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Scintilla Commercial & Credit Ltd (538857)

📊 BSE: 538857 🏢 Non Banking Financial Company (NBFC) 📢 Latest filing: 05 Sep 2026

Latest quarterly results (Q4 FY26)

In its latest reported quarter, Q4 FY26, Scintilla Commercial's net interest income was ₹0.1 Cr (-40.0% year on year, -25.0% on the previous quarter), and net profit ₹0.1 Cr (-36.4% year on year).

Q4 FY26 (₹ Cr)	Value	YoY vs Q4 FY25	QoQ
Net interest income	₹0.1	-40.0%	-25.0%
Net profit	₹0.1	-36.4%	from loss
EPS (₹)	0.07	-36.4%	from loss

Full quarterly financials → Results calendar →

📢 Recent Corporate Announcements

Scintilla Commercial & Credit Issues FY26 Annual Report; 37th AGM Scheduled on Sep 30, 2026

🟡 NEUTRAL ⭐ 3/10

ROUTINE 📅 05 Sep 2026, 06:35 PM

Scintilla Commercial & Credit Ltd has released its Annual Report for FY 2025-26 along with the notice for its 37th Annual General Meeting (AGM) scheduled for September 30, 2026. For FY 2025-26, the company recorded total income of Rs 65.02 lakh (Rs 6,502.38 thousand) compared to Rs 62.15 lakh in the previous year. The company posted a net loss after tax of Rs 18.80 lakh compared to a profit of Rs 3.45 lakh in FY 2024-25. No dividend has been recommended for the financial year.

37th Annual General Meeting scheduled for September 30, 2026 at 2:00 PM IST in Kolkata
Total income for FY26 stood at Rs 6,502.38 thousand versus Rs 6,214.66 thousand in FY25
Net loss after tax of Rs 1,880.46 thousand compared to a net profit of Rs 344.95 thousand in FY25
Remote e-voting window open from September 27, 2026 to September 29, 2026, with cut-off date on September 23, 2026
No dividend recommended for the financial year

💡 Shareholders should note the voting cut-off date of September 23, 2026, and track upcoming quarterly financial results for signs of turnaround in core NBFC operations.

Scintilla Commercial Reports Q1 FY27 Net Profit of ₹4.03 Lacs; Appoints Two New Directors

🟡 NEUTRAL ⭐ 5/10

EARNINGS 📅 13 Aug 2026, 07:44 PM

Scintilla Commercial & Credit Ltd reported a marginal increase in net profit to ₹4.03 Lacs for Q1 FY27, compared to ₹3.71 Lacs in the same period last year. Total revenue for the quarter saw a slight decline of 7% YoY, coming in at ₹15.97 Lacs versus ₹17.18 Lacs. The company's scale remains extremely small, with quarterly revenue representing less than 1.5% of its ₹11 Cr market capitalization. Additionally, the board appointed two new Independent Directors to five-year terms to strengthen governance.

Net Profit for Q1 FY27 stood at ₹4.03 Lacs, up from ₹3.71 Lacs in Q1 FY26.
Total Revenue for the quarter was ₹15.97 Lacs, primarily driven by Interest Income of ₹14.28 Lacs.
Total Expenses for the period were reduced to ₹10.55 Lacs from ₹12.23 Lacs YoY.
Ms. Akshaya Suved Chavan and Ms. Haimonti Das appointed as Additional Independent Directors for 5 years.
Earnings Per Share (EPS) remained flat at ₹0.04 for the quarter.

💡 Investors should monitor the company's ability to scale its interest-bearing assets, as current quarterly revenue of ~₹16 Lacs is insufficient to drive meaningful valuation growth for an ₹11 Cr market cap entity.

Scintilla Commercial Reports Q1 FY27 Net Profit of Rs 4.03 Lacs; Appoints Two Directors

🟡 NEUTRAL ⭐ 5/10

EARNINGS 📅 13 Aug 2026, 07:18 PM

Scintilla Commercial & Credit Ltd reported a marginal net profit of Rs 4.03 Lacs for the quarter ended June 30, 2026, compared to Rs 3.71 Lacs in the same period last year. Total revenue for the quarter stood at Rs 15.97 Lacs, a slight decrease from Rs 17.18 Lacs year-on-year. The company also appointed two new Additional Non-Executive Independent Directors, Ms. Akshaya Suved Chavan and Ms. Haimonti Das, for five-year terms. This small quarterly profit follows a challenging FY24 where the company reported a net loss of Rs 2.19 Cr.

Net Profit for Q1 FY27 reached Rs 4.03 Lacs, an 8.6% increase from Rs 3.71 Lacs in Q1 FY26.
Total Revenue for the quarter was Rs 15.97 Lacs, down from Rs 17.18 Lacs in the previous year's corresponding quarter.
Interest Income, the primary revenue driver, contributed Rs 14.28 Lacs to the total revenue.
Two new Independent Directors appointed for a 5-year tenure starting August 13, 2026.
Paid-up Equity Share Capital remains stable at Rs 1,002.78 Lacs.

💡 Investors should monitor if the company can maintain this marginal profitability across subsequent quarters, given its history of annual losses and negative TTM revenue of Rs -1 Cr.

Scintilla Commercial Q1 Results: Net Profit at ₹4.03 Lacs; Two New Directors Appointed

🟡 NEUTRAL ⭐ 5/10

EARNINGS 📅 13 Aug 2026, 07:15 PM

Scintilla Commercial & Credit Ltd reported a marginal net profit of ₹4.03 Lacs for the quarter ended June 30, 2026, compared to ₹3.71 Lacs in the same period last year. Total revenue for the quarter stood at ₹15.97 Lacs, a slight decline from ₹17.18 Lacs YoY. The company also appointed two new Additional Non-Executive Independent Directors to its board. Despite the quarterly profit, the company remains a micro-cap with a market capitalization of only ₹11 Cr and a history of negative TTM revenue (₹-1 Cr).

Net Profit for Q1 FY27 reached ₹4.03 Lacs, up 8.6% from ₹3.71 Lacs in Q1 FY26.
Total Revenue decreased by 7% YoY to ₹15.97 Lacs from ₹17.18 Lacs.
Total Expenses were reduced to ₹10.55 Lacs from ₹12.23 Lacs in the previous year's quarter.
Interest Income contributed ₹14.28 Lacs, representing the bulk of the operating revenue.
Appointed Ms. Akshaya Suved Chavan and Ms. Haimonti Das as Independent Directors for 5-year terms.

💡 Investors should monitor the company's ability to generate consistent positive revenue and scale its operations, as current TTM revenue remains negative at ₹-1 Cr.

Aug 13 Board Meeting to Approve Q1 FY27 Results for Scintilla Commercial & Credit

🟡 NEUTRAL ⭐ 3/10

BOARD_MEETING 📅 08 Aug 2026, 06:46 PM

Scintilla Commercial & Credit Ltd has scheduled a board meeting for August 13, 2026, to approve its unaudited financial results for the quarter ended June 30, 2026. The company is a micro-cap NBFC with a market capitalization of Rs 11 Cr and is currently facing significant financial stress, reporting a TTM revenue of Rs -1 Cr. This is a routine regulatory filing. Investors should focus on whether the company can pivot back to positive revenue generation after reporting a net loss of Rs 2.19 Cr in FY24.