🔍

J.A. Finance Ltd (543860)

📊 BSE: 543860 🏢 Non Banking Financial Company (NBFC) 📢 Latest filing: 16 Oct 2026

Latest quarterly results (Q1 FY27)

In its latest reported quarter, Q1 FY27, J.A. Finance's net interest income was ₹0.5 Cr (-3.6% year on year, +2.7% on the previous quarter), and net profit ₹0.2 Cr (+22.8% year on year).

Q1 FY27 (₹ Cr)	Value	YoY vs Q1 FY26	QoQ
Net interest income	₹0.5	-3.6%	+2.7%
Operating profit	₹0.3	—	—
Net profit	₹0.2	+22.8%	+37.2%
EPS (₹)	0.22	+22.2%	+37.5%

Full quarterly financials → Results calendar →

📢 Recent Corporate Announcements

J.A. Finance Releases Corrigendum to Detailed Public Statement for Open Offer

🔵 WATCH ⭐ 6/10

M&A 📅 16 Oct 2026, 03:39 PM

VC Corporate Advisors Private Limited, manager to the offer, has submitted an Offer Opening Public Announcement cum Corrigendum to the Detailed Public Statement for the public shareholders of J.A. Finance Ltd. J.A. Finance operates as an NBFC with a market cap of approximately ₹141 Cr and TTM revenue of ₹3 Cr. Specific pricing and size details of the open offer were not detailed in the extracted filing text. Investors should review the full corrigendum document to evaluate the offer price against the current market price of ₹133.0.

Manager to the Offer VC Corporate Advisors submitted the Offer Opening Public Announcement cum Corrigendum
Pertains to an Open Offer to the Public Shareholders of J.A. Finance Ltd
Current company market cap stands at ₹141 Cr with TTM revenue of ₹3 Cr
Promoter holding currently stands at 59.9% as of the latest shareholding filing

💡 Track the full dispatch on the BSE website to inspect the revised open offer price, tendering dates, and post-offer shareholding structure.

Open Offer for 26% Stake in J.A. Finance at ₹44.82 Per Share; IDC Deems Offer Fair

🟡 NEUTRAL ⭐ 9/10

M&A 📅 14 Oct 2026, 04:06 PM

Acquirers (Mr. Sachin Padwal, Mr. Salil Sathe, and associates) have made an open offer to acquire up to 27,67,100 equity shares, representing 26.00% of J.A. Finance Ltd's paid-up capital. The offer price is set at ₹44.82 per equity share, which includes an interest component of ₹4.82 per share calculated at 10% per annum for an 11-month delay in receiving RBI approval. The Independent Directors Committee (IDC) reviewed the offer and confirmed it is fair and reasonable compared to the fair value of ₹27.46 and negotiated price of ₹27.00. However, the committee noted that the current market price (CMP ~₹133) is significantly higher than the offer price, advising shareholders to evaluate accordingly.

Open offer to acquire up to 27,67,100 shares, representing 26.00% of voting equity capital
Offer price is ₹44.82 per equity share, including ₹4.82 per share interest for delay in RBI approval
IDC assessed offer price as fair relative to independent valuation of ₹27.46 and negotiated price of ₹27.00
Current stock price (~₹133.0) trades at a significant premium to the ₹44.82 open offer price

💡 Monitor the tendering schedule and post-acquisition promoter/management changes. Given the prevailing market price of ₹133 is well above the ₹44.82 offer price, public shareholders should consider current market values before deciding on participation.

IDC Reviews Open Offer for 26.00% Stake (27.68 Lakh Shares) in J.A. Finance

🔵 WATCH ⭐ 9/10

M&A 📅 13 Oct 2026, 05:42 PM

The Independent Directors Committee of J.A. Finance met on October 13, 2026, to review and analyze an Open Offer from acquirers Sachin Ishwarchand Goyal, Numan Sachin Goyal, and Salil Vijay Sathe. The offer covers up to 27,68,671 equity shares of Rs 10 face value, representing 26.00% of the company's total voting capital. Recommendations of the committee will be published in newspapers and shared with BSE, CSE, and SEBI in due course. The offer follows the Detailed Public Statement dated February 04, 2025.

Open Offer to acquire up to 27,68,671 equity shares of face value Rs 10 each
Proposed acquisition represents 26.00% of total voting capital
Acquirers are Sachin Ishwarchand Goyal, Numan Sachin Goyal, and Salil Vijay Sathe
IDC meeting held on October 13, 2026 to evaluate the offer terms

💡 Track the upcoming publication of the Independent Directors' written recommendations and the final offer price details to assess whether to tender shares.

