Bajaj Finance LimitedBAJFINANCEBank / NBFC

Financial Services Credit Services Latest results: Jun 2026 15 quarters of data

₹982.10

MCap ₹610,956 Cr · P/E 29.6

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AI-assisted data: figures and text on this page are extracted from public quarterly filings with AI assistance, checked automatically and overseen by our editorial team (human in the loop). They may still contain errors or omissions. Verify critical numbers against official company / SEBI / NSE / BSE filings before making any decision. Educational information only, not financial advice.

₹23,165 Cr

Interest Earned · Jun 2026

+35.1% YoY

—

Operating Profit · Jun 2026

₹6,081 Cr

Net Profit · Jun 2026

+27.6% YoY

₹9.61

EPS · Jun 2026

+26.9% YoY

0.96%

Gross NPA % · Jun 2026

0.39%

Net NPA % · Jun 2026

📝 Bajaj Finance Limited — results explained

Quarter ended June 2026 (Q1 FY27)

Bajaj Finance Limited reported total income of ₹23,171 crore for the quarter ended June 2026 (Q1 FY27), up 18.7% from ₹19,528 crore in the same quarter last year, and up 7.2% sequentially over the March 2026 quarter.

Of this, interest earned contributed ₹23,165 crore and other income ₹6 crore. Net interest income (interest earned minus interest expended of ₹7,942 crore) worked out to ₹15,223 crore.

Net profit rose 27.6% year-on-year to ₹6,081 crore, from ₹4,765 crore. Earnings per share (EPS) came in at ₹9.61.

On asset quality, gross NPA stood at 0.96% and net NPA at 0.39% (gross NPA was 1.03% a year ago).

Full year and trailing twelve months

For the full year FY26, Bajaj Finance Limited posted total income of ₹82,540 crore, a growth of 18.4% over FY25, with a net profit of ₹19,332 crore (up 15.2% year-on-year).

On a trailing-twelve-month (TTM) basis, total income stands at ₹86,183 crore with a net profit of ₹20,648 crore.

Valuation snapshot

At the current price of ₹982.10, BAJFINANCE has a market capitalisation of ₹610,956 crore and a trailing P/E of about 29.6.

Within the Credit Services industry, it is the largest of the 23 companies we track by market value.

Shareholding pattern

As of Sep 2026, promoters held 54.67%, foreign institutional investors (FIIs) 19.79%, domestic institutional investors (DIIs) 17.05%, public shareholders 8.46% of Bajaj Finance Limited.

📈 Share price & events

📊 Quarterly trend

₹ crore

🎯 Key metrics

price-linked ratios use the latest close

Valuation

Market Cap ?

₹610,956 Cr

Current Price ?

₹982.1

P/E ?

29.59above ind

Industry P/E ?

15.80

P/B ?

5.36

P/S ?

7.09

P/FCF ?

-9.16

Enterprise Value ?

N/A

EV/EBITDA ?

N/A

PEG ?

1.56

Earnings Yield ?

3.4%

Dividend Yield ?

0.55%

Profitability & Returns

Total Income (TTM) ?

₹86,183 Cr

OPM ?

N/A

Profit after tax (TTM) ?

₹20,648 Cr

EPS (TTM) ?

₹33.19

ROCE ?

N/A

ROE ?

18.1%

ROA ?

3.7%

Gross NPA % ?

0.96%

Net NPA % ?

0.39%

Growth

Total Income — latest qtr ?

₹23,171 Cr

PAT — latest qtr ?

₹6,081 Cr

YoY qtr sales growth ?

18.7%

YoY qtr profit growth ?

27.6%

Sales growth (3y) ?

26%

Sales growth (5y) ?

25%

Profit growth (3y) ?

19%

Profit growth (5y) ?

34%

Financial Health

Debt ?

N/A

Debt to Equity ?

N/A

Interest Coverage ?

N/A

Current Ratio ?

N/A

Ownership

Promoter holding ?

54.67%

Change in promoter holding ?

-0.06%

Pledged percentage ?

N/A

Market

Return 3 months ?

-7.0%

Return 6 months ?

8.1%

🗓️ Quarterly results (15 quarters · ₹ Cr)

same fiscal quarter as Jun bestweakest per row · for costs (interest, NPAs) low is best Highlight

