Jayabharat Credit Ltd501311Bank / NBFC

Non Banking Financial Company (NBFC) Latest results: Mar 2026 13 quarters of data

₹14.17

MCap ₹7 Cr

Jayabharat Credit Ltd — Stock analysis & AI research Jayabharat Credit Ltd — Live exchange announcements

AI-assisted data: figures and text on this page are extracted from public quarterly filings with AI assistance, checked automatically and overseen by our editorial team (human in the loop). They may still contain errors or omissions. Verify critical numbers against official company / SEBI / NSE / BSE filings before making any decision. Educational information only, not financial advice.

₹0 Cr

Interest Earned · Mar 2026

—

Operating Profit · Mar 2026

₹-0 Cr

Net Profit · Mar 2026

+17.6% YoY

₹-0.56

EPS · Mar 2026

+17.6% YoY

—

Gross NPA % · Mar 2026

—

Net NPA % · Mar 2026

📝 Jayabharat Credit Ltd — results explained

Quarter ended March 2026 (Q4 FY26)

Jayabharat Credit Ltd reported total income of ₹0 crore for the quarter ended March 2026 (Q4 FY26), down 100.0% from ₹0 crore in the same quarter last year.

Of this, interest earned contributed ₹0 crore and other income ₹0 crore. Net interest income (interest earned minus interest expended of ₹0 crore) worked out to ₹0 crore.

The company reported a net loss of ₹0 crore, against a net loss of ₹0 crore in the same quarter last year. Earnings per share (EPS) came in at ₹-0.56.

Full year and trailing twelve months

For the full year FY26, Jayabharat Credit Ltd posted total income of ₹0 crore, a decline of 100.0% over FY25, with a net loss of ₹1 crore.

On a trailing-twelve-month (TTM) basis, total income stands at ₹0 crore with a net loss of ₹1 crore.

Valuation snapshot

At the current price of ₹14.17, 501311 has a market capitalisation of ₹7 crore.

Within the Non Banking Financial Company (NBFC) industry, it is the 25th-largest of the 224 companies we track by market value.

Shareholding pattern

As of Jun 2026, promoters held 15.22%, domestic institutional investors (DIIs) 0.02%, public shareholders 84.77% of Jayabharat Credit Ltd.

📈 Share price & events

📊 Quarterly trend

₹ crore

🎯 Key metrics

price-linked ratios use the latest close

Valuation

Market Cap ?

₹7 Cr

Current Price ?

₹14.2

P/E ?

N/A

Industry P/E ?

22.40

P/B ?

-0.11

P/S ?

N/A

P/FCF ?

-7.01

Enterprise Value ?

N/A

EV/EBITDA ?

N/A

PEG ?

N/A

Earnings Yield ?

-15.1%

Dividend Yield ?

0.00%

Profitability & Returns

Total Income (TTM) ?

N/A

OPM ?

N/A

Profit after tax (TTM) ?

₹-1 Cr

EPS (TTM) ?

₹-2.14

ROCE ?

N/A

ROE ?

1.7%

ROA ?

-3,566.7%

Gross NPA % ?

N/A

Net NPA % ?

N/A

Growth

Total Income — latest qtr ?

₹0 Cr

PAT — latest qtr ?

₹-0 Cr

YoY qtr sales growth ?

-100.0%

YoY qtr profit growth ?

17.6%

Sales growth (3y) ?

N/A

Sales growth (5y) ?

N/A

Profit growth (3y) ?

15%

Profit growth (5y) ?

-9%

Financial Health

Debt ?

N/A

Debt to Equity ?

N/A

Interest Coverage ?

N/A

Current Ratio ?

N/A

Ownership

Promoter holding ?

15.22%

Change in promoter holding ?

0.00%

Pledged percentage ?

N/A

Market

Return 3 months ?

-13.2%

Return 6 months ?

-14.3%

🗓️ Quarterly results (13 quarters · ₹ Cr)

same fiscal quarter as Mar bestweakest per row · for costs (interest, NPAs) low is best Highlight

Metric	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	YoY %	QoQ %
Interest Earned	0	0	0	0	0	0	0	0	0	0	0	0	0	—	—
Other Income	0	0	0	0	0	0	0	0	0	0	0	0	0	-100.0%	—
Total Income	0	0	0	0	0	0	0	0	0	0	0	0	0	-100.0%	—
Interest Expended	0	0	0	0	0	0	0	0	0	0	0	0	0	—	—
Operating Profit	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Provisions	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Profit Before Tax	-1	-0	-0	-0	-0	-0	-0	-0	-0	-0	-0	-0	-0	-7.7%	-3.7%
Net Profit	-1	-0	-0	-0	-0	-0	-0	-0	-0	-0	-0	-0	-0	+17.6%	+0.0%
EPS	-1.60	-0.62	-0.36	-0.28	-0.86	-0.44	-0.42	-0.46	-0.68	-0.54	-0.48	-0.56	-0.56	+17.6%	+0.0%
Gross NPA %	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Net NPA %	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Capital Adequacy Ratio	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—

📆 Annual results (₹ Cr, FY = Apr–Mar)

