💰 Lumpsum Calculator
Calculate the future value of a one-time (lumpsum) investment compounding at an expected annual return — useful for mutual fund lumpsums, bonuses, or maturity proceeds you want to reinvest.
Rules & rates verified 8 July 2026
Inputs
Results
⚠️ Educational use only. Results are close estimates based on the latest published rules and standard conventions — actual figures can differ with rounding, fees, exact dates and future rate/rule changes. This is not investment, tax or legal advice; consult a SEBI-registered adviser or CA.
How it's calculated
A = P × (1 + r)ᵗ — annual compounding, the same convention AMC lumpsum calculators use.
Frequently asked questions
Lumpsum or SIP — which is better?
Mathematically a lumpsum invested earlier earns more if markets rise steadily, but SIPs average your cost through volatility and suit monthly cash flows. Many investors split: part lumpsum, rest via SIP/STP.
Is the return guaranteed?
No. Market-linked returns vary; the calculator projects a constant assumed rate for planning only.
