Flash Finance

Satin Creditcare Network LimitedSATINBank / NBFC

Finance & Investments Latest results: Jun 2026 14 quarters of data
Consolidated Standalone
₹231.21
MCap ₹2,543 Cr · P/E 6.2
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AI-assisted data: figures and text on this page are extracted from public quarterly filings with AI assistance, checked automatically and overseen by our editorial team (human in the loop). They may still contain errors or omissions. Verify critical numbers against official company / SEBI / NSE / BSE filings before making any decision. Educational information only, not financial advice.
₹762 Cr
Interest Earned · Jun 2026
+7.5% YoY
₹161 Cr
Operating Profit · Jun 2026
₹123 Cr
Net Profit · Jun 2026
+172.5% YoY
₹11.15
EPS · Jun 2026
+173.3% YoY
—
Gross NPA % · Jun 2026
—
Net NPA % · Jun 2026

📝 Satin Creditcare Network Limited — results explained

Quarter ended June 2026 (Q1 FY27)

Satin Creditcare Network Limited reported total income of ₹765 crore for the quarter ended June 2026 (Q1 FY27), up 7.1% from ₹714 crore in the same quarter last year, and down 17.1% sequentially over the March 2026 quarter.

Of this, interest earned contributed ₹762 crore and other income ₹3 crore. Net interest income (interest earned minus interest expended of ₹251 crore) worked out to ₹511 crore.

Net profit rose 172.5% year-on-year to ₹123 crore, from ₹45 crore. Earnings per share (EPS) came in at ₹11.15.

Full year and trailing twelve months

For the full year FY26, Satin Creditcare Network Limited posted total income of ₹3,175 crore, a growth of 22.3% over FY25, with a net profit of ₹332 crore (up 78.5% year-on-year).

On a trailing-twelve-month (TTM) basis, total income stands at ₹3,226 crore with a net profit of ₹410 crore.

Valuation snapshot

At the current price of ₹231.21, SATIN has a market capitalisation of ₹2,543 crore and a trailing P/E of about 6.2.

Within the Finance & Investments industry, it is the 25th-largest of the 117 companies we track by market value.

Shareholding pattern

As of Sep 2026, promoters held 36.17%, foreign institutional investors (FIIs) 4.89%, domestic institutional investors (DIIs) 6.30%, public shareholders 52.26% of Satin Creditcare Network Limited.

📈 Share price & events

📊 Quarterly trend

₹ crore

🎯 Key metrics

price-linked ratios use the latest close
Valuation
Market Cap ?
₹2,543 Cr
Current Price ?
₹231.2
P/E ?
6.21below ind
Industry P/E ?
18.90
P/B ?
0.89
P/S ?
0.79
P/FCF ?
-2.54
Enterprise Value ?
N/A
EV/EBITDA ?
N/A
PEG ?
0.02
Earnings Yield ?
16.1%
Dividend Yield ?
0.00%
Profitability & Returns
Total Income (TTM) ?
₹3,226 Cr
OPM ?
N/A
Profit after tax (TTM) ?
₹410 Cr
EPS (TTM) ?
₹37.24
ROCE ?
N/A
ROE ?
14.3%
ROA ?
2.8%
Gross NPA % ?
N/A
Net NPA % ?
N/A
Growth
Total Income — latest qtr ?
₹765 Cr
PAT — latest qtr ?
₹123 Cr
YoY qtr sales growth ?
7.1%
YoY qtr profit growth ?
172.5%
Sales growth (3y) ?
27%
Sales growth (5y) ?
18%
Profit growth (3y) ?
313%
Profit growth (5y) ?
91%
Financial Health
Debt ?
N/A
Debt to Equity ?
N/A
Interest Coverage ?
N/A
Current Ratio ?
N/A
Ownership
Promoter holding ?
36.17%
Change in promoter holding ?
0.00%
Pledged percentage ?
N/A
Market
Return 3 months ?
-9.4%
Return 6 months ?
31.8%

🗓️ Quarterly results (14 quarters · ₹ Cr)

same fiscal quarter as Jun bestweakest per row · for costs (interest, NPAs) low is best
Metric Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026 YoY % QoQ %
Interest Earned 429462538596642633657684615709788740920762 +7.5% -17.2%
Other Income 01115214155533 -47.8% -13.0%
Total Income 429463539597647635658688616714793745923765 +7.1% -17.1%
Interest Expended 158185217247252251266268264297344289381251 -15.5% -34.1%
Operating Profit —————————————161 — —
Provisions —————————————— — —
Profit Before Tax 132118143151171141621518586993212161 +177.9% -24.0%
Net Profit 9988107113128105451422455372162123 +172.5% -24.3%
EPS 11.579.9310.7210.2411.619.534.051.291.984.084.816.5114.6711.15 +173.3% -24.0%
Gross NPA % — — — — — — — — — — — — — — — —
Net NPA % — — — — — — — — — — — — — — — —
Capital Adequacy Ratio — — — — — — — — — — — — — — — —

