Bajaj Housing Finance Limited vs LIC Housing Finance Limited
An objective side-by-side of BAJAJHFL and LICHSGFIN, both in Finance - Housing: valuation, profitability, growth, balance sheet, ownership and share-price performance. Where one number is clearly better on its own terms (lower P/E, higher ROE), it is shaded. That is a description, not a recommendation.
Prices as of 2026-09-21 close
Latest results: BAJAJHFL Jun 2026 · LICHSGFIN Jun 2026
At a glance
- Bajaj Housing Finance Limited is the larger company by market value, about 2.2 times the size of LIC Housing Finance Limited.
- On trailing earnings, LIC Housing Finance Limited trades at the lower P/E (5.5 against 26.0).
- LIC Housing Finance Limited earns the higher return on equity (13.8% against 12.0%).
- Over three years Bajaj Housing Finance Limited has grown profits faster (27% a year against 25%).
- Over the past year the share prices returned -25.9% (BAJAJHFL) and -0.7% (LICHSGFIN).
| Metric | Bajaj Housing BAJAJHFL |
LIC Housing LICHSGFIN |
|---|---|---|
| Size and price | ||
| Market cap | ₹69,944 Cr | ₹31,244 Cr |
| Share price | ₹83.98 | ₹568.00 |
| Valuation | ||
| P/E | 25.98 | 5.45 |
| P/B | 3.11 | 0.75 |
| PEG | 0.96 | 0.22 |
| Dividend yield | 0.0% | 1.8% |
| Profitability | ||
| ROE | 12.0% | 13.8% |
| Operating margin | 23.7% | 19.2% |
| Sales (TTM) | ₹11,607 Cr | ₹28,674 Cr |
| Net profit (TTM) | ₹2,692 Cr | ₹5,729 Cr |
| Growth | ||
| Latest quarter sales YoY | +17.0% | -2.5% |
| Latest quarter profit YoY | +22.6% | +9.1% |
| Sales CAGR 3Y | +25.0% | +8.0% |
| Profit CAGR 3Y | +27.0% | +25.0% |
| Sales CAGR 5Y | +29.0% | +8.0% |
| Profit CAGR 5Y | +41.0% | +15.0% |
| Ownership | ||
| Promoter holding | 86.7% | 45.2% |
| Promoter change (4 qtrs) | -2.00 pp | +0.00 pp |
| Price performance | ||
| Return 1M | -1.88% | +11.80% |
| Return 3M | -5.64% | +3.56% |
| Return 1Y | -25.91% | -0.66% |
| Return YTD | -10.97% | +5.27% |
| Technical condition | ||
| Technical score | 39 | 81 |
| RS rating (1-99) | 36.00 | 60.00 |
| % vs 200-DMA | -4.03% | +6.53% |
| RSI (14) | 48.83 | 63.14 |
| % from 52-week high | -28.22% | -5.05% |
