Power Finance Corporation Limited vs Indian Railway Finance Corporation Limited
An objective side-by-side of PFC and IRFC, both in Finance - Term-Lending Institutions: valuation, profitability, growth, balance sheet, ownership and share-price performance. Where one number is clearly better on its own terms (lower P/E, higher ROE), it is shaded. That is a description, not a recommendation.
Prices as of 2026-11-05 close
Latest results: PFC Sep 2026 · IRFC Sep 2026
At a glance
- Power Finance Corporation Limited is the larger company by market value, about 1.0 times the size of Indian Railway Finance Corporation Limited.
- On trailing earnings, Power Finance Corporation Limited trades at the lower P/E (3.2 against 14.2).
- Power Finance Corporation Limited earns the higher return on equity (22.8% against 13.0%).
- Over three years Power Finance Corporation Limited has grown profits faster (18% a year against 3%).
- Over the past year the share prices returned -18.7% (PFC) and -35.3% (IRFC).
| Metric | Power Finance PFC |
Indian Railway IRFC |
|---|---|---|
| Size and price | ||
| Market cap | ₹108,705 Cr | ₹104,718 Cr |
| Share price | ₹329.40 | ₹80.13 |
| Valuation | ||
| P/E | 3.25 | 14.21 |
| P/B | 0.74 | 1.85 |
| PEG | 0.18 | 4.74 |
| Dividend yield | 4.8% | 2.6% |
| Profitability | ||
| ROE | 22.8% | 13.0% |
| Sales (TTM) | ₹115,795 Cr | ₹30,364 Cr |
| Net profit (TTM) | ₹33,489 Cr | ₹7,372 Cr |
| Growth | ||
| Latest quarter sales YoY | +1.2% | +24.4% |
| Latest quarter profit YoY | -2.0% | +10.2% |
| Sales CAGR 3Y | +14.0% | +5.0% |
| Profit CAGR 3Y | +18.0% | +3.0% |
| Sales CAGR 5Y | +10.0% | +12.0% |
| Profit CAGR 5Y | +17.0% | +10.0% |
| Ownership | ||
| Promoter holding | 56.0% | 82.9% |
| Promoter change (4 qtrs) | +0.00 pp | -3.46 pp |
| Price performance | ||
| Return 1M | +2.11% | +3.93% |
| Return 3M | -21.20% | -9.87% |
| Return 1Y | -18.68% | -35.35% |
| Return YTD | -7.32% | -35.70% |
| Technical condition | ||
| Technical score | 45 | 55 |
| RS rating (1-99) | 20.00 | 17.00 |
| % vs 200-DMA | -16.89% | -15.00% |
| RSI (14) | 51.04 | 58.23 |
| % from 52-week high | -32.29% | -41.58% |