📆 Annual results (₹ Cr, FY = Apr–Mar)

Metric FY25 FY26 TTM YoY %
Interest Earned ₹2,589 Cr ₹3,157 Cr ₹3,210 Cr +21.9%
Other Income ₹8 Cr ₹18 Cr ₹16 Cr +125.0%
Total Income ₹2,597 Cr ₹3,175 Cr ₹3,226 Cr +22.3%
Interest Expended ₹1,049 Cr ₹1,311 Cr ₹1,265 Cr +25.0%
Net Interest Income ₹1,540 Cr ₹1,846 Cr ₹1,945 Cr +19.9%
Operating Profit — — ₹161 Cr —
Provisions — — — —
Profit Before Tax ₹236 Cr ₹432 Cr ₹535 Cr +83.1%
Tax — — ₹39 Cr —
Net Profit ₹186 Cr ₹332 Cr ₹410 Cr +78.5%
EPS ₹16.85 ₹30.07 ₹37.14 +78.5%

🏛️ Balance Sheet (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
Equity Capital 85110110110 +0.0%
Reserves 1,5432,2912,4332,753 +13.2%
Borrowing 5,9117,9158,79110,991 +25.0%
Other Liabilities 310174253523 +106.7%
Total Liabilities 7,85010,49011,58714,378 +24.1%
Fixed Assets 129133137154 +12.4%
CWIP 00012 —
Investments 625655151 +174.5%
Other Assets 7,65910,30111,39514,060 +23.4%
Total Assets 7,85010,49011,58714,378 +24.1%

💧 Cash Flow (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
Cash from Operating Activity -956-2,069-563-974 -73.0%
Cash from Investing Activity -73-28-45-123 -173.3%
Cash from Financing Activity 3902,2639141,873 +104.9%
Net Cash Flow -639166305777 +154.8%
Free Cash Flow -966-2,081-582-1,002 -72.2%
CFO/OP -144%-136%-37%-54% -45.9%

➗ Ratios (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
ROE % 0%22%8%12% +50.0%

👥 Shareholding (latest 5 periods)

Metric Sep 2025Dec 2025Mar 2026Jun 2026Sep 2026 % Chg
Promoters 36.17%36.17%36.17%36.17%36.17% +0.0%
FIIs 3.90%3.55%3.52%4.88%4.89% +0.2%
DIIs 5.18%5.18%5.30%6.32%6.30% -0.3%
Public 54.30%54.67%54.58%52.23%52.26% +0.1%
Others 0.44%0.44%0.44%0.38%— —
No. of Shareholders 48,70446,94444,27737,72734,289 -9.1%

