Note: These are AI-generated, educational summaries of public NSE
filings — grounded in each document, but not investment advice and possibly incomplete.
Verify against the original filing and consult a SEBI-registered adviser before acting.
ARCIL H1 FY27 Net Profit Rises 54% YoY to ~Rs 290 Cr; Total Income at ~Rs 516 Cr
ARCIL released its Q2 & H1 FY27 investor presentation following its recent listing in September 2026. For H1 FY27, Total Income surged 48% YoY to approximately Rs 516 crore, while Profit After Tax expanded 54% YoY to around Rs 290 crore. Assets Under Management (AUM) reached Rs 20,274 crore, reflecting a 21% YoY growth, backed by total recoveries of Rs 2,135 crore (up 21% YoY). Annualized return ratios remained strong with Return on Equity (RoE) at ~18.1% and Return on Assets (RoA) at ~12.6%.
high confidence
What changedARCIL presented its operational and financial performance highlights for Q2 & H1 FY27 post its September 2026 exchange listing.
Why it mattersDemonstrates healthy revenue expansion and profit scalability in India's asset reconstruction sector, driven by strong recoveries and increasing investments in Security Receipts.
H1 FY27 Total Income: ~Rs. 516 CrH1 FY27 PAT: ~Rs. 290 CrAUM (Sep 30, 2026): ~Rs. 20,274 CrH1 FY27 Total Recovery: ~Rs. 2,135 CrReturn on Equity (H1 FY27): ~18.1%
📅 Short termThe strong 54% profit growth provides fundamental support and highlights healthy recovery traction following the company's recent public listing.
📈 Long termAs the largest private ARC in India, ARCIL is well-positioned to tap the ~Rs 23.7 lakh crore stressed assets opportunity across retail and corporate credit cycles.
⚠ Risk flags
Lumpy recovery timelines inherent to distressed asset resolution
Fair value fluctuations in security receipts and regulatory provisions
👀 What to Watch
Track recovery realization run-rates across the retail and corporate segments and watch for sustainability of asset acquisition yields in subsequent quarters.
H1FY27 PAT surges 54% YoY to ₹290.0 Cr; AUM up 21% to ₹20,274 Cr
ARCIL reported strong financial performance for H1FY27, with Total Income rising 48% YoY to ₹516.4 crore compared to ₹348.0 crore in H1FY26. Profit After Tax increased 54% YoY to ₹290.0 crore, expanding PAT margins to ~56%. Total AUM reached ₹20,274 crore (up 21% YoY), supported by ₹1,707.0 crore in acquisitions and recoveries of ₹2,135.1 crore. Annualized ROE improved to 18.1% from 14.0% in FY26, alongside a conservative debt-to-equity ratio of 0.37x.
high confidence
What changedARCIL disclosed robust H1FY27 financial numbers driven by a 21% YoY rise in recoveries and accelerated asset acquisitions.
Why it mattersDemonstrates high operating leverage and strong resolution capability, leading to significant return on equity expansion (18.1%) on a low-leverage balance sheet.
H1FY27 PAT: ₹290.0 croreH1FY27 Total Income: ₹516.4 croreTotal AUM: ₹20,274 croreH1FY27 Recoveries: ₹2,135.1 croreDebt to Equity: 0.37x
📅 Short termThe strong 54% PAT growth and recovery momentum are likely to be viewed favorably by the market in the immediate trading sessions.
📈 Long termExpansion into retail/SME stressed assets alongside corporate resolutions provides structural AUM growth, though earnings will remain inherently subject to resolution cycle lumpiness.
⚠ Risk flags
Earnings inherently lumpy due to dependence on timing of corporate debt resolutions
Pace of recovery could slow if insolvency or legal resolution processes face delays
👀 What to Watch
Track recovery momentum in H2FY27 (traditionally a higher-activity period) and monitor the pace of new stressed asset acquisitions across retail and corporate segments.
