Credent Global Finance Ltd (539598)
Latest quarterly results (Q1 FY27)
In its latest reported quarter, Q1 FY27, Credent Global's net interest income was ₹2.8 Cr (+36.2% year on year, +99.0% on the previous quarter), and net profit ₹-1.2 Cr (against a profit a year earlier).
| Q1 FY27 (₹ Cr) | Value | YoY vs Q1 FY26 | QoQ |
|---|---|---|---|
| Net interest income | ₹2.8 | +36.2% | +99.0% |
| Operating profit | ₹-1.0 | — | — |
| Net profit | ₹-1.2 | to loss | to loss |
| EPS (₹) | -0.19 | to loss | — |
📢 Recent Corporate Announcements
AMPL Capital Limited held a Board of Directors meeting on August 26, 2026, approving the Directors' Report and its annexures for FY 2025-26. The board also approved the notice and calendar of events for the upcoming Annual General Meeting (AGM) and appointed a scrutinizer for the e-voting process. The meeting commenced at 4:00 PM and concluded at 4:45 PM. This is a standard corporate governance procedure with no direct financial impact.
- Approved Directors' Report along with Annexures for F.Y. 2025-26
- Finalized calendar of events and approved Notice for Annual General Meeting
- Appointed scrutinizer to oversee the AGM e-voting and polling process
- Board meeting commenced at 4:00 P.M. and concluded at 4:45 P.M. on August 26, 2026
AMPL Capital Ltd reported consolidated total income of Rs 5.68 Cr (Rs 568.30 Lakhs) for the quarter ended June 30, 2026, rising 75.1% YoY from Rs 3.25 Cr (Rs 324.51 Lakhs). However, the consolidated bottom line fell into a net loss of Rs 1.18 Cr (Rs -117.71 Lakhs) against a net profit of Rs 0.29 Cr (Rs 28.92 Lakhs) in the year-ago period. The loss was driven by elevated consolidated expenses, including other expenses of Rs 3.69 Cr and finance costs of Rs 1.83 Cr. In contrast, standalone operations remained profitable with a PAT of Rs 0.82 Cr.
- Consolidated total income increased 75.1% YoY to Rs 568.30 Lakhs compared to Rs 324.51 Lakhs in Q1 FY26
- Consolidated net loss stood at Rs 117.71 Lakhs versus a net profit of Rs 28.92 Lakhs in June 2025 and Rs 0.69 Lakhs in March 2026
- Total consolidated expenses surged 120% YoY to Rs 664.91 Lakhs, led by other expenses of Rs 369.12 Lakhs and finance costs of Rs 182.80 Lakhs
- Standalone business delivered positive PAT of Rs 82.04 Lakhs on total income of Rs 367.02 Lakhs
AMPL Capital Limited reported consolidated revenue from operations of Rs 4.63 Cr (Rs 463.43 Lakhs) for the quarter ended June 30, 2026, up 81.8% YoY from Rs 2.55 Cr (Rs 254.96 Lakhs). However, consolidated net loss stood at Rs 1.18 Cr (Rs 117.71 Lakhs) against a net profit of Rs 0.29 Cr in the year-ago period, hit by a 120% YoY rise in total expenses to Rs 6.65 Cr. The drag was driven primarily by an increase in other expenses to Rs 3.69 Cr and elevated finance costs of Rs 1.83 Cr. On a standalone basis, net profit improved to Rs 0.82 Cr compared to Rs 0.56 Cr in Q1 FY26.
- Consolidated revenue from operations rose 81.8% YoY to Rs 463.43 Lakhs (Rs 254.96 Lakhs in Q1 FY26).
- Consolidated net loss stood at Rs 117.71 Lakhs versus a profit of Rs 28.92 Lakhs in Q1 FY26 and Rs 0.69 Lakhs in Q4 FY26.
- Total consolidated expenses surged 120% YoY to Rs 664.91 Lakhs, led by Rs 369.12 Lakhs in other expenses and Rs 182.80 Lakhs in finance costs.
- Standalone business remained profitable with a net profit after tax of Rs 82.04 Lakhs on total income of Rs 367.02 Lakhs.
