Flash Finance

LIC Housing Finance LimitedLICHSGFINBank / NBFC

Financial Services Mortgage Finance Latest results: Jun 2026 15 quarters of data
Consolidated Standalone
₹521.00
MCap ₹28,658 Cr · P/E 5.0
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AI-assisted data: figures and text on this page are extracted from public quarterly filings with AI assistance, checked automatically and overseen by our editorial team (human in the loop). They may still contain errors or omissions. Verify critical numbers against official company / SEBI / NSE / BSE filings before making any decision. Educational information only, not financial advice.
₹7,083 Cr
Interest Earned · Jun 2026
-0.5% YoY
—
Operating Profit · Jun 2026
₹1,499 Cr
Net Profit · Jun 2026
+9.9% YoY
₹27.25
EPS · Jun 2026
+9.9% YoY
—
Gross NPA % · Jun 2026
—
Net NPA % · Jun 2026

📝 LIC Housing Finance Limited — results explained

Quarter ended June 2026 (Q1 FY27)

LIC Housing Finance Limited reported total income of ₹7,088 crore for the quarter ended June 2026 (Q1 FY27), down 2.2% from ₹7,250 crore in the same quarter last year, and down 1.7% sequentially over the March 2026 quarter.

Of this, interest earned contributed ₹7,083 crore and other income ₹5 crore. Net interest income (interest earned minus interest expended of ₹4,946 crore) worked out to ₹2,137 crore.

Net profit rose 9.9% year-on-year to ₹1,499 crore, from ₹1,364 crore. Earnings per share (EPS) came in at ₹27.25.

Full year and trailing twelve months

For the full year FY26, LIC Housing Finance Limited posted total income of ₹28,858 crore, a growth of 2.7% over FY25, with a net profit of ₹5,605 crore (up 3.0% year-on-year).

On a trailing-twelve-month (TTM) basis, total income stands at ₹28,696 crore with a net profit of ₹5,740 crore.

Valuation snapshot

At the current price of ₹521.00, LICHSGFIN has a market capitalisation of ₹28,658 crore and a trailing P/E of about 5.0.

Within the Mortgage Finance industry, it is the 2nd-largest of the 7 companies we track by market value.

Shareholding pattern

As of Sep 2026, promoters held 45.24%, foreign institutional investors (FIIs) 18.93%, domestic institutional investors (DIIs) 21.64%, public shareholders 14.19% of LIC Housing Finance Limited.

📈 Share price & events

📊 Quarterly trend

₹ crore

🎯 Key metrics

price-linked ratios use the latest close
Valuation
Market Cap ?
₹28,658 Cr
Current Price ?
₹521.0
P/E ?
4.99below ind
Industry P/E ?
12.20
P/B ?
0.69
P/S ?
1.00
P/FCF ?
-3.35
Enterprise Value ?
N/A
EV/EBITDA ?
N/A
PEG ?
0.20
Earnings Yield ?
20.0%
Dividend Yield ?
1.93%
Profitability & Returns
Total Income (TTM) ?
₹28,696 Cr
OPM ?
N/A
Profit after tax (TTM) ?
₹5,740 Cr
EPS (TTM) ?
₹104.35
ROCE ?
N/A
ROE ?
13.9%
ROA ?
1.8%
Gross NPA % ?
N/A
Net NPA % ?
N/A
Growth
Total Income — latest qtr ?
₹7,088 Cr
PAT — latest qtr ?
₹1,499 Cr
YoY qtr sales growth ?
-2.2%
YoY qtr profit growth ?
9.9%
Sales growth (3y) ?
8%
Sales growth (5y) ?
8%
Profit growth (3y) ?
25%
Profit growth (5y) ?
15%
Financial Health
Debt ?
N/A
Debt to Equity ?
N/A
Interest Coverage ?
N/A
Current Ratio ?
N/A
Ownership
Promoter holding ?
45.24%
Change in promoter holding ?
0.00%
Pledged percentage ?
N/A
Market
Return 3 months ?
-5.3%
Return 6 months ?
-3.5%