Metric	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	YoY %	QoQ %
Interest Earned	9,273	9,847	10,821	11,734	12,523	13,230	14,049	14,987	18,035	16,359	17,145	17,796	18,656	21,606	23,165	+35.1%	+7.2%
Other Income	1,513	1,518	1,679	1,648	1,643	1,702	2,053	2,108	26	2,110	2,383	2,385	2,558	11	6	-99.7%	-45.5%
Total Income	10,786	11,365	12,501	13,382	14,166	14,932	16,102	17,095	18,061	18,469	19,528	20,181	21,215	21,617	23,171	+18.7%	+7.2%
Interest Expended	3,351	3,592	4,103	4,537	4,868	5,217	5,684	6,149	6,386	6,552	6,918	7,011	7,339	7,398	7,942	+14.8%	+7.4%
Operating Profit	4,853	5,121	5,544	5,835	6,142	6,412	6,948	7,307	—	7,968	8,487	8,874	9,320	—	—	—	—
Provisions	841	859	995	1,077	1,248	1,310	1,685	1,909	—	2,329	2,120	2,269	3,625	—	—	—	—
Profit Before Tax	4,012	4,261	4,551	4,758	4,896	5,105	5,265	5,401	5,765	5,647	6,368	6,608	5,431	7,410	8,149	+28.0%	+10.0%
Net Profit	2,973	3,158	3,437	3,551	3,639	3,825	3,912	4,014	4,308	4,546	4,765	4,948	4,066	5,553	6,081	+27.6%	+9.5%
EPS	49.20	52.25	56.83	58.67	59.42	61.91	63.28	64.66	6.86	72.35	7.57	7.85	6.40	8.78	9.61	+26.9%	+9.5%
Gross NPA %	1.14%	0.94%	0.87%	0.91%	0.95%	0.85%	0.86%	1.06%	1.12%	0.96%	1.03%	1.24%	1.21%	1.01%	0.96%	—	—
Net NPA %	0.41%	0.34%	0.31%	0.31%	0.37%	0.37%	0.38%	0.46%	0.48%	0.44%	0.50%	0.60%	0.47%	0.41%	0.39%	—	—
Capital Adequacy Ratio	25.14%	—	24.61%	—	23.87%	—	21.65%	—	21.57%	—	21.96%	—	21.45%	—	—	—	—

📆 Annual results (₹ Cr, FY = Apr–Mar)

Metric	FY25	FY26	TTM	YoY %
Interest Earned	₹63,430 Cr	₹75,203 Cr	₹81,223 Cr	+18.6%
Other Income	₹6,297 Cr	₹7,337 Cr	₹4,960 Cr	+16.5%
Total Income	₹69,727 Cr	₹82,540 Cr	₹86,183 Cr	+18.4%
Interest Expended	₹24,771 Cr	₹28,666 Cr	₹29,690 Cr	+15.7%
Net Interest Income	₹38,659 Cr	₹46,537 Cr	₹51,533 Cr	+20.4%
Operating Profit	₹22,222 Cr	₹26,680 Cr	₹18,193 Cr	+20.1%
Provisions	₹5,923 Cr	₹8,014 Cr	₹5,894 Cr	+35.3%
Profit Before Tax	₹22,079 Cr	₹25,817 Cr	₹27,598 Cr	+16.9%
Tax	₹3,843 Cr	₹4,628 Cr	₹3,025 Cr	+20.4%
Net Profit	₹16,779 Cr	₹19,332 Cr	₹20,648 Cr	+15.2%
EPS	₹207.15	₹30.60	₹32.64	-85.2%

🏛️ Balance Sheet (latest 4 periods)

Metric	Mar 2023	Mar 2024	Mar 2025	Mar 2026	% Chg
Equity Capital	121	124	124	622	+401.6%
Reserves	54,251	76,572	96,569	113,377	+17.4%
Borrowing	216,690	293,346	361,249	435,112	+20.4%
Other Liabilities	4,164	5,700	8,185	10,841	+32.4%
Total Liabilities	275,226	375,742	466,127	559,952	+20.1%
Fixed Assets	2,308	3,250	3,780	4,004	+5.9%
CWIP	80	43	41	62	+51.2%
Investments	22,752	30,881	34,441	30,578	-11.2%
Other Assets	250,087	341,568	427,865	525,309	+22.8%
Total Assets	275,226	375,742	466,127	559,952	+20.1%

💧 Cash Flow (latest 4 periods)

Metric	Mar 2023	Mar 2024	Mar 2025	Mar 2026	% Chg
Cash from Operating Activity	-42,112	-69,843	-68,154	-65,790	+3.5%
Cash from Investing Activity	-10,394	-10,088	-2,765	-3,389	-22.6%
Cash from Financing Activity	50,675	82,415	70,527	67,433	-4.4%
Net Cash Flow	-1,831	2,484	-392	-1,746	-345.4%
Free Cash Flow	-42,970	-70,842	-69,200	-66,686	+3.6%
CFO/OP	-133%	-167%	-130%	-106%	+18.5%

➗ Ratios (latest 4 periods)

Metric	Mar 2023	Mar 2024	Mar 2025	Mar 2026	% Chg
ROE %	23%	22%	19%	18%	-5.3%

👥 Shareholding (latest 6 periods)

