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Comfort Fincap Ltd (535267)

📊 BSE: 535267 🏢 Non Banking Financial Company (NBFC) 📢 Latest filing: 28 Aug 2026

Latest quarterly results (Q1 FY27)

In its latest reported quarter, Q1 FY27, Comfort Fincap's net interest income was ₹4.3 Cr (+20.2% year on year, +10.6% on the previous quarter), and net profit ₹2.2 Cr (-17.6% year on year).

Q1 FY27 (₹ Cr)	Value	YoY vs Q1 FY26	QoQ
Net interest income	₹4.3	+20.2%	+10.6%
Operating profit	₹2.9	—	—
Net profit	₹2.2	-17.6%	+105.7%
EPS (₹)	0.22	-29.0%	+83.3%

Full quarterly financials → Results calendar →

📢 Recent Corporate Announcements

Comfort Fincap Issues TDS Details for ₹0.10/Share Final Dividend; Record Date Sept 14, 2026

🟡 NEUTRAL ⭐ 3/10

DIVIDEND 📅 28 Aug 2026, 04:29 PM

Comfort Fincap Limited has issued a procedural communication to shareholders regarding Tax Deducted at Source (TDS) on its proposed final dividend of ₹0.10 per equity share (5% on face value of ₹2) for FY26. The dividend is subject to shareholder approval at the upcoming 44th Annual General Meeting. The company has fixed September 14, 2026, as the record date, with book closure scheduled from September 15 to September 21, 2026. Standard TDS will be deducted at 10% for resident shareholders with a valid PAN, and at 20% where a valid PAN is not available.

Recommended final dividend of ₹0.10 per equity share (5% of face value ₹2) for FY26.
Record date fixed as Monday, September 14, 2026, to determine eligible shareholders.
Book closure period scheduled from September 15, 2026 to September 21, 2026.
TDS deduction rate set at 10% for resident shareholders with valid PAN, and 20% without valid PAN.
No TDS applicable for resident individuals if total annual dividend does not exceed ₹10,000.

💡 Shareholders seeking nil or lower TDS rates must submit required declarations (such as Form 121, Form 41, or TRC) to RTA Bigshare Services on or before September 14, 2026.

Comfort Fincap Issues TDS Communication for Final Dividend of ₹0.10 Per Share (5%)

🟡 NEUTRAL ⭐ 3/10

DIVIDEND 📅 28 Aug 2026, 04:17 PM

Comfort Fincap Limited has circulated an email communication to shareholders regarding Tax Deducted at Source (TDS) on its proposed final dividend of ₹0.10 per share (5% on face value of ₹2) for FY26. The record date for determining eligible shareholders is September 14, 2026, with the register of members closed from September 15 to September 21, 2026. Resident shareholders face 10% TDS with a valid PAN or 20% without it, while payouts under ₹10,000 are exempt from TDS. Relevant tax exemption forms (Form 121 / tax treaty documents) must be submitted to the RTA by September 14, 2026.

Final dividend recommended at 5% (₹0.10 per equity share of face value ₹2)
Record date fixed as Monday, September 14, 2026 for dividend entitlement
Book closure scheduled from September 15, 2026 to September 21, 2026
TDS standard deduction rate is 10% with valid PAN and 20% without PAN/inoperative PAN
No TDS will be deducted for resident individuals if total dividend is up to ₹10,000 per year

💡 Shareholders seeking exemption or lower withholding tax should submit Form 121 or relevant tax residency documents to Bigshare Services by September 14, 2026.

Comfort Fincap Issues FY26 Annual Report; 44th AGM Scheduled for September 21, 2026

🟡 NEUTRAL ⭐ 2/10

ROUTINE 📅 28 Aug 2026, 04:01 PM

Comfort Fincap Limited has released its 44th Annual Report for the financial year 2025-26 along with the AGM notice. The 44th Annual General Meeting is scheduled to be held on Monday, September 21, 2026, at 3:00 PM IST via Video Conferencing. The company highlighted that its net worth crossed ₹100 crore as it expands beyond Loan Against Securities into digital lending and Consumer Durable Loans.

44th Annual General Meeting scheduled for Monday, September 21, 2026, at 3:00 PM IST via VC/OAVM
Net worth crossed the ₹100 crore milestone as stated in the annual overview
Company is expanding beyond core Loan Against Securities into Consumer Durable Loans and DIY digital lending
Annual report covers the reporting period from April 01, 2025 to March 31, 2026

💡 Eligible shareholders can register for e-voting on NSDL and attend the AGM on September 21, 2026, to review resolutions and strategic progress.

