Bajaj Finserv LimitedBAJAJFINSVBank / NBFC

Financial Services Financial Conglomerates Latest results: Jun 2026 13 quarters of data
₹1,729.00
MCap ₹276,682 Cr
AI-assisted data: figures and text on this page are extracted from public quarterly filings with AI assistance, checked automatically and overseen by our editorial team (human in the loop). They may still contain errors or omissions. Verify critical numbers against official company / SEBI / NSE / BSE filings before making any decision. Educational information only, not financial advice.
₹42,037 Cr
Interest Earned · Jun 2026
+122.5% YoY
₹8,932 Cr
Operating Profit · Jun 2026
-4.1% YoY
₹6,297 Cr
Net Profit · Jun 2026
+18.2% YoY
₹19.60
EPS · Jun 2026
+12.0% YoY
—
Gross NPA % · Jun 2026
—
Net NPA % · Jun 2026

📝 Bajaj Finserv Limited — results explained

Quarter ended June 2026 (Q1 FY27)

Bajaj Finserv Limited reported total income of ₹42,042 crore for the quarter ended June 2026 (Q1 FY27), up 18.6% from ₹35,451 crore in the same quarter last year.

Of this, interest earned contributed ₹42,037 crore and other income ₹5 crore. Net interest income (interest earned minus interest expended of ₹7,834 crore) worked out to ₹34,203 crore.

Net profit rose 18.2% year-on-year to ₹6,297 crore, from ₹5,329 crore. Earnings per share (EPS) came in at ₹19.60.

Full year and trailing twelve months

For the full year FY26, Bajaj Finserv Limited posted total income of ₹112,562 crore, a decline of 15.9% over FY25, with a net profit of ₹12,305 crore (down 29.9% year-on-year).

Valuation snapshot

At the current price of ₹1,729.00, BAJAJFINSV has a market capitalisation of ₹276,682 crore.

Within the Financial Conglomerates industry, it is the largest of the 2 companies we track by market value.

Shareholding pattern

As of Sep 2026, promoters held 58.65%, foreign institutional investors (FIIs) 8.16%, domestic institutional investors (DIIs) 11.10%, public shareholders 21.97% of Bajaj Finserv Limited.

Promoter holding slipped from 58.71% to 58.65% over the latest period.

📈 Share price & events

📊 Quarterly trend

₹ crore

🎯 Key metrics

price-linked ratios use the latest close
Valuation
Market Cap ?
₹276,682 Cr
Current Price ?
₹1,729.0
P/E ?
N/A
Industry P/E ?
39.60
P/B ?
3.55
P/S ?
N/A
P/FCF ?
-4.89
Enterprise Value ?
₹706,596 Cr
EV/EBITDA ?
N/A
PEG ?
N/A
Earnings Yield ?
N/A
Dividend Yield ?
0.09%
Profitability & Returns
Total Income (TTM) ?
N/A
OPM ?
N/A
Profit after tax (TTM) ?
N/A
EPS (TTM) ?
N/A
ROCE ?
11.0%
ROE ?
N/A
ROA ?
N/A
Gross NPA % ?
N/A
Net NPA % ?
N/A
Growth
Total Income — latest qtr ?
₹42,042 Cr
PAT — latest qtr ?
₹6,297 Cr
YoY qtr sales growth ?
18.6%
YoY qtr profit growth ?
18.2%
Sales growth (3y) ?
22%
Sales growth (5y) ?
20%
Profit growth (3y) ?
16%
Profit growth (5y) ?
17%
Financial Health
Debt ?
₹429,914 Cr
Debt to Equity ?
5.52
Interest Coverage ?
N/A
Current Ratio ?
N/A
Ownership
Promoter holding ?
58.65%
Change in promoter holding ?
-0.16%
Pledged percentage ?
N/A
Market
Return 3 months ?
-6.7%
Return 6 months ?
-6.0%

🗓️ Quarterly results (13 quarters · ₹ Cr)

same fiscal quarter as Jun bestweakest per row · for costs (interest, NPAs) low is best
Metric Dec 2022Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Jun 2026 YoY % QoQ %
Interest Earned 10,43012,13113,09113,92214,64915,52216,57217,40917,94718,89019,59920,44942,037 +122.5% —
Other Income 11,32511,14912,93215,11617,39315,95817,13214,63318,65016,56217,80419,2595 -100.0% —
Total Income 21,75523,28026,02329,03832,04231,48033,70432,04236,59635,45137,40339,70842,042 +18.6% —
Interest Expended 3,2414,0204,4494,7775,1545,5926,0466,2766,3966,8076,9017,2327,834 +15.1% —
Operating Profit 5,2646,1356,3736,6686,8257,6657,8627,8368,3159,3169,0999,9438,932 -4.1% —
Provisions 8451,0131,0811,2381,3021,6991,8992,0282,3222,1132,2773,639— — —
Profit Before Tax 4,4195,1255,2925,4315,5275,9685,9665,8126,0027,2046,8255,9268,932 +24.0% —
Net Profit 1,7823,7093,7562,1582,1194,2094,1804,4124,7565,3294,7462,2296,297 +18.2% —
EPS 11.2012.2012.1013.6013.3013.4013.1014.0015.1017.5014.1014.0019.60 +12.0% —
Gross NPA % — — — — — 0.86% — — — — — — — — —
Net NPA % — — — — — 0.38% — — — — — — — — —
Capital Adequacy Ratio — — — — — — — — — — — — — — —

