Oracle Financial Services Software Limited vs PB Fintech Limited
An objective side-by-side of OFSS and POLICYBZR, both in Computers - Software - Medium / Small: valuation, profitability, growth, balance sheet, ownership and share-price performance. Where one number is clearly better on its own terms (lower P/E, higher ROE), it is shaded. That is a description, not a recommendation.
Prices as of 2026-11-05 close
Latest results: OFSS Sep 2026 · POLICYBZR Sep 2026
At a glance
- Oracle Financial Services Software Limited is the larger company by market value, about 2.0 times the size of PB Fintech Limited.
- Over three years PB Fintech Limited has grown profits faster (50% a year against 13%).
- Over the past year the share prices returned +17.9% (OFSS) and -47.3% (POLICYBZR).
| Metric | Oracle Financial OFSS |
PB Fintech POLICYBZR |
|---|---|---|
| Size and price | ||
| Market cap | ₹88,409 Cr | ₹44,918 Cr |
| Share price | ₹10,150.00 | ₹972.00 |
| Valuation | ||
| P/E | 24.76 | — |
| P/B | 11.30 | 5.78 |
| EV/EBITDA | 18.91 | — |
| PEG | 1.90 | — |
| Dividend yield | 3.9% | 0.0% |
| Profitability | ||
| ROE | 45.6% | — |
| ROCE | 45.0% | 10.0% |
| Operating margin | 51.6% | — |
| Sales (TTM) | ₹9,063 Cr | — |
| Net profit (TTM) | ₹3,570 Cr | — |
| Growth | ||
| Latest quarter sales YoY | +6.6% | — |
| Latest quarter profit YoY | +28.6% | — |
| Sales CAGR 3Y | +10.0% | +38.0% |
| Profit CAGR 3Y | +13.0% | +50.0% |
| Sales CAGR 5Y | +9.0% | +50.0% |
| Profit CAGR 5Y | +8.0% | +42.0% |
| Financial strength | ||
| Debt/Equity | 0.00 | — |
| Interest cover | 1,218.46 | — |
| Ownership | ||
| Promoter holding | 72.4% | 0.0% |
| Promoter change (4 qtrs) | -0.14 pp | +0.00 pp |
| Price performance | ||
| Return 1M | -3.17% | -6.08% |
| Return 3M | -13.68% | -40.00% |
| Return 1Y | +17.85% | -47.30% |
| Return YTD | +32.04% | -46.76% |
| Technical condition | ||
| Technical score | 45 | 20 |
| RS rating (1-99) | 70.00 | 3.00 |
| % vs 200-DMA | +6.75% | -36.71% |
| RSI (14) | 46.20 | 34.88 |
| % from 52-week high | -19.06% | -50.51% |
