📈 Live Market Tracking
Every NSE and BSE corporate filing, read and explained by AI within minutes — impact, key figures, short/long-term view and what to watch.
Live · AI analyzer runs every 5 min (07:00–23:55 IST)
0 analysed today
FollowTelegram
0
Today
152,139
All-time analysed
43,645
Positive
6,747
Negative
92,898
Neutral
8,781
Watch
📊 Last 7 days — analysed filings by sentiment
Note: These are AI-generated, educational summaries of public NSE
filings — grounded in each document, but not investment advice and possibly incomplete.
Verify against the original filing and consult a SEBI-registered adviser before acting.
48 announcements match the current filters (relevance ≥ 5).
Satin Creditcare Allots 8,446 NCDs Worth ₹84.46 Crore via Private Placement
Satin Creditcare Network Limited has successfully allotted 8,446 subordinated, unsecured, rated, and listed Non-Convertible Debentures (NCDs). The debentures have a face value of ₹1,00,000 each, resulting in a total fundraise of ₹84.46 Crore. This issuance was conducted on a private placement basis following approval from the Working Committee of the Board. The capital infusion is expected to support the company's microfinance lending operations and strengthen its capital base.
Key Highlights
Allotment of 8,446 subordinated, unsecured, rated, and listed NCDs.
Total aggregate nominal value of the issuance is ₹84,46,00,000 (₹84.46 Crore).
Face value per debenture is fixed at ₹1,00,000.
The debentures are redeemable and transferable, issued on a private placement basis.
👀 What to Watch
Investors should view this as a positive step for capital adequacy and growth funding, though they should monitor the company's overall debt-to-equity ratio and cost of funds.
Satin Creditcare to Raise ₹84.46 Crore via NCDs at 12.80% Coupon
Satin Creditcare Network Limited has approved the private placement of subordinated, unsecured, non-convertible debentures (NCDs) worth ₹84.46 crore. These NCDs carry a high coupon rate of 12.80% per annum, payable semi-annually, reflecting the subordinated nature of the debt. The tenure is set for 84 months (7 years), with a unique repayment structure where 99.99% of the principal is due in May 2031. This fundraise is likely intended to bolster the company's capital adequacy and support its micro-lending expansion.
Key Highlights
Issuance of up to 8,446 NCDs with a face value of ₹1,00,000 each, totaling ₹84.46 crore.
Fixed coupon rate of 12.80% per annum to be paid on a semi-annual basis.
Long-term instrument with a tenure of 84 months and a final maturity date of May 26, 2033.
Principal repayment scheduled in two installments: 99.99% in May 2031 and the remainder in May 2033.
The NCDs are subordinated and unsecured, and will be listed on the BSE Limited.
👀 What to Watch
Investors should note the high cost of borrowing at 12.80%, which is typical for subordinated debt in the MFI sector but requires efficient deployment to maintain margins. Monitor the company's leverage ratios and asset quality as it scales its loan book with this new capital.
Satin Creditcare FY26 PAT Jumps 79% to ₹330 Cr; Raises 2030 AUM Target to ₹32,000 Cr
Satin Creditcare reported a strong FY26 performance with consolidated PAT growing 79% YoY to ₹330 crore and AUM reaching ₹15,174 crore. The company demonstrated a sharp recovery in asset quality, with Q4 FY26 credit costs dropping to 2.5% and a standalone GNPA of 3.1%. Management has significantly raised its long-term AUM target for 2030 to ₹32,000 crore, up from the previous ₹25,000 crore, while aiming for 30% non-MFI diversification. The company remains well-capitalized with a CRAR of 25.4% and a declining marginal cost of borrowing at 10.82%.
Key Highlights
Consolidated PAT for FY26 rose 79% YoY to ₹330 crore, with Q4 PAT surging 640% YoY.
AUM grew 19% YoY to ₹15,174 crore, with non-MFI segments now contributing 17% of the total portfolio.
Asset quality improved significantly with X-bucket collection efficiency at 99.9% and credit costs falling to 3.8% for the full year.
Management revised the 2030 AUM target upward to ₹32,000 crore from ₹25,000 crore.
Marginal cost of borrowing declined by 43 bps to 10.82% during the fiscal year.
👀 What to Watch
Investors should take note of the sharp recovery in profitability and the ambitious upward revision of long-term growth targets. The stock remains a key play in the microfinance recovery cycle with improving ROA/ROE metrics.
