Flash Finance

Bengal & Assam Company Ltd533095Bank / NBFC

Non Banking Financial Company (NBFC) Latest results: Jun 2026 14 quarters of data
Consolidated Standalone
₹6,309.15
MCap ₹6,740 Cr · P/E 8.6
Bengal & Assam Company Ltd — Stock analysis & AI research Bengal & Assam Company Ltd — Live exchange announcements
AI-assisted data: figures and text on this page are extracted from public quarterly filings with AI assistance, checked automatically and overseen by our editorial team (human in the loop). They may still contain errors or omissions. Verify critical numbers against official company / SEBI / NSE / BSE filings before making any decision. Educational information only, not financial advice.
₹633 Cr
Interest Earned · Jun 2026
+10.5% YoY
₹95 Cr
Operating Profit · Jun 2026
₹197 Cr
Net Profit · Jun 2026
-23.8% YoY
—
EPS · Jun 2026
—
Gross NPA % · Jun 2026
—
Net NPA % · Jun 2026

📝 Bengal & Assam Company Ltd — results explained

Quarter ended June 2026 (Q1 FY27)

Bengal & Assam Company Ltd reported total income of ₹658 crore for the quarter ended June 2026 (Q1 FY27), up 9.7% from ₹600 crore in the same quarter last year, and up 1.2% sequentially over the March 2026 quarter.

Of this, interest earned contributed ₹633 crore and other income ₹25 crore. Net interest income (interest earned minus interest expended of ₹12 crore) worked out to ₹621 crore.

Net profit fell 23.8% year-on-year to ₹197 crore, from ₹258 crore.

Full year and trailing twelve months

For the full year FY26, Bengal & Assam Company Ltd posted total income of ₹2,484 crore, a growth of 10.9% over FY25, with a net profit of ₹844 crore (up 11.8% year-on-year).

On a trailing-twelve-month (TTM) basis, total income stands at ₹2,542 crore with a net profit of ₹783 crore.

Valuation snapshot

At the current price of ₹6,309.15, 533095 has a market capitalisation of ₹6,740 crore and a trailing P/E of about 8.6.

Within the Non Banking Financial Company (NBFC) industry, it is the largest of the 224 companies we track by market value.

Shareholding pattern

As of Jun 2026, promoters held 72.87%, foreign institutional investors (FIIs) 4.41%, domestic institutional investors (DIIs) 0.00%, public shareholders 22.71% of Bengal & Assam Company Ltd.

📈 Share price & events

📊 Quarterly trend

₹ crore

🎯 Key metrics

price-linked ratios use the latest close
Valuation
Market Cap ?
₹6,740 Cr
Current Price ?
₹6,309.1
P/E ?
8.61below ind
Industry P/E ?
22.40
P/B ?
0.63
P/S ?
2.65
P/FCF ?
41.86
Enterprise Value ?
N/A
EV/EBITDA ?
N/A
PEG ?
N/A
Earnings Yield ?
11.6%
Dividend Yield ?
0.80%
Profitability & Returns
Total Income (TTM) ?
₹2,542 Cr
OPM ?
N/A
Profit after tax (TTM) ?
₹783 Cr
EPS (TTM) ?
₹732.55
ROCE ?
N/A
ROE ?
7.3%
ROA ?
6.3%
Gross NPA % ?
N/A
Net NPA % ?
N/A
Growth
Total Income — latest qtr ?
₹658 Cr
PAT — latest qtr ?
₹197 Cr
YoY qtr sales growth ?
9.7%
YoY qtr profit growth ?
-23.8%
Sales growth (3y) ?
-48%
Sales growth (5y) ?
-26%
Profit growth (3y) ?
-5%
Profit growth (5y) ?
11%
Financial Health
Debt ?
N/A
Debt to Equity ?
N/A
Interest Coverage ?
N/A
Current Ratio ?
N/A
Ownership
Promoter holding ?
72.87%
Change in promoter holding ?
-0.01%
Pledged percentage ?
N/A
Market
Return 3 months ?
0.4%
Return 6 months ?
7.9%

