JMJ Fintech Ltd (538834)
Latest quarterly results (Q4 FY26)
In its latest reported quarter, Q4 FY26, JMJ Fintech's net interest income was ₹4.4 Cr (-20.9% year on year, +3.3% on the previous quarter), and net profit ₹1.8 Cr (+165.2% year on year).
| Q4 FY26 (₹ Cr) | Value | YoY vs Q4 FY25 | QoQ |
|---|---|---|---|
| Net interest income | ₹4.4 | -20.9% | +3.3% |
| Net profit | ₹1.8 | +165.2% | +0.6% |
| EPS (₹) | 0.48 | +182.4% | +6.7% |
📢 Recent Corporate Announcements
JMJ Fintech Limited issued a corrigendum revising its earlier disclosure regarding the allotment of secured, unlisted, unrated NCDs on a private placement basis. The actual allotment is 1,900 NCDs aggregating to ₹1.90 crore, corrected from the previously reported ₹2.00 crore. The debentures carry fixed coupon rates of 12.00% (3-year tenure) and 12.50% (5-year tenure) payable monthly. Additionally, the Board authorized the Managing Director to avail loan facilities up to ₹5.00 crore from Shriram Finance Limited.
- Corrigendum rectifies NCD issue size to 1,900 debentures aggregating to ₹1.90 crore (previously ₹2.00 crore)
- NCDs issued at face value of ₹10,000 each on private placement basis, allotted on October 1, 2026
- Series I offers a 12.00% coupon over a 3-year tenure (maturing October 1, 2029)
- Series II offers a 12.50% coupon over a 5-year tenure (maturing October 1, 2031)
- Authorized loan facilities up to ₹5.00 crore from Shriram Finance Limited
JMJ Fintech Limited issued a corrigendum revising its earlier disclosure regarding the allotment of secured, unlisted, unrated NCDs on a private placement basis. The actual allotment is 1,900 NCDs aggregating to ₹1.90 crore, corrected from the previously reported ₹2.00 crore. The debentures carry fixed coupon rates of 12.00% (3-year tenure) and 12.50% (5-year tenure) payable monthly. Additionally, the Board authorized the Managing Director to avail loan facilities up to ₹5.00 crore from Shriram Finance Limited.
- Corrigendum rectifies NCD issue size to 1,900 debentures aggregating to ₹1.90 crore (previously ₹2.00 crore)
- NCDs issued at face value of ₹10,000 each on private placement basis, allotted on October 1, 2026
- Series I offers a 12.00% coupon over a 3-year tenure (maturing October 1, 2029)
- Series II offers a 12.50% coupon over a 5-year tenure (maturing October 1, 2031)
- Authorized loan facilities up to ₹5.00 crore from Shriram Finance Limited
JMJ Fintech's Board of Directors approved the allotment of 2,000 secured, unlisted, unrated NCDs of face value ₹10,000 each, raising up to ₹2.00 crore on a private placement basis. The NCDs carry fixed interest rates of 12.00% (3-year tenure) and 12.50% (5-year tenure), with monthly interest payouts. Additionally, the Board authorized borrowing facilities of up to ₹5.00 crore from Shriram Finance Limited. Together, the total new debt funding of ₹7.00 crore represents ~32% of TTM revenue (₹22 Cr) and ~19% of market cap (₹36 Cr), expanding lending liquidity.
- Allotment of 2,000 secured, unlisted, unrated NCDs of ₹10,000 face value each, totaling ₹2.00 crore
- NCD coupon set at 12.00% p.a. for Scheme 1 (3-year tenure) and 12.50% p.a. for Scheme 2 (5-year tenure)
- Authorization granted to borrow up to ₹5.00 crore from Shriram Finance Limited
- NCDs secured by first ranking pari passu charge on book debts and receivables with 1x asset cover
JMJ Fintech's Board of Directors approved the allotment of 2,000 secured, unlisted, unrated NCDs of face value ₹10,000 each, raising up to ₹2.00 crore on a private placement basis. The NCDs carry fixed interest rates of 12.00% (3-year tenure) and 12.50% (5-year tenure), with monthly interest payouts. Additionally, the Board authorized borrowing facilities of up to ₹5.00 crore from Shriram Finance Limited. Together, the total new debt funding of ₹7.00 crore represents ~32% of TTM revenue (₹22 Cr) and ~19% of market cap (₹36 Cr), expanding lending liquidity.