⚖️ Peer comparison

Industry: Finance & Investments · top 25 of 117 companies · full page →
# Company CMP MCap (Cr) P/E Total Inc TTM NP TTM OPM% NPM% Inc YoY% NP YoY% Qtr Rev Δ% Qtr NP Δ%
1 LICI Life Insurance ₹398.20 503,723 8.4 881,845 60,055 -7.5% 6.8% 10.0% 18.9% -43.2% 24.0%
2 SBILIFE SBI Life ₹1,671.70 167,740 67.9 112,315 2,471 0.7% 2.2% -3.9% 2.4% -82.4% -1.1%
3 ICICIGI ICICI Lombard ₹1,508.90 75,386 29.5 27,196 2,556 5.4% 9.4% 12.7% 10.6% -3.2% 15.4%
4 ICICIPRULI ICICI Prudential ₹496.90 72,089 44.8 63,356 1,608 0.3% 2.5% -10.5% 35.7% -79.7% 62.1%
5 GICRE General Insurance ₹337.75 59,255 6.7 51,723 8,877 16.9% 17.2% 6.8% 30.0% -8.6% -31.1%
6 MFSL Max Financial ₹1,585.90 54,444 492.4 49,823 137 0.5% 0.3% 2.6% -73.9% 16.7% 37.5%
7 STARHEALTH Star Health ₹555.55 32,689 38.7 18,509 844 4.4% 4.6% 10.7% -13.8% 16.2% 109.0%
8 NIACL New India ₹171.56 28,273 36.7 49,363 771 -1.3% 1.6% 14.3% 36.4% -3.6% -160.7%
9 GODIGIT Go Digit ₹250.90 23,196 47.1 10,128 492 0.7% 4.9% 6.8% 28.0% 5.5% -37.4%
10 FIVESTAR Five-Star Business ₹549.40 16,218 14.7 3,293 1,103 11.0% 33.5% 13.3% 2.3% 5.9% 2.0%
11 NIVABUPA Niva Bupa ₹74.77 13,830 38.1 7,598 360 4.2% 4.7% 24.6% -38.5% 65.8% 251.4%
12 PRUDENT Prudent Corporate ₹3,123.30 12,933 52.8 1,372 246 24.2% 17.9% 19.5% 13.8% 18.2% 43.8%
13 EDELWEISS Edelweiss Financial ₹126.74 11,996 17.1 10,508 711 27.5% 6.8% 12.5% 27.1% 3.7% 30.5%
14 IIFLCAPS IIFL Capital ₹344.80 10,867 18.8 2,433 572 35.0% 23.5% 0.6% -20.8% 2.3% 4.6%
15 SBFC SBFC Finance ₹87.70 9,745 20.1 1,783 480 9.8% 26.9% 28.6% 30.7% 26.7% 28.8%
16 RELIGARE Religare Enterprises ₹223.35 7,700 n/m 8,953 18 0.7% 0.2% 14.8% -60.3% 26.5% -687.3%
17 PAISALO Paisalo Digital ₹76.83 7,023 29.4 943 237 0.0% 25.1% 22.0% 19.1% 33.8% 56.5%
18 FEDFINA Fedbank Financial ₹150.76 5,655 12.9 2,563 434 12.9% 16.9% 7.1% 52.2% 34.3% 63.4%
19 MASFIN MAS Financial ₹288.85 5,241 13.3 2,092 398 7.1% 19.0% 24.8% 19.4% 20.3% 26.6%
20 NORTHARC Northern Arc ₹301.00 4,865 12.0 2,705 404 0.0% 14.9% 14.8% 34.2% 22.7% 250.0%
21 PILANIINVS Pilani Investment ₹4,020.00 4,451 — 248 -12 87.1% -4.9% -6.4% -68.5% -70.9% -1075.5%
22 SHAREINDIA Share India ₹183.78 4,022 11.1 1,577 364 40.1% 23.1% 1.5% -1.2% 31.4% 48.1%
23 KIRLOSIND Kirloskar Industries ₹3,690.00 3,878 50.6 113 76 71.5% 67.0% 9.0% -2.1% -27.9% -9.4%
24 INDOSTAR IndoStar Capital ₹239.15 3,866 — 1,417 -395 6.6% -27.8% 74.4% 15.7% -76.0% -97.9%
25 SATIN Satin Creditcare ₹226.11 2,487 6.1 3,226 410 5.0% 12.7% 22.3% 78.5% 7.1% 172.5%
❓ Frequently asked questions
What was Satin Creditcare Network Limited's total income in Q1 FY27?
Satin Creditcare Network Limited reported total income of ₹765 crore for the quarter ended June 2026 (Q1 FY27), up 7.1% from ₹714 crore in the same quarter last year, and down 17.1% sequentially over the March 2026 quarter.
What was Satin Creditcare Network Limited's net profit in Q1 FY27?
Net profit rose 172.5% year-on-year to ₹123 crore, from ₹45 crore. Earnings per share (EPS) came in at ₹11.15.
What is SATIN's market capitalisation and P/E ratio?
At the current price of ₹231.21, SATIN has a market capitalisation of ₹2,543 crore and a trailing P/E of about 6.2.
Who owns Satin Creditcare Network Limited? (shareholding pattern)
As of Sep 2026, promoters held 36.17%, foreign institutional investors (FIIs) 4.89%, domestic institutional investors (DIIs) 6.30%, public shareholders 52.26% of Satin Creditcare Network Limited.
TTM ends 2026-06-30. Amounts are ₹ crore unless stated otherwise. Figures are extracted by AI from public quarterly filings; gaps are filled from public market data. Live price refreshed about twice a day from exchange data. Educational information only — not financial advice.
⚠️ How this site is made: Market data pages are computed automatically from NSE/BSE publications and company filings; news articles and announcement analyses are written with AI assistance, with a human in the loop: our editors review what the AI produces. Both can contain errors. Verify with the original sources before any investment decision. Not investment advice; Flash Finance is not SEBI-registered. How we use AI