Bajaj Housing Finance Limited vs LIC Housing Finance Limited
An objective side-by-side of BAJAJHFL and LICHSGFIN, both in Finance - Housing: valuation, profitability, growth, balance sheet, ownership and share-price performance. Where one number is clearly better on its own terms (lower P/E, higher ROE), it is shaded. That is a description, not a recommendation.
Prices as of 2026-11-05 close
Latest results: BAJAJHFL Sep 2026 · LICHSGFIN Sep 2026
At a glance
- Bajaj Housing Finance Limited is the larger company by market value, about 2.4 times the size of LIC Housing Finance Limited.
- On trailing earnings, LIC Housing Finance Limited trades at the lower P/E (4.9 against 24.7).
- LIC Housing Finance Limited earns the higher return on equity (13.4% against 11.7%).
- Over three years Bajaj Housing Finance Limited has grown profits faster (27% a year against 25%).
- Over the past year the share prices returned -24.9% (BAJAJHFL) and -7.3% (LICHSGFIN).
| Metric | Bajaj Housing BAJAJHFL |
LIC Housing LICHSGFIN |
|---|---|---|
| Size and price | ||
| Market cap | ₹69,264 Cr | ₹29,098 Cr |
| Share price | ₹83.16 | ₹529.00 |
| Valuation | ||
| P/E | 24.68 | 4.93 |
| P/B | 2.88 | 0.66 |
| PEG | 0.91 | 0.20 |
| Dividend yield | 0.0% | 1.9% |
| Profitability | ||
| ROE | 11.7% | 13.4% |
| Sales (TTM) | ₹12,103 Cr | ₹28,711 Cr |
| Net profit (TTM) | ₹2,806 Cr | ₹5,897 Cr |
| Growth | ||
| Latest quarter sales YoY | +18.0% | +0.2% |
| Latest quarter profit YoY | +17.7% | +11.7% |
| Sales CAGR 3Y | +25.0% | +8.0% |
| Profit CAGR 3Y | +27.0% | +25.0% |
| Sales CAGR 5Y | +29.0% | +8.0% |
| Profit CAGR 5Y | +41.0% | +15.0% |
| Ownership | ||
| Promoter holding | 86.7% | 45.2% |
| Promoter change (4 qtrs) | -2.00 pp | +0.00 pp |
| Price performance | ||
| Return 1M | +0.97% | +5.38% |
| Return 3M | -4.39% | +3.31% |
| Return 1Y | -24.89% | -7.27% |
| Return YTD | -11.84% | -1.96% |
| Technical condition | ||
| Technical score | 43 | 51 |
| RS rating (1-99) | 45.00 | 60.00 |
| % vs 200-DMA | -2.43% | -0.51% |
| RSI (14) | 58.34 | 53.69 |
| % from 52-week high | -24.84% | -11.57% |