AMPL Capital Ltd has scheduled a board meeting on August 14, 2026, to approve its standalone and consolidated unaudited financial results for the quarter ended June 30, 2026. This follows a fiscal year (FY26) where the company reported a significant turnaround with a PAT of ₹25 Cr compared to a loss of ₹7 Cr in FY25. Investors will be monitoring if the company can sustain the high margins seen in the December 2025 and September 2025 quarters. The trading window for designated persons has been closed since July 1, 2026.
- Board meeting to be held on August 14, 2026, for Q1 FY27 results approval
- Trading window closed from July 1, 2026, until 48 hours after the meeting
- Company reported TTM PAT of ₹25 Cr against a market cap of ₹159 Cr
- Promoter holding recently decreased from 31.09% to 26.03% as of March 2026
- Significant related party exposure noted at ₹54.28 Cr in loans
DP Global Wealth Management LLP and PAC Vikas Kataria have significantly increased their stake in AMPL Capital Ltd from 6.65% to 17.26% through open market purchases. The acquisitions occurred in two tranches between June 25 and June 30, 2026, totaling 6,517,145 shares. This revised disclosure confirms the group now holds 10,605,153 shares in the company. As a non-promoter entity, this substantial accumulation indicates strong external confidence in the company's valuation and future prospects.
- Acquired 1,508,810 shares (2.45%) on June 25, 2026, via open market
- Acquired an additional 5,008,335 shares (8.15%) on June 29 and 30, 2026
- Total holding increased from 4,088,008 shares (6.65%) to 10,605,153 shares (17.26%)
- Total equity share capital remains at 6,14,61,230 shares with a face value of •2 each
AMPL Capital Ltd (539598) has issued a corrigendum to its Public Announcement regarding an ongoing Open Offer. The update, submitted by Novus Capital Advisors (Manager to the Offer), follows the initial announcement made on June 30, 2026. While specific revised terms such as price or volume were not detailed in the exchange brief, such corrigendums typically involve adjustments to the offer schedule or regulatory compliance details. Investors should monitor the revised Letter of Offer for changes to the exit price or tendering window.
- Corrigendum issued for the Public Announcement originally dated June 30, 2026
- Novus Capital Advisors Pvt Ltd is acting as the Manager to the Open Offer
- The filing follows a previous corrigendum issued earlier in July 2026
- The update is a formal requirement under SEBI (Substantial Acquisition of Shares and Takeovers) Regulations
DP Global Wealth Management LLP, along with Vikas and Supriya Kataria, has launched a mandatory open offer to acquire up to 1,59,79,920 equity shares of AMPL Capital Ltd (formerly Credent Global Finance). The offer price is set at ₹30 per share, representing 26% of the total voting equity capital. The total potential cash consideration for the offer is approximately ₹47.94 crore. The offer is scheduled to open on August 20, 2026, and close on September 03, 2026, contingent upon RBI approval.
- Offer price of ₹30 per share for 1,59,79,920 fully paid-up equity shares.
- Acquisition represents 26% of the total voting equity share capital on a fully diluted basis.
- Tendering period is scheduled to run from August 20, 2026, to September 03, 2026.
- Consummation of the transaction is subject to mandatory approval from the Reserve Bank of India (RBI).
- The offer is not conditional upon any minimum level of acceptance.
Credent Global Finance Ltd has received final approval from BSE Ltd to change its name to AMPL Capital Limited. This follows the initial approval from the Ministry of Corporate Affairs on June 22, 2026. The new Scrip ID 'AMPL' and abbreviated name will be effective on the BOLT Plus trading system starting July 13, 2026. This is a procedural rebranding and does not involve any change in the company's business operations or financial structure.
- Name change from Credent Global Finance Limited to AMPL Capital Limited approved by BSE
- Effective date for trading under the new name and Scrip ID 'AMPL' is July 13, 2026
- Ministry of Corporate Affairs (MCA) approval was previously obtained on June 22, 2026
- BSE final approval letter was issued effective July 07, 2026
AMPL Capital Ltd (formerly Credent Global Finance Limited) has responded to a BSE query regarding recent fluctuations in its stock price. The company clarified that it has disclosed all material events and information as per SEBI Regulation 30. Management stated there is no pending price-sensitive information or corporate action that has not been reported. The price movement is attributed purely to market conditions beyond the company's control.
