Dhansafal Finserve Ltd (512048)
Latest quarterly results (Q1 FY27)
In its latest reported quarter, Q1 FY27, Dhansafal Finserve's net interest income was ₹2.8 Cr (+27.6% year on year, -1.2% on the previous quarter), and net profit ₹0.6 Cr (+286.5% year on year).
| Q1 FY27 (₹ Cr) | Value | YoY vs Q1 FY26 | QoQ |
|---|---|---|---|
| Net interest income | ₹2.8 | +27.6% | -1.2% |
| Operating profit | ₹0.8 | — | — |
| Net profit | ₹0.6 | +286.5% | +15.9% |
| EPS (₹) | 0.03 | +200.0% | +50.0% |
📢 Recent Corporate Announcements
Dhansafal Finserve Ltd announced the lapse and forfeiture of 3.69 crore unexercised convertible share warrants following the expiry of the 18-month conversion period on October 1, 2026. The warrants were originally allotted on April 2, 2025, at an issue price of ₹4.31 each, of which 4.97 crore warrants were converted while 3.69 crore remained unexercised. Consequently, the company has forfeited ₹3.98 crore, representing the upfront 25% consideration received. The unexercised warrants include 97.7 lakh warrants from promoter entity Luharuka Exports Private Limited.
- 3,69,20,000 warrants lapsed unexercised out of 8,66,20,000 total warrants originally allotted
- ₹3,97,81,300 upfront subscription money stands forfeited by the company
- 4,97,00,000 warrants were converted into equity shares prior to the October 1, 2026 deadline
- Warrant issue price was ₹4.31 per share against current market price of ₹2.4
- Promoter entity Luharuka Exports let 97,70,000 warrants lapse, forfeiting ₹1.05 crore
Dhansafal Finserve Ltd announced the lapse and forfeiture of 3.69 crore unexercised convertible share warrants following the expiry of the 18-month conversion period on October 1, 2026. The warrants were originally allotted on April 2, 2025, at an issue price of ₹4.31 each, of which 4.97 crore warrants were converted while 3.69 crore remained unexercised. Consequently, the company has forfeited ₹3.98 crore, representing the upfront 25% consideration received. The unexercised warrants include 97.7 lakh warrants from promoter entity Luharuka Exports Private Limited.
- 3,69,20,000 warrants lapsed unexercised out of 8,66,20,000 total warrants originally allotted
- ₹3,97,81,300 upfront subscription money stands forfeited by the company
- 4,97,00,000 warrants were converted into equity shares prior to the October 1, 2026 deadline
- Warrant issue price was ₹4.31 per share against current market price of ₹2.4
- Promoter entity Luharuka Exports let 97,70,000 warrants lapse, forfeiting ₹1.05 crore
Dhansafal Finserve Limited has announced the resignation of its Chief Executive Officer and Key Managerial Personnel, Mr. Bobby Singh Chandel, effective close of business hours on September 28, 2026. The resignation was tendered citing personal reasons and was communicated to the company via email on September 29, 2026. The company operates as a small NBFC with a market cap of Rs 47 crore and TTM revenue of Rs 14 crore. No successor has been announced in the filing.
- CEO Bobby Singh Chandel resigned effective close of business hours September 28, 2026
- Company received resignation intimation via email on September 29, 2026
- Reason cited for the departure is personal reasons
- Company operates at a market cap of Rs 47 Cr with TTM revenue of Rs 14 Cr
Dhansafal Finserve reported strong operational and financial performance for Q1 FY27, with PAT rising 287% YoY to ₹58 lakh and Revenue from Operations growing 62% YoY to ₹374 lakh (₹3.74 crore). Assets Under Management (AUM) expanded 59% YoY to ₹8,761 lakh (₹87.61 crore), driven by secured MSME credit and Loans Against Property (LAP). Portfolio outstanding stood at ₹87 crore with gross disbursements at ₹98 crore across 753 active loan accounts. EBITDA rose 343% YoY to ₹185 lakh, reflecting improving operating leverage.
- Net profit surged 287% YoY to ₹58 lakh in Q1 FY27 from ₹15 lakh in Q1 FY26
- Revenue from operations grew 62% YoY to ₹374 lakh (₹3.74 crore)
- AUM increased 59% YoY to ₹8,761 lakh (₹87.61 crore) compared to ₹5,495 lakh last year
- Gross disbursements stood at ₹98 crore with active loan accounts reaching 753 across 9 branches
Dhansafal Finserve Ltd released its Q1 FY26-27 investor presentation, reporting a 59% YoY increase in Assets Under Management (AUM) to ₹87.61 Cr (₹8,761 lakh) compared to ₹54.95 Cr as of June 2025. Revenue from operations increased 62% YoY to ₹3.74 Cr (₹374 lakh), while PAT jumped 287% YoY to ₹0.58 Cr (₹58 lakh). Total gross disbursements reached ₹98 Cr with 753 active loan accounts. The company's footprint expanded from 4 branches across 2 states to 9 branches across 4 states (Maharashtra, Madhya Pradesh, Rajasthan, and Uttar Pradesh).
