Life Insurance Corporation Of India vs Bajaj Finserv Limited
An objective side-by-side of LICI and BAJAJFINSV, both in Finance & Investments: valuation, profitability, growth, balance sheet, ownership and share-price performance. Where one number is clearly better on its own terms (lower P/E, higher ROE), it is shaded. That is a description, not a recommendation.
Prices as of 2026-09-21 close
Latest results: LICI Jun 2026 · BAJAJFINSV Jun 2026
At a glance
- Life Insurance Corporation Of India is the larger company by market value, about 1.7 times the size of Bajaj Finserv Limited.
- On trailing earnings, Life Insurance Corporation Of India trades at the lower P/E (8.4 against 15.9).
- Life Insurance Corporation Of India earns the higher return on equity (34.0% against 23.9%).
- Over three years Life Insurance Corporation Of India has grown profits faster (17% a year against 16%).
- Over the past year the share prices returned -9.5% (LICI) and -11.1% (BAJAJFINSV).
| Metric | Life Insurance LICI |
Bajaj Finserv BAJAJFINSV |
|---|---|---|
| Size and price | ||
| Market cap | ₹506,000 Cr | ₹296,013 Cr |
| Share price | ₹400.00 | ₹1,850 |
| Valuation | ||
| P/E | 8.43 | 15.91 |
| P/B | 2.87 | 3.80 |
| EV/EBITDA | -7.65 | 19.47 |
| PEG | 0.50 | 0.99 |
| Dividend yield | 2.5% | 0.1% |
| Profitability | ||
| ROE | 34.0% | 23.9% |
| ROCE | 35.0% | 11.0% |
| Operating margin | -7.5% | 24.1% |
| Sales (TTM) | ₹881,845 Cr | ₹154,604 Cr |
| Net profit (TTM) | ₹60,055 Cr | ₹18,601 Cr |
| Growth | ||
| Latest quarter sales YoY | -43.2% | +18.6% |
| Latest quarter profit YoY | +24.0% | +18.2% |
| Sales CAGR 3Y | +8.0% | +22.0% |
| Profit CAGR 3Y | +17.0% | +16.0% |
| Sales CAGR 5Y | +7.0% | +20.0% |
| Profit CAGR 5Y | +81.0% | +17.0% |
| Financial strength | ||
| Debt/Equity | 0.00 | 5.52 |
| Ownership | ||
| Promoter holding | 96.5% | 58.7% |
| Promoter change (4 qtrs) | +0.00 pp | -0.10 pp |
| Price performance | ||
| Return 1M | -4.53% | -8.24% |
| Return 3M | -9.58% | +3.79% |
| Return 1Y | -9.47% | -11.07% |
| Return YTD | -6.42% | -9.32% |
| Technical condition | ||
| Technical score | 30 | 25 |
| RS rating (1-99) | 41.00 | 49.00 |
| % vs 200-DMA | -3.56% | -2.64% |
| RSI (14) | 43.13 | 32.26 |
| % from 52-week high | -14.62% | -15.73% |
