Bajaj Finance Limited vs Life Insurance Corporation Of India
An objective side-by-side of BAJFINANCE and LICI, both in Finance & Investments: valuation, profitability, growth, balance sheet, ownership and share-price performance. Where one number is clearly better on its own terms (lower P/E, higher ROE), it is shaded. That is a description, not a recommendation.
Prices as of 2026-09-21 close
Latest results: BAJFINANCE Mar 2026 · LICI Jun 2026
At a glance
- Bajaj Finance Limited is the larger company by market value, about 1.3 times the size of Life Insurance Corporation Of India.
- On trailing earnings, Life Insurance Corporation Of India trades at the lower P/E (8.4 against 32.9).
- Life Insurance Corporation Of India earns the higher return on equity (34.0% against 17.0%).
- Over three years Bajaj Finance Limited has grown profits faster (19% a year against 17%).
- Over the past year the share prices returned +1.1% (BAJFINANCE) and -9.5% (LICI).
| Metric | Bajaj Finance BAJFINANCE |
Life Insurance LICI |
|---|---|---|
| Size and price | ||
| Market cap | ₹635,342 Cr | ₹506,000 Cr |
| Share price | ₹1,021 | ₹400.00 |
| Valuation | ||
| P/E | 32.86 | 8.43 |
| P/B | 5.57 | 2.87 |
| EV/EBITDA | — | -7.65 |
| PEG | 1.73 | 0.50 |
| Dividend yield | 0.5% | 2.5% |
| Profitability | ||
| ROE | 17.0% | 34.0% |
| ROCE | — | 35.0% |
| Operating margin | 32.3% | -7.5% |
| Sales (TTM) | ₹82,540 Cr | ₹881,845 Cr |
| Net profit (TTM) | ₹19,332 Cr | ₹60,055 Cr |
| Growth | ||
| Latest quarter sales YoY | +17.0% | -43.2% |
| Latest quarter profit YoY | +22.2% | +24.0% |
| Sales CAGR 3Y | +26.0% | +8.0% |
| Profit CAGR 3Y | +19.0% | +17.0% |
| Sales CAGR 5Y | +25.0% | +7.0% |
| Profit CAGR 5Y | +34.0% | +81.0% |
| Financial strength | ||
| Debt/Equity | — | 0.00 |
| Gross NPA (banks) | 1.0% | — |
| Ownership | ||
| Promoter holding | 54.7% | 96.5% |
| Promoter change (4 qtrs) | -0.06 pp | +0.00 pp |
| Price performance | ||
| Return 1M | -6.73% | -4.53% |
| Return 3M | +5.47% | -9.58% |
| Return 1Y | +1.13% | -9.47% |
| Return YTD | +3.50% | -6.42% |
| Technical condition | ||
| Technical score | 35 | 30 |
| RS rating (1-99) | 61.00 | 41.00 |
| % vs 200-DMA | +4.31% | -3.56% |
| RSI (14) | 40.55 | 43.13 |
| % from 52-week high | -13.18% | -14.62% |
