SRG Housing Finance LimitedSRGHFLBank / NBFC

Finance - Housing Latest results: Jun 2026 14 quarters of data

₹111.72

MCap ₹175 Cr · P/E 5.1

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AI-assisted data: figures and text on this page are extracted from public quarterly filings with AI assistance, checked automatically and overseen by our editorial team (human in the loop). They may still contain errors or omissions. Verify critical numbers against official company / SEBI / NSE / BSE filings before making any decision. Educational information only, not financial advice.

₹54 Cr

Interest Earned · Jun 2026

+29.3% YoY

₹10 Cr

Operating Profit · Jun 2026

₹8 Cr

Net Profit · Jun 2026

+24.9% YoY

₹5.39

EPS · Jun 2026

+24.8% YoY

1.73%

Gross NPA % · Jun 2026

0.63%

Net NPA % · Jun 2026

📝 SRG Housing Finance Limited — results explained

Quarter ended June 2026 (Q1 FY27)

SRG Housing Finance Limited reported total income of ₹54 crore for the quarter ended June 2026 (Q1 FY27), up 26.6% from ₹43 crore in the same quarter last year, and down 5.8% sequentially over the March 2026 quarter.

Of this, interest earned contributed ₹54 crore and other income ₹0 crore. Net interest income (interest earned minus interest expended of ₹24 crore) worked out to ₹30 crore.

Net profit rose 24.9% year-on-year to ₹8 crore, from ₹7 crore. Earnings per share (EPS) came in at ₹5.39.

On asset quality, gross NPA stood at 1.73% and net NPA at 0.63% (gross NPA was 1.85% a year ago).

Full year and trailing twelve months

For the full year FY26, SRG Housing Finance Limited posted total income of ₹200 crore, a growth of 29.2% over FY25, with a net profit of ₹32 crore (up 33.2% year-on-year).

On a trailing-twelve-month (TTM) basis, total income stands at ₹211 crore with a net profit of ₹34 crore.

Valuation snapshot

At the current price of ₹111.72, SRGHFL has a market capitalisation of ₹175 crore and a trailing P/E of about 5.1.

Within the Finance - Housing industry, it is the 6th-largest of the 8 companies we track by market value.

Shareholding pattern

As of Mar 2026, promoters held 59.03%, foreign institutional investors (FIIs) 0.00%, domestic institutional investors (DIIs) 0.00%, public shareholders 40.97% of SRG Housing Finance Limited.

📈 Share price & events

📊 Quarterly trend

₹ crore

🎯 Key metrics

price-linked ratios use the latest close

Valuation

Market Cap ?

₹175 Cr

Current Price ?

₹111.7

P/E ?

5.13below ind

Industry P/E ?

6.90

P/B ?

0.59

P/S ?

0.83

P/FCF ?

-0.70

Enterprise Value ?

N/A

EV/EBITDA ?

N/A

PEG ?

0.21

Earnings Yield ?

19.5%

Dividend Yield ?

0.00%

Profitability & Returns

Total Income (TTM) ?

₹211 Cr

OPM ?

N/A

Profit after tax (TTM) ?

₹34 Cr

EPS (TTM) ?

₹21.76

ROCE ?

N/A

ROE ?

11.5%

ROA ?

2.9%

Gross NPA % ?

1.73%

Net NPA % ?

0.63%

Growth

Total Income — latest qtr ?

₹54 Cr

PAT — latest qtr ?

₹8 Cr

YoY qtr sales growth ?

26.6%

YoY qtr profit growth ?

24.9%

Sales growth (3y) ?

29%

Sales growth (5y) ?

21%

Profit growth (3y) ?

24%

Profit growth (5y) ?

12%

Financial Health

Debt ?

N/A

Debt to Equity ?

N/A

Interest Coverage ?

N/A

Current Ratio ?

N/A

Ownership

Promoter holding ?

59.03%

Change in promoter holding ?

-0.08%

Pledged percentage ?

N/A

Market

Return 3 months ?

-64.3%

Return 6 months ?

-60.4%

🗓️ Quarterly results (14 quarters · ₹ Cr)

same fiscal quarter as Jun bestweakest per row · for costs (interest, NPAs) low is best Highlight

Metric	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	YoY %	QoQ %
Interest Earned	26	27	30	32	36	34	36	39	43	42	48	50	57	54	+29.3%	-5.7%
Other Income	0	0	1	0	0	0	1	1	1	1	1	1	0	0	-91.8%	-20.0%
Total Income	26	27	31	32	37	34	37	40	43	43	48	51	57	54	+26.6%	-5.8%
Interest Expended	10	11	13	13	14	14	15	17	17	17	18	20	23	24	+42.6%	+5.3%
Operating Profit	—	—	—	—	—	—	—	—	—	—	—	—	—	10	—	—
Provisions	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Profit Before Tax	5	5	7	7	8	7	8	7	8	8	10	10	12	10	+27.5%	-13.6%
Net Profit	4	4	5	5	6	6	7	6	6	7	8	8	9	8	+24.9%	-8.4%
EPS	3.22	3.38	4.05	4.09	4.58	4.34	4.62	4.01	3.95	4.32	5.26	5.23	5.89	5.39	+24.8%	-8.5%
Gross NPA %	2.50%	2.47%	2.40%	2.37%	2.29%	2.19%	1.96%	1.98%	1.84%	1.85%	1.88%	1.83%	1.77%	1.73%	—	—
Net NPA %	0.51%	0.49%	0.56%	0.62%	0.69%	0.67%	0.59%	0.61%	0.61%	0.62%	0.64%	0.68%	0.65%	0.63%	—	—
Capital Adequacy Ratio	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—