Metric	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026	% Chg
Promoters	54.73%	54.67%	54.70%	54.71%	54.67%	54.67%	+0.0%
FIIs	21.71%	21.97%	21.49%	21.33%	20.21%	19.79%	-2.1%
DIIs	14.52%	14.39%	14.86%	15.10%	16.40%	17.05%	+4.0%
Government	0.08%	0.08%	0.08%	0.08%	—	—	—
Public	8.92%	8.78%	8.77%	8.73%	8.64%	8.46%	-2.1%
Others	0.03%	0.12%	0.10%	0.07%	—	—	—
No. of Shareholders	8,99,777	9,41,999	9,61,994	10,02,945	9,85,158	9,52,483	-3.3%

⚖️ Peer comparison

Industry: Credit Services · 23 companies · full page →

#	Company	CMP	MCap (Cr)	P/E	Total Inc TTM	NP TTM	OPM%	NPM%	Inc YoY%	NP YoY%	Qtr Rev Δ%	Qtr NP Δ%
1	BAJFINANCE Bajaj Finance	₹1,034.50	643,553	31.7	86,183	20,648	21.1%	24.0%	18.4%	15.2%	18.7%	27.6%
2	SHRIRAMFIN Shriram Finance	₹1,028.60	242,034	21.1	50,068	11,318	27.5%	22.6%	15.1%	4.7%	16.3%	59.9%
3	CHOLAFIN Cholamandalam Investment	₹1,845.90	157,642	27.2	33,144	5,751	14.1%	17.4%	20.6%	22.7%	21.8%	45.6%
4	PFC Power Finance	₹353.45	116,642	4.5	115,462	33,642	28.0%	29.1%	8.4%	10.2%	-0.2%	0.2%
5	MUTHOOTFIN Muthoot Finance	₹2,792.10	112,094	10.6	31,349	10,606	33.7%	33.8%	54.4%	98.1%	65.1%	135.2%
6	IRFC Indian Railway	₹81.09	105,973	14.4	30,364	7,372	18.9%	24.3%	0.7%	7.8%	24.4%	10.2%
7	RECLTD REC	₹312.70	82,341	5.1	59,274	16,035	27.4%	27.1%	5.7%	2.7%	-2.4%	-6.1%
8	LTF L&T Finance	₹309.10	77,462	15.9	20,052	4,871	12.7%	24.3%	12.4%	67.1%	26.5%	32.4%
9	SBICARD SBI Cards	₹655.20	62,352	28.8	20,712	2,166	28.8%	10.5%	11.1%	13.1%	7.4%	14.0%
10	HDBFS HDB FINANCIAL	₹670.85	55,577	20.2	18,902	2,761	31.0%	14.6%	—	—	10.6%	38.3%
11	PIRAMALFIN PIRAMAL FINANCE	₹2,256.00	53,275	—	—	—	—	—	—	—	—	—
12	SUNDARMFIN Sundaram Finance	₹4,700.00	51,802	23.4	10,164	2,220	23.7%	21.8%	15.2%	9.5%	12.8%	33.9%
13	M&MFIN Mahindra & Mahindra	₹356.50	49,540	15.2	21,808	3,259	14.7%	14.9%	13.9%	26.5%	14.1%	75.3%
14	POONAWALLA Poonawalla Fincorp	₹444.00	38,888	34.7	8,900	1,088	15.8%	12.2%	60.9%	652.7%	70.1%	405.2%
15	HUDCO Housing and Urban	₹172.35	34,503	8.1	14,119	4,255	19.2%	30.1%	28.8%	48.9%	26.9%	35.1%
16	IREDA Indian Renewable	₹111.71	31,382	16.0	8,628	1,964	9.8%	22.8%	23.4%	10.3%	14.8%	36.8%
17	MANAPPURAM Manappuram Finance	₹329.00	30,904	20.9	10,300	1,445	16.2%	14.0%	-5.5%	-17.5%	34.2%	341.4%
18	CHOLAHLDNG Cholamandalam Financial	₹1,539.00	28,899	10.8	41,410	6,015	18.6%	14.5%	18.3%	15.7%	19.5%	42.0%
19	CGCL Capri Global	₹265.50	25,545	22.7	5,318	1,128	22.2%	21.2%	45.9%	98.4%	57.3%	102.0%
20	IIFL IIFL Finance	₹600.00	25,517	—	—	—	—	—	30.8%	214.4%	28.4%	92.6%
21	CREDITACC CreditAccess Grameen	₹1,403.30	22,489	18.6	6,383	1,211	31.9%	19.0%	5.3%	46.5%	21.9%	719.7%
22	IFCI IFCI	₹82.67	22,274	96.0	2,043	432	32.0%	21.2%	3.2%	24.7%	-19.6%	-3.5%
23	KISSHT OnEMI Technology	₹361.35	6,406	—	—	—	—	—	—	—	44.6%	58.5%

❓ Frequently asked questions

What was Bajaj Finance Limited's total income in Q1 FY27?

What was Bajaj Finance Limited's net profit in Q1 FY27?