Satin Creditcare FY26 PAT Jumps 79% to ₹332 Cr; Revises FY30 AUM Target to ₹32,000 Cr
Satin Creditcare reported a strong performance for FY26, with consolidated PAT growing 79% YoY to ₹332 Crores and AUM reaching ₹15,174 Crores. The company has successfully diversified its portfolio, with non-MFI segments now contributing 17% of AUM, and has revised its FY2030 AUM target upwards to ₹32,000 Crores. Asset quality showed significant improvement as PAR 90 dropped to 3.1% from 3.7% a year ago. Operational expansion continued with the addition of 392 new branches, bringing the total network to 2,015 branches across India.
Key Highlights
Consolidated PAT grew 79% YoY to ₹332 Crores for FY26, with Q4 standalone PAT surging 234% YoY to ₹137 Crores.
Total AUM increased by 19% YoY to ₹15,174 Crores, leading to an upward revision of the FY2030 target to ₹32,000 Crores.
Asset quality improved significantly with PAR 90 at 3.1% and Net NPA at a healthy 0.9% as of March 2026.
Non-MFI portfolio share rose to 17% of total AUM, driven by 36-66% CAGR in housing and MSME subsidiaries.
Maintained a strong capital position with a Standalone CRAR of 25.4% and a liquidity buffer of ₹2,092 Crores.
👀 What to Watch
Investors should note the company's successful transition toward a diversified rural financial services model and its improved asset quality despite sector headwinds. The upward revision of long-term AUM targets suggests management confidence in sustained growth and operational scalability.
Satin Creditcare Q4 PAT Surges 640% YoY to ₹162 Cr; FY26 AUM Up 19%
Satin Creditcare reported a stellar Q4 FY26 with consolidated PAT jumping 640% YoY to ₹162 crore, marking its 19th consecutive profitable quarter. Annual consolidated AUM grew 18.7% to reach ₹15,174 crore, supported by strong performance in its housing and MSME subsidiaries which both crossed the ₹1,000 crore AUM milestone. Asset quality showed improvement with standalone PAR 1 at 3.7% and a healthy capital adequacy ratio of 25.4%. The company also expanded its ecosystem with the launch of a new AIF subsidiary and a strategic tech acquisition in the cybersecurity space.
Key Highlights
Consolidated PAT for Q4 FY26 rose 640.5% YoY to ₹162 crore, with full-year PAT reaching ₹332 crore.
Assets Under Management (AUM) grew 18.7% YoY to ₹15,174 crore with disbursements up 42.8% in Q4.
Return on Assets (RoA) and Return on Equity (RoE) for Q4 reached 4.7% and 23.3% respectively.
Standalone GNPA stood at 3.12% with an improved Stage 3 Coverage Ratio of 72.9% vs 62.3% YoY.
Subsidiaries Satin Housing Finance and Satin Finserv both surpassed the ₹1,000 crore AUM mark.
👀 What to Watch
The stock is expected to see positive momentum following the massive jump in profitability and significant improvement in RoE. Investors should watch for the continued stabilization of credit costs and the growth of the newly launched AIF subsidiary.
Satin Creditcare Reports Strong FY26 Results; Annual Net Profit Jumps 39.5% to ₹302 Crore
Satin Creditcare Network Limited delivered a robust financial performance for the fiscal year ended March 31, 2026, with net profit rising to ₹302.08 crore from ₹216.56 crore in the previous year. Total revenue from operations grew by 19.8% to reach ₹2,822.44 crore, driven by strong interest income. The fourth quarter was particularly impressive, with net profit more than tripling year-on-year to ₹136.95 crore. The company's earnings per share (EPS) improved significantly to ₹27.46, reflecting enhanced operational efficiency.
Key Highlights
Annual Net Profit increased by 39.5% YoY to ₹302.08 crore in FY26.
Total Revenue from operations grew 19.8% YoY to ₹2,822.44 crore compared to ₹2,355.80 crore in FY25.
Q4 FY26 Net Profit surged to ₹136.95 crore, a significant jump from ₹41.05 crore in Q4 FY25.
Basic EPS for the full year improved to ₹27.46 from ₹19.69 in the previous fiscal year.
Statutory auditors issued an unmodified opinion on both standalone and consolidated financial results.
👀 What to Watch
The strong growth in profitability and revenue suggests positive momentum in the microfinance segment; investors should hold and monitor the upcoming investor call for guidance on asset quality and credit costs.