📆 Annual results (₹ Cr, FY = Apr–Mar)

Metric	FY25	FY26	TTM	YoY %
Interest Earned	₹152 Cr	₹197 Cr	₹209 Cr	+30.1%
Other Income	₹3 Cr	₹3 Cr	₹2 Cr	-16.8%
Total Income	₹155 Cr	₹200 Cr	₹211 Cr	+29.2%
Interest Expended	₹62 Cr	₹78 Cr	₹85 Cr	+25.1%
Net Interest Income	₹89 Cr	₹120 Cr	₹125 Cr	+33.6%
Operating Profit	—	—	₹10 Cr	—
Provisions	—	—	—	—
Profit Before Tax	₹30 Cr	₹40 Cr	₹42 Cr	+33.5%
Tax	—	—	₹2 Cr	—
Net Profit	₹24 Cr	₹32 Cr	₹34 Cr	+33.2%
EPS	₹16.92	₹20.70	₹21.77	+22.3%

🏛️ Balance Sheet (latest 4 periods)

Metric	Mar 2023	Mar 2024	Mar 2025	Mar 2026	% Chg
Equity Capital	13	13	16	16	+0.0%
Reserves	120	146	248	281	+13.3%
Borrowing	357	491	584	857	+46.7%
Other Liabilities	17	19	21	21	+0.0%
Total Liabilities	508	670	869	1,175	+35.2%
Fixed Assets	24	27	24	20	-16.7%
CWIP	1	0	0	0	—
Investments	12	9	36	73	+102.8%
Other Assets	471	635	809	1,082	+33.7%
Total Assets	508	670	869	1,175	+35.2%

💧 Cash Flow (latest 4 periods)

Metric	Mar 2023	Mar 2024	Mar 2025	Mar 2026	% Chg
Cash from Operating Activity	-83	-140	-131	-247	-88.5%
Cash from Investing Activity	9	-1	-31	-39	-25.8%
Cash from Financing Activity	73	139	173	273	+57.8%
Net Cash Flow	-1	-2	10	-13	-230.0%
Free Cash Flow	-90	-144	-135	-249	-84.4%
CFO/OP	-127%	-163%	-126%	-194%	-54.0%

➗ Ratios (latest 4 periods)

Metric	Mar 2023	Mar 2024	Mar 2025	Mar 2026	% Chg
ROE %	14%	14%	12%	12%	+0.0%

👥 Shareholding (latest 4 periods)

Metric	Jun 2025	Sep 2025	Dec 2025	Mar 2026	% Chg
Promoters	59.11%	59.11%	59.06%	59.03%	-0.1%
FIIs	0.01%	0.00%	0.00%	0.00%	—
DIIs	0.00%	0.00%	0.00%	0.00%	—
Public	40.88%	40.89%	40.93%	40.97%	+0.1%
No. of Shareholders	2,682	2,618	2,540	2,624	+3.3%

⚖️ Peer comparison

Industry: Finance - Housing · 8 companies · full page →

#	Company	CMP	MCap (Cr)	P/E	Total Inc TTM	NP TTM	OPM%	NPM%	Inc YoY%	NP YoY%	Qtr Rev Δ%	Qtr NP Δ%
1	HOMEFIRST Home First	₹1,238.10	12,946	22.2	2,006	581	10.4%	29.0%	24.8%	41.4%	18.4%	34.3%
2	AAVAS Aavas Financiers	₹1,271.50	10,082	14.7	2,765	687	8.0%	24.9%	13.9%	14.1%	12.9%	23.2%
3	INDIASHLTR India Shelter	₹676.40	7,384	14.6	1,528	503	0.0%	32.9%	29.9%	33.1%	24.8%	27.8%
4	REPCOHOME Repco Home	₹331.95	2,077	4.3	1,822	482	8.1%	26.4%	4.3%	2.8%	6.3%	5.8%
5	GICHSGFIN GIC Housing	₹134.92	727	4.6	1,086	158	1.6%	14.6%	0.7%	-3.7%	0.9%	44.0%
6	SRGHFL SRG Housing	₹117.35	184	5.4	211	34	4.7%	16.2%	29.2%	33.2%	26.6%	24.9%
7	CORALFINAC Coral India	₹32.40	131	9.1	15	14	77.5%	99.0%	-27.2%	-15.5%	-18.8%	-8.3%
8	RHFL Reliance Home	₹1.59	78	4.5	0	24	-1463.6%	10986.4%	-64.5%	782.8%	-100.0%	89.8%

❓ Frequently asked questions

What was SRG Housing Finance Limited's total income in Q1 FY27?

What was SRG Housing Finance Limited's net profit in Q1 FY27?