Housing & Urban Development Corporation Limited vs LIC Housing Finance Limited
An objective side-by-side of HUDCO and LICHSGFIN, both in Finance - Housing: valuation, profitability, growth, balance sheet, ownership and share-price performance. Where one number is clearly better on its own terms (lower P/E, higher ROE), it is shaded. That is a description, not a recommendation.
Prices as of 2026-11-05 close
Latest results: HUDCO Sep 2026 · LICHSGFIN Sep 2026
At a glance
- Housing & Urban Development Corporation Limited is the larger company by market value, about 1.1 times the size of LIC Housing Finance Limited.
- On trailing earnings, LIC Housing Finance Limited trades at the lower P/E (4.9 against 7.1).
- Housing & Urban Development Corporation Limited earns the higher return on equity (20.7% against 13.4%).
- Over three years Housing & Urban Development Corporation Limited has grown profits faster (33% a year against 25%).
- Over the past year the share prices returned -34.1% (HUDCO) and -7.3% (LICHSGFIN).
| Metric | Housing & Urban HUDCO |
LIC Housing LICHSGFIN |
|---|---|---|
| Size and price | ||
| Market cap | ₹31,636 Cr | ₹29,098 Cr |
| Share price | ₹158.03 | ₹529.00 |
| Valuation | ||
| P/E | 7.10 | 4.93 |
| P/B | 1.47 | 0.66 |
| PEG | 0.22 | 0.20 |
| Dividend yield | 2.8% | 1.9% |
| Profitability | ||
| ROE | 20.7% | 13.4% |
| Sales (TTM) | ₹14,919 Cr | ₹28,711 Cr |
| Net profit (TTM) | ₹4,456 Cr | ₹5,897 Cr |
| Growth | ||
| Latest quarter sales YoY | +24.6% | +0.2% |
| Latest quarter profit YoY | +28.3% | +11.7% |
| Sales CAGR 3Y | +23.0% | +8.0% |
| Profit CAGR 3Y | +33.0% | +25.0% |
| Sales CAGR 5Y | +13.0% | +8.0% |
| Profit CAGR 5Y | +21.0% | +15.0% |
| Ownership | ||
| Promoter holding | 75.0% | 45.2% |
| Promoter change (4 qtrs) | +0.00 pp | +0.00 pp |
| Price performance | ||
| Return 1M | -1.87% | +5.38% |
| Return 3M | -22.09% | +3.31% |
| Return 1Y | -34.08% | -7.27% |
| Return YTD | -30.73% | -1.96% |
| Technical condition | ||
| Technical score | 46 | 51 |
| RS rating (1-99) | 12.00 | 60.00 |
| % vs 200-DMA | -16.84% | -0.51% |
| RSI (14) | 52.15 | 53.69 |
| % from 52-week high | -35.98% | -11.57% |