Satin Creditcare Raises INR 200 Crore Tier II Capital for 7-Year Tenure
Satin Creditcare Network Limited (SCNL) has successfully raised INR 200 crore in subordinated Tier II capital to strengthen its capital base and support long-term growth. The capital, which has a 7-year tenure, will be utilized to expand high-impact lending segments such as Income Generating Loans (IGL) and WASH financing. This move enhances the company's capital adequacy ratio and provides a buffer for its subsidiaries in housing and MSME lending. As of March 31, 2026, SCNL operates 2,015 branches serving 33.7 lakh clients, demonstrating resilience despite sector-wide moderation.
Key Highlights
Raised INR 200 crore in subordinated Tier II capital with a long-term tenure of 7 years
Consolidated reach as of March 2026 includes 2,015 branches and 33.7 lakh clients
Funds earmarked for high-impact lending (IGL, WASH) and supporting growth in SHFL and Satin Finserv
Strategic move to improve capital adequacy and maintain balance sheet flexibility without equity dilution
Company maintains a presence across 27 states and 5 union territories with a headcount of 16,212
👀 What to Watch
Investors should view this as a positive development that strengthens the balance sheet and supports non-dilutive growth. Monitor the company's ability to maintain asset quality while scaling its diversified loan book.
Satin Creditcare to Raise USD 20 Million via Secured USD Denominated Bonds
Satin Creditcare Network Limited has approved the issuance of up to 2,000 secured, rated, and listed USD denominated bonds with a total value of USD 20 million. The bonds feature a 36-month tenure and a coupon rate of 310 basis points over the 6-month Term SOFR. This private placement will be listed on GIFT City exchanges (NSE IX or India INX), providing the company with international capital. The issuance is secured by a 1.05x cover on the company's book debts and loan receivables.
Key Highlights
Fundraise of up to USD 20 million through private placement of USD denominated bonds
Coupon rate set at 310 basis points plus 6-month Term SOFR with semi-annual interest payments
Tenure of 36 months with a maturity date set for May 28, 2029
Bonds are secured by a first ranking exclusive charge on loan receivables with 1.05x security cover
Listing proposed on NSE IFSC Limited and/or India International Exchange (IFSC) Limited
👀 What to Watch
Investors should view this as a positive step toward diversifying funding sources and reducing reliance on domestic bank credit. Monitor the company's hedging strategy for currency risk associated with USD-denominated debt.
Satin Creditcare Subsidiary SGAL Secures SEBI Approval for INR 200 Cr AIF
Satin Creditcare's wholly-owned subsidiary, Satin Growth Alternatives Limited (SGAL), has received SEBI registration for its debut INR 200 Cr Category II Alternative Investment Fund. The fund, SGAL-Scheme 1, will focus on impact investing, sustainability, and women-led businesses, leveraging SCNL's extensive network across 550+ districts. It aims for an average ticket size of INR 4-5 Cr, reaching up to INR 10 Cr, using an innovative quasi-equity/debt model. This launch marks Satin's strategic entry into the asset management space, diversifying its revenue streams beyond traditional microfinance.
Key Highlights
SGAL-Scheme 1 is a Category II AIF with a target corpus of INR 200 Cr.
The fund will target ticket sizes between INR 4 Cr and INR 10 Cr for high-potential businesses.
Leverages SCNL's grassroots presence across 550+ districts for superior portfolio sourcing and vetting.
The fund is led by Ms. Shivika Sethi, a VC professional with 14 years of experience and a track record of managing $100 Mn funds.
Utilizes a quasi-equity/debt instrument strategy to balance downside protection with equity upside potential.
👀 What to Watch
Investors should view this as a positive diversification move that could generate stable management fee income and enhance the group's valuation. Monitor the progress toward the fund's 'first close' and subsequent deployment as a gauge of execution capability in the AIF space.
Satin Creditcare Subsidiary SGAL Receives SEBI Category II AIF License
Satin Creditcare Network Limited's wholly-owned subsidiary, Satin Growth Alternatives Limited (SGAL), has successfully obtained a Category II Alternative Investment Fund (AIF) license from SEBI. The registration, granted on April 13, 2026, allows the company to expand its financial services footprint into alternative investments. While the management indicates no immediate material impact on the current financial position, this move facilitates long-term business diversification. The license remains valid until the fund is eventually wound up, providing a permanent platform for asset management.