Comfort Fincap Convenes 44th AGM for Sep 21; Proposes ₹0.10 Dividend and ₹300 Cr Fundraise Limit

🟡 NEUTRAL ⭐ 4/10

ROUTINE 📅 28 Aug 2026, 03:49 PM

Comfort Fincap Limited has issued the notice convening its 44th Annual General Meeting on Monday, September 21, 2026, via video conferencing. The company has fixed September 14, 2026, as the record date for determining eligibility for a final dividend of ₹0.10 per equity share (5% on face value of ₹2). Key agenda items include shareholder approval for an enabling resolution to raise up to ₹300 crore via private placement of debt securities/NCDs/CPs and approval of material related-party transactions.

44th AGM scheduled for September 21, 2026, with remote e-voting from September 18 to September 20, 2026.
Proposed final dividend of ₹0.10 per equity share (5% of face value of ₹2) for FY26.
Record date for dividend entitlement and AGM voting fixed as September 14, 2026.
Special resolution sought to authorize private placement of debt securities up to an aggregate limit of ₹300 crore.
Material related-party transaction approvals sought across group entities, including up to ₹100 crore for Comfort Securities and ₹150 crore involving related parties.

💡 Track shareholder voting results post-AGM on September 21, 2026, and note the dividend record date of September 14, 2026.

Comfort Fincap Issues Press Release for Q1 FY27 Financial and Operational Results

🟡 NEUTRAL ⭐ 3/10

EARNINGS 📅 17 Aug 2026, 05:56 PM

Comfort Fincap Ltd has submitted a press release covering its financial and operational performance for the quarter ended June 30, 2026, pursuant to Regulation 30 of SEBI LODR. The underlying results were approved by the board on August 14, 2026. For context, the company reported Q1 revenue of Rs 4.59 crore and a net profit of Rs 2.20 crore. The filing serves as an informational media disclosure for the period's performance.

Press release submitted for the quarter ended June 30, 2026 under Regulation 30 of SEBI Listing Regulations.
Refers to financial and operational results dated August 14, 2026.
Filing reference number CFL/SEC/2026-27/28 dated August 17, 2026.
Company reported revenue of Rs 4.59 crore and net profit of Rs 2.20 crore for the June 2026 quarter.

💡 Track subsequent quarterly disbursements, loan book growth, and net interest margins in upcoming quarterly filings.

106% PAT Growth QoQ; Comfort Fincap Targets 3x Consumer Durable AUM Growth

🟢 POSITIVE ⭐ 7/10

EARNINGS 📅 13 Aug 2026, 07:02 PM

Comfort Fincap reported a strong Q1 FY27 with PAT rising 106.28% QoQ to ₹2.20 Cr. Revenue grew 10.76% QoQ to ₹4.43 Cr, while EBITDA surged 79.08% to ₹3.11 Cr, indicating significant margin expansion. The company is pivoting towards a tech-enabled Direct-to-Customer (D2C) model, specifically targeting a 3x growth in its Consumer Durable Loan (CDL) book over the next 18 months. New digital initiatives include a live CDL platform and an upcoming digital Loan Against Securities (LAS) ecosystem.

Profit After Tax (PAT) increased by 106.28% QoQ to ₹220.07 lakhs (₹2.20 Cr)
EBITDA surged 79.08% QoQ, rising from ₹173.61 lakhs to ₹310.89 lakhs
Company targets 3x growth in Consumer Durable AUM within the next 18 months
Income from operations grew 10.76% QoQ to ₹443.25 lakhs (₹4.43 Cr)
Promoter holding increased from 55.06% in March 2026 to 57.17% in June 2026

💡 Monitor the execution of the 3x AUM growth target in the Consumer Durable segment and the successful rollout of the digital LAS platform. Investors should also watch for asset quality (NPA) trends as the company shifts toward retail lending.

Comfort Fincap Q1 PAT at ₹2.20 Cr; Board Proposes Private Placement Fundraise

🟡 NEUTRAL ⭐ 6/10

EARNINGS 📅 12 Aug 2026, 06:54 PM

Comfort Fincap reported a Q1 FY27 net profit of ₹2.20 Cr, representing a 17.6% decline from ₹2.67 Cr in the same quarter last year. Total income saw a modest increase to ₹4.59 Cr compared to ₹4.37 Cr in Q1 FY26. The company has scheduled its 44th AGM for September 21, 2026, and set September 14, 2026, as the record date for the final dividend. Notably, the board is seeking shareholder approval to raise funds through private placement of securities.

Net Profit for Q1 FY27 decreased to ₹220.07 lakhs from ₹266.53 lakhs in Q1 FY26
Total Income for the quarter stood at ₹459.48 lakhs, up from ₹436.99 lakhs YoY
Record date for final dividend and AGM voting eligibility fixed as September 14, 2026
Board approved seeking shareholder authority at the AGM for fundraise via private placement
Interest income contributed ₹440.75 lakhs to the total revenue for the quarter

💡 Investors should monitor the upcoming AGM on September 21 for specific details regarding the quantum and terms of the proposed private placement fundraise.

