Kapil Raj Finance Ltd539679Bank / NBFC

Non Banking Financial Company (NBFC) Latest results: Dec 2022 13 quarters of data

₹2.45

MCap ₹33 Cr

Kapil Raj Finance Ltd — Stock analysis & AI research Kapil Raj Finance Ltd — Live exchange announcements

AI-assisted data: figures and text on this page are extracted from public quarterly filings with AI assistance, checked automatically and overseen by our editorial team (human in the loop). They may still contain errors or omissions. Verify critical numbers against official company / SEBI / NSE / BSE filings before making any decision. Educational information only, not financial advice.

₹4 Cr

Interest Earned · Dec 2022

-79.2% YoY

—

Operating Profit · Dec 2022

₹2 Cr

Net Profit · Dec 2022

+168.4% YoY

₹0.30

EPS · Dec 2022

+172.7% YoY

—

Gross NPA % · Dec 2022

—

Net NPA % · Dec 2022

📝 Kapil Raj Finance Ltd — results explained

Quarter ended December 2022 (Q3 FY23)

Kapil Raj Finance Ltd reported total income of ₹4 crore for the quarter ended December 2022 (Q3 FY23), down 78.4% from ₹20 crore in the same quarter last year, and down 15.2% sequentially over the September 2022 quarter.

Of this, interest earned contributed ₹4 crore and other income ₹0 crore. Net interest income (interest earned minus interest expended of ₹0 crore) worked out to ₹4 crore.

Net profit rose 168.4% year-on-year to ₹2 crore, from ₹1 crore. Earnings per share (EPS) came in at ₹0.30.

Full year and trailing twelve months

For the full year FY21, Kapil Raj Finance Ltd posted total income of ₹1 crore, a growth of 13.4% over FY20, with a net profit of ₹0 crore (up 650.0% year-on-year).

Valuation snapshot

At the current price of ₹2.45, 539679 has a market capitalisation of ₹33 crore.

Within the Non Banking Financial Company (NBFC) industry, it is the 25th-largest of the 224 companies we track by market value.

Shareholding pattern

As of Mar 2026, public shareholders 100.00% of Kapil Raj Finance Ltd.

📈 Share price & events

📊 Quarterly trend

₹ crore

🎯 Key metrics

price-linked ratios use the latest close

Valuation

Market Cap ?

₹33 Cr

Current Price ?

₹2.5

P/E ?

N/A

Industry P/E ?

22.40

P/B ?

2.39

P/S ?

N/A

P/FCF ?

29.37

Enterprise Value ?

N/A

EV/EBITDA ?

N/A

PEG ?

N/A

Earnings Yield ?

N/A

Dividend Yield ?

0.00%

Profitability & Returns

Total Income (TTM) ?

N/A

OPM ?

N/A

Profit after tax (TTM) ?

N/A

EPS (TTM) ?

N/A

ROCE ?

N/A

ROE ?

N/A

ROA ?

N/A

Gross NPA % ?

N/A

Net NPA % ?

N/A

Growth

Total Income — latest qtr ?

₹4 Cr

PAT — latest qtr ?

₹2 Cr

YoY qtr sales growth ?

-78.4%

YoY qtr profit growth ?

168.4%

Sales growth (3y) ?

231%

Sales growth (5y) ?

N/A

Profit growth (3y) ?

31%

Profit growth (5y) ?

N/A

Financial Health

Debt ?

N/A

Debt to Equity ?

N/A

Interest Coverage ?

N/A

Current Ratio ?

N/A

Ownership

Promoter holding ?

N/A

Change in promoter holding ?

N/A

Pledged percentage ?

N/A

Market

Return 3 months ?

11.9%

Return 6 months ?