Key Highlights
SEBI granted Category II AIF registration to wholly-owned subsidiary SGAL on April 13, 2026
Registration number assigned by SEBI is IN/AIF2/26-27/2138
The license enables the group to manage alternative investment funds, diversifying beyond microfinance
Management confirms the development aligns with long-term business objectives of the subsidiary
👀 What to Watch
Investors should view this as a positive long-term strategic move for business diversification, though no immediate impact on earnings is expected. Monitor future announcements regarding fund launches or assets under management (AUM) within this new AIF structure.
Satin Creditcare Reports 19% AUM Growth to ₹15,275 Cr and Improved Credit Costs in FY26
Satin Creditcare Network Limited reported a strong business update for FY26, with consolidated AUM growing 19% YoY to ₹15,275 crores. The company saw a significant surge in Q4FY26 disbursements, which rose 43% YoY to ₹4,422 crores, supported by the addition of 7.4 lakh new borrowers during the year. Asset quality showed improvement as credit costs declined to the 3.8%-4.0% range from 4.6% in FY25, while collection efficiency remained high at 99.9%. Furthermore, the company successfully reduced its marginal cost of borrowing by 49 bps, reflecting improved institutional credibility.
Key Highlights
Consolidated AUM reached ₹15,275 crores, marking a 19% YoY and 14% QoQ growth.
Full-year disbursements grew 17% YoY to ₹12,516 crores, with Q4 alone contributing ₹4,422 crores.
Credit costs for FY26 improved to 3.8%-4.0%, down from 4.6% in the previous fiscal year.
Marginal cost of borrowing decreased by 49 bps YoY, aided by ₹10,830 crores in debt fundraising.
Network expansion continued with 392 new branches added in FY26, bringing the total count to 2,015.
👀 What to Watch
The strong AUM growth combined with declining credit costs and borrowing rates makes this a positive update; investors should hold and monitor the final audited profit margins in the upcoming quarterly results.
Satin Finserv FY26 AUM Crosses ₹1,000 Cr with 93% YoY Growth
Satin Finserv Limited (SFL), a wholly owned subsidiary of Satin Creditcare, reported a transformative FY26 with AUM crossing ₹1,000 crores, a 93% YoY increase. Disbursements grew by 120% to over ₹700 crores, significantly aided by a new sustainability-focused business vertical introduced in September 2025. The company strengthened its capital base by raising ₹730 crores in debt, including its first-ever ECB funding, and received a ₹90 crore equity infusion from its parent. Network expansion was aggressive, with 70+ new branches added to reach a total of 121 touchpoints across 14 states.
Key Highlights
AUM reached ₹1,000+ crores, registering a robust 93% year-on-year growth
Disbursements surged by 120% YoY to ₹700+ crores, driven by sustainability-focused business
Raised ₹730 crores in debt, including its first-ever ECB of $4 million (₹37.8 crores)
Parent company SCNL infused ₹90 crores in equity to support long-term strategic growth
Expanded physical footprint by adding 70+ branches, reaching a total of 121 touchpoints
👀 What to Watch
Investors should note the strong scaling of the MSME subsidiary which provides healthy diversification to Satin Creditcare's core microfinance business. Monitor the consolidated asset quality as the subsidiary pursues this high-growth trajectory in the MSME segment.
Satin Creditcare Allots 2,500 NCDs Worth INR 25 Crore
Satin Creditcare Network Limited has successfully allotted 2,500 subordinated, unsecured, rated, and listed Non-Convertible Debentures (NCDs). Each debenture has a face value of INR 1,00,000, resulting in a total fundraise of INR 25 Crores. The allotment was approved by the Working Committee of the Board of Directors on March 30, 2026. These instruments are taxable, redeemable, and transferable, aimed at strengthening the company's capital base for its microfinance operations.
Key Highlights
Allotment of 2,500 subordinated, unsecured, rated, and listed NCDs.
Total aggregate nominal value of the issuance is INR 25,00,00,000 (INR 25 Crore).
Face value per debenture is fixed at INR 1,00,000.
The issuance is based on terms from the general information document dated August 14, 2025.
Catalyst Trusteeship Limited has been appointed as the debenture trustee.
👀 What to Watch
This is a routine debt-raising activity for an NBFC-MFI to support its lending book. Investors should monitor the company's cost of funds and overall debt-to-equity ratio.