- BSE sought clarification via email dated July 6, 2026, regarding recent price movement
- Company issued a formal response on July 7, 2026, denying any undisclosed material events
- Management confirms compliance with Regulation 30 of SEBI (LODR) Regulations, 2015
- Company states price movement is purely market-driven with no internal knowledge of reasons
AMPL Capital Ltd (formerly Credent Global Finance Limited) has responded to a surveillance query from BSE Limited regarding recent significant movements in its share price. The company stated that it has no undisclosed price-sensitive information or impending corporate actions that could impact the stock price. Management clarified that the movement is purely market-driven and they have no control over it. The company reaffirmed its commitment to complying with SEBI Regulation 30 for all material disclosures.
- BSE sought clarification on price movement via email dated July 6, 2026
- Company issued a formal denial of undisclosed information on July 7, 2026
- Management attributes price volatility to market conditions rather than corporate events
- Company confirmed compliance with SEBI (LODR) Regulations, 2015
Financial Performance
Revenue Growth by Segment
Standalone revenue from operations grew 29.11% YoY to INR 9.81 Cr. Consolidated revenue grew 18.46% YoY to INR 14.65 Cr. Segment reporting is not applicable as the company is solely engaged in granting loans and making investments.
Profitability Margins
Standalone Operating Profit Margin decreased from 57.87% to 46.44% (a 19.77% drop) due to EBIT growth lagging revenue growth. Net Profit Margin fell from 30.53% to 22.07% (a 28% drop).
EBITDA Margin
Operating Profit Margin is 46.44%, down from 57.87% YoY. Core profitability was impacted by finance costs, which caused the Interest Coverage Ratio to drop 37.67% to 2.71.
Credit Rating & Borrowing
Credit rating not disclosed. Debt-Equity ratio is 0.19, up 6% YoY from 0.18 due to new borrowings taken during the year.
Operational Drivers
Raw Materials
Not applicable for NBFC operations; primary cost driver is finance cost (interest expense).
Raw Material Costs
Not applicable. Finance costs increased during the year, leading to a 37.67% decrease in the interest coverage ratio.
Strategic Growth
Expected Growth Rate
29.11%
Growth Strategy
The company aims to achieve growth by tapping into rural markets, targeting individual clients to improve standards of living, and diversifying revenue streams across multiple verticals. It also focuses on selling new products/services and leveraging positive regulatory reforms.
Products & Services
Granting of loans (to individuals and corporate clients) and making investments in shares and securities.
Brand Portfolio
Credent Global Finance Limited (formerly Oracle Credit Limited).
New Products/Services
Focus on selling new financial products and services to individuals, though specific revenue contribution percentages are not disclosed.
Market Expansion
Targeting untapped rural markets and expanding the individual client segment beyond corporate clients.
External Factors
Industry Trends
The NBFC sector is evolving under the RBI's Scale-Based Regulation (SBR) framework (introduced Oct 2023), which categorizes firms by size and risk. There is a trend toward increased regulatory oversight, aligning NBFC practices with banks.
Competitive Landscape
Strong competition from private banks that operate on similar business models as NBFCs.
Competitive Moat
The company maintains a conservative provisioning policy that is significantly more stringent than RBI norms, providing a buffer against credit risk. Its moat is built on diversified revenue streams and integrated risk management systems.
Macro Economic Sensitivity
Highly sensitive to interest rate changes and inflation, which dampen consumer demand and increase borrowing costs.
Consumer Behavior
Increased desire of individuals to improve standards of living is driving demand for personal financial products.
Geopolitical Risks
Uncertain global economic environments and slow recovery in developed markets are noted as concerns for the Indian economy.
Regulatory & Governance
Industry Regulations
Subject to RBI Scale-Based Regulation (SBR), Master Direction on KYC, Fair Practices Code, and Monitoring of Frauds in NBFCs Directions.
Legal Contingencies
The secretarial audit reported no instances of major legal actions or events having a major bearing on the company's affairs during the audit period.
Risk Analysis
Key Uncertainties
Credit risk, liquidity risk, and interest rate risk are primary business uncertainties. RBI regulatory changes could also hinder smooth functioning.
Third Party Dependencies
Dependency on the debt market for borrowing, as evidenced by the 6% increase in the debt-equity ratio.
Technology Obsolescence Risk
The company is investing in technology to mitigate risks, but specific digital transformation status is not detailed.
Credit & Counterparty Risk
Gross and Net NPAs are reported as NIL. However, the company has a high concentration of related party loans (INR 54.28 Cr).