🗓️ Quarterly results (14 quarters · ₹ Cr)

same fiscal quarter as Jun bestweakest per row · for costs (interest, NPAs) low is best
Metric Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026 YoY % QoQ %
Interest Earned 4,1034,2414,3773,777523528590489521573642531630633 +10.5% +0.5%
Other Income 20118143,09829172439312739222025 -7.4% +24.9%
Total Income 4,3044,2594,3916,875552545614528552600681553650658 +9.7% +1.2%
Interest Expended 13512911910610101011131213111412 +1.4% -13.1%
Operating Profit —————————————95 — —
Provisions —————————————— — —
Profit Before Tax 4272994523,43111173154809399201334495 -4.1% +115.8%
Net Profit 3453784373,062317256128140231258226156204197 -23.8% -3.7%
EPS 253.91263.66283.682,622.08275.57219.90112.86117.57197.56219.05191.94134.98178.04— — —
Gross NPA % — — — — — — — — — — — — — — — —
Net NPA % — — — — — — — — — — — — — — — —
Capital Adequacy Ratio — — — — — — — — — — — — — — — —

📆 Annual results (₹ Cr, FY = Apr–Mar)

Metric FY25 FY26 TTM YoY %
Interest Earned ₹2,128 Cr ₹2,376 Cr ₹2,436 Cr +11.7%
Other Income ₹111 Cr ₹108 Cr ₹106 Cr -2.7%
Total Income ₹2,239 Cr ₹2,484 Cr ₹2,542 Cr +10.9%
Interest Expended ₹44 Cr ₹50 Cr ₹50 Cr +13.6%
Net Interest Income ₹2,084 Cr ₹2,326 Cr ₹2,386 Cr +11.6%
Operating Profit — — ₹95 Cr —
Provisions — — — —
Profit Before Tax ₹400 Cr ₹377 Cr ₹373 Cr -5.8%
Tax — — ₹-102 Cr —
Net Profit ₹755 Cr ₹844 Cr ₹783 Cr +11.8%
EPS ₹647.89 ₹724.01 ₹504.96 +11.7%

🏛️ Balance Sheet (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
Equity Capital 11111111 +0.0%
Reserves 5,5029,0529,75010,676 +9.5%
Borrowing 5,185422556642 +15.5%
Other Liabilities 6,5279521,0191,121 +10.0%
Total Liabilities 17,22610,43711,33612,450 +9.8%
Fixed Assets 6,931461480495 +3.1%
CWIP 232222645 +73.1%
Investments 3,6029,0909,86910,804 +9.5%
Other Assets 6,4608649621,106 +15.0%
Total Assets 17,22610,43711,33612,450 +9.8%

💧 Cash Flow (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
Cash from Operating Activity 1,4371,817294252 -14.3%
Cash from Investing Activity -647-1,392-286-202 +29.4%
Cash from Financing Activity -778-59039-30 -176.9%
Net Cash Flow 12-1654721 -55.3%
Free Cash Flow 9571,246267161 -39.7%
CFO/OP 102%111%82%84% +2.4%

➗ Ratios (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
ROE % 19%22%8%8% +0.0%

👥 Shareholding (latest 4 periods)

Metric Sep 2025Dec 2025Mar 2026Jun 2026 % Chg
Promoters 72.88%72.88%72.87%72.87% +0.0%
FIIs 4.42%4.43%4.43%4.41% -0.5%
DIIs 0.01%0.01%0.00%0.00% —
Public 22.70%22.68%22.69%22.71% +0.1%
No. of Shareholders 27,05026,17725,46325,138 -1.3%