ARCIL Q2 FY27 PAT Rises 22.7% YoY to ₹146.82 Cr; Total Income at ₹240.35 Cr
Asset Reconstruction Company (India) Limited (ARCIL) reported standalone net profit of ₹146.82 cr for Q2 ended September 30, 2026, up 22.7% YoY from ₹119.62 cr in Q2 FY26. Total income stood at ₹240.35 cr compared to ₹221.75 cr in the year-ago period, driven by fees, recovery of security receipts, and unrealized fees. For H1 FY27, net profit grew 53.6% YoY to ₹289.96 cr on total income of ₹516.42 cr. Additionally, the company appointed Sanjay Gulab Vasarkar as Head-Operations (Senior Management Personnel) and re-appointed Deloitte as Internal Auditor.
high confidence
What changedARCIL reported its Q2 and H1 FY27 financial results and appointed a new Head of Operations along with re-appointing an independent director and internal auditor.
Why it mattersDemonstrates robust year-on-year earnings growth and solid recovery income post its September 2026 IPO listing, reinforcing balance sheet strength with net worth crossing ₹3,336 cr.
Q2 Standalone Net Profit: ₹146.82 crQ2 Standalone Total Income: ₹240.35 crH1 FY27 Net Profit: ₹289.96 crNet Worth (as of Sep 30, 2026): ₹3,336.80 crQ2 Basic EPS: ₹4.52
📅 Short termEarnings show solid operational traction and steady recoveries, likely supporting market sentiment following its recent September listing.
📈 Long termAs distressed asset resolutions fluctuate with economic and banking cycles, sustained performance hinges on disciplined resolution pipeline execution and recoveries.
⚠ Risk flags
Lumpy nature of asset recovery and security receipt realization
Fluctuations in net gain on fair value changes (unrealised)
👀 What to Watch
Track the pace of asset resolutions and recovery of security receipts in subsequent quarters, along with updates on capital adequacy ratios.
ARCIL Q1FY27 PAT Jumps 107% YoY to ₹143.1 Cr on 151% Surge in Recoveries
Asset Reconstruction Company (India) Limited (ARCIL) reported its Q1FY27 audited standalone results, with total income surging 115% YoY to ₹276.1 crore and PAT jumping 107% YoY to ₹143.1 crore. Growth was primarily driven by a 151% YoY rise in recoveries to ₹1,066.0 crore, including a ₹120.1 crore one-off contribution from previously written-off Security Receipts (SRs) and unrealised fees. Stressed asset acquisitions slowed 30% YoY to ₹352.7 crore, reflecting seasonal softness. Total AUM rose 16% YoY to ₹19,574 crore, while debt-to-equity improved to 0.34x with borrowings down to ₹1,100.3 crore.
high confidence
What changedARCIL published its first quarterly earnings release following its September 2026 listing, revealing a sharp doubling of quarterly profits driven by elevated asset resolutions.
Why it mattersDemonstrates strong cash generation and resolution capability, reducing leverage (D/E down to 0.34x) while generating an annualised ROE of 18.2%.
Total Income (Q1FY27): ₹276.1 croreProfit After Tax (Q1FY27): ₹143.1 croreRecoveries (Q1FY27): ₹1,066.0 croreAUM (as of June 2026): ₹19,574 croreDebt-to-Equity: 0.34x
📅 Short termStrong post-listing earnings disclosure likely to support positive market sentiment around collection performance and operational momentum.
📈 Long termExpansion into retail/SME stressed assets and potential tailwinds from the proposed RBI stressed asset securitisation framework position the business well for long-term resolution fees.
⚠ Risk flags
Substantial profit contribution from previously written-off SRs (₹120.1 cr) may not recur every quarter
Acquisitions fell 30% YoY in Q1, making balance sheet growth heavily reliant on H2 deal volumes
👀 What to Watch
Track the pace of asset acquisitions in H2 FY27 and monitor whether the high recovery run-rate continues without one-off write-off recoveries.
📊 Last 7 days — analysed filings by sentiment
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⚠️How this site is made: Market data pages are computed automatically from NSE/BSE publications and company filings; news articles and announcement analyses are written with AI assistance, with a human in the loop: our editors review what the AI produces. Both can contain errors. Verify with the original sources before any investment decision. Not investment advice; Flash Finance is not SEBI-registered. How we use AI
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