Housing & Urban Development Corporation Limited vs LIC Housing Finance Limited
An objective side-by-side of HUDCO and LICHSGFIN, both in Finance - Housing: valuation, profitability, growth, balance sheet, ownership and share-price performance. Where one number is clearly better on its own terms (lower P/E, higher ROE), it is shaded. That is a description, not a recommendation.
Prices as of 2026-09-21 close
Latest results: HUDCO Jun 2026 · LICHSGFIN Jun 2026
At a glance
- Housing & Urban Development Corporation Limited is the larger company by market value, about 1.1 times the size of LIC Housing Finance Limited.
- On trailing earnings, LIC Housing Finance Limited trades at the lower P/E (5.5 against 8.2).
- Housing & Urban Development Corporation Limited earns the higher return on equity (19.4% against 13.8%).
- Over three years Housing & Urban Development Corporation Limited has grown profits faster (33% a year against 25%).
- Over the past year the share prices returned -22.3% (HUDCO) and -0.7% (LICHSGFIN).
| Metric | Housing & Urban HUDCO |
LIC Housing LICHSGFIN |
|---|---|---|
| Size and price | ||
| Market cap | ₹34,679 Cr | ₹31,244 Cr |
| Share price | ₹173.23 | ₹568.00 |
| Valuation | ||
| P/E | 8.15 | 5.45 |
| P/B | 1.58 | 0.75 |
| PEG | 0.25 | 0.22 |
| Dividend yield | 2.6% | 1.8% |
| Profitability | ||
| ROE | 19.4% | 13.8% |
| Operating margin | 19.2% | 19.2% |
| Sales (TTM) | ₹14,119 Cr | ₹28,674 Cr |
| Net profit (TTM) | ₹4,255 Cr | ₹5,729 Cr |
| Growth | ||
| Latest quarter sales YoY | +26.9% | -2.5% |
| Latest quarter profit YoY | +35.1% | +9.1% |
| Sales CAGR 3Y | +23.0% | +8.0% |
| Profit CAGR 3Y | +33.0% | +25.0% |
| Sales CAGR 5Y | +13.0% | +8.0% |
| Profit CAGR 5Y | +21.0% | +15.0% |
| Ownership | ||
| Promoter holding | 75.0% | 45.2% |
| Promoter change (4 qtrs) | +0.00 pp | +0.00 pp |
| Price performance | ||
| Return 1M | -6.89% | +11.80% |
| Return 3M | -18.06% | +3.56% |
| Return 1Y | -22.34% | -0.66% |
| Return YTD | -24.07% | +5.27% |
| Technical condition | ||
| Technical score | 23 | 81 |
| RS rating (1-99) | 24.00 | 60.00 |
| % vs 200-DMA | -13.23% | +6.53% |
| RSI (14) | 35.48 | 63.14 |
| % from 52-week high | -29.82% | -5.05% |
