Bajaj Finance Limited vs Bajaj Finserv Limited
An objective side-by-side of BAJFINANCE and BAJAJFINSV, both in Finance & Investments: valuation, profitability, growth, balance sheet, ownership and share-price performance. Where one number is clearly better on its own terms (lower P/E, higher ROE), it is shaded. That is a description, not a recommendation.
Prices as of 2026-09-21 close
Latest results: BAJFINANCE Mar 2026 · BAJAJFINSV Jun 2026
At a glance
- Bajaj Finance Limited is the larger company by market value, about 2.1 times the size of Bajaj Finserv Limited.
- On trailing earnings, Bajaj Finserv Limited trades at the lower P/E (15.9 against 32.9).
- Bajaj Finserv Limited earns the higher return on equity (23.9% against 17.0%).
- Over three years Bajaj Finance Limited has grown profits faster (19% a year against 16%).
- Over the past year the share prices returned +1.1% (BAJFINANCE) and -11.1% (BAJAJFINSV).
| Metric | Bajaj Finance BAJFINANCE |
Bajaj Finserv BAJAJFINSV |
|---|---|---|
| Size and price | ||
| Market cap | ₹635,342 Cr | ₹296,013 Cr |
| Share price | ₹1,021 | ₹1,850 |
| Valuation | ||
| P/E | 32.86 | 15.91 |
| P/B | 5.57 | 3.80 |
| EV/EBITDA | — | 19.47 |
| PEG | 1.73 | 0.99 |
| Dividend yield | 0.5% | 0.1% |
| Profitability | ||
| ROE | 17.0% | 23.9% |
| ROCE | — | 11.0% |
| Operating margin | 32.3% | 24.1% |
| Sales (TTM) | ₹82,540 Cr | ₹154,604 Cr |
| Net profit (TTM) | ₹19,332 Cr | ₹18,601 Cr |
| Growth | ||
| Latest quarter sales YoY | +17.0% | +18.6% |
| Latest quarter profit YoY | +22.2% | +18.2% |
| Sales CAGR 3Y | +26.0% | +22.0% |
| Profit CAGR 3Y | +19.0% | +16.0% |
| Sales CAGR 5Y | +25.0% | +20.0% |
| Profit CAGR 5Y | +34.0% | +17.0% |
| Financial strength | ||
| Debt/Equity | — | 5.52 |
| Gross NPA (banks) | 1.0% | — |
| Ownership | ||
| Promoter holding | 54.7% | 58.7% |
| Promoter change (4 qtrs) | -0.06 pp | -0.10 pp |
| Price performance | ||
| Return 1M | -6.73% | -8.24% |
| Return 3M | +5.47% | +3.79% |
| Return 1Y | +1.13% | -11.07% |
| Return YTD | +3.50% | -9.32% |
| Technical condition | ||
| Technical score | 35 | 25 |
| RS rating (1-99) | 61.00 | 49.00 |
| % vs 200-DMA | +4.31% | -2.64% |
| RSI (14) | 40.55 | 32.26 |
| % from 52-week high | -13.18% | -15.73% |
