Flash Finance

JM Financial LimitedJMFINANCILBank / NBFC

Financial Services Capital Markets Latest results: Jun 2026 11 quarters of data
Consolidated Standalone
₹121.38
MCap ₹11,616 Cr
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📋 Promoters Increasing Stake 📈 Multi-Timeframe Bearish Stocks 🏭 Financial Services sector
AI-assisted data: figures and text on this page are extracted from public quarterly filings with AI assistance, checked automatically and overseen by our editorial team (human in the loop). They may still contain errors or omissions. Verify critical numbers against official company / SEBI / NSE / BSE filings before making any decision. Educational information only, not financial advice.
₹82 Cr
Interest Earned · Jun 2026
+868.9% YoY
₹3 Cr
Operating Profit · Jun 2026
-98.3% YoY
₹2 Cr
Net Profit · Jun 2026
-98.1% YoY
₹0.03
EPS · Jun 2026
-97.9% YoY
—
Gross NPA % · Jun 2026
—
Net NPA % · Jun 2026

📝 JM Financial Limited — results explained

Quarter ended June 2026 (Q1 FY27)

JM Financial Limited reported total income of ₹86 crore for the quarter ended June 2026 (Q1 FY27), down 65.5% from ₹248 crore in the same quarter last year.

Of this, interest earned contributed ₹82 crore and other income ₹3 crore. Net interest income (interest earned minus interest expended of ₹1 crore) worked out to ₹81 crore.

Net profit fell 98.1% year-on-year to ₹2 crore, from ₹133 crore. Earnings per share (EPS) came in at ₹0.03.

Full year and trailing twelve months

For the full year FY25, JM Financial Limited posted total income of ₹608 crore, a decline of 4.1% over FY24, with a net profit of ₹240 crore (down 15.1% year-on-year).

Valuation snapshot

At the current price of ₹121.38, JMFINANCIL has a market capitalisation of ₹11,616 crore.

Within the Capital Markets industry, it is the 7th-largest of the 8 companies we track by market value.

Shareholding pattern

As of Jun 2026, promoters held 57.03%, foreign institutional investors (FIIs) 16.95%, domestic institutional investors (DIIs) 5.49%, public shareholders 20.53% of JM Financial Limited.

📈 Share price & events

📊 Quarterly trend

₹ crore

🎯 Key metrics

price-linked ratios use the latest close
Valuation
Market Cap ?
₹11,616 Cr
Current Price ?
₹121.4
P/E ?
N/A
Industry P/E ?
N/A
P/B ?
2.44
P/S ?
N/A
P/FCF ?
190.42
Enterprise Value ?
₹11,657 Cr
EV/EBITDA ?
N/A
PEG ?
N/A
Earnings Yield ?
N/A
Dividend Yield ?
2.66%
Profitability & Returns
Total Income (TTM) ?
N/A
OPM ?
N/A
Profit after tax (TTM) ?
N/A
EPS (TTM) ?
N/A
ROCE ?
18.0%
ROE ?
N/A
ROA ?
N/A
Gross NPA % ?
N/A
Net NPA % ?
N/A
Growth
Total Income — latest qtr ?
₹86 Cr
PAT — latest qtr ?
₹2 Cr
YoY qtr sales growth ?
-65.5%
YoY qtr profit growth ?
-98.1%
Sales growth (3y) ?
15%
Sales growth (5y) ?
18%
Profit growth (3y) ?
39%
Profit growth (5y) ?
32%
Financial Health
Debt ?
₹41 Cr
Debt to Equity ?
0.01
Interest Coverage ?
N/A
Current Ratio ?
N/A
Ownership
Promoter holding ?
57.03%
Change in promoter holding ?
0.52%
Pledged percentage ?
N/A
Market
Return 3 months ?
-2.3%
Return 6 months ?
-11.7%

🗓️ Quarterly results (11 quarters · ₹ Cr)

same fiscal quarter as Jun bestweakest per row · for costs (interest, NPAs) low is best
Metric Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Jun 2024Dec 2024Mar 2025Jun 2025Dec 2025Jun 2026 YoY % QoQ %
Interest Earned 21101728241010188682 +868.9% —
Other Income 160581282381991302002392404303 -98.6% —
Total Income 1816814526522314021125624843786 -65.5% —
Interest Expended 11211222111 -20.6% —
Operating Profit 134296516511844881511643353 -98.3% —
Provisions —123—-11-110— — —
Profit Before Tax 134276316211845871521623323 -98.3% —
Net Profit 12220501429035701351332882 -98.1% —
EPS 1.280.210.521.490.940.360.741.411.403.010.03 -97.9% —
Gross NPA % — — — — — — — — — — — — —
Net NPA % — — — — — — — — — — — — —
Capital Adequacy Ratio — — — — — — — — — — — — —

📆 Annual results (₹ Cr, FY = Apr–Mar)

