Power Finance Corporation Limited vs Indian Railway Finance Corporation Limited
An objective side-by-side of PFC and IRFC, both in Finance - Term-Lending Institutions: valuation, profitability, growth, balance sheet, ownership and share-price performance. Where one number is clearly better on its own terms (lower P/E, higher ROE), it is shaded. That is a description, not a recommendation.
Prices as of 2026-09-21 close
Latest results: PFC Jun 2026 · IRFC Jun 2026
At a glance
- Power Finance Corporation Limited is the larger company by market value, about 1.1 times the size of Indian Railway Finance Corporation Limited.
- On trailing earnings, Power Finance Corporation Limited trades at the lower P/E (3.4 against 14.6).
- Power Finance Corporation Limited earns the higher return on equity (25.3% against 12.7%).
- Over three years Power Finance Corporation Limited has grown profits faster (18% a year against 3%).
- Over the past year the share prices returned -14.2% (PFC) and -37.4% (IRFC).
| Metric | Power Finance PFC |
Indian Railway IRFC |
|---|---|---|
| Size and price | ||
| Market cap | ₹113,771 Cr | ₹104,836 Cr |
| Share price | ₹344.75 | ₹80.22 |
| Valuation | ||
| P/E | 3.38 | 14.58 |
| P/B | 0.86 | 1.85 |
| PEG | 0.19 | 4.86 |
| Dividend yield | 4.6% | 2.6% |
| Profitability | ||
| ROE | 25.3% | 12.7% |
| Operating margin | 28.0% | 19.3% |
| Sales (TTM) | ₹115,462 Cr | ₹28,811 Cr |
| Net profit (TTM) | ₹33,642 Cr | ₹7,190 Cr |
| Growth | ||
| Latest quarter sales YoY | -0.2% | +21.3% |
| Latest quarter profit YoY | +0.2% | +10.4% |
| Sales CAGR 3Y | +14.0% | +5.0% |
| Profit CAGR 3Y | +18.0% | +3.0% |
| Sales CAGR 5Y | +10.0% | +12.0% |
| Profit CAGR 5Y | +17.0% | +10.0% |
| Ownership | ||
| Promoter holding | 56.0% | 84.7% |
| Promoter change (4 qtrs) | +0.00 pp | -1.71 pp |
| Price performance | ||
| Return 1M | -5.24% | -7.23% |
| Return 3M | -21.82% | -20.50% |
| Return 1Y | -14.21% | -37.42% |
| Return YTD | -3.00% | -35.63% |
| Technical condition | ||
| Technical score | 33 | 17 |
| RS rating (1-99) | 24.00 | 9.00 |
| % vs 200-DMA | -13.89% | -20.37% |
| RSI (14) | 35.28 | 35.03 |
| % from 52-week high | -29.14% | -41.52% |
