeting (AGM) will be held on September 28, 2026, via video conferencing. The company has fixed September 21, 2026, as the cut-off date to determine shareholder eligibility for e-voting. This is a standard procedural filing for the NBFC, which reported a TTM revenue of Rs 3 Cr and a PAT of Rs 1 Cr. The meeting will address the financial results and operations for the fiscal year ended March 31, 2026.
- 55th Annual General Meeting scheduled for September 28, 2026
- Cut-off date for e-voting eligibility is September 21, 2026
- Company reported TTM revenue of Rs 3 Cr and PAT of Rs 1 Cr
- Promoter holding remains steady at 57.31% as of June 2026
United Credit Ltd's board met on August 10, 2026, to approve the unaudited financial results for the quarter ended June 30, 2026. The company has scheduled its 55th Annual General Meeting (AGM) for September 28, 2026, to be conducted via video conferencing. As a micro-cap NBFC with a market capitalization of just Rs 13 Cr and TTM revenue of Rs 3 Cr, these are routine regulatory procedures. The board meeting was brief, lasting 45 minutes from 12:00 P.M. to 12:45 P.M.
- 55th Annual General Meeting scheduled for Monday, September 28, 2026
- Board approved unaudited financial results for the quarter ended June 30, 2026
- Board meeting duration was 45 minutes, concluding at 12:45 P.M.
- Company maintains a small scale with TTM revenue of Rs 3 Cr and PAT of Rs 1 Cr
United Credit Ltd's board met on August 10, 2026, to approve the unaudited financial results for the quarter ended June 30, 2026. The company has scheduled its 55th Annual General Meeting (AGM) for September 28, 2026, which will be conducted via video conferencing. As a micro-cap NBFC with a market capitalization of just Rs 13 Cr and TTM revenue of Rs 3 Cr, these filings represent standard regulatory compliance. The meeting was brief, concluding within 45 minutes.
- 55th Annual General Meeting scheduled for September 28, 2026
- Board meeting conducted on August 10, 2026, between 12:00 P.M. and 12:45 P.M.
- Approved unaudited financial results for the quarter ended June 30, 2026
- Promoter holding remains stable at 57.31% as per latest June 2026 data
United Credit Ltd reported a Net Profit of ₹19.38 Lakhs for the quarter ended June 30, 2026, a 22.5% decline from ₹25.00 Lakhs in the same quarter last year. While Revenue from Operations grew 4.96% YoY to ₹77.86 Lakhs, profitability was squeezed by a 21.9% surge in total expenses, which rose to ₹58.69 Lakhs. The company's core financing activity contributed ₹63.27 Lakhs to revenue, while renting activity added ₹14.59 Lakhs. With a market cap of just ₹13 Cr, the quarterly revenue represents approximately 6% of its total valuation.
- Net Profit for Q1 FY27 decreased to ₹19.38 Lakhs from ₹25.00 Lakhs in Q1 FY26.
- Total Revenue from operations increased to ₹77.86 Lakhs compared to ₹74.18 Lakhs in the year-ago period.
- Total Expenses rose significantly to ₹58.69 Lakhs from ₹48.13 Lakhs YoY, driven by higher employee and other costs.
- Financing segment assets stood at ₹2,099.08 Lakhs as of June 30, 2026.
- The 55th Annual General Meeting is scheduled for September 28, 2026.
United Credit Ltd reported a total income of Rs 83.14 Lakhs for Q1 FY27, a marginal 3.8% increase from Rs 80.05 Lakhs in Q1 FY26. However, Net Profit for the quarter fell by 22.5% YoY to Rs 19.38 Lakhs, down from Rs 25.00 Lakhs. This decline was primarily driven by a 27.9% increase in 'Other expenses', which rose to Rs 35.01 Lakhs. The company's core financing activity remains the dominant revenue contributor at Rs 63.27 Lakhs.
- Net Profit for Q1 FY27 declined to Rs 19.38 Lakhs from Rs 25.00 Lakhs in Q1 FY26.
- Total Income grew slightly to Rs 83.14 Lakhs from Rs 80.05 Lakhs YoY.
- Other expenses increased significantly to Rs 35.01 Lakhs from Rs 27.36 Lakhs in the previous year's quarter.
- Financing Activity segment assets stood at Rs 20.99 Cr out of a total asset base of Rs 31.73 Cr.
- The 55th Annual General Meeting (AGM) is scheduled for September 28, 2026.
United Credit Ltd has scheduled a board meeting on August 10, 2026, to approve the unaudited financial results for the quarter ended June 30, 2026. This is a routine regulatory filing for the micro-cap NBFC, which has a market capitalization of Rs 15 Cr. The company reported a TTM revenue of Rs 3 Cr and a PAT of Rs 1 Cr, with a declining revenue trend from FY25 (Rs 3.74 Cr) to FY26 (Rs 3.23 Cr). The trading window for insiders has been closed since July 1, 2026, and will reopen 48 hours after the results are published.
- Board meeting scheduled for August 10, 2026, to approve Q1 FY27 results.
- Trading window for designated persons closed from July 01, 2026.
- Company reported TTM revenue of Rs 3 Cr against a net worth of Rs 31 Cr.
- Market capitalization remains small at approximately Rs 15 Cr.
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