- Allotment of 2,000 secured, unlisted, unrated NCDs of ₹10,000 face value each, totaling ₹2.00 crore
- NCD coupon set at 12.00% p.a. for Scheme 1 (3-year tenure) and 12.50% p.a. for Scheme 2 (5-year tenure)
- Authorization granted to borrow up to ₹5.00 crore from Shriram Finance Limited
- NCDs secured by first ranking pari passu charge on book debts and receivables with 1x asset cover
JMJ Fintech's Board of Directors approved the allotment of 2,000 secured, unlisted, unrated NCDs of face value ₹10,000 each, raising up to ₹2.00 crore on a private placement basis. The NCDs carry fixed interest rates of 12.00% (3-year tenure) and 12.50% (5-year tenure), with monthly interest payouts. Additionally, the Board authorized borrowing facilities of up to ₹5.00 crore from Shriram Finance Limited. Together, the total new debt funding of ₹7.00 crore represents ~32% of TTM revenue (₹22 Cr) and ~19% of market cap (₹36 Cr), expanding lending liquidity.
- Allotment of 2,000 secured, unlisted, unrated NCDs of ₹10,000 face value each, totaling ₹2.00 crore
- NCD coupon set at 12.00% p.a. for Scheme 1 (3-year tenure) and 12.50% p.a. for Scheme 2 (5-year tenure)
- Authorization granted to borrow up to ₹5.00 crore from Shriram Finance Limited
- NCDs secured by first ranking pari passu charge on book debts and receivables with 1x asset cover
JMJ Fintech Ltd disclosed that its Managing Director and promoter group member, Joju Madathumpady Johny, acquired 3,50,500 equity shares via open market purchase on September 24, 2026. The total transaction value was Rs 33,57,383, representing an average price of approximately Rs 9.58 per share. Following this acquisition, his direct holding increased from 39,434 shares (0.10%) to 3,89,934 shares (1.04%). This insider purchase signals promoter alignment in a company with a market cap of approximately Rs 36 crore.
- Managing Director acquired 3,50,500 equity shares on September 24, 2026 via on-market purchase
- Total transaction value stood at Rs 33,57,383
- Direct shareholding increased from 39,434 shares (0.10%) to 3,89,934 shares (1.04%)
- Acquisition represents approximately 0.93% of the company's Rs 36 crore market capitalization
JMJ Fintech has deferred its proposed preferential issue of up to 7,90,000 equity shares aggregating to Rs 1.58 Crore, originally approved on August 18, 2026. The postponement is to further review and finalize the list of identified subscribers and related transaction details. Consequently, the resolution has been excluded from the upcoming AGM agenda, and the 43rd AGM has been rescheduled to September 29, 2026. The proposed fundraise represented approximately 4.4% of the company's Rs 36 Crore market capitalization.
- Postponed preferential allotment of up to 7,90,000 equity shares aggregating to Rs 1.58 Crore
- Proposed issue represented ~4.4% of current market cap of Rs 36 Crore
- 43rd Annual General Meeting rescheduled to Tuesday, September 29, 2026
- Original board approval for the issue was granted on August 18, 2026
JMJ Fintech has decided to postpone and withdraw its proposed preferential issue of up to 7,90,000 equity shares aggregating to Rs 1.58 Crore, originally approved on August 18, 2026. The deferment was approved to review and finalize particulars regarding identified subscribers and procedural compliance. Consequently, the 43rd Annual General Meeting (AGM) has been rescheduled to September 29, 2026, removing the preferential allotment resolution.
- Deferred preferential issue of up to 7,90,000 equity shares aggregating to Rs 1.58 Crore
- Postponement initiated to review identified subscribers and ensure regulatory compliance
- 43rd Annual General Meeting (AGM) rescheduled to September 29, 2026 via VC/OAVM
- Company confirmed the deferral will have no material adverse impact on operations
JMJ Fintech Limited has announced a rescheduling of its Annual General Meeting (AGM), which will now be held on September 29, 2026, at 11:30 AM via Video Conferencing/OAVM, instead of the earlier date of September 17, 2026. The cut-off date for remote e-voting is set for September 22, 2026. The book closure period has been updated to run from September 23, 2026, to September 29, 2026 (both days inclusive). This is a routine administrative update and does not impact business operations.
- AGM rescheduled to Tuesday, September 29, 2026, at 11:30 AM via VC/OAVM
- Earlier scheduled AGM date was Thursday, September 17, 2026
- Cut-off date for remote e-voting set as Tuesday, September 22, 2026
- Book closure period scheduled from September 23, 2026, to September 29, 2026
JMJ Fintech Limited has announced that its Annual General Meeting (AGM) has been rescheduled from September 17, 2026, to September 29, 2026. The meeting will be conducted via Video Conferencing or Other Audio Visual Means at 11:30 AM. The cut-off date for remote e-voting is set for September 22, 2026, and the book closure window will run from September 23 to September 29, 2026.
