Flash Finance

Reliance Home Finance LimitedRHFLCorporate

Finance - Housing Latest results: Mar 2025 13 quarters of data
₹1.52
MCap ₹74 Cr · P/E 3.1
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🏭 Financial Services sector
AI-assisted data: figures and text on this page are extracted from public quarterly filings with AI assistance, checked automatically and overseen by our editorial team (human in the loop). They may still contain errors or omissions. Verify critical numbers against official company / SEBI / NSE / BSE filings before making any decision. Educational information only, not financial advice.
₹0 Cr
Sales · Mar 2025
-100.0% YoY
₹-1 Cr
Operating Profit · Mar 2025
+90.0% YoY
—
OPM % · Mar 2025
₹-1 Cr
Net Profit · Mar 2025
+89.8% YoY
₹-0.01
EPS · Mar 2025
+92.9% YoY

📝 Reliance Home Finance Limited — results explained

Quarter ended March 2025 (Q4 FY25)

Reliance Home Finance Limited reported revenue of ₹0 crore for the quarter ended March 2025 (Q4 FY25), down 100.0% from ₹0 crore in the same quarter last year, and down 100.0% sequentially over the December 2024 quarter.

The company reported a net loss of ₹1 crore, against a net loss of ₹7 crore in the same quarter last year. Earnings per share (EPS) came in at ₹-0.01.

Full year and trailing twelve months

For the full year FY25, Reliance Home Finance Limited posted revenue of ₹0 crore, a decline of 64.5% over FY24, with a net profit of ₹24 crore.

On a trailing-twelve-month (TTM) basis, revenue stands at ₹0 crore with a net profit of ₹24 crore.

Valuation snapshot

At the current price of ₹1.52, RHFL has a market capitalisation of ₹74 crore and a trailing P/E of about 3.1.

Within the Finance - Housing industry, it is the 8th-largest of the 8 companies we track by market value.

Shareholding pattern

As of Mar 2025, promoters held 0.74%, foreign institutional investors (FIIs) 0.00%, domestic institutional investors (DIIs) 1.54%, the government 0.01%, public shareholders 97.70% of Reliance Home Finance Limited.

📈 Share price & events

📊 Quarterly trend

₹ crore · OPM % on right axis

🎯 Key metrics

price-linked ratios use the latest close
Valuation
Market Cap ?
₹74 Cr
Current Price ?
₹1.5
P/E ?
3.07below ind
Industry P/E ?
6.90
P/B ?
-1.40
P/S ?
337.13
P/FCF ?
8.24
Enterprise Value ?
₹114 Cr
EV/EBITDA ?
-35.46
PEG ?
0.12
Earnings Yield ?
-2.8%
Dividend Yield ?
0.00%
Profitability & Returns
Sales (TTM) ?
₹0 Cr
OPM ?
-1,463.6%
Profit after tax (TTM) ?
₹24 Cr
EPS (TTM) ?
₹0.50
ROCE ?
-432.0%
ROE ?
-45.6%
ROA ?
1,208.5%
Growth
Sales — latest qtr ?
₹0 Cr
PAT — latest qtr ?
₹-1 Cr
YoY qtr sales growth ?
-100.0%
YoY qtr profit growth ?
89.8%
Sales growth (3y) ?
-91%
Sales growth (5y) ?
-83%
Profit growth (3y) ?
26%
Profit growth (5y) ?
15%
Financial Health
Debt ?
₹40 Cr
Debt to Equity ?
-0.75
Interest Coverage ?
-3.6
Current Ratio ?
N/A
Ownership
Promoter holding ?
0.74%
Change in promoter holding ?
0.00%
Pledged percentage ?
N/A
Market
Return 3 months ?
-24.4%
Return 6 months ?
-31.5%

🗓️ Quarterly results (13 quarters · ₹ Cr)

same fiscal quarter as Mar bestweakest per row · for costs (interest, NPAs) low is best
Metric Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025 YoY % QoQ %
Sales 1694721417600000000 -100.0% -100.0%
Operating Profit -6,05249271259,1356-1-3-5-0-0-2-1 +90.0% +76.0%
Other Income 006-0-274000002800 — -100.0%
Interest 311252272267-75900010000 -89.0% +45.5%
Depreciation 2101021000000000 — —
Profit Before Tax -6,573-203-239-1639,6206-1-3-7-027-2-1 +89.8% +65.2%
Net Profit -4,522-140-165-2495,9726-1-3-7-027-2-1 +89.8% +64.1%
EPS -93.23-2.88-3.39-5.14123.130.13-0.01-0.05-0.14-0.010.56-0.04-0.01 +92.9% +75.0%
OPM % -38110.1% 52.2% 37.9% 88.5% 12099.5% 5141.7% -412.5% -1600.0% -2944.4% -55.6% -1900.0% -11050.0% — — —

📆 Annual results (₹ Cr, FY = Apr–Mar)

Metric FY24 FY25 TTM YoY %
Sales ₹1 Cr ₹0 Cr ₹0 Cr -64.5%
Operating Profit ₹-2 Cr ₹-3 Cr ₹-3 Cr -37.0%
OPM % -379.03% -1,463.64% -1,463.64% -286.2%
NPM % -570.97% 10,986.36% 10,986.36% +2024.2%
Other Income ₹0 Cr ₹28 Cr ₹28 Cr +10757.7%
Depreciation ₹0 Cr ₹0 Cr ₹0 Cr —
Interest ₹1 Cr ₹1 Cr ₹1 Cr -37.9%
EBIT ₹-2 Cr ₹-3 Cr ₹-3 Cr -37.0%
PBT ₹-4 Cr ₹24 Cr ₹24 Cr +781.1%
Tax — — — —
Net Profit ₹-4 Cr ₹24 Cr ₹24 Cr +782.8%
EPS ₹-0.07 ₹0.50 ₹0.50 +814.3%
Material Cost — — — —
Employee Cost — — — —
Extraordinary Items — — — —