Open Offer For 26% Stake In J.A. Finance At Rs 44.82 Per Share

🟡 NEUTRAL ⭐ 9/10

M&A 📅 12 Oct 2026, 05:29 PM

Acquirers Sachin Ishwarchand Goyal, Numan Sachin Goyal, and Salil Vijay Sathe have issued a Letter of Offer to acquire up to 27,68,671 equity shares representing 26.00% of J.A. Finance Ltd. The offer price is set at Rs 44.82 per share, which includes Rs 4.82 per share of interest, payable in cash. Notably, this offer price is at a significant discount to the current market price of Rs 133.0. The tendering period opens on October 19, 2026, and closes on November 02, 2026.

Open offer to acquire up to 27,68,671 equity shares representing 26.00% voting capital
Offer price fixed at Rs 44.82 per share (including interest of Rs 4.82 per share)
Tendering period scheduled from October 19, 2026, to November 02, 2026
Offer implies a change in control and management, subject to prior RBI approval

💡 Track the tendering window between October 19 and November 02, 2026, and watch for subsequent regulatory filings regarding management change and RBI approvals.

J.A. Finance Dispatches Notice and Annual Report for 33rd AGM for FY26

🟡 NEUTRAL ⭐ 1/10

ROUTINE 📅 19 Aug 2026, 06:17 PM

J.A. Finance Limited has completed the electronic dispatch of the Notice and Annual Report for its 33rd Annual General Meeting (AGM) for FY 2025-26 to registered shareholders on August 19, 2026. Depository service provider CDSL confirmed the completion of the email process. This filing is a standard procedural compliance under Regulation 30 and Regulation 36(1)(b) of SEBI LODR Regulations.

Notice and Annual Report dispatched for the 33rd Annual General Meeting (FY 2025-26)
Electronic dispatch completed on August 19, 2026
Confirmation of email dispatch received via CDSL (EVSN: 260812018)

💡 Shareholders can review the Annual Report and resolutions proposed in the 33rd AGM notice once available for voting instructions and key operational disclosures.

J.A. Finance Completes Dispatch of Notice and Annual Report for 33rd AGM

🟡 NEUTRAL ⭐ 2/10

ROUTINE 📅 19 Aug 2026, 01:41 PM

J.A. Finance Ltd has completed the electronic dispatch of the Notice and Annual Report for its 33rd Annual General Meeting (AGM) for FY 2025-26 on August 19, 2026. The emails were sent to registered shareholders through CDSL. This filing is purely statutory and carries no financial or operational implications.

Notice and Annual Report for the 33rd AGM dispatched on 19th August 2026
Pertains to the financial year FY 2025-26
Shareholder emailing completed via CDSL (EVSN: 260812018)

💡 Shareholders can review their registered email IDs for the FY26 annual report and AGM voting details.

J.A. Finance Submits FY26 Annual Report; 33rd AGM Scheduled for September 16, 2026

🟡 NEUTRAL ⭐ 2/10

ROUTINE 📅 19 Aug 2026, 01:36 PM

J.A. Finance Limited has submitted its Annual Report for FY 2025-26 along with the Notice of its 33rd Annual General Meeting (AGM) scheduled for September 16, 2026. The cut-off date for determining shareholder voting rights is set as September 09, 2026, with remote e-voting running from September 13 to September 15, 2026. Ordinary business includes the adoption of FY26 audited financial statements and the re-appointment of retiring director Mr. Dilip Kumar Goyal. The filing is a standard annual compliance submission under SEBI LODR Regulation 34.

33rd Annual General Meeting scheduled for September 16, 2026 at 12:30 P.M.
Cut-off date for remote e-voting eligibility set for September 09, 2026
Remote e-voting window opens September 13, 2026 (09:00 AM) and closes September 15, 2026 (05:00 PM)
Share transfer books and register of members closed from September 10, 2026 to September 16, 2026

💡 Eligible shareholders holding shares on the September 09, 2026 cut-off date can cast their votes via remote e-voting or attend the AGM on September 16, 2026.

J.A. Finance Convenes 33rd AGM on Sept 16, 2026; Issues Annual Report

🟡 NEUTRAL ⭐ 2/10

ROUTINE 📅 19 Aug 2026, 01:14 PM

J.A. Finance Limited has submitted its Annual Report for FY 2025-26 and scheduled its 33rd Annual General Meeting (AGM) on September 16, 2026. The cut-off date for determining voting eligibility is September 9, 2026, with remote e-voting available from September 13 to September 15, 2026. The key agenda items are routine ordinary business, including the adoption of FY26 financial statements and the reappointment of director Mr. Dilip Kumar Goyal upon retirement by rotation.