Satin Creditcare to Raise up to ₹75 Crore via Subordinated NCDs at 12% Interest
Satin Creditcare Network Limited has approved the issuance of subordinated, unsecured, non-convertible debentures (NCDs) worth ₹50 crore, with an additional green shoe option of ₹25 crore. These NCDs carry a high coupon rate of 12% per annum, payable monthly, and have a tenure of 66 months. The funds are being raised through a private placement and the instruments will be listed on the BSE. This move is intended to bolster the company's capital adequacy through subordinated debt.
Key Highlights
Total fundraise of up to ₹75 crore, including a ₹25 crore green shoe option
High coupon rate of 12% per annum with a monthly interest payment frequency
Tenure of 66 months with a final maturity date of September 30, 2031
Instruments are subordinated and unsecured, carrying a 2% penalty interest for defaults
Proposed for listing on the BSE with a face value of ₹1,00,000 per debenture
👀 What to Watch
Investors should monitor the company's cost of funds, as a 12% coupon on subordinated debt is relatively high. While this strengthens the capital base, it is essential to track the company's net interest margins and asset quality in the MFI sector.
Satin Creditcare Defers Fund Raising via NCDs Due to Information Requests
Satin Creditcare Network Limited has announced the deferment of its proposal to raise funds through the issuance of Non-Convertible Debentures (NCDs). During the committee meeting held on March 16, 2026, members requested additional information, leading to the postponement of the decision. The proposed fundraise was to involve listed, secured, or unsecured NCDs on a private placement basis. No new date for the reconsideration of the proposal has been provided yet.
Key Highlights
Proposal for listed, secured/unsecured NCDs deferred till further notice.
Deferment caused by committee members seeking further information on the proposal.
The meeting was held on March 16, 2026, concluding at 06:45 P.M.
The fundraise was planned via the private placement route.
👀 What to Watch
Investors should monitor for the next committee meeting announcement to understand the scale of the fundraise and potential dilution or leverage impact. The delay is currently a neutral event but suggests a need for more internal clarity on the debt structure.
Satin Finserv Mobilizes ₹260 Cr in 3 Months; NCD Limit Tripled to ₹600 Cr
Satin Finserv (SFL), a wholly-owned subsidiary of Satin Creditcare, has demonstrated strong fundraising momentum by mobilizing approximately ₹260 crores over the last three months. The company successfully issued ₹50 crores in NCDs and received shareholder approval to triple its NCD issuance limit from ₹200 crores to ₹600 crores. As of December 2025, SFL maintains a robust Capital Adequacy Ratio of 36.1% and an AUM of ₹728 crores. This strategic push aims to diversify the group's portfolio into MSME and sustainability financing, reducing overall concentration risk.
Key Highlights
Mobilized ~₹260 crores in the last 3 months, marking the company’s strongest fundraising performance.
Shareholder approval granted to increase NCD issuance limit from ₹200 crores to ₹600 crores.
Successful issuance of ₹50 crores in NCDs with a retail-friendly face value of ₹10,000.
Maintains a strong Capital Adequacy Ratio of 36.1% and an AUM of ₹728 crores as of December 2025.
SFL operates 121 branches across 14 states with a focus on MSME and green financing.
👀 What to Watch
Investors should monitor the scaling of the MSME book as it provides a higher-margin diversification play for the parent company. The strong capital adequacy and successful fundraising indicate high lender confidence in the subsidiary's growth trajectory.
Satin Creditcare Q3 FY26 PAT Surges 404% YoY to INR 72 Cr; Consolidated AUM Hits INR 13,341 Cr
Satin Creditcare Network Limited reported a robust Q3 FY26 performance, with consolidated PAT jumping 404% YoY to INR 72 crore, marking its 18th consecutive profitable quarter. Consolidated AUM grew 10% YoY to INR 13,341 crore, supported by a 7% increase in disbursements during the first nine months of the fiscal year. Asset quality remained stable with standalone PAR 90 at 3.3%, while the company maintained a strong capital adequacy ratio of 24.64%. Management also highlighted strategic diversification, including a 51% stake acquisition in cybersecurity firm QTrino Labs.
Key Highlights
Consolidated PAT increased by 404% YoY to INR 72 crore for Q3 FY26.
Consolidated AUM reached INR 13,341 crore, representing a 10% YoY growth.
Standalone Net Interest Margin (NIM) remained healthy at 14.71% with PAR 90 at 3.3%.
Subsidiaries showed strong momentum: Satin Housing Finance AUM grew 26.3% and Satin Finserv grew 58.4% YoY.
Maintained high balance sheet liquidity of INR 2,283 crore and undrawn sanctions of INR 2,206 crore.
