Flash Finance

Aavas Financiers LimitedAAVASBank / NBFC

Finance - Housing Latest results: Jun 2026 14 quarters of data
Consolidated Standalone
₹1,195.20
MCap ₹9,477 Cr · P/E 13.8
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AI-assisted data: figures and text on this page are extracted from public quarterly filings with AI assistance, checked automatically and overseen by our editorial team (human in the loop). They may still contain errors or omissions. Verify critical numbers against official company / SEBI / NSE / BSE filings before making any decision. Educational information only, not financial advice.
₹709 Cr
Interest Earned · Jun 2026
+12.9% YoY
₹220 Cr
Operating Profit · Jun 2026
₹171 Cr
Net Profit · Jun 2026
+23.2% YoY
₹21.60
EPS · Jun 2026
+22.8% YoY
—
Gross NPA % · Jun 2026
—
Net NPA % · Jun 2026

📝 Aavas Financiers Limited — results explained

Quarter ended June 2026 (Q1 FY27)

Aavas Financiers Limited reported total income of ₹709 crore for the quarter ended June 2026 (Q1 FY27), up 12.9% from ₹628 crore in the same quarter last year, and down 0.8% sequentially over the March 2026 quarter.

Of this, interest earned contributed ₹709 crore and other income ₹0 crore. Net interest income (interest earned minus interest expended of ₹293 crore) worked out to ₹416 crore.

Net profit rose 23.2% year-on-year to ₹171 crore, from ₹139 crore. Earnings per share (EPS) came in at ₹21.60.

Full year and trailing twelve months

For the full year FY26, Aavas Financiers Limited posted total income of ₹2,684 crore, a growth of 13.9% over FY25, with a net profit of ₹655 crore (up 14.1% year-on-year).

On a trailing-twelve-month (TTM) basis, total income stands at ₹2,765 crore with a net profit of ₹687 crore.

Valuation snapshot

At the current price of ₹1,195.20, AAVAS has a market capitalisation of ₹9,477 crore and a trailing P/E of about 13.8.

Within the Finance - Housing industry, it is the 2nd-largest of the 8 companies we track by market value.

Shareholding pattern

As of Sep 2026, promoters held 48.88%, foreign institutional investors (FIIs) 15.20%, domestic institutional investors (DIIs) 22.40%, public shareholders 13.53% of Aavas Financiers Limited.

📈 Share price & events

📊 Quarterly trend

₹ crore

🎯 Key metrics

price-linked ratios use the latest close
Valuation
Market Cap ?
₹9,477 Cr
Current Price ?
₹1,195.2
P/E ?
13.79above ind
Industry P/E ?
6.90
P/B ?
1.88
P/S ?
3.43
P/FCF ?
-6.68
Enterprise Value ?
N/A
EV/EBITDA ?
N/A
PEG ?
0.92
Earnings Yield ?
7.3%
Dividend Yield ?
0.00%
Profitability & Returns
Total Income (TTM) ?
₹2,765 Cr
OPM ?
N/A
Profit after tax (TTM) ?
₹687 Cr
EPS (TTM) ?
₹86.67
ROCE ?
N/A
ROE ?
13.6%
ROA ?
3.2%
Gross NPA % ?
N/A
Net NPA % ?
N/A
Growth
Total Income — latest qtr ?
₹709 Cr
PAT — latest qtr ?
₹171 Cr
YoY qtr sales growth ?
12.9%
YoY qtr profit growth ?
23.2%
Sales growth (3y) ?
19%
Sales growth (5y) ?
19%
Profit growth (3y) ?
15%
Profit growth (5y) ?
18%
Financial Health
Debt ?
N/A
Debt to Equity ?
N/A
Interest Coverage ?
N/A
Current Ratio ?
N/A
Ownership
Promoter holding ?
48.88%
Change in promoter holding ?
-0.08%
Pledged percentage ?
N/A
Market
Return 3 months ?
-19.3%
Return 6 months ?
-11.3%

🗓️ Quarterly results (14 quarters · ₹ Cr)

same fiscal quarter as Jun bestweakest per row · for costs (interest, NPAs) low is best
Metric Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026 YoY % QoQ %
Interest Earned 450467497508546542579597636628667674715709 +12.9% -0.9%
Other Income 10111011100000 — —
Total Income 451467498509547542580598637628667674715709 +12.9% -0.8%
Interest Expended 165187204217222235249259265271276274273293 +8.0% +7.2%
Operating Profit —————————————220 — —
Provisions —————————————— — —
Profit Before Tax 159141157150177161190188193179211219231220 +23.0% -4.7%
Net Profit 127110122117143126148146154139164170182171 +23.2% -5.9%
EPS 16.0313.8715.3814.7418.0215.9318.6918.5019.4217.5920.7121.4822.9121.60 +22.8% -5.7%
Gross NPA % 0.92% 1.00% 1.04% 1.09% 0.94% 1.01% 1.08% 1.14% 1.08% 1.22% 1.24% 1.19% 1.05% — — —
Net NPA % 0.68% 0.73% 0.76% 0.79% 0.67% 0.72% 0.78% 0.81% 0.73% 0.84% 0.85% 0.79% 0.68% — — —
Capital Adequacy Ratio — — — — — — — — — — — — — — — —

📆 Annual results (₹ Cr, FY = Apr–Mar)