Metric	FY25	FY26	TTM	YoY %
Interest Earned	₹0 Cr	₹0 Cr	₹0 Cr	—
Other Income	₹0 Cr	₹0 Cr	₹0 Cr	-100.0%
Total Income	₹0 Cr	₹0 Cr	₹0 Cr	-100.0%
Interest Expended	₹0 Cr	₹0 Cr	₹0 Cr	—
Net Interest Income	₹0 Cr	₹0 Cr	₹0 Cr	—
Operating Profit	—	—	—	—
Provisions	—	—	—	—
Profit Before Tax	₹-1 Cr	₹-1 Cr	₹-1 Cr	-15.2%
Tax	—	—	—	—
Net Profit	₹-1 Cr	₹-1 Cr	₹-1 Cr	-7.0%
EPS	₹-2.00	₹-2.14	₹-2.14	-7.0%

🏛️ Balance Sheet (latest 4 periods)

Metric	Mar 2023	Mar 2024	Mar 2025	Mar 2026	% Chg
Equity Capital	5.00	5.00	5.00	5.00	+0.0%
Reserves	-63.79	-64.85	-65.86	-66.93	-1.6%
Borrowing	58.08	59.09	60.46	61.43	+1.6%
Other Liabilities	0.76	0.80	0.56	0.53	-5.4%
Total Liabilities	0.05	0.04	0.16	0.03	-81.2%
Fixed Assets	0.00	0.01	0.01	0.00	-100.0%
CWIP	0.00	0.00	0.00	0.00	—
Investments	0.00	0.00	0.00	0.00	—
Other Assets	0.05	0.03	0.15	0.03	-80.0%
Total Assets	0.05	0.04	0.16	0.03	-81.2%

💧 Cash Flow (latest 4 periods)

Metric	Mar 2023	Mar 2024	Mar 2025	Mar 2026	% Chg
Cash from Operating Activity	-0.67	-1.00	-1.33	-1.01	+24.1%
Cash from Investing Activity	0.91	-0.02	0.00	0.00	—
Cash from Financing Activity	-0.23	1.00	1.38	0.96	-30.4%
Net Cash Flow	0.01	-0.02	0.04	-0.05	-225.0%
Free Cash Flow	0.20	-1.02	-1.33	-1.01	+24.1%
CFO/OP	57%	86%	134%	94%	-29.9%

➗ Ratios (latest 4 periods)

Metric	Mar 2015	Mar 2016	Mar 2017	Mar 2018	% Chg
ROE %	-21.14%	-33.01%	-20.89%	-22.64%	-8.4%

👥 Shareholding (latest 4 periods)

Metric	Sep 2025	Dec 2025	Mar 2026	Jun 2026	% Chg
Promoters	15.22%	15.22%	15.22%	15.22%	+0.0%
DIIs	0.02%	0.02%	0.02%	0.02%	+0.0%
Public	84.77%	84.77%	84.77%	84.77%	+0.0%
No. of Shareholders	2,678	2,717	2,698	2,691	-0.3%

⚖️ Peer comparison

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9	512020 Saraswati Commercial	₹12,132.00	1,079	10.0	166	133	44.9%	80.1%	61.3%	75.5%	143.8%	164.8%
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11	CIFL Capital India	₹21.75	851	97.3	532	27	4.5%	5.1%	—	—	4.2%	-70.7%
12	530245 Aryaman Financial	₹363.90	778	11.4	75	39	22.5%	51.8%	-28.5%	-15.6%	-30.2%	6.6%
13	535667 India Finsec	₹135.95	730	17.1	97	23	9.7%	24.0%	19.7%	19.9%	56.6%	28.4%
14	511702 Yogi	₹46.27	696	15.3	399	13	-0.3%	3.3%	289.7%	1293.8%	-45.6%	-113.6%
15	LAXMIINDIA Laxmi India	₹125.71	659	11.6	341	57	17.7%	16.6%	—	—	33.6%	65.7%
16	537750 Kiran Vyapar	₹197.57	527	84.6	112	6	14.8%	5.8%	-18.2%	-94.9%	0.2%	21.6%
17	538772 538772	—	507	—	301	-3	-2.0%	-0.9%	3.6%	102.2%	-22.5%	-169.2%
18	541358 Unifinz Capital	₹203.55	444	10.3	609	87	3.8%	14.3%	319.7%	335.0%	117.3%	2.1%
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20	512399 Sera Investments	₹22.22	398	1.4	128	103	45.7%	80.2%	554.5%	1666.7%	1865.3%	—
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22	MONEYBOXX Moneyboxx Finance	₹48.65	340	256.1	225	1	10.6%	0.6%	—	—	-11.9%	-13.8%
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24	CPCAP CP Capital	₹153.11	279	6.1	76	44	26.5%	58.3%	—	—	46.3%	21.0%
25	501311 Jayabharat Credit	₹10.45	7	—	—	-1	—	—	-100.0%	-7.0%	-100.0%	17.6%

❓ Frequently asked questions

What was Jayabharat Credit Ltd's total income in Q4 FY26?