👀 What to Watch
Investors should monitor the company's ability to maintain its low credit costs and stable NIMs amidst industry-wide headwinds. The strong growth in housing and MSME subsidiaries provides a diversified cushion, making the stock a positive prospect for long-term rural finance exposure.
Satin Creditcare Appoints Amit Kumar Gupta as CFO; Manoj Agrawal Resigns
Satin Creditcare Network Limited has announced a transition in its top management with the appointment of Mr. Amit Kumar Gupta as the new Chief Financial Officer, effective February 9, 2026. He replaces Mr. Manoj Agrawal, who resigned to pursue other professional engagements. Mr. Gupta is a seasoned professional with 28 years of experience, including 26 years in the BFSI sector and a previous stint as CFO of Bharat Financial Inclusion Limited. This internal promotion and external hire hybrid approach suggests a focus on maintaining strong financial governance.
Key Highlights
Mr. Amit Kumar Gupta appointed as CFO effective February 9, 2026.
Outgoing CFO Mr. Manoj Agrawal to step down at the close of business on February 8, 2026.
Incoming CFO has 28 years of professional experience and is a rank-holder Chartered Accountant from the 1997 batch.
Mr. Gupta previously served as the CFO of Bharat Financial Inclusion Limited and had a prior tenure at Satin from 2014-2015.
👀 What to Watch
Investors should view this as a routine leadership transition. The appointment of a highly experienced BFSI veteran as CFO is a positive sign for financial stability and regulatory compliance.
Satin Creditcare Q3 FY26: AUM Grows 10% YoY to ₹13,341 Cr; PAT at ₹72 Cr
Satin Creditcare reported a steady performance for Q3 FY26 with consolidated AUM reaching ₹13,341 crore, a 10% YoY increase. The company maintained its 18th consecutive profitable quarter with a consolidated PAT of ₹72 crore and a healthy NIM of 14.25%. Asset quality remains resilient despite sector headwinds, with standalone GNPA improving to 3.3% and a high collection efficiency of 99.8% in the X-bucket. The company also aggressively expanded its footprint, opening 363 new branches during the first nine months of the fiscal year.
Key Highlights
Consolidated AUM grew 10% YoY to ₹13,341 crore with Q3 disbursements of ₹3,227 crore.
Standalone GNPA improved to 3.3% from 3.9% YoY, backed by a robust 94.8% provision coverage ratio.
Net Interest Margin (NIM) stood at 14.25% while Return on Assets (RoA) was 2.22%.
Branch network expanded to 1,987 locations, marking a 29% YoY growth in physical infrastructure.
Maintained strong capital buffer with a CRAR of 24.6% and liquidity of ₹2,283 crore.
👀 What to Watch
Investors should focus on the company's ability to maintain asset quality better than the industry average and monitor if the recent branch expansion translates into higher operating leverage in FY27. The adoption of the CGFMU credit guarantee scheme provides an additional safety net for the portfolio.
Satin Creditcare Q3 FY26 PAT Surges 404% YoY to ₹72 Cr; AUM Grows 10%
Satin Creditcare reported a robust performance for Q3 FY26, with consolidated Net Profit jumping 404% YoY to ₹72 crore. Consolidated Assets Under Management (AUM) grew 10% YoY to ₹13,341 crore, supported by a 14% increase in quarterly disbursements. Asset quality showed sequential improvement as PAR 1 reduced to 4.7% from 5.8% in Q2 FY26, while maintaining a high collection efficiency of 99.8% in the X bucket. The company remains well-capitalized with a CRAR of 24.64% and a consolidated book value per share of ₹244.
Key Highlights
Consolidated PAT for Q3 FY26 increased by 404% YoY to ₹72 crore; 9M FY26 PAT stood at ₹170 crore.
Consolidated AUM reached ₹13,341 crore, marking a 10% YoY growth with disbursements rising 14% in Q3.
Asset quality improved with PAR 1 declining to 4.7% from 5.8% QoQ; GNPA stood at 3.3%.
Capital Adequacy Ratio remains strong at 24.64% with liquidity of ₹2,283 crore as of Dec 31, 2025.
Satin Housing Finance subsidiary reported 26.3% YoY AUM growth, crossing the ₹1,100 crore mark.
👀 What to Watch
Investors should monitor the sustained improvement in asset quality and the growth of the housing finance subsidiary as diversifiers. The stock appears fundamentally stable with 18 consecutive profitable quarters and a healthy capital buffer.
