Flash Finance

Repco Home Finance LimitedREPCOHOMEBank / NBFC

Finance - Housing Latest results: Jun 2026 14 quarters of data
Consolidated Standalone
₹340.75
MCap ₹2,132 Cr · P/E 4.4
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AI-assisted data: figures and text on this page are extracted from public quarterly filings with AI assistance, checked automatically and overseen by our editorial team (human in the loop). They may still contain errors or omissions. Verify critical numbers against official company / SEBI / NSE / BSE filings before making any decision. Educational information only, not financial advice.
₹468 Cr
Interest Earned · Jun 2026
+6.3% YoY
₹148 Cr
Operating Profit · Jun 2026
₹122 Cr
Net Profit · Jun 2026
+5.8% YoY
₹19.44
EPS · Jun 2026
+5.7% YoY
—
Gross NPA % · Jun 2026
—
Net NPA % · Jun 2026

📝 Repco Home Finance Limited — results explained

Quarter ended June 2026 (Q1 FY27)

Repco Home Finance Limited reported total income of ₹468 crore for the quarter ended June 2026 (Q1 FY27), up 6.3% from ₹440 crore in the same quarter last year, and up 2.8% sequentially over the March 2026 quarter.

Of this, interest earned contributed ₹468 crore and other income ₹0 crore. Net interest income (interest earned minus interest expended of ₹251 crore) worked out to ₹216 crore.

Net profit rose 5.8% year-on-year to ₹122 crore, from ₹115 crore. Earnings per share (EPS) came in at ₹19.44.

Full year and trailing twelve months

For the full year FY26, Repco Home Finance Limited posted total income of ₹1,794 crore, a growth of 4.3% over FY25, with a net profit of ₹475 crore (up 2.8% year-on-year).

On a trailing-twelve-month (TTM) basis, total income stands at ₹1,822 crore with a net profit of ₹482 crore.

Valuation snapshot

At the current price of ₹340.75, REPCOHOME has a market capitalisation of ₹2,132 crore and a trailing P/E of about 4.4.

Within the Finance - Housing industry, it is the 4th-largest of the 8 companies we track by market value.

Shareholding pattern

As of Sep 2026, promoters held 37.13%, foreign institutional investors (FIIs) 11.09%, domestic institutional investors (DIIs) 26.34%, public shareholders 25.44% of Repco Home Finance Limited.

📈 Share price & events

📊 Quarterly trend

₹ crore

🎯 Key metrics

price-linked ratios use the latest close
Valuation
Market Cap ?
₹2,132 Cr
Current Price ?
₹340.8
P/E ?
4.43below ind
Industry P/E ?
6.90
P/B ?
0.53
P/S ?
1.17
P/FCF ?
-2.31
Enterprise Value ?
N/A
EV/EBITDA ?
N/A
PEG ?
0.30
Earnings Yield ?
22.6%
Dividend Yield ?
1.32%
Profitability & Returns
Total Income (TTM) ?
₹1,822 Cr
OPM ?
N/A
Profit after tax (TTM) ?
₹482 Cr
EPS (TTM) ?
₹76.98
ROCE ?
N/A
ROE ?
11.9%
ROA ?
2.9%
Gross NPA % ?
N/A
Net NPA % ?
N/A
Growth
Total Income — latest qtr ?
₹468 Cr
PAT — latest qtr ?
₹122 Cr
YoY qtr sales growth ?
6.3%
YoY qtr profit growth ?
5.8%
Sales growth (3y) ?
12%
Sales growth (5y) ?
5%
Profit growth (3y) ?
15%
Profit growth (5y) ?
10%
Financial Health
Debt ?
N/A
Debt to Equity ?
N/A
Interest Coverage ?
N/A
Current Ratio ?
N/A
Ownership
Promoter holding ?
37.13%
Change in promoter holding ?
0.00%
Pledged percentage ?
N/A
Market
Return 3 months ?
-15.1%
Return 6 months ?
-14.8%

🗓️ Quarterly results (14 quarters · ₹ Cr)

same fiscal quarter as Jun bestweakest per row · for costs (interest, NPAs) low is best
Metric Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026 YoY % QoQ %
Interest Earned 340364380387393408423445426440441457454468 +6.3% +3.0%
Other Income 32165810901010 — -80.0%
Total Income 343366381393398416424445435440442457455468 +6.3% +2.8%
Interest Expended 186203207215220233240248246244244249247251 +3.0% +1.7%
Operating Profit —————————————148 — —
Provisions —————————————— — —
Profit Before Tax 112120129134139137149144154146139149148148 +1.2% -0.2%
Net Profit 8495100104114113115113121115110115135122 +5.8% -9.9%
EPS 13.4215.2615.9816.6318.1817.9918.4018.0919.2918.4017.5318.4521.6119.44 +5.7% -10.0%
Gross NPA % 5.80% 5.50% 4.93% 4.70% 4.10% 4.30% 4.00% 3.86% 3.26% 3.30% 3.16% 2.92% 2.55% — — —
Net NPA % 3.00% 2.80% 2.16% 1.90% 1.50% 1.70% 1.60% 1.50% 1.31% 1.20% 1.50% 1.38% 1.17% — — —
Capital Adequacy Ratio — — — — — — — — — — — — — — — —

📆 Annual results (₹ Cr, FY = Apr–Mar)