Metric FY24 FY25 TTM YoY %
Interest Earned ₹69 Cr ₹38 Cr — -44.5%
Other Income ₹565 Cr ₹569 Cr — +0.8%
Total Income ₹634 Cr ₹608 Cr — -4.1%
Interest Expended ₹4 Cr ₹5 Cr — +23.0%
Net Interest Income ₹65 Cr ₹33 Cr — -48.9%
Operating Profit ₹348 Cr ₹283 Cr — -18.8%
Provisions ₹5 Cr ₹-1 Cr — -126.4%
Profit Before Tax ₹343 Cr ₹284 Cr — -17.1%
Tax ₹61 Cr ₹45 Cr — -26.6%
Net Profit ₹282 Cr ₹240 Cr — -15.1%
EPS ₹2.95 ₹2.51 — -14.9%

🏛️ Balance Sheet (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
Equity Capital 95969696 +0.0%
Reserves 3,7924,0144,3664,663 +6.8%
Borrowings 61545341 -22.6%
Other Liabilities 216289363291 -19.8%
Total Liabilities 4,1644,4524,8785,091 +4.4%
Fixed Assets 56484735 -25.5%
CWIP 0000 —
Investments 3,0983,6573,9624,266 +7.7%
Other Assets 1,009747869790 -9.1%
Total Assets 4,1644,4524,8785,091 +4.4%

💧 Cash Flow (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
Cash from Operating Activity -28151816261 -62.3%
Cash from Investing Activity 398-43384296 +252.4%
Cash from Financing Activity -208-99-211-416 -97.2%
Net Cash Flow -91-1435-59 -268.6%
Free Cash Flow -28451715761 -61.1%
CFO/OP -77%139%42%9% -78.6%

➗ Ratios (latest 4 periods)

Metric Mar 2023Mar 2024Mar 2025Mar 2026 % Chg
Debtor Days 22353931 -20.5%
Cash Conversion Cycle 22353931 -20.5%
Working Capital Days 8344286 -78.6%
ROCE % 8%10%13%18% +38.5%

👥 Shareholding (latest 5 periods)

Metric Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026 % Chg
Promoters 56.51%56.61%56.90%57.07%57.03% -0.1%
FIIs 17.69%18.38%17.71%17.16%16.95% -1.2%
DIIs 6.53%5.61%5.76%5.88%5.49% -6.6%
Public 19.27%19.42%19.64%19.89%20.53% +3.2%
No. of Shareholders 1,73,2901,77,1601,76,5561,72,8021,75,511 +1.6%

⚖️ Peer comparison

Industry: Capital Markets · 8 companies · full page →
# Company CMP MCap (Cr) P/E Total Inc TTM NP TTM OPM% NPM% Inc YoY% NP YoY% Qtr Rev Δ% Qtr NP Δ%
1 GROWW BILLIONBRAINS GARAGE ₹202.50 125,379 — — — — — — — 43.9% 53.8%
2 MOTILALOFS Motilal Oswal ₹1,026.50 61,828 — — — — — -6.2% -18.6% 25.1% 9.5%
3 AIIL Authum Investment ₹550.95 46,788 22.3 2,915 2,095 60.6% 71.8% -42.5% -54.5% 21.3% 17.5%
4 CDSL Central Depository ₹1,360.00 28,424 — — — — — -10.5% -13.6% 4.5% -5.0%
5 ANGELONE Angel One ₹301.50 27,575 — — — — — -12.8% -35.2% 18.5% 55.2%
6 CHOICEIN Choice International ₹758.00 16,886 — — — — — 121.0% 131.7% 34.1% 26.4%
7 JMFINANCIL JM Financial ₹124.98 11,960 — — — — — -4.1% -15.1% -65.5% -98.1%
8 IEX Indian Energy ₹113.88 10,132 — — — — — — — 10.1% 11.6%
❓ Frequently asked questions
What was JM Financial Limited's total income in Q1 FY27?
JM Financial Limited reported total income of ₹86 crore for the quarter ended June 2026 (Q1 FY27), down 65.5% from ₹248 crore in the same quarter last year.
What was JM Financial Limited's net profit in Q1 FY27?
Net profit fell 98.1% year-on-year to ₹2 crore, from ₹133 crore. Earnings per share (EPS) came in at ₹0.03.
What is JMFINANCIL's market capitalisation and P/E ratio?
At the current price of ₹121.38, JMFINANCIL has a market capitalisation of ₹11,616 crore.
Who owns JM Financial Limited? (shareholding pattern)
As of Jun 2026, promoters held 57.03%, foreign institutional investors (FIIs) 16.95%, domestic institutional investors (DIIs) 5.49%, public shareholders 20.53% of JM Financial Limited.
TTM ends N/A. Amounts are ₹ crore unless stated otherwise. Figures are extracted by AI from public quarterly filings; gaps are filled from public market data. Live price refreshed about twice a day from exchange data. Educational information only — not financial advice.
⚠️ How this site is made: Market data pages are computed automatically from NSE/BSE publications and company filings; news articles and announcement analyses are written with AI assistance, with a human in the loop: our editors review what the AI produces. Both can contain errors. Verify with the original sources before any investment decision. Not investment advice; Flash Finance is not SEBI-registered. How we use AI