QGO Finance Ltd (538646)
Latest quarterly results (Q1 FY27)
In its latest reported quarter, Q1 FY27, QGO Finance's net interest income was ₹1.7 Cr (+5.9% year on year, -18.9% on the previous quarter), and net profit ₹1.0 Cr (+26.9% year on year).
| Q1 FY27 (₹ Cr) | Value | YoY vs Q1 FY26 | QoQ |
|---|---|---|---|
| Net interest income | ₹1.7 | +5.9% | -18.9% |
| Operating profit | ₹1.4 | — | — |
| Net profit | ₹1.0 | +26.9% | +4.2% |
| EPS (₹) | 1.42 | +26.8% | +3.6% |
📢 Recent Corporate Announcements
QGO Finance Limited has issued an intimation to shareholders regarding its 33rd Annual General Meeting (AGM) scheduled for September 11, 2026, at 12:15 PM IST via video conferencing. The company is dispatching physical letters with web links to the FY2025-26 Annual Report for shareholders whose email addresses are not registered. Additionally, pursuant to SEBI circular mandates, the company is requesting physical shareholders to furnish/update PAN, KYC, nomination, and bank account details with its RTA to prevent withholding of dividend payouts.
- 33rd Annual General Meeting scheduled for September 11, 2026, at 12:15 PM IST via Video Conferencing
- SEBI Master Circular compliance request issued for updating PAN, KYC, bank details, and nominations
- Dividend payments to physical shareholders without updated electronic bank/KYC details will be withheld
- MAS Services Limited listed as the Registrar and Share Transfer Agent (RTA) for processing submissions
QGO Finance Limited has submitted its Annual Report for FY 2025-26 along with the notice convening its 33rd Annual General Meeting on September 11, 2026. For FY26, the company reported a Return on Equity (ROE) of 17.18% (down from 18.28% in FY25) and a Net Profit margin of 18.54%, with a Debt-Equity ratio of 5.27. The company highlighted zero Non-Performing Assets (NPAs) over six unbroken years in secured MSME real estate construction finance. In notes to accounts, the company mentioned it responded to an earlier notice under the Benami Transactions Act with no further orders received.
- 33rd AGM convened for Friday, September 11, 2026 at 12:15 PM IST via VC/OAVM
- Return on Equity (ROE) recorded at 17.18% in FY26 vs 18.28% in FY25
- Debt-to-Equity ratio stood at 5.27 as of March 31, 2026 compared to 5.24 as of March 31, 2025
- Return on Capital Employed (ROCE) stood at 12.38% for FY26 compared to 13.42% in FY25
- Company highlighted six consecutive years of zero NPAs in secured asset-backed MSME lending
QGO Finance Limited has released its Annual Report for FY 2025-26 and scheduled its 33rd Annual General Meeting (AGM) for Friday, September 11, 2026, via video conferencing. In FY26 financial ratio disclosures, the company reported a Return on Equity (ROE) of 17.18% compared to 18.28% in FY25, citing headwinds in the real estate market. The Debt-to-Equity ratio stood at 5.27x with a Debt Service Coverage Ratio (DSCR) of 1.44x. The NBFC continues to focus on secured MSME construction finance with a claimed zero-NPA track record.
- 33rd Annual General Meeting scheduled for September 11, 2026, at 12:15 PM IST via VC/OAVM
- Return on Equity (ROE) reported at 17.18% for FY26 vs 18.28% in FY25
- Return on Capital Employed (ROCE) stood at 12.38% in FY26 compared to 13.42% in FY25
- Debt-to-Equity ratio stood at 5.27x as of March 31, 2026 (5.24x in FY25)
- Net Profit ratio recorded at 18.54% for FY26 compared to 18.69% in FY25
QGO Finance reported a strong Q1 FY27 with Net Profit rising to Rs 1.14 Cr from Rs 0.78 Cr in the year-ago period. The Board approved a significant fundraise of Rs 7 Cr through 9-year unsecured NCDs at a 12% interest rate, representing approximately 25% of its current market capitalization. Additionally, a first interim dividend of Rs 0.15 per share was declared with a record date of August 21, 2026. The company also scheduled its 33rd AGM for September 11, 2026.
- Net Profit for Q1 FY27 stood at Rs 1.14 Cr, a 46% increase compared to Rs 0.78 Cr in June 2025.
- Approved raising Rs 7.00 Cr via private placement of 700 Unsecured, Unlisted NCDs of Rs 1,00,000 each.
- Declared first interim dividend of Rs 0.15 per equity share (1.5% of face value).
- NCDs carry a fixed coupon of 12% p.a. payable monthly with a long-term tenure of 9 years.