🗓️ Quarterly results (15 quarters · ₹ Cr)

same fiscal quarter as Jun bestweakest per row · for costs (interest, NPAs) low is best
Metric Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026 YoY % QoQ %
Interest Earned 5,8526,4116,7596,7136,7516,9486,7476,8606,9587,1247,1227,0427,0527,2127,083 -0.5% -1.8%
Other Income 4421053530507811218112813816225 -96.1% +150.0%
Total Income 5,8966,4316,7596,7666,8046,9496,7976,9387,0707,3067,2507,1807,2147,2147,088 -2.2% -1.7%
Interest Expended 4,2324,3784,4934,6004,6464,6464,7494,8794,9504,9505,0464,9944,9414,7864,946 -2.0% +3.3%
Operating Profit 1,3401,760—1,9021,8901,9101,7761,7411,7541,8911,8971,8711,915—— — —
Provisions 763307—41943642814377-44109193168154—— — —
Profit Before Tax 5771,4531,6451,4831,4541,4821,6351,6651,7981,7801,7051,7031,7621,9331,901 +11.5% -1.7%
Net Profit 4621,1911,3191,1921,1671,0821,3061,3281,4351,3741,3641,3491,3981,4931,499 +9.9% +0.4%
EPS 8.4021.6523.9821.6721.2119.6723.7524.1426.0924.9724.8024.5325.4227.1327.25 +9.9% +0.4%
Gross NPA % — 4.49% 4.98% 4.33% 4.26% 3.31% 3.29% 3.05% 2.74% 2.47% 2.62% 2.51% 2.45% 2.15% — — —
Net NPA % — 2.70% 2.99% 2.59% 2.24% 1.63% 1.68% 1.57% 1.46% 1.22% 1.30% 1.19% 1.13% 1.08% — — —
Capital Adequacy Ratio — — — — — — — — — — — — — — — — —

📆 Annual results (₹ Cr, FY = Apr–Mar)

Metric FY25 FY26 TTM YoY %
Interest Earned ₹27,689 Cr ₹28,428 Cr ₹28,389 Cr +2.7%
Other Income ₹421 Cr ₹430 Cr ₹307 Cr +2.2%
Total Income ₹28,111 Cr ₹28,858 Cr ₹28,696 Cr +2.7%
Interest Expended ₹19,528 Cr ₹19,767 Cr ₹19,667 Cr +1.2%
Net Interest Income ₹8,161 Cr ₹8,661 Cr ₹8,722 Cr +6.1%
Operating Profit ₹7,162 Cr ₹5,683 Cr ₹3,786 Cr -20.6%
Provisions ₹286 Cr ₹515 Cr ₹322 Cr +80.0%
Profit Before Tax ₹6,879 Cr ₹7,103 Cr ₹7,299 Cr +3.3%
Tax ₹1,436 Cr ₹1,058 Cr ₹718 Cr -26.3%
Net Profit ₹5,443 Cr ₹5,605 Cr ₹5,740 Cr +3.0%
EPS ₹98.95 ₹101.88 ₹104.33 +3.0%

🏛️ Balance Sheet (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
Equity Capital 110110110110 +0.0%
Reserves 27,07531,36736,24241,319 +14.0%
Borrowing 244,913252,618270,726277,539 +2.5%
Other Liabilities 6,4617,1986,9636,245 -10.3%
Total Liabilities 278,559291,293314,040325,213 +3.6%
Fixed Assets 388389377416 +10.3%
CWIP 10520 -100.0%
Investments 7,0506,3377,2015,132 -28.7%
Other Assets 271,120284,567306,411319,664 +4.3%
Total Assets 278,559291,293314,040325,213 +3.6%