Comfort Fincap Q1 PAT Drops 17.6% to ₹2.20 Cr; Board Approves Private Placement Fundraise

🟡 NEUTRAL ⭐ 6/10

EARNINGS 📅 12 Aug 2026, 06:34 PM

Comfort Fincap reported a mixed Q1 FY27, with net profit declining 17.6% YoY to ₹2.20 Cr from ₹2.67 Cr, despite a 5% increase in total income to ₹4.59 Cr. The profit compression was largely due to a sharp rise in 'Other Expenses', which surged to ₹0.77 Cr from ₹0.26 Cr in the previous year's quarter. The board has approved an enabling resolution to raise funds via private placement, subject to shareholder approval at the upcoming AGM on September 21, 2026. A record date of September 14, 2026, has been fixed for the final dividend and AGM voting eligibility.

Net Profit for Q1 FY27 decreased to ₹2.20 Cr compared to ₹2.67 Cr in Q1 FY26.
Total Income grew 5.1% YoY to ₹4.59 Cr, driven primarily by interest income of ₹4.41 Cr.
Other Expenses increased significantly to ₹76.80 Lakhs from ₹25.85 Lakhs in the year-ago period.
Board approved seeking shareholder authority for a fundraise via private placement of securities.
Record date for final dividend and AGM voting set for September 14, 2026.

💡 Investors should monitor the AGM on September 21, 2026, for specific details regarding the size and pricing of the proposed private placement fundraise, as this could impact equity dilution.

Rs 2.20 Cr PAT: Comfort Fincap Reports 17.6% YoY Profit Decline in Q1 FY27

🔴 NEGATIVE ⭐ 6/10

EARNINGS 📅 12 Aug 2026, 06:25 PM

Comfort Fincap reported a total income of ₹4.59 Cr for Q1 FY27, a modest 5% increase from ₹4.37 Cr in the same quarter last year. However, Profit After Tax (PAT) fell by 17.6% to ₹2.20 Cr, primarily due to a sharp rise in total expenditure which reached ₹1.67 Cr. Interest income, the core driver, grew 15% YoY to ₹4.41 Cr. The company's equity share capital also increased to ₹19.61 Cr, up from ₹18.00 Cr in the previous quarter, indicating potential capital infusion or dilution.

Interest income grew 15% YoY to ₹4.41 Cr from ₹3.83 Cr in the year-ago period
Total expenditure surged 39% YoY to ₹1.67 Cr, driven by a 197% increase in 'Other Expenses' to ₹0.77 Cr
Net Profit (PAT) declined to ₹2.20 Cr compared to ₹2.67 Cr in Q1 FY26
Basic EPS for the quarter stood at ₹0.22, down from ₹0.32 in the corresponding quarter last year
Paid-up equity share capital increased to ₹19.61 Cr from ₹18.00 Cr as of March 31, 2026

💡 Investors should monitor the trend in 'Other Expenses' which spiked significantly this quarter and track the deployment of the newly raised equity capital into interest-earning assets.

Comfort Fincap Q1 PAT Drops 17.5% to ₹2.20 Cr; Board Seeks Fundraise Approval

🟡 NEUTRAL ⭐ 6/10

EARNINGS 📅 12 Aug 2026, 06:14 PM

Comfort Fincap reported a 17.5% YoY decline in standalone Net Profit to ₹2.20 Cr for Q1 FY27, despite a 5.1% increase in total income to ₹4.59 Cr. The profitability was primarily impacted by a sharp rise in 'Other Expenses', which surged to ₹76.80 Lakhs from ₹25.85 Lakhs in the year-ago period. The Board has also proposed seeking shareholder approval at the upcoming AGM for a potential fundraise via private placement. Additionally, September 14, 2026, has been fixed as the record date for the final dividend and AGM voting.

Total Income increased 5.1% YoY to ₹4.59 Cr in Q1 FY27 compared to ₹4.37 Cr in Q1 FY26
Net Profit (PAT) declined 17.5% YoY to ₹2.20 Cr from ₹2.67 Cr in the previous year's quarter
Other Expenses surged by 197% YoY to ₹76.80 Lakhs, significantly impacting margins
Board seeking shareholder approval for fundraise via private placement of securities
Record date for final dividend and AGM voting set for September 14, 2026

💡 Investors should monitor the upcoming AGM on September 21, 2026, for details regarding the quantum and pricing of the proposed private placement fundraise.

Comfort Fincap Board Meeting on August 12, 2026, to Approve Q1 Results

🟡 NEUTRAL ⭐ 3/10

BOARD_MEETING 📅 07 Aug 2026, 04:45 PM

Comfort Fincap Ltd has scheduled a board meeting for August 12, 2026, to consider and approve the unaudited financial results for the quarter ended June 30, 2026. This follows a fiscal year (FY26) where the company reported a net profit of ‡7.49 crore on revenue of ‡16.16 crore. The trading window for insiders has been closed since July 01, 2026, and will remain so until August 14, 2026. As a micro-cap NBFC with a market cap of ‡65 crore, these quarterly updates are the primary source of performance data for investors.