⚖️ Peer comparison

Industry: Non Banking Financial Company (NBFC) · top 25 of 224 companies · full page →
# Company CMP MCap (Cr) P/E Total Inc TTM NP TTM OPM% NPM% Inc YoY% NP YoY% Qtr Rev Δ% Qtr NP Δ%
1 533095 Bengal & Assam ₹6,230.50 6,740 9.2 2,542 783 3.7% 30.8% 10.9% 11.8% 9.7% -23.8%
2 512065 Mrugesh Trading ₹4.63 5,543 — 13 -0 0.7% -1.4% -38.7% -191.4% — 273.2%
3 SGFIN SG Finserve ₹694.90 4,579 24.4 488 187 16.8% 38.3% 94.2% 56.8% 114.7% 110.0%
4 501945 Dhenu Buildcon ₹2.50 3,234 — 1 -1 132.6% -87.9% -300.0% -293.9% 283.9% 181.2%
5 543766 Ashika Global ₹474.05 2,821 57.6 163 61 72.6% 37.3% 145.5% 163.6% 78.3% 77.9%
6 523862 Grand Oak ₹41.75 1,787 — 245 0 -0.0% 0.0% 3081.3% 195.7% 4905.7% -100.6%
7 532485 Balmer Lawrie ₹71.12 1,441 8.8 2,794 282 13.5% 10.1% 7.9% 4.1% 10.0% 5.2%
8 530499 AK Capital ₹1,690.30 1,158 9.7 578 118 7.1% 20.5% 18.2% 31.0% 4.7% 17.8%
9 512020 Saraswati Commercial ₹12,132.00 1,079 10.0 166 133 44.9% 80.1% 61.3% 75.5% 143.8% 164.8%
10 511628 Fedders Holding ₹42.34 1,025 9.9 443 86 2.3% 19.4% -1.1% 139.5% -9.4% -32.4%
11 CIFL Capital India ₹21.75 851 97.3 532 27 4.5% 5.1% — — 4.2% -70.7%
12 530245 Aryaman Financial ₹363.90 778 11.4 75 39 22.5% 51.8% -28.5% -15.6% -30.2% 6.6%
13 535667 India Finsec ₹135.95 730 17.1 97 23 9.7% 24.0% 19.7% 19.9% 56.6% 28.4%
14 511702 Yogi ₹46.27 696 15.3 399 13 -0.3% 3.3% 289.7% 1293.8% -45.6% -113.6%
15 LAXMIINDIA Laxmi India ₹125.71 659 11.6 341 57 17.7% 16.6% — — 33.6% 65.7%
16 537750 Kiran Vyapar ₹197.57 527 84.6 112 6 14.8% 5.8% -18.2% -94.9% 0.2% 21.6%
17 538772 538772 — 507 — 301 -3 -2.0% -0.9% 3.6% 102.2% -22.5% -169.2%
18 541358 Unifinz Capital ₹203.55 444 10.3 609 87 3.8% 14.3% 319.7% 335.0% 117.3% 2.1%
19 544191 Purple Finance ₹76.66 403 — 58 -1 0.7% -2.1% 222.1% 58.6% 162.5% 107.9%
20 512399 Sera Investments ₹22.22 398 1.4 128 103 45.7% 80.2% 554.5% 1666.7% 1865.3% —
21 538476 538476 — 368 — 26 3 17.9% 12.1% -11.1% -57.0% 10.7% 17.7%
22 MONEYBOXX Moneyboxx Finance ₹48.65 340 256.1 225 1 10.6% 0.6% — — -11.9% -13.8%
23 531652 UVS Hospitality ₹147.10 287 — 2 -4 0.0% -177.7% 117.8% 30.7% 9.1% 24.1%
24 CPCAP CP Capital ₹153.11 279 6.1 76 44 26.5% 58.3% — — 46.3% 21.0%
25 531841 Indus Finance ₹21.86 275 7.8 10 3 11.1% 26.6% 66.1% 86.9% 37.3% 12.1%
❓ Frequently asked questions
What was Bengal & Assam Company Ltd's total income in Q1 FY27?
Bengal & Assam Company Ltd reported total income of ₹658 crore for the quarter ended June 2026 (Q1 FY27), up 9.7% from ₹600 crore in the same quarter last year, and up 1.2% sequentially over the March 2026 quarter.
What was Bengal & Assam Company Ltd's net profit in Q1 FY27?
Net profit fell 23.8% year-on-year to ₹197 crore, from ₹258 crore.
What is 533095's market capitalisation and P/E ratio?
At the current price of ₹6,309.15, 533095 has a market capitalisation of ₹6,740 crore and a trailing P/E of about 8.6.
Who owns Bengal & Assam Company Ltd? (shareholding pattern)
As of Jun 2026, promoters held 72.87%, foreign institutional investors (FIIs) 4.41%, domestic institutional investors (DIIs) 0.00%, public shareholders 22.71% of Bengal & Assam Company Ltd.
TTM ends 2026-06-30. Amounts are ₹ crore unless stated otherwise. Figures are extracted by AI from public quarterly filings; gaps are filled from public market data. Live price refreshed about twice a day from exchange data. Educational information only — not financial advice.
⚠️ How this site is made: Market data pages are computed automatically from NSE/BSE publications and company filings; news articles and announcement analyses are written with AI assistance, with a human in the loop: our editors review what the AI produces. Both can contain errors. Verify with the original sources before any investment decision. Not investment advice; Flash Finance is not SEBI-registered. How we use AI