- Record date for dividend entitlement is Friday, August 21, 2026.
QGO Finance has declared its first interim dividend of Rs 0.15 per share (1.5% of face value) for FY27, with a record date of August 21, 2026. Simultaneously, the board approved a significant fundraise of Rs 7 crore through the issuance of unsecured, unlisted Non-Convertible Debentures (NCDs). This fundraise is material, representing approximately 25% of the company's current market capitalization of Rs 28 crore. The NCDs carry a 12% annual interest rate and a long-term tenure of 9 years, providing stable capital for the NBFC's lending operations.
- Declared 1st interim dividend of Rs 0.15 per equity share for FY 2026-27
- Approved raising Rs 7.00 crore via private placement of 700 NCDs
- NCDs carry a fixed coupon rate of 12% p.a. payable on a monthly basis
- Long-term debt tenure of 9 years established for the new NCDs
- Record date for dividend entitlement set for August 21, 2026
QGO Finance has declared a first interim dividend of Rs 0.15 per share (1.5% of face value) for FY27, with a record date of August 21, 2026. The company reported a Q1 FY27 net profit of Rs 0.71 Cr on revenue of Rs 5.16 Cr, showing sequential profit compression compared to Rs 0.95 Cr in Mar 2026. Crucially, the board approved raising Rs 7 Cr through 9-year unsecured NCDs at a 12% interest rate. This fundraise is significant, representing approximately 25% of the company's current market capitalization of Rs 28 Cr.
- Declared first interim dividend of Rs 0.15 per share for FY 2026-27
- Approved raising Rs 7.00 Cr via 700 Unsecured, Unlisted NCDs on a private placement basis
- NCDs carry a fixed interest rate of 12% p.a. with a long-term tenure of 9 years
- Reported Q1 FY27 net profit of Rs 0.71 Cr, a decline from Rs 0.95 Cr in the previous quarter
- Set August 21, 2026, as the record date for dividend eligibility
QGO Finance reported Q1 FY27 revenue of ₹5.76 Cr and a net profit of ₹0.71 Cr, showing sequential growth from Q4 FY26. The board approved a first interim dividend of ₹0.15 per share (1.5% of face value) with a record date of August 21, 2026. Crucially, the company is raising ₹7 Cr through unsecured, unlisted NCDs at a 12% annual interest rate. This fundraise is significant, representing approximately 25% of the company's current market capitalization of ₹28 Cr and 33% of its net worth.
- Declared first interim dividend of ₹0.15 per equity share (1.5% on ₹10 face value) for FY26-27
- Approved raising ₹7.00 Crore via 700 Unsecured, Unlisted, Redeemable NCDs on a private placement basis
- Reported Q1 FY27 revenue of ₹5.76 Crore, up from ₹5.06 Crore in the previous quarter
- NCDs carry a fixed interest rate of 12% p.a. payable monthly with a long-term tenure of 9 years
- Fixed August 21, 2026, as the record date for the interim dividend payment
QGO Finance reported a strong start to FY27 with Q1 revenue growing 36.5% YoY to ₹5.76 Cr. Net profit increased to ₹1.04 Cr from ₹0.78 Cr in the same quarter last year, reflecting improved operational scale. The board declared an interim dividend of ₹0.15 per share and approved a significant fundraise of ₹7 Cr via 9-year unsecured NCDs. This fundraise is substantial, representing approximately 25% of the company's current market capitalization, intended to fuel further lending growth.
- Revenue from operations increased 36.5% YoY to ₹5.76 Cr in Q1 FY27.
- Net profit grew 33.3% YoY to ₹1.04 Cr compared to ₹0.78 Cr in Q1 FY26.
- Approved raising ₹7.00 Cr through private placement of unsecured, unlisted NCDs.
- NCDs carry a fixed coupon rate of 12% p.a. with a long-term tenure of 9 years.
- Declared first interim dividend of ₹0.15 per share (1.5% of face value) for FY27.
QGO Finance has approved a significant fundraise of Rs 7 crore through the issuance of 9-year unsecured, unlisted Non-Convertible Debentures (NCDs) at a 12% annual interest rate. This fundraise is substantial, representing approximately 25% of the company's Rs 28 crore market capitalization. Alongside this, the board declared a first interim dividend of Rs 0.15 per share (1.5% of face value) for FY 2026-27. The company's Q1 FY27 revenue stood at Rs 5.76 crore with a net profit of Rs 1.14 crore, showing growth over the previous quarter's Rs 0.95 crore profit.