-3.2%

🗓️ Quarterly results (13 quarters · ₹ Cr)

same fiscal quarter as Dec bestweakest per row · for costs (interest, NPAs) low is best Highlight

Metric	Sep 2018	Dec 2018	Mar 2019	Jun 2019	Sep 2019	Dec 2019	Mar 2020	Jun 2020	Sep 2020	Dec 2020	Dec 2021	Sep 2022	Dec 2022	YoY %	QoQ %
Interest Earned	0	0	0	0	0	0	0	0	0	0	20	5	4	-79.2%	-16.6%
Other Income	0	1	0	0	0	0	0	0	0	0	0	0	0	+500.0%	+38.5%
Total Income	0	1	0	0	0	0	0	0	0	0	20	5	4	-78.4%	-15.2%
Interest Expended	0	0	0	0	0	0	0	0	0	0	0	0	0	-100.0%	-100.0%
Operating Profit	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Provisions	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Profit Before Tax	0	0	0	0	0	0	0	0	0	0	1	2	2	+175.4%	+13.3%
Net Profit	0	0	0	0	0	0	0	0	0	0	1	3	2	+168.4%	-40.7%
EPS	0.00	0.01	0.00	0.00	0.00	0.00	0.00	0.02	0.04	0.00	0.11	0.50	0.30	+172.7%	-40.0%
Gross NPA %	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Net NPA %	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Capital Adequacy Ratio	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—

📆 Annual results (₹ Cr, FY = Apr–Mar)

Metric	FY20	FY21	TTM	YoY %
Interest Earned	₹0 Cr	₹1 Cr	—	+176.2%
Other Income	₹0 Cr	₹0 Cr	—	-60.9%
Total Income	₹1 Cr	₹1 Cr	—	+13.4%
Interest Expended	₹0 Cr	₹0 Cr	—	—
Net Interest Income	₹0 Cr	₹1 Cr	—	+176.2%
Operating Profit	—	—	—	—
Provisions	—	—	—	—
Profit Before Tax	₹0 Cr	₹0 Cr	—	+780.0%
Tax	—	—	—	—
Net Profit	₹0 Cr	₹0 Cr	—	+650.0%
EPS	₹0.00	₹0.06	—	—

🏛️ Balance Sheet (latest 4 periods)

Metric	Mar 2023	Mar 2024	Mar 2025	Mar 2026	% Chg
Equity Capital	5.14	10.94	10.94	10.94	+0.0%
Reserves	4.41	2.54	2.63	3.09	+17.5%
Borrowing	0.23	0.06	0.04	0.00	-100.0%
Other Liabilities	0.10	0.02	0.03	0.08	+166.7%
Total Liabilities	9.88	13.56	13.64	14.11	+3.4%
Fixed Assets	0.00	0.00	0.00	0.00	—
CWIP	0.00	0.00	0.00	0.00	—
Investments	6.58	11.57	11.66	0.00	-100.0%
Other Assets	3.30	1.99	1.98	14.11	+612.6%
Total Assets	9.88	13.56	13.64	14.11	+3.4%

💧 Cash Flow (latest 4 periods)

Metric	Mar 2023	Mar 2024	Mar 2025	Mar 2026	% Chg
Cash from Operating Activity	-1.65	-0.04	-0.02	1.14	+5800.0%
Cash from Investing Activity	0.04	-4.99	-0.09	-0.18	-100.0%
Cash from Financing Activity	-0.12	3.74	0.08	-0.09	-212.5%
Net Cash Flow	-1.73	-1.28	-0.03	0.87	+3000.0%
Free Cash Flow	-1.65	-0.04	-0.02	1.14	+5800.0%
CFO/OP	-660%	200%	200%	207%	+3.5%

➗ Ratios (latest 4 periods)

Metric	Mar 2023	Mar 2024	Mar 2025	Mar 2026	% Chg
ROE %	3.42%	-0.17%	-0.07%	3.99%	+5800.0%

👥 Shareholding (latest 4 periods)

