Bengal & Assam Company Ltd533095Bank / NBFC

Non Banking Financial Company (NBFC) Latest results: Jun 2026 14 quarters of data

₹6,309.15

MCap ₹6,740 Cr · P/E 56.3

Bengal & Assam Company Ltd — Stock analysis & AI research Bengal & Assam Company Ltd — Live exchange announcements

AI-assisted data: figures and text on this page are extracted from public quarterly filings with AI assistance, checked automatically and overseen by our editorial team (human in the loop). They may still contain errors or omissions. Verify critical numbers against official company / SEBI / NSE / BSE filings before making any decision. Educational information only, not financial advice.

₹37 Cr

Interest Earned · Jun 2026

+41.5% YoY

₹4 Cr

Operating Profit · Jun 2026

₹3 Cr

Net Profit · Jun 2026

-7.4% YoY

—

EPS · Jun 2026

—

Gross NPA % · Jun 2026

—

Net NPA % · Jun 2026

📝 Bengal & Assam Company Ltd — results explained

Quarter ended June 2026 (Q1 FY27)

Bengal & Assam Company Ltd reported total income of ₹39 crore for the quarter ended June 2026 (Q1 FY27), up 38.6% from ₹28 crore in the same quarter last year, and down 57.3% sequentially over the March 2026 quarter.

Of this, interest earned contributed ₹37 crore and other income ₹2 crore. Net interest income (interest earned minus interest expended of ₹1 crore) worked out to ₹36 crore.

Net profit fell 7.4% year-on-year to ₹3 crore, from ₹3 crore.

Full year and trailing twelve months

For the full year FY26, Bengal & Assam Company Ltd posted total income of ₹304 crore, a growth of 83.1% over FY25, with a net profit of ₹120 crore (up 4.3% year-on-year).

On a trailing-twelve-month (TTM) basis, total income stands at ₹315 crore with a net profit of ₹120 crore.

Valuation snapshot

At the current price of ₹6,309.15, 533095 has a market capitalisation of ₹6,740 crore and a trailing P/E of about 56.3.

Within the Non Banking Financial Company (NBFC) industry, it is the largest of the 224 companies we track by market value.

Shareholding pattern

As of Jun 2026, promoters held 72.87%, foreign institutional investors (FIIs) 4.41%, domestic institutional investors (DIIs) 0.00%, public shareholders 22.71% of Bengal & Assam Company Ltd.

📈 Share price & events

📊 Quarterly trend

₹ crore

🎯 Key metrics

price-linked ratios use the latest close

Valuation

Market Cap ?

₹6,740 Cr

Current Price ?

₹6,309.1

P/E ?

56.27above ind

Industry P/E ?

22.40

P/B ?

5.64

P/S ?

21.41

P/FCF ?

57.60

Enterprise Value ?

N/A

EV/EBITDA ?

N/A

PEG ?

11.25

Earnings Yield ?

1.8%

Dividend Yield ?

0.80%

Profitability & Returns

Total Income (TTM) ?

₹315 Cr

OPM ?

N/A

Profit after tax (TTM) ?

₹120 Cr

EPS (TTM) ?

₹112.13

ROCE ?

N/A

ROE ?

10.0%

ROA ?

8.9%

Gross NPA % ?

N/A

Net NPA % ?

N/A

Growth

Total Income — latest qtr ?

₹39 Cr

PAT — latest qtr ?

₹3 Cr

YoY qtr sales growth ?

38.6%

YoY qtr profit growth ?

-7.4%

Sales growth (3y) ?

27%

Sales growth (5y) ?

39%

Profit growth (3y) ?

Profit growth (5y) ?

39%

Financial Health

Debt ?

N/A

Debt to Equity ?

N/A

Interest Coverage ?

N/A

Current Ratio ?

N/A

Ownership

Promoter holding ?

72.87%

Change in promoter holding ?

-0.01%

Pledged percentage ?

N/A

Market

Return 3 months ?

0.4%

Return 6 months ?