- Approved issuance of 700 NCDs of Rs 1,00,000 each, aggregating to Rs 7.00 crore
- Declared first interim dividend of Rs 0.15 per equity share for FY 2026-27
- NCDs carry a fixed coupon rate of 12% p.a. payable monthly with a 9-year tenure
- Q1 FY27 revenue from operations reported at Rs 5.76 crore vs Rs 5.06 crore in the previous quarter
- Net profit for the quarter ended June 30, 2026, reached Rs 1.14 crore
QGO Finance has scheduled a board meeting on August 10, 2026, to approve its unaudited financial results for the quarter ended June 30, 2026. The board will also consider the declaration of the first interim dividend for FY 2026-27, with a tentative record date of August 21, 2026. Additionally, the company plans to discuss raising capital through the private placement of both secured and unsecured Non-Convertible Debentures (NCDs). For a micro-cap NBFC with a market cap of Rs 29 Cr, the scale of this debt fundraise will be critical for future loan book growth.
- Board meeting scheduled for August 10, 2026, to approve Q1 FY27 results
- Record date for the proposed 1st interim dividend set for August 21, 2026
- Dual fundraising proposal via Secured and Unsecured NCDs on a private placement basis
- Company reported TTM revenue of Rs 18 Cr and PAT of Rs 3 Cr as of March 2026
QGO Finance has allotted 100 unsecured, unlisted Non-Convertible Debentures (NCDs) worth Rs 1 crore on a private placement basis. This is part of a larger Rs 6 crore issue, with Rs 4 crore still pending allotment. The NCDs carry a 12% annual coupon with monthly interest payments and a long-term tenure of 9 years. Given the company's small net worth of Rs 21 crore, this allotment represents a ~4.8% addition to its capital base.
- Allotment of 100 NCDs with a face value of Rs 1,00,000 each, totaling Rs 1 crore.
- Fixed coupon rate of 12% per annum, payable on a monthly basis.
- Long-term maturity period of 9 years, with the final redemption date set for July 28, 2035.
- Total issue size of Rs 6 crore, of which Rs 4 crore remains pending for future allotment.
- The NCDs are unsecured and will not be listed on any stock exchange.
QGO Finance Ltd has redeemed 100 unlisted, unsecured redeemable Non-Convertible Debentures (NCDs) on July 16, 2026. The total redemption value amounts to Rs 1,00,00,000 (Rs 1 Crore), representing the full principal amount plus applicable interest. These NCDs were originally issued in December 2020 for a 7-year tenure, but the holder requested redemption following the completion of the lock-in period in December 2024. The payment was executed via RTGS, effectively settling this specific debt obligation.
- Redemption of 100 Unlisted Unsecured NCDs with a face value of Rs 1,00,000 each.
- Total aggregate redemption value of Rs 1,00,00,000 (Rs 1 Crore) paid on July 16, 2026.
- The NCDs were originally allotted on December 28, 2020, with a tenure of 7 years.
- Lock-in period for the instruments was completed on December 27, 2024.
- Principal and interest were settled via RTGS on the date of redemption.
QGO Finance has allotted 100 unsecured, unlisted Non-Convertible Debentures (NCDs) worth Rs 1 crore on a private placement basis. This allotment is part of a larger Rs 6 crore issue, with Rs 5 crore still pending allotment. The NCDs carry a high coupon rate of 12% per annum, payable monthly, and have a long tenure of 9 years. This represents the 45th tranche (Tranche-XLV) of such issuances by the company.
- Allotment of 100 NCDs with a face value of Rs 1,00,000 each, totaling Rs 1 crore.
- High interest rate of 12% per annum to be paid out on a monthly basis.
- Long-term maturity period of 9 years, with the final redemption date set for July 13, 2035.
- Total issue size is Rs 6 crore, leaving Rs 5 crore worth of securities pending for future allotment.
- This is the 45th tranche (Tranche-XLV) of debt issuance, indicating a frequent reliance on private placements.
QGO Finance has approved the issuance of 600 Unsecured, Unlisted, Redeemable Non-Convertible Debentures (NCDs) to raise Rs 6 crore. The NCDs carry a fixed coupon rate of 12% per annum, with interest payments scheduled on a monthly basis. This long-term debt has a tenure of 9 years and will be issued on a private placement basis in one or more tranches. For a small NBFC, this represents a targeted capital infusion to support its lending book.
- Total issuance of 600 NCDs aggregating to Rs 6,00,00,000 (Rs 6 Crores)
- Fixed coupon rate of 12% per annum payable on a monthly basis
- Long-term tenure of 9 years from the date of allotment
- Face value of each NCD set at Rs 1,00,000
- The instruments are unsecured and will not be listed on any stock exchange
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