33rd Annual General Meeting scheduled for September 16, 2026, at 12:30 PM
Cut-off date for e-voting eligibility set to September 9, 2026
Remote e-voting window runs from September 13, 2026 (9:00 AM) to September 15, 2026 (5:00 PM)
Share transfer books and register of members closed from September 10, 2026 to September 16, 2026

💡 Eligible shareholders holding shares as of September 9, 2026, can cast their votes electronically between September 13 and September 15, 2026.

J.A. Finance Q1 PAT Rises 25% to ₹23.33 Lakhs Despite 29% Revenue Decline

🟢 POSITIVE ⭐ 6/10

EARNINGS 📅 12 Aug 2026, 03:44 PM

J.A. Finance reported a 25.3% YoY increase in Net Profit to ₹23.33 Lakhs for Q1 FY27, even as revenue from operations fell 29% to ₹52.11 Lakhs. The bottom-line growth was primarily driven by a sharp 56.5% reduction in total expenses, which dropped from ₹48.18 Lakhs to ₹20.94 Lakhs YoY. Asset quality showed marginal sequential improvement with Gross NPA at 4.35% versus 4.54% in March 2026. The company maintains a very high Capital Adequacy Ratio of 88.13%, indicating a significantly under-leveraged balance sheet for an NBFC.

Net Profit increased to ₹23.33 Lakhs from ₹18.62 Lakhs in the same quarter last year.
Total expenses significantly reduced to ₹20.94 Lakhs from ₹48.18 Lakhs YoY.
Gross NPA improved to 4.35% from 4.54% as of March 31, 2026.
Capital Adequacy Ratio remains robust at 88.13%, well above regulatory requirements.
Net Worth stood at ₹20.87 Cr as of June 30, 2026.

💡 Investors should monitor the company's ability to scale its loan book, as the current quarterly revenue of ₹0.52 Cr is extremely low relative to its ₹126 Cr market capitalization.

J.A. Finance Q1 PAT Rises 25% to ₹23.33 Lakhs; Revenue Declines 29% YoY

🟢 POSITIVE ⭐ 6/10

EARNINGS 📅 12 Aug 2026, 03:34 PM

J.A. Finance reported a 25.3% YoY increase in net profit to ₹23.33 lakhs for the quarter ended June 30, 2026, despite a 29% decline in total revenue to ₹52.11 lakhs. The bottom-line growth was primarily driven by a sharp reduction in total expenses, which fell to ₹20.94 lakhs from ₹48.18 lakhs in the year-ago period. Asset quality showed marginal improvement with Gross NPA at 4.35% versus 4.54% YoY. The company maintains a very high Capital Adequacy Ratio of 88.13%, indicating significant unutilized lending capacity.

Net Profit for Q1 FY27 stood at ₹23.33 lakhs, up from ₹18.62 lakhs in Q1 FY26.
Total Revenue from operations decreased to ₹52.11 lakhs compared to ₹73.45 lakhs in the same quarter last year.
Gross NPA ratio improved to 4.35% from 4.54% on a YoY basis.
Capital Adequacy Ratio remains robust at 88.13% as of June 30, 2026.
33rd Annual General Meeting (AGM) scheduled for September 16, 2026.

💡 Investors should monitor the company's ability to scale its loan book, as current quarterly revenue of ₹0.52 Cr is very small relative to its ₹126 Cr market cap. The upcoming AGM on September 16, 2026, may provide clarity on growth plans for the remainder of FY27.

J.A. Finance Board Meeting on Aug 12 to Approve Q1 FY27 Results and 33rd AGM Details

🟡 NEUTRAL ⭐ 3/10

BOARD_MEETING 📅 03 Aug 2026, 03:19 PM

J.A. Finance Ltd has scheduled a board meeting for August 12, 2026, to consider and approve the unaudited financial results for the quarter ended June 30, 2026. The board will also finalize administrative details for the 33rd Annual General Meeting (AGM), including the date, venue, and book closure period. Additionally, the meeting will review the Directors' Report and Secretarial Audit Report for the financial year ended March 31, 2026. This is a routine regulatory filing for a micro-cap NBFC with a TTM revenue of approximately ₹3 Cr.

Board meeting scheduled for August 12, 2026, at 12:30 p.m. in Jamshedpur
Agenda includes approval of unaudited financial results for the quarter ended June 30, 2026
Board to finalize the 33rd Annual General Meeting (AGM) notice and e-voting details
Review of the Secretarial Audit Report and Directors' Report for FY 2025-26
Appointment of a Practicing Company Secretary for issuing Form MGT-8 for FY 2025-26

💡 Investors should monitor the results on August 12 to track if the company can improve upon its FY26 net profit of ₹0.54 Cr.

View All 543860 Announcements on Live Market Tracking →