Metric FY25 FY26 TTM YoY %
Interest Earned ₹1,702 Cr ₹1,792 Cr ₹1,820 Cr +5.3%
Other Income ₹18 Cr ₹2 Cr ₹2 Cr -88.9%
Total Income ₹1,720 Cr ₹1,794 Cr ₹1,822 Cr +4.3%
Interest Expended ₹967 Cr ₹984 Cr ₹991 Cr +1.8%
Net Interest Income ₹735 Cr ₹808 Cr ₹828 Cr +9.9%
Operating Profit — — ₹148 Cr —
Provisions — — — —
Profit Before Tax ₹584 Cr ₹582 Cr ₹584 Cr -0.3%
Tax — — ₹26 Cr —
Net Profit ₹462 Cr ₹475 Cr ₹482 Cr +2.8%
EPS ₹73.77 ₹75.99 ₹77.03 +3.0%

🏛️ Balance Sheet (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
Equity Capital 63636363 +0.0%
Reserves 2,5272,9233,3643,978 +18.3%
Borrowing 9,92410,70111,13912,206 +9.6%
Other Liabilities 83110150198 +32.0%
Total Liabilities 12,59613,79714,71616,444 +11.7%
Fixed Assets 405878100 +28.2%
CWIP 4430 -100.0%
Investments 105123325272 -16.3%
Other Assets 12,44813,61214,31016,072 +12.3%
Total Assets 12,59613,79714,71616,444 +11.7%

💧 Cash Flow (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
Cash from Operating Activity -363-685-614-896 -45.9%
Cash from Investing Activity 160-109-659 +1083.3%
Cash from Financing Activity 205747408988 +142.2%
Net Cash Flow 2-46-212151 +171.2%
Free Cash Flow -371-708-637-922 -44.7%
CFO/OP -25%-40%-31%-49% -58.1%

➗ Ratios (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
ROE % 13%15%14%13% -7.1%

👥 Shareholding (latest 5 periods)

Metric Jun 2025Sep 2025Dec 2025Mar 2026Sep 2026 % Chg
Promoters 37.13%37.13%37.13%37.13%37.13% +0.0%
FIIs 11.16%11.91%12.68%13.37%11.09% -17.1%
DIIs 23.26%22.70%23.74%24.27%26.34% +8.5%
Public 28.46%28.24%26.44%25.21%25.44% +0.9%
No. of Shareholders 56,29857,02651,93251,13549,007 -4.2%

⚖️ Peer comparison

Industry: Finance - Housing · 8 companies · full page →
# Company CMP MCap (Cr) P/E Total Inc TTM NP TTM OPM% NPM% Inc YoY% NP YoY% Qtr Rev Δ% Qtr NP Δ%
1 HOMEFIRST Home First ₹1,238.10 12,946 22.2 2,006 581 10.4% 29.0% 24.8% 41.4% 18.4% 34.3%
2 AAVAS Aavas Financiers ₹1,271.50 10,082 14.7 2,765 687 8.0% 24.9% 13.9% 14.1% 12.9% 23.2%
3 INDIASHLTR India Shelter ₹676.40 7,384 14.6 1,528 503 0.0% 32.9% 29.9% 33.1% 24.8% 27.8%
4 REPCOHOME Repco Home ₹331.95 2,077 4.3 1,822 482 8.1% 26.4% 4.3% 2.8% 6.3% 5.8%
5 GICHSGFIN GIC Housing ₹134.92 727 4.6 1,086 158 1.6% 14.6% 0.7% -3.7% 0.9% 44.0%
6 SRGHFL SRG Housing ₹117.35 184 5.4 211 34 4.7% 16.2% 29.2% 33.2% 26.6% 24.9%
7 CORALFINAC Coral India ₹32.40 131 9.1 15 14 77.5% 99.0% -27.2% -15.5% -18.8% -8.3%
8 RHFL Reliance Home ₹1.59 78 4.5 0 24 -1463.6% 10986.4% -64.5% 782.8% -100.0% 89.8%
❓ Frequently asked questions
What was Repco Home Finance Limited's total income in Q1 FY27?
Repco Home Finance Limited reported total income of ₹468 crore for the quarter ended June 2026 (Q1 FY27), up 6.3% from ₹440 crore in the same quarter last year, and up 2.8% sequentially over the March 2026 quarter.
What was Repco Home Finance Limited's net profit in Q1 FY27?
Net profit rose 5.8% year-on-year to ₹122 crore, from ₹115 crore. Earnings per share (EPS) came in at ₹19.44.
What is REPCOHOME's market capitalisation and P/E ratio?
At the current price of ₹340.75, REPCOHOME has a market capitalisation of ₹2,132 crore and a trailing P/E of about 4.4.
Who owns Repco Home Finance Limited? (shareholding pattern)
As of Sep 2026, promoters held 37.13%, foreign institutional investors (FIIs) 11.09%, domestic institutional investors (DIIs) 26.34%, public shareholders 25.44% of Repco Home Finance Limited.
TTM ends 2026-06-30. Amounts are ₹ crore unless stated otherwise. Figures are extracted by AI from public quarterly filings; gaps are filled from public market data. Live price refreshed about twice a day from exchange data. Educational information only — not financial advice.
⚠️ How this site is made: Market data pages are computed automatically from NSE/BSE publications and company filings; news articles and announcement analyses are written with AI assistance, with a human in the loop: our editors review what the AI produces. Both can contain errors. Verify with the original sources before any investment decision. Not investment advice; Flash Finance is not SEBI-registered. How we use AI