- AUM grew 59% YoY to ₹8,761 lakh (₹87.61 Cr) as of June 30, 2026, up from ₹5,495 lakh in June 2025
- Q1 FY27 revenue from operations rose 62% YoY to ₹374 lakh and PAT increased 287% YoY to ₹58 lakh
- EBITDA increased 343% YoY to ₹185 lakh compared to ₹42 lakh in Q1 FY25-26
- Gross disbursements stood at ₹98 Cr across 753 active loan accounts (681 DFL, 72 co-lending)
- Branch network expanded from 4 branches in 2 states to 9 branches across 4 states (Maharashtra 54%, MP 34%, Rajasthan 10%, UP 2%)
Dhansafal Finserve reported a strong Q1 FY27 with total revenue growing 63.7% YoY to ₹3.88 Cr. Net profit surged 286% to ₹0.58 Cr compared to ₹0.15 Cr in the same quarter last year. The company is seeking shareholder approval at its 45th AGM on September 23, 2026, to raise funds via private placement of securities. Asset quality shows a Gross NPA of 2.24%, while the capital adequacy ratio remains high at 61.37%.
- Total Revenue for Q1 FY27 increased to ₹3.88 Cr from ₹2.37 Cr in Q1 FY26
- Net Profit after tax grew to ₹0.58 Cr, representing a 286% YoY increase
- Capital Adequacy Ratio (CRAR) stands at a robust 61.37% as of June 30, 2026
- Gross NPA and Net NPA reported at 2.24% and 2.02% respectively
- Co-lending outstanding principal reached ₹9.70 Cr with 2 active partners
Dhansafal Finserve reported a strong start to FY27 with Q1 net profit surging to ₹0.58 Cr from ₹0.15 Cr in the previous year's quarter. Total revenue grew 63.5% YoY to ₹3.88 Cr, driven by higher interest income. The company maintains a robust Capital Adequacy Ratio (CRAR) of 61.37% and a manageable Debt-Equity ratio of 0.43. Additionally, the board has proposed a fundraise via private placement, subject to shareholder approval at the upcoming AGM on September 23, 2026.
- Net profit after tax increased nearly four-fold to ₹57.97 Lakhs in Q1 FY27 from ₹14.93 Lakhs in Q1 FY26.
- Total revenue from operations rose to ₹3.74 Cr, up from ₹2.32 Cr in the corresponding quarter last year.
- Gross Non-Performing Assets (GNPA) reported at 2.24% with Net NPA at 2.02% as of June 30, 2026.
- Co-lending principal outstanding stood at ₹969.74 Lakhs across 2 active partners at an 18% weighted average interest rate.
- Capital to Risk-Weighted Assets Ratio (CRAR) remains high at 61.37%, indicating significant room for leverage.
Dhansafal Finserve reported a strong start to FY27 with total revenue reaching ₹3.88 Cr, a 63.5% increase compared to ₹2.37 Cr in the same quarter last year. Net profit grew significantly to ₹0.58 Cr from ₹0.15 Cr YoY, driven by higher interest income and fee-based revenue. The company maintains a healthy capital adequacy ratio of 61.37% and a conservative debt-to-equity ratio of 0.43. Asset quality shows a Gross NPA of 2.24%, while co-lending operations have scaled to ₹9.70 Cr across two partners.
- Total Revenue increased 63.5% YoY to ₹3.88 Cr from ₹2.37 Cr in Jun 2025
- Net Profit (PAT) rose 287% YoY to ₹0.58 Cr compared to ₹0.15 Cr in the previous year
- Gross NPA stood at 2.24% with Net NPA at 2.02% as of June 30, 2026
- Capital to Risk-Weighted Assets Ratio (CRAR) remains robust at 61.37%
- Co-lending outstanding principal reached ₹9.70 Cr with a 18.00% weighted average interest rate
Dhansafal Finserve reported a strong Q1 FY27 with net profit rising to ₹0.58 Cr, a significant jump from ₹0.15 Cr in the same quarter last year. Total revenue grew 63.6% YoY to ₹3.88 Cr, driven by interest income and fees. The company maintains a robust Capital Adequacy Ratio (CRAR) of 61.37% and a debt-equity ratio of 0.43. Crucially, the board is seeking shareholder approval at the upcoming AGM on September 23, 2026, to raise funds via private placement of securities.
- Net profit for Q1 FY27 increased to ₹0.58 Cr compared to ₹0.15 Cr in Q1 FY26
- Total revenue for the quarter reached ₹3.88 Cr, approximately 30% of the TTM revenue of ₹13 Cr
- Capital Adequacy Ratio (CRAR) stands at a healthy 61.37% as of June 30, 2026
- Co-lending portfolio shows ₹9.70 Cr in gross principal outstanding with 2 active partners at 18% interest
- Board proposed a fundraise via private placement, subject to shareholder approval at the AGM on September 23, 2026
Dhansafal Finserve Ltd has scheduled a board meeting for August 13, 2026, to consider and approve the unaudited financial results for the quarter ended June 30, 2026. The company, a small-cap NBFC with a market capitalization of Rs 43 Cr, reported a TTM revenue of Rs 13 Cr and a PAT of Rs 1 Cr. The trading window for insiders remains closed from July 01, 2026, until August 15, 2026. This is a routine regulatory filing ahead of the quarterly earnings release.
- Board meeting scheduled for August 13, 2026, to approve Q1 FY27 results
- Trading window closure period ends on August 15, 2026
- Company reported FY26 revenue of Rs 12.5 Cr, a significant increase from Rs 5.17 Cr in FY25
- Promoter holding has increased from 50.87% in September 2025 to 55.11% in June 2026
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