Metric	Jun 2025	Sep 2025	Dec 2025	Mar 2026	% Chg
Public	100.00%	99.99%	99.99%	100.00%	+0.0%
No. of Shareholders	2,394	20,463	17,045	16,260	-4.6%

⚖️ Peer comparison

Industry: Non Banking Financial Company (NBFC) · top 25 of 224 companies · full page →

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3	SGFIN SG Finserve	₹694.90	4,579	24.4	488	187	16.8%	38.3%	94.2%	56.8%	114.7%	110.0%
4	501945 Dhenu Buildcon	₹2.50	3,234	—	1	-1	132.6%	-87.9%	-300.0%	-293.9%	283.9%	181.2%
5	543766 Ashika Global	₹474.05	2,821	57.6	163	61	72.6%	37.3%	145.5%	163.6%	78.3%	77.9%
6	523862 Grand Oak	₹41.75	1,787	—	245	0	-0.0%	0.0%	3081.3%	195.7%	4905.7%	-100.6%
7	532485 Balmer Lawrie	₹71.12	1,441	8.8	2,794	282	13.5%	10.1%	7.9%	4.1%	10.0%	5.2%
8	530499 AK Capital	₹1,690.30	1,158	9.7	578	118	7.1%	20.5%	18.2%	31.0%	4.7%	17.8%
9	512020 Saraswati Commercial	₹12,132.00	1,079	10.0	166	133	44.9%	80.1%	61.3%	75.5%	143.8%	164.8%
10	511628 Fedders Holding	₹42.34	1,025	9.9	443	86	2.3%	19.4%	-1.1%	139.5%	-9.4%	-32.4%
11	CIFL Capital India	₹21.75	851	97.3	532	27	4.5%	5.1%	—	—	4.2%	-70.7%
12	530245 Aryaman Financial	₹363.90	778	11.4	75	39	22.5%	51.8%	-28.5%	-15.6%	-30.2%	6.6%
13	535667 India Finsec	₹135.95	730	17.1	97	23	9.7%	24.0%	19.7%	19.9%	56.6%	28.4%
14	511702 Yogi	₹46.27	696	15.3	399	13	-0.3%	3.3%	289.7%	1293.8%	-45.6%	-113.6%
15	LAXMIINDIA Laxmi India	₹125.71	659	11.6	341	57	17.7%	16.6%	—	—	33.6%	65.7%
16	537750 Kiran Vyapar	₹197.57	527	84.6	112	6	14.8%	5.8%	-18.2%	-94.9%	0.2%	21.6%
17	538772 538772	—	507	—	301	-3	-2.0%	-0.9%	3.6%	102.2%	-22.5%	-169.2%
18	541358 Unifinz Capital	₹203.55	444	10.3	609	87	3.8%	14.3%	319.7%	335.0%	117.3%	2.1%
19	544191 Purple Finance	₹76.66	403	—	58	-1	0.7%	-2.1%	222.1%	58.6%	162.5%	107.9%
20	512399 Sera Investments	₹22.22	398	1.4	128	103	45.7%	80.2%	554.5%	1666.7%	1865.3%	—
21	538476 538476	—	368	—	26	3	17.9%	12.1%	-11.1%	-57.0%	10.7%	17.7%
22	MONEYBOXX Moneyboxx Finance	₹48.65	340	256.1	225	1	10.6%	0.6%	—	—	-11.9%	-13.8%
23	531652 UVS Hospitality	₹147.10	287	—	2	-4	0.0%	-177.7%	117.8%	30.7%	9.1%	24.1%
24	CPCAP CP Capital	₹153.11	279	6.1	76	44	26.5%	58.3%	—	—	46.3%	21.0%
25	539679 Kapil Raj	₹23.26	33	443.9	1	1	13.9%	72.8%	344.4%	2850.0%	100.0%	525.0%

❓ Frequently asked questions

What was Kapil Raj Finance Ltd's total income in Q3 FY23?

What was Kapil Raj Finance Ltd's net profit in Q3 FY23?