🏛️ Balance Sheet (latest 4 periods)

Metric Mar 2022Mar 2023Mar 2024Mar 2025 % Chg
Equity Capital 485485485485 +0.0%
Reserves -5,977-559-562-538 +4.3%
Borrowings 12,714879140 -56.0%
Other Liabilities 2,922221614 -12.5%
Total Liabilities 10,14435302 -93.3%
Fixed Assets 48000 —
CWIP 0000 —
Investments 161000 —
Other Assets 9,93635302 -93.3%
Total Assets 10,14435302 -93.3%

💧 Cash Flow (latest 4 periods)

Metric Mar 2022Mar 2023Mar 2024Mar 2025 % Chg
Cash from Operating Activity -5974,103-229 +140.9%
Cash from Investing Activity 848-10510 -100.0%
Cash from Financing Activity -367-4,0354-9 -325.0%
Net Cash Flow -116-37-170 +100.0%
Free Cash Flow -5984,145-229 +140.9%
CFO/OP 9%44%997%-279% -128.0%

➗ Ratios (latest 4 periods)

Metric Mar 2022Mar 2023Mar 2024Mar 2025 % Chg
Debtor Days 0000 —
Cash Conversion Cycle 0000 —
Working Capital Days -3,301-4224-23,675 -10669.2%
ROCE % -67%258%-17%-432% -2441.2%

👥 Shareholding (latest 4 periods)

Metric Jun 2024Sep 2024Dec 2024Mar 2025 % Chg
Promoters 0.74%0.74%0.74%0.74% +0.0%
FIIs 0.00%0.00%0.00%0.00% —
DIIs 1.55%1.55%1.54%1.54% +0.0%
Government 0.01%0.01%0.01%0.01% +0.0%
Public 97.69%97.69%97.70%97.70% +0.0%
No. of Shareholders 9,60,3499,60,34910,06,31210,06,312 +0.0%

⚖️ Peer comparison

Industry: Finance - Housing · 8 companies · full page →
# Company CMP MCap (Cr) P/E Sales TTM NP TTM OPM% NPM% Sales YoY% NP YoY% Qtr Rev Δ% Qtr NP Δ%
1 HOMEFIRST Home First ₹1,238.10 12,946 22.2 2,006 581 10.4% 29.0% 24.8% 41.4% 18.4% 34.3%
2 AAVAS Aavas Financiers ₹1,271.50 10,082 14.7 2,765 687 8.0% 24.9% 13.9% 14.1% 12.9% 23.2%
3 INDIASHLTR India Shelter ₹676.40 7,384 14.6 1,528 503 0.0% 32.9% 29.9% 33.1% 24.8% 27.8%
4 REPCOHOME Repco Home ₹331.95 2,077 4.3 1,822 482 8.1% 26.4% 4.3% 2.8% 6.3% 5.8%
5 GICHSGFIN GIC Housing ₹134.92 727 4.6 1,086 158 1.6% 14.6% 0.7% -3.7% 0.9% 44.0%
6 SRGHFL SRG Housing ₹117.35 184 5.4 211 34 4.7% 16.2% 29.2% 33.2% 26.6% 24.9%
7 CORALFINAC Coral India ₹32.40 131 9.1 15 14 77.5% 99.0% -27.2% -15.5% -18.8% -8.3%
8 RHFL Reliance Home ₹1.59 78 4.5 0 24 -1463.6% 10986.4% -64.5% 782.8% -100.0% 89.8%
❓ Frequently asked questions
What was Reliance Home Finance Limited's revenue in Q4 FY25?
Reliance Home Finance Limited reported revenue of ₹0 crore for the quarter ended March 2025 (Q4 FY25), down 100.0% from ₹0 crore in the same quarter last year, and down 100.0% sequentially over the December 2024 quarter.
What was Reliance Home Finance Limited's net profit in Q4 FY25?
The company reported a net loss of ₹1 crore, against a net loss of ₹7 crore in the same quarter last year. Earnings per share (EPS) came in at ₹-0.01.
What is RHFL's market capitalisation and P/E ratio?
At the current price of ₹1.52, RHFL has a market capitalisation of ₹74 crore and a trailing P/E of about 3.1.
Who owns Reliance Home Finance Limited? (shareholding pattern)
As of Mar 2025, promoters held 0.74%, foreign institutional investors (FIIs) 0.00%, domestic institutional investors (DIIs) 1.54%, the government 0.01%, public shareholders 97.70% of Reliance Home Finance Limited.
TTM ends 2025-03-31. Amounts are ₹ crore unless stated otherwise. Figures are extracted by AI from public quarterly filings; gaps are filled from public market data. Live price refreshed about twice a day from exchange data. Educational information only — not financial advice.
⚠️ How this site is made: Market data pages are computed automatically from NSE/BSE publications and company filings; news articles and announcement analyses are written with AI assistance, with a human in the loop: our editors review what the AI produces. Both can contain errors. Verify with the original sources before any investment decision. Not investment advice; Flash Finance is not SEBI-registered. How we use AI