Power Finance Corporation Limited vs REC Limited
An objective side-by-side of PFC and RECLTD, both in Finance - Term-Lending Institutions: valuation, profitability, growth, balance sheet, ownership and share-price performance. Where one number is clearly better on its own terms (lower P/E, higher ROE), it is shaded. That is a description, not a recommendation.
Prices as of 2026-09-21 close
Latest results: PFC Jun 2026 · RECLTD Jun 2026
At a glance
- Power Finance Corporation Limited is the larger company by market value, about 1.4 times the size of REC Limited.
- On trailing earnings, Power Finance Corporation Limited trades at the lower P/E (3.4 against 5.1).
- Power Finance Corporation Limited earns the higher return on equity (25.3% against 18.9%).
- Over three years Power Finance Corporation Limited has grown profits faster (18% a year against 13%).
- Over the past year the share prices returned -14.2% (PFC) and -18.0% (RECLTD).
| Metric | Power Finance PFC |
REC RECLTD |
|---|---|---|
| Size and price | ||
| Market cap | ₹113,771 Cr | ₹81,683 Cr |
| Share price | ₹344.75 | ₹310.20 |
| Valuation | ||
| P/E | 3.38 | 5.09 |
| P/B | 0.86 | 0.96 |
| PEG | 0.19 | 0.39 |
| Dividend yield | 4.6% | 5.8% |
| Profitability | ||
| ROE | 25.3% | 18.9% |
| Operating margin | 28.0% | 27.4% |
| Sales (TTM) | ₹115,462 Cr | ₹59,274 Cr |
| Net profit (TTM) | ₹33,642 Cr | ₹16,035 Cr |
| Growth | ||
| Latest quarter sales YoY | -0.2% | -2.4% |
| Latest quarter profit YoY | +0.2% | -6.1% |
| Sales CAGR 3Y | +14.0% | +15.0% |
| Profit CAGR 3Y | +18.0% | +13.0% |
| Sales CAGR 5Y | +10.0% | +11.0% |
| Profit CAGR 5Y | +17.0% | +14.0% |
| Ownership | ||
| Promoter holding | 56.0% | 52.6% |
| Promoter change (4 qtrs) | +0.00 pp | +0.00 pp |
| Price performance | ||
| Return 1M | -5.24% | -5.46% |
| Return 3M | -21.82% | -16.13% |
| Return 1Y | -14.21% | -18.03% |
| Return YTD | -3.00% | -13.06% |
| Technical condition | ||
| Technical score | 33 | 21 |
| RS rating (1-99) | 24.00 | 26.00 |
| % vs 200-DMA | -13.89% | -11.12% |
| RSI (14) | 35.28 | 35.00 |
| % from 52-week high | -29.14% | -20.56% |