- AGM rescheduled from 17th September 2026 to 29th September 2026 at 11:30 AM
- Cut-off date for remote e-voting set for 22nd September 2026
- Book closure period finalized from 23rd September 2026 to 29th September 2026
JMJ Fintech Ltd has scheduled a Board of Directors meeting for August 31, 2026, to evaluate and formally approve the proposal to postpone and keep in abeyance its proposed preferential issue of equity shares. Consequently, the Board will also review a revised draft Notice of the upcoming Annual General Meeting (AGM) that removes the preferential allotment resolution. The trading window for the company's securities remains closed until 48 hours after the declaration of the board meeting outcome.
- Board meeting scheduled for August 31, 2026 via VC/OAVM mode
- Agenda includes postponing and keeping the proposed preferential issue in abeyance
- Revised AGM notice to be approved, excluding the preferential allotment resolution
- Trading window closed until 48 hours after the declaration of the board meeting outcome
JMJ Fintech's Board has approved a preferential issue of 7.90 lakh equity shares at Rs 20 per share (face value Rs 10 plus premium of Rs 10), raising Rs 1.58 crore from 48 non-promoter individuals. Notably, the issue price of Rs 20 is at a significant premium to the prevailing market price of Rs 9.40 and well above the valuation floor price of Rs 9.95. The Board also recommended a final dividend of Rs 0.15 per share for FY26, fixing September 10, 2026, as the record date. Additionally, CA Methil Rajalakshmy was appointed as an Independent Director, and key board committees were reconstituted.
- Approved preferential issue of 7,90,000 equity shares at Rs 20 each, raising Rs 1.58 crore.
- Issue price of Rs 20 exceeds the minimum floor price of Rs 9.95 determined by the registered valuer.
- Recommended final dividend of Rs 0.15 per share (FV Rs 10) for FY26; Record date is September 10, 2026.
- Post-issue shares will expand from 3,76,45,548 to 3,84,35,548, mildly reducing promoter holding from 23.74% to 23.25%.
- Appointed CA Methil Rajalakshmy as Additional Non-Executive Independent Director for 1 year.
JMJ Fintech's Board has approved a preferential issue of 7.90 lakh equity shares at Rs 20 per share (including a Rs 10 premium), raising up to Rs 1.58 crore from 48 non-promoter individual investors. The issue price of Rs 20 represents a substantial premium to the prevailing market price of Rs 9.4. Additionally, the Board recommended a final dividend of Rs 0.15 per share (face value Rs 10) for FY26, with a record date of September 10, 2026. The board also appointed CA Methil Rajalakshmy as an Additional Independent Director for a 1-year term.
- Preferential issue of 7,90,000 equity shares at Rs 20 per share, raising up to Rs 1.58 crore
- Issue price of Rs 20 is well above the floor price of Rs 9.95 and current CMP of Rs 9.4
- Final dividend of Rs 0.15 per equity share recommended for FY25-26
- Record date for dividend entitlement fixed as September 10, 2026
- Equity base expands from 3.76 crore to 3.84 crore shares, diluting promoter holding from 23.74% to 23.25%
JMJ Fintech's Board of Directors has recommended a final dividend of ₹0.15 per share (face value ₹10) for FY 2025-26, subject to shareholder approval. The Board also approved a preferential issue of 7,90,000 equity shares at an issue price of ₹20 per share, raising ₹1.58 crore from non-promoter individual investors. The issue price of ₹20 is notably above the valuer-determined floor price of ₹9.95 and current market levels (₹9.4). The AGM is scheduled for September 17, 2026, with the dividend record date set for September 10, 2026.
- Recommended a final dividend of ₹0.15 per equity share of face value ₹10 for FY 2025-26.
- Approved preferential issue of 7,90,000 equity shares at ₹20 per share, aggregating ₹1.58 crore.
- Issue price of ₹20 includes a ₹10 share premium, higher than the minimum floor price of ₹9.95.
- Record date for final dividend and AGM remote e-voting set for September 10, 2026.
- Appointed CA Methil Rajalakshmy as an Additional Non-Executive Independent Director for a 1-year term.
JMJ Fintech's Board has recommended a final dividend of ₹0.15 per equity share (face value ₹10) for FY26, setting the record date as September 10, 2026. Concurrently, the board approved a preferential issue of 7.90 lakh shares at ₹20 per share (aggregating to ₹1.58 crore) to non-promoter individuals, priced above the valuer floor price of ₹9.95. The fundraise will expand the share base from 3.76 crore to 3.84 crore shares, diluting promoter holding marginally from 23.74% to 23.25%. All proposals are subject to shareholder approval at the AGM scheduled for September 17, 2026.
- Recommended final dividend of ₹0.15 per equity share of face value ₹10 for FY26.
- Approved preferential issue of 7,90,000 shares at ₹20 per share, raising ₹1.58 crore.
- Issue price of ₹20 is significantly above the independent valuer floor price of ₹9.95.
- Record date for dividend entitlement and AGM voting fixed as September 10, 2026.
- Promoter holding will adjust from 23.74% to 23.25% post preferential allotment.
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