📆 Annual results (₹ Cr, FY = Apr–Mar)

Metric FY25 FY26 TTM YoY %
Interest Earned ₹67,449 Cr ₹58,937 Cr — -12.6%
Other Income ₹66,373 Cr ₹53,625 Cr — -19.2%
Total Income ₹133,822 Cr ₹112,562 Cr — -15.9%
Interest Expended ₹24,310 Cr ₹20,941 Cr — -13.9%
Net Interest Income ₹43,139 Cr ₹37,996 Cr — -11.9%
Operating Profit ₹31,678 Cr ₹28,358 Cr — -10.5%
Provisions ₹7,948 Cr ₹8,029 Cr — +1.0%
Profit Before Tax ₹23,748 Cr ₹19,955 Cr — -16.0%
Tax ₹6,191 Cr ₹5,512 Cr — -11.0%
Net Profit ₹17,558 Cr ₹12,305 Cr — -29.9%
EPS ₹55.60 ₹45.60 — -18.0%

🏛️ Balance Sheet (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
Equity Capital 159159160160 +0.0%
Reserves 46,24860,16972,23677,755 +7.6%
Borrowings 212,265288,933355,855429,914 +20.8%
Other Liabilities 146,729188,154223,269250,669 +12.3%
Total Liabilities 405,401537,415651,519758,498 +16.4%
Fixed Assets 4,3365,4556,2976,800 +8.0%
CWIP 191220314250 -20.4%
Investments 136,176170,127190,130194,414 +2.3%
Other Assets 264,698361,613454,778557,034 +22.5%
Total Assets 405,401537,415651,519758,498 +16.4%

💧 Cash Flow (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
Cash from Operating Activity -39,480-65,502-62,113-55,301 +11.0%
Cash from Investing Activity -13,945-14,132-7,987-12,635 -58.2%
Cash from Financing Activity 51,01682,70970,19166,610 -5.1%
Net Cash Flow -2,4093,07592-1,326 -1541.3%
Free Cash Flow -40,603-66,811-63,829-56,619 +11.3%
CFO/OP -117%-146%-111%-84% +24.3%

➗ Ratios (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
Debtor Days 15202323 +0.0%
Cash Conversion Cycle 15202323 +0.0%
Working Capital Days -444-406-374-351 +6.1%
ROCE % 11%12%11%11% +0.0%

👥 Shareholding (latest 6 periods)

Metric Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Sep 2026 % Chg
Promoters 58.81%58.81%58.81%58.72%58.71%58.65% -0.1%
FIIs 8.40%8.11%8.06%7.23%6.91%8.16% +18.1%
DIIs 10.09%10.49%10.74%11.76%12.10%11.10% -8.3%
Public 22.60%22.52%22.37%22.16%22.23%21.97% -1.2%
Others 0.10%0.07%0.02%0.13%—— —
No. of Shareholders 6,83,2796,39,6246,17,0716,01,4575,97,7975,68,769 -4.9%

⚖️ Peer comparison

Industry: Financial Conglomerates · 2 companies · full page →
# Company CMP MCap (Cr) P/E Total Inc TTM NP TTM OPM% NPM% Inc YoY% NP YoY% Qtr Rev Δ% Qtr NP Δ%
1 BAJAJFINSV Bajaj Finserv ₹1,913.50 306,207 — — — — — -12.7% -9.2% 239.4% 238.7%
2 ABCAPITAL Aditya Birla ₹381.90 104,563 24.4 48,464 4,188 10.8% 8.6% 11.5% 14.0% 27.9% 38.1%
❓ Frequently asked questions
What was Bajaj Finserv Limited's total income in Q1 FY27?
Bajaj Finserv Limited reported total income of ₹42,042 crore for the quarter ended June 2026 (Q1 FY27), up 18.6% from ₹35,451 crore in the same quarter last year.
What was Bajaj Finserv Limited's net profit in Q1 FY27?
Net profit rose 18.2% year-on-year to ₹6,297 crore, from ₹5,329 crore. Earnings per share (EPS) came in at ₹19.60.
What is BAJAJFINSV's market capitalisation and P/E ratio?
At the current price of ₹1,729.00, BAJAJFINSV has a market capitalisation of ₹276,682 crore.
Who owns Bajaj Finserv Limited? (shareholding pattern)
As of Sep 2026, promoters held 58.65%, foreign institutional investors (FIIs) 8.16%, domestic institutional investors (DIIs) 11.10%, public shareholders 21.97% of Bajaj Finserv Limited.
TTM ends N/A. Amounts are ₹ crore unless stated otherwise. Figures are extracted by AI from public quarterly filings; gaps are filled from public market data. Live price refreshed about twice a day from exchange data. Educational information only — not financial advice.
⚠️ How this site is made: Market data pages are computed automatically from NSE/BSE publications and company filings; news articles and announcement analyses are written with AI assistance, with a human in the loop: our editors review what the AI produces. Both can contain errors. Verify with the original sources before any investment decision. Not investment advice; Flash Finance is not SEBI-registered. How we use AI