Home First Finance Company India LimitedHOMEFIRSTBank / NBFC

Finance - Housing Latest results: Jun 2026 14 quarters of data

₹1,099.80

MCap ₹11,500 Cr · P/E 19.8

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AI-assisted data: figures and text on this page are extracted from public quarterly filings with AI assistance, checked automatically and overseen by our editorial team (human in the loop). They may still contain errors or omissions. Verify critical numbers against official company / SEBI / NSE / BSE filings before making any decision. Educational information only, not financial advice.

₹538 Cr

Interest Earned · Jun 2026

+18.5% YoY

₹208 Cr

Operating Profit · Jun 2026

₹160 Cr

Net Profit · Jun 2026

+34.3% YoY

₹15.31

EPS · Jun 2026

+32.9% YoY

—

Gross NPA % · Jun 2026

—

Net NPA % · Jun 2026

📝 Home First Finance Company India Limited — results explained

Quarter ended June 2026 (Q1 FY27)

Home First Finance Company India Limited reported total income of ₹540 crore for the quarter ended June 2026 (Q1 FY27), up 18.4% from ₹456 crore in the same quarter last year, and up 7.1% sequentially over the March 2026 quarter.

Of this, interest earned contributed ₹538 crore and other income ₹2 crore. Net interest income (interest earned minus interest expended of ₹208 crore) worked out to ₹330 crore.

Net profit rose 34.3% year-on-year to ₹160 crore, from ₹119 crore. Earnings per share (EPS) came in at ₹15.31.

Full year and trailing twelve months

For the full year FY26, Home First Finance Company India Limited posted total income of ₹1,922 crore, a growth of 24.8% over FY25, with a net profit of ₹540 crore (up 41.4% year-on-year).

On a trailing-twelve-month (TTM) basis, total income stands at ₹2,006 crore with a net profit of ₹581 crore.

Valuation snapshot

At the current price of ₹1,099.80, HOMEFIRST has a market capitalisation of ₹11,500 crore and a trailing P/E of about 19.8.

Within the Finance - Housing industry, it is the largest of the 8 companies we track by market value.

Shareholding pattern

As of Jun 2026, promoters held 6.97%, foreign institutional investors (FIIs) 43.90%, domestic institutional investors (DIIs) 29.83%, public shareholders 19.30% of Home First Finance Company India Limited.

📈 Share price & events

📊 Quarterly trend

₹ crore

🎯 Key metrics

price-linked ratios use the latest close

Valuation

Market Cap ?

₹11,500 Cr

Current Price ?

₹1,099.8

P/E ?

19.80above ind

Industry P/E ?

6.90

P/B ?

2.64

P/S ?

5.73

P/FCF ?

-5.90

Enterprise Value ?

N/A

EV/EBITDA ?

N/A

PEG ?

0.60

Earnings Yield ?

5.1%

Dividend Yield ?

0.48%

Profitability & Returns

Total Income (TTM) ?

₹2,006 Cr

OPM ?

N/A

Profit after tax (TTM) ?

₹581 Cr

EPS (TTM) ?

₹55.55

ROCE ?

N/A

ROE ?

13.3%

ROA ?

3.8%

Gross NPA % ?

N/A

Net NPA % ?

N/A

Growth

Total Income — latest qtr ?

₹540 Cr

PAT — latest qtr ?

₹160 Cr

YoY qtr sales growth ?

18.4%

YoY qtr profit growth ?

34.3%

Sales growth (3y) ?

34%

Sales growth (5y) ?

31%

Profit growth (3y) ?

33%

Profit growth (5y) ?

40%

Financial Health

Debt ?

N/A

Debt to Equity ?

N/A

Interest Coverage ?

N/A

Current Ratio ?

N/A

Ownership

Promoter holding ?

6.97%

Change in promoter holding ?

-5.46%

Pledged percentage ?

N/A

Market

Return 3 months ?

-11.4%

Return 6 months ?

-2.5%

🗓️ Quarterly results (14 quarters · ₹ Cr)

same fiscal quarter as Jun bestweakest per row · for costs (interest, NPAs) low is best Highlight

Metric	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	YoY %	QoQ %
Interest Earned	227	255	273	296	313	336	373	406	415	454	477	482	501	538	+18.5%	+7.4%
Other Income	4	5	5	5	5	5	1	2	2	2	2	1	3	2	-8.5%	-39.0%
Total Income	231	260	278	301	318	341	374	408	417	456	479	483	504	540	+18.4%	+7.1%
Interest Expended	93	107	117	130	146	157	176	193	190	200	203	194	195	208	+4.2%	+6.9%
Operating Profit	—	—	—	—	—	—	—	—	—	—	—	—	—	208	—	—
Provisions	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Profit Before Tax	84	90	96	103	111	114	120	130	138	156	173	183	195	208	+33.1%	+6.5%
Net Profit	64	69	74	79	83	88	92	97	105	119	132	140	149	160	+34.3%	+7.3%
EPS	7.27	7.84	8.43	8.92	9.43	9.87	10.34	10.86	11.63	11.52	12.73	13.49	14.33	15.31	+32.9%	+6.8%
Gross NPA %	1.61%	1.64%	1.70%	1.70%	1.70%	2.90%	1.70%	1.70%	1.70%	1.80%	1.90%	2.00%	1.80%	—	—	—
Net NPA %	1.07%	1.14%	1.20%	1.20%	1.20%	1.30%	1.30%	1.30%	1.30%	1.40%	1.50%	1.60%	1.40%	—	—	—
Capital Adequacy Ratio	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—

