🎈 Inflation Calculator
Inflation quietly halves purchasing power roughly every 12 years at 6%. See what today's expense will cost in the future, and what a future amount is worth in today's money — essential context for any long-term goal.
Rules & rates verified 8 July 2026
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Results
⚠️ Educational use only. Results are close estimates based on the latest published rules and standard conventions — actual figures can differ with rounding, fees, exact dates and future rate/rule changes. This is not investment, tax or legal advice; consult a SEBI-registered adviser or CA.
How it's calculated
Future cost = amount × (1 + inflation)ᵗ. Today's-value of a future sum = amount ÷ (1 + inflation)ᵗ.
Frequently asked questions
What is India's typical inflation rate?
CPI inflation has averaged about 5-6% over the last two decades, with education and healthcare often running 8-10%. Use category-specific rates for big goals.
Why does this matter for investing?
Returns below inflation lose purchasing power — a 6% FD at 30% tax yields ~4.2% post-tax, negative in real terms at 6% inflation. Aim for post-tax returns above inflation.