7.9%

🗓️ Quarterly results (14 quarters · ₹ Cr)

same fiscal quarter as Jun bestweakest per row · for costs (interest, NPAs) low is best Highlight

Metric	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	YoY %	QoQ %
Interest Earned	43	2	85	2	63	3	121	4	29	26	150	33	86	37	+41.5%	-57.2%
Other Income	23	2	2	2	2	2	2	3	2	2	2	0	5	2	+2.0%	-59.2%
Total Income	66	4	87	4	65	5	123	7	31	28	152	33	91	39	+38.6%	-57.3%
Interest Expended	4	3	3	2	2	2	2	1	1	1	1	1	1	1	+25.5%	+25.5%
Operating Profit	—	—	—	—	—	—	—	—	—	—	—	—	—	4	—	—
Provisions	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Profit Before Tax	60	-1	80	-1	59	2	118	4	11	4	123	1	14	4	-10.0%	-74.3%
Net Profit	51	-1	67	-1	50	2	99	3	11	3	106	1	10	3	-7.4%	-72.2%
EPS	45.17	-0.83	59.28	-0.66	44.68	1.63	87.77	2.34	9.53	2.44	93.06	0.56	8.99	—	—	—
Gross NPA %	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Net NPA %	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Capital Adequacy Ratio	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—

📆 Annual results (₹ Cr, FY = Apr–Mar)

Metric	FY25	FY26	TTM	YoY %
Interest Earned	₹157 Cr	₹295 Cr	₹306 Cr	+87.9%
Other Income	₹9 Cr	₹9 Cr	₹9 Cr	+0.0%
Total Income	₹166 Cr	₹304 Cr	₹315 Cr	+83.1%
Interest Expended	₹6 Cr	₹4 Cr	₹4 Cr	-33.3%
Net Interest Income	₹151 Cr	₹291 Cr	₹302 Cr	+92.7%
Operating Profit	—	—	₹4 Cr	—
Provisions	—	—	—	—
Profit Before Tax	₹135 Cr	₹142 Cr	₹142 Cr	+5.2%
Tax	—	—	₹1 Cr	—
Net Profit	₹115 Cr	₹120 Cr	₹120 Cr	+4.3%
EPS	₹101.27	₹105.05	₹102.61	+3.7%

🏛️ Balance Sheet (latest 4 periods)

Metric	Mar 2023	Mar 2024	Mar 2025	Mar 2026	% Chg
Equity Capital	11	11	11	11	+0.0%
Reserves	989	1,065	1,136	1,183	+4.1%
Borrowing	168	100	79	82	+3.8%
Other Liabilities	19	20	24	69	+187.5%
Total Liabilities	1,187	1,196	1,251	1,346	+7.6%
Fixed Assets	24	24	23	23	+0.0%
CWIP	0	0	0	0	—
Investments	1,150	1,158	1,217	1,271	+4.4%
Other Assets	13	14	10	52	+420.0%
Total Assets	1,187	1,196	1,251	1,346	+7.6%

💧 Cash Flow (latest 4 periods)

Metric	Mar 2023	Mar 2024	Mar 2025	Mar 2026	% Chg
CFO/OP	98%	99%	96%	96%	+0.0%
Cash from Operating Activity	108	117	117	117	+0.0%
Cash from Investing Activity	18	-10	-46	-57	-23.9%
Cash from Financing Activity	-126	-107	-72	-59	+18.1%
Net Cash Flow	0	0	0	1	—
Free Cash Flow	130	117	117	117	+0.0%

➗ Ratios (latest 4 periods)

Metric	Mar 2023	Mar 2024	Mar 2025	Mar 2026	% Chg
ROE %	11%	11%	10%	10%	+0.0%

👥 Shareholding (latest 4 periods)

Metric	Sep 2025	Dec 2025	Mar 2026	Jun 2026	% Chg
Promoters	72.88%	72.88%	72.87%	72.87%	+0.0%
FIIs	4.42%	4.43%	4.43%	4.41%	-0.5%
DIIs	0.01%	0.01%	0.00%	0.00%	—
Public	22.70%	22.68%	22.69%	22.71%	+0.1%
No. of Shareholders	27,050	26,177	25,463	25,138	-1.3%

⚖️ Peer comparison

Industry: Non Banking Financial Company (NBFC) · top 25 of 224 companies · full page →