📆 Annual results (₹ Cr, FY = Apr–Mar)

Metric	FY25	FY26	TTM	YoY %
Interest Earned	₹1,530 Cr	₹1,914 Cr	₹1,998 Cr	+25.1%
Other Income	₹10 Cr	₹8 Cr	₹8 Cr	-20.0%
Total Income	₹1,540 Cr	₹1,922 Cr	₹2,006 Cr	+24.8%
Interest Expended	₹716 Cr	₹792 Cr	₹800 Cr	+10.6%
Net Interest Income	₹814 Cr	₹1,122 Cr	₹1,198 Cr	+37.8%
Operating Profit	—	—	₹208 Cr	—
Provisions	—	—	—	—
Profit Before Tax	₹502 Cr	₹707 Cr	₹759 Cr	+40.8%
Tax	—	—	₹48 Cr	—
Net Profit	₹382 Cr	₹540 Cr	₹581 Cr	+41.4%
EPS	₹42.70	₹52.07	₹55.86	+21.9%

🏛️ Balance Sheet (latest 4 periods)

Metric	Mar 2023	Mar 2024	Mar 2025	Mar 2026	% Chg
Equity Capital	18	18	18	21	+16.7%
Reserves	1,800	2,104	2,503	4,336	+73.2%
Borrowing	4,813	7,302	9,551	10,590	+10.9%
Other Liabilities	108	110	140	220	+57.1%
Total Liabilities	6,739	9,534	12,212	15,167	+24.2%
Fixed Assets	26	30	46	56	+21.7%
CWIP	0	0	0	0	—
Investments	281	379	360	812	+125.6%
Other Assets	6,432	9,125	11,805	14,298	+21.1%
Total Assets	6,739	9,534	12,212	15,167	+24.2%

💧 Cash Flow (latest 4 periods)

Metric	Mar 2023	Mar 2024	Mar 2025	Mar 2026	% Chg
Cash from Operating Activity	-1,469	-1,908	-2,196	-1,940	+11.7%
Cash from Investing Activity	-267	-217	-0	-408	—
Cash from Financing Activity	1,353	2,470	2,215	2,198	-0.8%
Net Cash Flow	-382	345	19	-150	-889.5%
Free Cash Flow	-1,476	-1,916	-2,208	-1,949	+11.7%
CFO/OP	-228%	-199%	-169%	-119%	+29.6%

➗ Ratios (latest 4 periods)

Metric	Mar 2023	Mar 2024	Mar 2025	Mar 2026	% Chg
ROE %	13%	16%	16%	16%	+0.0%

👥 Shareholding (latest 5 periods)

Metric	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	% Chg
Promoters	12.43%	12.39%	12.35%	6.98%	6.97%	-0.1%
FIIs	37.19%	39.99%	40.82%	45.72%	43.90%	-4.0%
DIIs	21.89%	28.84%	27.61%	27.52%	29.83%	+8.4%
Public	28.51%	18.78%	19.23%	19.77%	19.30%	-2.4%
No. of Shareholders	86,471	85,010	83,670	82,905	81,261	-2.0%

⚖️ Peer comparison

Industry: Finance - Housing · 8 companies · full page →

#	Company	CMP	MCap (Cr)	P/E	Total Inc TTM	NP TTM	OPM%	NPM%	Inc YoY%	NP YoY%	Qtr Rev Δ%	Qtr NP Δ%
1	HOMEFIRST Home First	₹1,238.10	12,946	22.2	2,006	581	10.4%	29.0%	24.8%	41.4%	18.4%	34.3%
2	AAVAS Aavas Financiers	₹1,271.50	10,082	14.7	2,765	687	8.0%	24.9%	13.9%	14.1%	12.9%	23.2%
3	INDIASHLTR India Shelter	₹676.40	7,384	14.6	1,528	503	0.0%	32.9%	29.9%	33.1%	24.8%	27.8%
4	REPCOHOME Repco Home	₹331.95	2,077	4.3	1,822	482	8.1%	26.4%	4.3%	2.8%	6.3%	5.8%
5	GICHSGFIN GIC Housing	₹134.92	727	4.6	1,086	158	1.6%	14.6%	0.7%	-3.7%	0.9%	44.0%
6	SRGHFL SRG Housing	₹117.35	184	5.4	211	34	4.7%	16.2%	29.2%	33.2%	26.6%	24.9%
7	CORALFINAC Coral India	₹32.40	131	9.1	15	14	77.5%	99.0%	-27.2%	-15.5%	-18.8%	-8.3%
8	RHFL Reliance Home	₹1.59	78	4.5	0	24	-1463.6%	10986.4%	-64.5%	782.8%	-100.0%	89.8%

❓ Frequently asked questions

What was Home First Finance Company India Limited's total income in Q1 FY27?

What was Home First Finance Company India Limited's net profit in Q1 FY27?