State Bank of India vs Union Bank of India
An objective side-by-side of SBIN and UNIONBANK, both in Banks - Public Sector: valuation, profitability, growth, balance sheet, ownership and share-price performance. Where one number is clearly better on its own terms (lower P/E, higher ROE), it is shaded. That is a description, not a recommendation.
Prices as of 2026-11-05 close
Latest results: SBIN Sep 2026 · UNIONBANK Sep 2026
At a glance
- State Bank of India is the larger company by market value, about 6.5 times the size of Union Bank of India.
- On trailing earnings, Union Bank of India trades at the lower P/E (6.5 against 10.0).
- Union Bank of India earns the higher return on equity (15.3% against 13.8%).
- Over three years Union Bank of India has grown profits faster (32% a year against 14%).
- Over the past year the share prices returned +7.7% (SBIN) and +32.1% (UNIONBANK).
| Metric | State Bank SBIN |
Union Bank UNIONBANK |
|---|---|---|
| Size and price | ||
| Market cap | ₹928,984 Cr | ₹143,512 Cr |
| Share price | ₹1,006.40 | ₹188.00 |
| Valuation | ||
| P/E | 10.02 | 6.52 |
| P/B | 1.38 | 1.00 |
| PEG | 0.72 | 0.20 |
| Dividend yield | 1.7% | 2.7% |
| Profitability | ||
| ROE | 13.8% | 15.3% |
| Sales (TTM) | ₹734,545 Cr | ₹130,809 Cr |
| Net profit (TTM) | ₹92,705 Cr | ₹22,000 Cr |
| Growth | ||
| Latest quarter sales YoY | +6.7% | +3.9% |
| Latest quarter profit YoY | +19.7% | +30.6% |
| Sales CAGR 3Y | +14.0% | +10.0% |
| Profit CAGR 3Y | +14.0% | +32.0% |
| Sales CAGR 5Y | +13.0% | +9.0% |
| Profit CAGR 5Y | +30.0% | +47.0% |
| Financial strength | ||
| Gross NPA (banks) | 1.4% | 2.4% |
| Ownership | ||
| Promoter holding | 55.5% | 74.8% |
| Promoter change (4 qtrs) | -0.05 pp | +0.00 pp |
| Price performance | ||
| Return 1M | +4.97% | +11.61% |
| Return 3M | -4.61% | +6.94% |
| Return 1Y | +7.71% | +32.10% |
| Return YTD | +2.46% | +22.27% |
| Technical condition | ||
| Technical score | 70 | 85 |
| RS rating (1-99) | 58.00 | 77.00 |
| % vs 200-DMA | -3.11% | +6.41% |
| RSI (14) | 60.40 | 62.61 |
| % from 52-week high | -18.49% | -8.51% |