#	Company	CMP	MCap (Cr)	P/E	Total Inc TTM	NP TTM	OPM%	NPM%	Inc YoY%	NP YoY%	Qtr Rev Δ%	Qtr NP Δ%
1	533095 Bengal & Assam	₹6,230.50	6,740	9.2	2,542	783	3.7%	30.8%	10.9%	11.8%	9.7%	-23.8%
2	512065 Mrugesh Trading	₹4.63	5,543	—	13	-0	0.7%	-1.4%	-38.7%	-191.4%	—	273.2%
3	SGFIN SG Finserve	₹694.90	4,579	24.4	488	187	16.8%	38.3%	94.2%	56.8%	114.7%	110.0%
4	501945 Dhenu Buildcon	₹2.50	3,234	—	1	-1	132.6%	-87.9%	-300.0%	-293.9%	283.9%	181.2%
5	543766 Ashika Global	₹474.05	2,821	57.6	163	61	72.6%	37.3%	145.5%	163.6%	78.3%	77.9%
6	523862 Grand Oak	₹41.75	1,787	—	245	0	-0.0%	0.0%	3081.3%	195.7%	4905.7%	-100.6%
7	532485 Balmer Lawrie	₹71.12	1,441	8.8	2,794	282	13.5%	10.1%	7.9%	4.1%	10.0%	5.2%
8	530499 AK Capital	₹1,690.30	1,158	9.7	578	118	7.1%	20.5%	18.2%	31.0%	4.7%	17.8%
9	512020 Saraswati Commercial	₹12,132.00	1,079	10.0	166	133	44.9%	80.1%	61.3%	75.5%	143.8%	164.8%
10	511628 Fedders Holding	₹42.34	1,025	9.9	443	86	2.3%	19.4%	-1.1%	139.5%	-9.4%	-32.4%
11	CIFL Capital India	₹21.75	851	97.3	532	27	4.5%	5.1%	—	—	4.2%	-70.7%
12	530245 Aryaman Financial	₹363.90	778	11.4	75	39	22.5%	51.8%	-28.5%	-15.6%	-30.2%	6.6%
13	535667 India Finsec	₹135.95	730	17.1	97	23	9.7%	24.0%	19.7%	19.9%	56.6%	28.4%
14	511702 Yogi	₹46.27	696	15.3	399	13	-0.3%	3.3%	289.7%	1293.8%	-45.6%	-113.6%
15	LAXMIINDIA Laxmi India	₹125.71	659	11.6	341	57	17.7%	16.6%	—	—	33.6%	65.7%
16	537750 Kiran Vyapar	₹197.57	527	84.6	112	6	14.8%	5.8%	-18.2%	-94.9%	0.2%	21.6%
17	538772 538772	—	507	—	301	-3	-2.0%	-0.9%	3.6%	102.2%	-22.5%	-169.2%
18	541358 Unifinz Capital	₹203.55	444	10.3	609	87	3.8%	14.3%	319.7%	335.0%	117.3%	2.1%
19	544191 Purple Finance	₹76.66	403	—	58	-1	0.7%	-2.1%	222.1%	58.6%	162.5%	107.9%
20	512399 Sera Investments	₹22.22	398	1.4	128	103	45.7%	80.2%	554.5%	1666.7%	1865.3%	—
21	538476 538476	—	368	—	26	3	17.9%	12.1%	-11.1%	-57.0%	10.7%	17.7%
22	MONEYBOXX Moneyboxx Finance	₹48.65	340	256.1	225	1	10.6%	0.6%	—	—	-11.9%	-13.8%
23	531652 UVS Hospitality	₹147.10	287	—	2	-4	0.0%	-177.7%	117.8%	30.7%	9.1%	24.1%
24	CPCAP CP Capital	₹153.11	279	6.1	76	44	26.5%	58.3%	—	—	46.3%	21.0%
25	531841 Indus Finance	₹21.86	275	7.8	10	3	11.1%	26.6%	66.1%	86.9%	37.3%	12.1%

❓ Frequently asked questions

What was Bengal & Assam Company Ltd's total income in Q1 FY27?

What was Bengal & Assam Company Ltd's net profit in Q1 FY27?