💧 Cash Flow (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
Cash from Operating Activity -19,632-7,151-16,609-8,504 +48.8%
Cash from Investing Activity -800587-9391,752 +286.6%
Cash from Financing Activity 20,2497,34617,4136,192 -64.4%
Net Cash Flow -183781-134-560 -317.9%
Free Cash Flow -19,673-7,188-16,682-8,556 +48.7%
CFO/OP -94%-23%-58%-27% +53.4%

➗ Ratios (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
ROE % 11%16%16%14% -12.5%

👥 Shareholding (latest 5 periods)

Metric Jun 2025Sep 2025Dec 2025Mar 2026Sep 2026 % Chg
Promoters 45.24%45.24%45.24%45.24%45.24% +0.0%
FIIs 20.25%20.17%20.36%21.39%18.93% -11.5%
DIIs 22.20%22.14%21.81%20.89%21.64% +3.6%
Public 12.31%12.45%12.60%12.49%14.19% +13.6%
No. of Shareholders 3,64,3883,58,9823,52,8733,47,9413,29,720 -5.2%

⚖️ Peer comparison

Industry: Mortgage Finance · 7 companies · full page →
# Company CMP MCap (Cr) P/E Total Inc TTM NP TTM OPM% NPM% Inc YoY% NP YoY% Qtr Rev Δ% Qtr NP Δ%
1 BAJAJHFL BAJAJ HOUSING ₹84.14 70,077 25.0 12,103 2,806 23.5% 23.2% 16.6% 18.3% 18.0% 17.7%
2 LICHSGFIN LIC Housing ₹562.90 30,963 5.4 28,696 5,740 13.2% 20.0% 2.7% 3.0% -2.2% 9.9%
3 PNBHOUSING PNB Housing ₹1,155.50 30,136 13.0 8,689 2,315 22.9% 26.6% 10.6% 18.4% 8.8% 4.5%
4 AADHARHFC AADHAR HOUSING ₹439.15 19,252 16.7 3,833 1,141 29.0% 29.8% 18.6% 20.2% 17.1% 19.0%
5 SAMMAANCAP Sammaan Capital ₹148.00 17,001 — 963 -7,478 142.6% -776.4% -80.8% -234.7% -30.2% —
6 APTUS Aptus Value ₹218.79 10,958 11.1 2,326 985 41.4% 42.3% 24.5% 25.5% 15.2% 19.0%
7 CANFINHOME Can Fin ₹779.00 10,373 9.0 4,377 1,153 23.9% 26.3% 8.7% 26.7% 7.8% 9.2%
❓ Frequently asked questions
What was LIC Housing Finance Limited's total income in Q1 FY27?
LIC Housing Finance Limited reported total income of ₹7,088 crore for the quarter ended June 2026 (Q1 FY27), down 2.2% from ₹7,250 crore in the same quarter last year, and down 1.7% sequentially over the March 2026 quarter.
What was LIC Housing Finance Limited's net profit in Q1 FY27?
Net profit rose 9.9% year-on-year to ₹1,499 crore, from ₹1,364 crore. Earnings per share (EPS) came in at ₹27.25.
What is LICHSGFIN's market capitalisation and P/E ratio?
At the current price of ₹521.00, LICHSGFIN has a market capitalisation of ₹28,658 crore and a trailing P/E of about 5.0.
Who owns LIC Housing Finance Limited? (shareholding pattern)
As of Sep 2026, promoters held 45.24%, foreign institutional investors (FIIs) 18.93%, domestic institutional investors (DIIs) 21.64%, public shareholders 14.19% of LIC Housing Finance Limited.
TTM ends 2026-06-30. Amounts are ₹ crore unless stated otherwise. Figures are extracted by AI from public quarterly filings; gaps are filled from public market data. Live price refreshed about twice a day from exchange data. Educational information only — not financial advice.
⚠️ How this site is made: Market data pages are computed automatically from NSE/BSE publications and company filings; news articles and announcement analyses are written with AI assistance, with a human in the loop: our editors review what the AI produces. Both can contain errors. Verify with the original sources before any investment decision. Not investment advice; Flash Finance is not SEBI-registered. How we use AI