Metric FY25 FY26 TTM YoY %
Interest Earned ₹2,354 Cr ₹2,684 Cr ₹2,765 Cr +14.0%
Other Income ₹3 Cr ₹0 Cr ₹0 Cr -100.0%
Total Income ₹2,357 Cr ₹2,684 Cr ₹2,765 Cr +13.9%
Interest Expended ₹1,008 Cr ₹1,094 Cr ₹1,116 Cr +8.5%
Net Interest Income ₹1,346 Cr ₹1,590 Cr ₹1,649 Cr +18.1%
Operating Profit — — ₹220 Cr —
Provisions — — — —
Profit Before Tax ₹732 Cr ₹840 Cr ₹881 Cr +14.8%
Tax — — ₹49 Cr —
Net Profit ₹574 Cr ₹655 Cr ₹687 Cr +14.1%
EPS ₹72.54 ₹82.69 ₹86.70 +14.0%

🏛️ Balance Sheet (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
Equity Capital 79797979 +0.0%
Reserves 3,1913,6944,2824,972 +16.1%
Borrowing 9,88712,41213,91815,686 +12.7%
Other Liabilities 254334339476 +40.4%
Total Liabilities 13,41116,51918,61821,212 +13.9%
Fixed Assets 78116134178 +32.8%
CWIP 2011100 -100.0%
Investments 123182230271 +17.8%
Other Assets 13,18916,21018,24420,764 +13.8%
Total Assets 13,41116,51918,61821,212 +13.9%

💧 Cash Flow (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
Cash from Operating Activity -1,920-2,001-1,660-1,386 +16.5%
Cash from Investing Activity 196-646176-117 -166.5%
Cash from Financing Activity 1,8582,4911,4751,720 +16.6%
Net Cash Flow 134-156-9217 +2511.1%
Free Cash Flow -1,958-2,032-1,688-1,418 +16.0%
CFO/OP -157%-126%-86%-62% +27.9%

➗ Ratios (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
ROE % 14%14%14%14% +0.0%

👥 Shareholding (latest 5 periods)

Metric Jun 2025Sep 2025Dec 2025Mar 2026Sep 2026 % Chg
Promoters 48.96%48.96%48.95%48.88%48.88% +0.0%
FIIs 29.77%25.88%24.72%16.74%15.20% -9.2%
DIIs 11.52%14.13%14.30%22.14%22.40% +1.2%
Public 9.75%11.02%12.04%12.24%13.53% +10.5%
No. of Shareholders 1,21,8621,22,0521,20,6951,17,9801,08,686 -7.9%

⚖️ Peer comparison

Industry: Finance - Housing · 8 companies · full page →
# Company CMP MCap (Cr) P/E Total Inc TTM NP TTM OPM% NPM% Inc YoY% NP YoY% Qtr Rev Δ% Qtr NP Δ%
1 HOMEFIRST Home First ₹1,238.10 12,946 22.2 2,006 581 10.4% 29.0% 24.8% 41.4% 18.4% 34.3%
2 AAVAS Aavas Financiers ₹1,271.50 10,082 14.7 2,765 687 8.0% 24.9% 13.9% 14.1% 12.9% 23.2%
3 INDIASHLTR India Shelter ₹676.40 7,384 14.6 1,528 503 0.0% 32.9% 29.9% 33.1% 24.8% 27.8%
4 REPCOHOME Repco Home ₹331.95 2,077 4.3 1,822 482 8.1% 26.4% 4.3% 2.8% 6.3% 5.8%
5 GICHSGFIN GIC Housing ₹134.92 727 4.6 1,086 158 1.6% 14.6% 0.7% -3.7% 0.9% 44.0%
6 SRGHFL SRG Housing ₹117.35 184 5.4 211 34 4.7% 16.2% 29.2% 33.2% 26.6% 24.9%
7 CORALFINAC Coral India ₹32.40 131 9.1 15 14 77.5% 99.0% -27.2% -15.5% -18.8% -8.3%
8 RHFL Reliance Home ₹1.59 78 4.5 0 24 -1463.6% 10986.4% -64.5% 782.8% -100.0% 89.8%
❓ Frequently asked questions
What was Aavas Financiers Limited's total income in Q1 FY27?
Aavas Financiers Limited reported total income of ₹709 crore for the quarter ended June 2026 (Q1 FY27), up 12.9% from ₹628 crore in the same quarter last year, and down 0.8% sequentially over the March 2026 quarter.
What was Aavas Financiers Limited's net profit in Q1 FY27?
Net profit rose 23.2% year-on-year to ₹171 crore, from ₹139 crore. Earnings per share (EPS) came in at ₹21.60.
What is AAVAS's market capitalisation and P/E ratio?
At the current price of ₹1,195.20, AAVAS has a market capitalisation of ₹9,477 crore and a trailing P/E of about 13.8.
Who owns Aavas Financiers Limited? (shareholding pattern)
As of Sep 2026, promoters held 48.88%, foreign institutional investors (FIIs) 15.20%, domestic institutional investors (DIIs) 22.40%, public shareholders 13.53% of Aavas Financiers Limited.
TTM ends 2026-06-30. Amounts are ₹ crore unless stated otherwise. Figures are extracted by AI from public quarterly filings; gaps are filled from public market data. Live price refreshed about twice a day from exchange data. Educational information only — not financial advice.
⚠️ How this site is made: Market data pages are computed automatically from NSE/BSE publications and company filings; news articles and announcement analyses are written with AI assistance, with a human in the loop: our editors review what the AI produces. Both can contain errors. Verify with the original sources before any investment decision. Not investment advice; Flash Finance is not SEBI-registered. How we use AI